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Taxpayer Beware

California Tax Education Council

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When it comes to selecting a tax preparer, the stakes are high. The thought of potential mistakes or falling victim to fraud can be daunting. But fear not! Join Ray Davis as he hosts an exciting podcast series packed with insightful discussions. Tune in to hear real tax scam stories shared by tax professionals, get a sneak peek into the world of enforcement specialists who knock on doors, and so much more. Engage with us now and uncover the secrets of the tax world!Visit ctec.org for more in ...
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Welcome to Tax Tea with Melinda Tolbert, your go-to podcast for the hottest tax topics. Join Melinda Tolbert as she spills the tea on IRS secrets, scams, tax relief insights, and insider tips. Sit down, sip some tea, and dive into the intriguing world of taxation.
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Sales Tax & More is the weekly show that talks about everyone's favorite topic...Sales Tax! Listen in each week as we talk with experts, professionals, and more to help you understand this often-overlooked tax.
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Welcome to the 60 Second Solution Podcast where you'll discover how to run your business operations and minimize your taxes with tax strategies and arranging business structures. Maximize all exemptions, exclusions, credits, and deductions allowed by law and increase your profits with your host, Phil Liberatore, CPA.
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Retirement Starts Today

Benjamin Brandt CFP®, RICP®

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Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Financial, tax and retirement planning guidance from Tony Mauro. Tony is the original Tax Doctor, serving central Iowa. We’ll teach you how to properly plan for retirement, minimize your tax burden and attain a successful financial future.
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Simple and clear presentation and analysis of current events, history, law, science, physiology, etc. I offer nothing more than simple facts, plan arguments and common sense. “Dr” in the ‘Dr Reality’ refers to Dave’s doctorate degree in Political Philosophy.
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Finance bros are out, #RichGirls are in. Join Money with Katie and her guests as they talk spending habits, smart investing, and tax strategies – without putting you to sleep. Listen weekly on Wednesdays to learn how to turn your Rich Girl mindset into money.
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TaxingSubjects® is Drake Software's blog for tax professionals, covering income tax, IRS news, software and technology, and business strategies for tax preparers. Visit DrakeSoftware.com/Blog for the latest tax industry info.
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Tech Guide editor Stephen Fenech looks at the latest consumer technology news and reviews, talks to industry figures and answers all of your burning technology questions in his weekly podcast. It's the best way to stay updated and educated
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The Dark Money Files

Graham Barrow and Ray Blake

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A series of podcasts which explain to a non-technical audience how "Dark Money" (e.g. money laundering, corruption, bribery, tax evasion) enters the financial system and infects everything it touches.
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Where Your Treasure Is...

Simon Glazier and Bex Elder

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How does Christian teaching on managing our finances well tie in with the modern UK financial system? Your hosts, Bex & Simon, will help you navigate the key issues of financial planning and advice with reflections on, and references to, key biblical principles that should underpin our approach to money, wealth and possessions.
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The next 10 years is going to be The Golden Age for India filled with infinite once-in-a-lifetime opportunities, but if you don’t prepare and grow yourself to win these opportunities then you won’t be able to achieve your ‘Indian Dream’. And we won’t let that happen, this channel is about helping you grow and win in life. Hi! I am Raj Shamani and I believe in ‘figuring out’ how to grow every day so that we can live and love better. Our Purpose for this channel is to become one of the most au ...
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Retirement Road Map®

Derek Gregoire, Keith Ellis, and Matthew Peck

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Welcome to the Retirement Road Map by SHP Financial—a podcast empowering today's retirees and pre-retirees to make well-informed financial decisions that will help you spend more time living and dreaming, than worrying and wondering. Join SHP Financial Co-Founders Derek Gregoire, Keith Ellis, and Matthew Peck, CFP® CIMA®, as they share actionable financial strategies and insights, as well as interview top thought leaders in the world of finance, accounting, and estate planning. The SHP trade ...
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The Retirement Fiduciary Podcast

