How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with ac ...
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In this episode: entrepreneurship, side hustles, overcoming fear, community, sharing and maintaining passion projects. This week we are joined by Kyle Nolan, creator and founder of Projection Lab, where we will be discussing how he left his 9 to 5 to pursue a passion project, some of the challenges and realizations he’s faced while creating his sof…
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505 | Mailbag: Getting Started with FI, Debt vs. Investing, Dividends, 4% Includes Taxes?, Roth 401k | Rachael Camp
1:12:34
1:12:34
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1:12:34
In this episode: debt and investing, the 4% rule, Roth 401k and traditional 401k, and total return investing. This week we are back with a listener Mail Bag featuring returning guest Rachael Camp! Together, we will be answering questions and giving our feedback on nuanced topics asked by the community! Listen along for discussions about the 4 perce…
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504 | Visualizing Your Domino Effect | Devon
1:11:30
1:11:30
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1:11:30
This week on ChooseFI, Brad welcomes Devon, a 22-year-old National Guard member and aspiring mechanical engineer, to discuss the power of intentionality and personal finance! Together, Brad and Devon explore how small, deliberate actions can create a domino effect in shaping one's financial future. Devon shares his journey from joining the National…
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503 | Deep Dive: Roth IRA Conversion Ladder
1:13:56
1:13:56
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In this episode: Roth IRA conversion ladder, starting with the end in mind, investing for growth or stability, and retirement planning. While we have covered Roth IRA Conversion Ladders on ChooseFI before, we have never in the past taken such a deep dive into the subject like we do in this week's episode! Once again, we are joined by friend of the …
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502 | Making FI Fun Again | Roundup
1:01:28
1:01:28
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In this episode: travel rewards, frugality, companion passes, international travel, intentional spending, and listener questions. This week Brad is re-joined by Ginger as together they go back to basics during our returning round-up segment! This time around, the pair will be talking about recent travels and hacks they’ve used, travel rewards tips,…
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501 | It ALL worked. ALL of it. | Connie
1:06:16
1:06:16
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1:06:16
In this episode: travel rewards, IRA conversions, working with FAFSA, health insurance, and the FI journey. This week we are joined by community member and listener Connie to discuss the beginning of her FI journey, and the transformative steps she’s taken to further maximize her journey for her and her family. With so many resources available to l…
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500 | Choose Financial Independence Today
48:25
48:25
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48:25
In this episode: FI numbers, financial independence, approaching problems differently, and adjusting spending to accommodate FI. This week join our host Brad in celebrating 500 episodes of Choose FI, as he talks about the start of his FI journey, and highlights topics and episodes from the last few years. The path to FI isn’t just about simplifying…
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499 | Overcoming Limiting Beliefs | Jess - Fioneers
1:06:25
1:06:25
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In this episode: limiting beliefs, flipping the script, looking for evidence, empowering beliefs, and imposter syndrome. This week we are rejoined by Jessica from The Fioneers, to discuss the idea of limiting beliefs, from knowing how to identify and define them, to learning to work through and overcome them using her six strategy method. To put th…
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498 | The 6 Pillars of Health | Dr. Bobby Dubois
1:24:55
1:24:55
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In this episode, exercise, sleep, nutrition, mind body activities, social relationships, heat and cold exposure. This week we are joined by Dr. Bobby DuBois author and host of Live Long and Well podcast, where we will be discussing health optimization and wellness by deep diving into each of what he calls the 6 pillars: Exercise, Sleep, Nutrition, …
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497 | Your Social Security Questions Answered | Mike Piper
1:04:03
1:04:03
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1:04:03
In this episode: full retirement age, earnings, spousal benefits, survivor benefits, filing for benefits, and the earnings test. This week, Mike Piper joins the show to talk all things social security and answer listener questions that arose from our last social security related conversation back in episode 474! Whether it is discussing the full re…
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496 | Mailbag: Roth vs. Trad, $35k Roth to 529, Combining Finances | Rachael Camp
1:11:48
1:11:48
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1:11:48
In this episode: roth versus traditional IRA, second generation FI, FI and newlyweds, and retirement planning optimization. This week we are diving back into the listener Mail Bag with our returning guest Rachael Camp to answer questions from the community! Today we will be discussing the differences between Roth and Traditional IRAs and the future…
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495 | The Lazy Landlord | James Lowery
1:08:21
1:08:21
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1:08:21
In this episode: real estate, lazy landlording, attracting the right tenants, finding ideal situations, and traveling. This week we are joined by returning guest James Lowery to discuss his “lazy landlord” concept to streamline and simplify real estate investing as well as set processes in place that not only make your life easier as a landlord but…
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494 | Money is Your Best Form of Protest | Tori Dunlap
1:05:09
1:05:09
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In this episode: financial freedom, starting your own business, you can't sprint forever, buying vs renting, and investing. This week we are rejoined by host of Financial Feminist podcast and creator of Her First 100K, Tori Dunlap, to fill us in on her journey with FI over the last few years, discuss what financial equity and the importance of buil…