Adam D. Koós, CFP®, CMT®, CEPA

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Welcome to The Retirement Fiduciary Podcast! Your classroom for no BS financial eduation. A place where we have authentic discussions about retirment planning, investment management, tax reduction strategies, insurance, estate planning, and more. Thanks for listening & please be sure to SUBSCRIBE! Hosted by Adam Koos, CFP®, CMT® of Libertas Wealth.
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“Let’s Talk About Scams” is the must-listen podcast for anyone who wants to protect themselves and their loved ones from scams and frauds targeting the elderly population. Host Joyce Petrowski, along with her expert guests, will provide valuable insights and practical tips on how to recognize and prevent scams, such as romance, grandparents, and tech support scams. Falling for these scams can have devastating financial, emotional, and psychological consequences, which is why it's crucial to ...
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An educational podcast to teach you about how taxes affect your business and personal lives and how to lower your tax bill. Taxes affect every area of life, from buying a house, trading stocks, trading NFT/Crypto currency, operating a business, and even giving birthday gifts. We are here to help you understand the complexities of the tax code. Disclaimer: The purpose of this podcast is for educational purposes. Please consult with your accountant, financial advisory and other resources befor ...
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We go track by track through the underbelly of music history using research and trivia to locate the roots of our obsession with vinyl records. Proud part of Pantheon - the podcast network for music lovers.
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At AARP California, we are so much more than our membership card and ‘In Clear Terms’ is all about informing you about the great things that we do for Californians of all ages. This podcast will cover news that you can use as you think about healthcare, retirement savings, caregiving, new technology, and legislation you should be aware of that we are engaged in on your behalf. Join Thyonne Gordon for conversations that are fun and thought provoking with community leaders, thought leaders, el ...
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You don’t learn business at film school! The Video Mentors share their tips, tricks, and the unfiltered truth about what it takes to succeed in the industry. Our mission is to positively impact the lives of 1 million videographers - helping you earn more, and work less.
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Business Management Show

Michael L. DeVries, CFP®, CHBC, EA

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Whether you are in a private practice, employed by a hospital or corporate business, the financial matters, tax planning, employee management, and health-care compliance have become monumental tasks and concerns. The Business Management Show’s objective is provide you with information that will help you manage your business and lead your team so that you can better care for your patients and your family. The insight of the industry experts on this show will bring practical, indispensable, in ...
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Lawyers on the Block is a podcast by a group of Private Wealth lawyers who discuss the biggest crypto and digital asset issues facing professionals and the legal aspects of the crypto markets more broadly.
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Trends Like These

Travis, Brent and Courtney

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Trends Like These is a weekly round-up of what's trending on Facebook, Twitter and all over the Internet. Brought to you every Friday by Travis McElroy, Brent Black, and Courtney Enlow. Follow us on Twitter @TrendsLikeThese! Join us, won't you?
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Market Fire

All Pod Media

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Market Fire is the #1 fastest growing business podcast. Every week, The Big Man and Danny Bombay break down the most epic news stories and offer searing commentary on the incredible stories taking place in the marketplace. Additional information about All Pod Media, Market Fire, The Big Man, Danny and our sponsors can be found at www.MarketExplainer.com Enjoy – and do not forget to be our friend by telling your friends about All Pod Radio and Market Fire.
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The With Interest podcast brings you unrivalled commentary and thought leadership for businesses, accounting and finance professionals. Each week, we share expert industry opinions, insights and resources across accounting, public practice, taxation, auditing, finance, strategy, leadership, economic and business-related issues. Subscribe today to stay up-to-date with the latest episodes. With Interest is presented by CPA Australia, one of the world’s largest accounting bodies, with core serv ...
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Dr. America with Sanjeev Sriram

Dr Sanjeev Sriram, MD, MPH

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Dr. America (secret identity: Sanjeev Sriram, MD, MPH) explores how health is connected to policies, economics, race, and other factors. This show celebrates the advocacy of everyday Americans seeking health justice. Dr. America inspires us to build a better web of mutuality where health is a right, not a privilege, for all.
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In my own way of explaining what is meant by the phrase “reverse chess,” it’s simply the deconstruction or the unraveling of information, with most of the lies and distractions removed. The strange truth is that much of what we all experience starts to finally make a little more sense when it is examined from the opposite perspective.
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Saving, spending, planning — you've got money questions and we've got answers. Every week host Alison Southwick and personal finance expert Robert Brokamp challenge the conventional wisdom on life's biggest financial issues to reveal what you really need to know to make smart money moves. Send your questions to answers@fool.com.
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The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning pets and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 Pe ...
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Retirement is the plan. You worked hard to get where you are, now have a retirement that works hard for you. If you want to achieve… confidence, peace of mind, control of your future, a rock-solid income plan, financial freedom, and unrestricted options in retirement this show is the right one for you! Retirement is approaching and you can’t afford to make mistakes with your money. In the back of your mind, there are concerns about what happens if there is another financial downfall as you a ...
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An award-winning retirement podcast dedicated to helping you lower taxes, invest smarter, and make work optional. Do you want to avoid overpaying the IRS in retirement? Or learn how to prepare for the next stock market crash? How about when to take Social Security and how to turn your investments into reliable retirement income? Hey there! I'm CERTIFIED FINANCIAL PLANNER™ Taylor Schulte, and I was recently named the #2 Independent Financial Advisor in the U.S. by Investopedia. Each week on t ...
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Earn & Invest

Jordan Grumet (Doc G)

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Join us for thought-provoking conversations that empower you to Earn and Invest wisely, shaping your future while making informed decisions today. Every Monday, our wide-ranging panel discussions explore various financial topics, fostering engaging conversations that challenge conventional wisdom and provide fresh perspectives. Then, on Thursdays, we delve into individual interviews, offering deep insights from experts who share their experiences and expertise. While we may not always uncove ...
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The Wise Money Show™

Korhorn Financial Group

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Listen, Learn & Prosper. Wise Money Show is where individuals looking to build wise financial habits turn for advice. We’re all about teaching you how to make the right financial decisions in your life that align with your financial plan. If you are looking to be better prepared for retirement, pay fewer taxes, fully fund your retirement accounts, and more, then make sure you subscribe to this channel now!
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BiggerPockets Daily takes the real estate investing wisdom contained in tens of thousands of BiggerPockets Blog articles and converts it into a convenient daily audio experience... because you can't have your face in a screen while you're out there living your busy life. Rental properties, house flipping, wholesaling... it's all here. And unlike other daily podcasts, the information is timeless – so you can learn on your timeline. Skip episodes, take a break, then binge and catch up. Or just ...
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Kelly Cutrara

AM640 / Curiouscast

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Kelly Cutrara brings 20 years of national and international broadcasting experience to her show – not to mention a razor-sharp wit. Join us as Kelly guides you through amazing stories and interviews with fascinating people daily.
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Welcome to Ford Financial Group's Casual Friday Podcast, where we review subjects relevant to investing, and topics that impact our clients and their plans for retirement.Investment advice is offered through Ford Financial Group, a Registered Investment Advisor and separate entity from LPL Financial. The Financial Advisors of Ford Financial Group are also Registered Representatives with and securities are offered through LPL Financial, Member SIPC, www.sipc.org.For a list of states in which ...
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The Finance Bible

Zeke Guenthroth and Oscar Don

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The Finance Bible podcast is your guide to helping you reach Financial Freedom, learning new concepts one episode at a time. Zeke Guenthroth & Oscar Don dive into a variety of different finance based topics, including but not limited to investing, investment properties, saving, budgeting, shares, crypto, interest rates, inflation, wealth and debt with a new episode launching every week. You can be sure to tune in and learn how to accumulate wealth over time. DISCLAIMER:The information in thi ...
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The Liquidity Event is a show about all things personal finance with a laser focus on equity compensation. Your hosts AJ and Shane will take you through the week’s news on #fintech, IPOs, SPACs, founder wins and fails, crypto, and whatever else these two nerds think is interesting. AJ and Shane are the financial advisors behind wealth management and tax firm Brooklyn FI, and have helped hundreds of clients plan for successful exits and financial independence. As proud millennials, they have ...
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What The Finance