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493 | Design Your Extraordinary Life | Alan & Katie Donegan
1:16:33
1:16:33
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1:16:33
In this episode: doing everything but not at once, building your extraordinary life, optimizing your time, and what to do after FI. This week we are joined by Alan and Katie Donogan as well as my guest co-host Ginger live from the Design Your Extraordinary Life Weekend event in Las Vegas, where we will be discussing their exercise of envisioning wh…
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492 | The RRTTLLU Investing Framework | Jesse Cramer
50:48
50:48
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50:48
In this episode: RRTTLU, actual risk, actual return, balancing portfolios, understanding your timeline, taxes, and legal situations. This week we are joined by Jesse Cramer of the “Best Interest" blog and podcast to discuss “RRTTLLU”, an acronym that provides a framework and guide of some of the factors one should consider when they start investing…
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491 | Answering Your Questions on How to Access Money Before 59.5 | Sean Mullaney
1:08:11
1:08:11
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In this episode: 72t, Roth 401k’s, Roth IRA’s, The Pro Rata Rule, PUQME, HSA’s, Retirement and Education, and Roth Conversions. In one of our faster update episodes ever, friend of the show Sean Mullaney re-joins Brad to follow up on the episode we published back in February, “How to Access Your Retirement Accounts Before 59.5,” as well answer some…
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In this episode: events, community, travel rewards, medidations, mini retirements, travel wins, and travel points. This week we are back with friend of the pod Ginger to discuss a mixed bag of topics, such as attending FI events, travel rewards and companion passes, as well as the idea of a “mini” retirements and what that can look like while on th…
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489 | Freedom Before FIRE | Trip of a Lifestyle
59:14
59:14
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59:14
In this episode: connecting points, the power of FU money, the early retirement era, and enjoying the journey. This week we are joined by returning guests, Steven and Lauren Keys from Trip of a Lifestyle, to update us on their FI journey and “early retirement era,” as well as discuss the importance of finding the courage and freedom to make radical…
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488 | The Courage to Take Action | EconoMe LIVE with Doc G
54:28
54:28
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54:28
In this episode: courage from community, what to do next, overwhelm, finding community, and the evolution of FI. Live from the EconoMe Conference in Cincinati Ohio, Brad is joined by Jordan "Doc G" Grumet and a room full of passionate members of our community to discuss finding the courage to take action in your FI journey. While we understand mone…
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487 | Military FI: Optimizing Your Financial Plan before Military Retirement | Daniel Kopp, CFP
59:24
59:24
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59:24
In this episode: survivor benefit plans, VA benefits, VSO's disability benefits, tax planning, healthcare, and blended retirement systems. This week we are joined by Daniel Kopp, founder of Wise Stewardship Financial Planning, to outline ways you can best prepare for military retirement. Together we cover pensions, navigating the Survivor Benefit P…
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486 | The Wealthy Educator | Chris Travers
40:34
40:34
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40:34
In this episode: public service accounts, side hustles, making FI possible, frugality, giving yourself freedom, and side hustles. This week we are joined by Chris Travers, a New York City public school teacher and FI community member, to discuss his journey from being a natural saver to becoming a savvy investor, talk advantages and disadvantages o…
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485 | Mailbag: Spending Down to Zero, High Fee 401k, Mini Retirements | Rachael Camp
57:03
57:03
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57:03
In this episode: spending down to zero, the ratcheting rule, the guardrails approach, high fee 401k's, and mini-retirements. This week we are diving back into the listener mailbag with Rachael Camp to address the pressing questions our community has! Whether it's curiosity towards the concept of dying with zero, determining whether it is a good tim…
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484 | A Family Journey From Debt to Early Retirement in a Decade | Joel and Emily Allen
1:07:13
1:07:13
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1:07:13
In this episode: wants vs needs, side hustles, tax planning, college hacking, travel rewards, mindset, and living your values. This week we are joined by Joel and Emily Allen, a married couple with children based out of Iowa who truly embody what the FI movement is all about! Not only have they seized control of their life and finances, but have al…
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483 | Effective Giving for the FI Community | Rebecca Herbst & Jack Lewars
1:10:50
1:10:50
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1:10:50
In this episode: building a giving framework, the giving pledge, compound impact, donor advised funds, and different ways to give. Is it better to give to charity in a lump sum versus incrementally? What are the tax implications of donating? What are the benefits of using donor advised funds? This week we answer these questions and more with the he…
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482 | Update: Are Remote Tech Careers Still Relevant in 2024? | Bradley Rice
34:03
34:03
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34:03
In this episode: salesforce, lifestyle design, testimonials and verification, the hidden job market, and talentstacking. Once again joined by friend of the show Bradley Rice, the owner and creator of TalentStacker, to update us on the value of SalesForce and career pivoting in 2024. While on the FI journey, you are actively creating the life you wa…
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