Mamamia Podcasts

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How much money should you save each week? Is there such a thing as good debt? Where does super actually go? When it comes to money, it’s very easy to avoid talking about it. This is where What The Finance comes in, Mamamia’s new podcast all about money. Over eight weeks, join financial expert and author Melissa Browne as she helps actress and activist Pallavi Sharda, and you at home, get good with money.
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Teaching Millionaires is a podcast about personal finance, money management, saving and investing for retirement, and the journey to becoming financially independent. Hosted by Rich Smith, the show serves a community of lifelong learners helping them to understand how to become successful with their money.
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Disclaimer: This video is intended solely for educational purposes and financial opinions shared by the guest are his personal views. We do not seek to defame or harm any person/brand/product mentioned in the video. Our goal is to provide information to help audience make informed choices. Order 'Build, Don't Talk' (in English) here: ⁠⁠https://amzn…
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Jon Dowling interviews Dr. Champion about the history, dynamic, and legal realities of the U.S. government’s income tax scam and its massive 60-year disinformation campaign that has been hugely successful at convincing the American people that the government’s lie is actually the truth. Dr. Champion tells you how to find out the truth for yourself …
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Higher education doesn't have to mean ONLY a 4-year expensive college. Troy Runnels, the CFO of My529, says you can put money into a plan which will pay for a trade school educaton, internet usage, housing, internships school supplies and much more. Susan Speirs, the CEO of Utah Association of CPAs, says the funds you put into a MY529 plan qualify …
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Are you a new college graduate (or a concerned parent) wondering if it is possible to buy a house? Spoiler alert: It is absolutely possible! It may be easier for someone further along in life, with a more established financial situation, but that does not mean you have no chance of qualifying for your first mortgage right out of college. There are …
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Life insurance is a notoriously scammy industry, made more confusing by the fact that there are legitimate forms of life insurance that aren’t a total waste of money. So which ones are legit, and which ones should you avoid? Reminder: I am not a certified financial professional and this is not financial advice; please do your own due diligence. Tra…
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Are you tired of going it alone with your video business? In this episode, Den Lennie introduces The Video Mentors and the three established video production businesses that will be sharing their knowledge and experiences. Andy Johnston, Caleb Maxwell, and Matt Smolen discuss the journey of transitioning from being a creative filmmaker to a busines…
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Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe To Our Other YouTube Channels:- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips?sub_confirmation=1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Sho…
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The pursuit of financial independence (FI) is a journey that promises freedom, security, and the ability to live life on your own terms. However, this path isn’t always straightforward—nor without pitfalls. It’s tempting to focus solely on financial freedom, but obsessing over it can have unexpected downsides that affect your overall happiness and …
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It’s that time of year again: SMSF reporting season is upon those managing their own superannuation. Staying updated on the latest changes is crucial, whether you’re overseeing it yourself or working with a fund. To guide you through the latest in super, CPA Australia’s superannuation expert helps break down what you need to know. From SMSF reporti…
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Do you feel pain when spending money? Or perhaps it’s the opposite, and you spend a little too freely without much thought, pain, or remorse? In this episode of Retirement Starts Today, we’ll explore an article on how to make the most out of retirement by trying to land somewhere in the middle of the spending spectrum. Whether you find yourself to …
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Can you ever have too much money? More than you will ever need? What do you do then? We talk with Mike Piper in this rewind episode about his new book More Than Enough. We discuss prudent financial moves when you have enough to take care of your own immediate needs. We also delve into giving in the most financially impactful way. Learn more about y…
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It's possible you might already have enough saved up for retirement, thanks to the power of compounding—a phenomenon in the FIRE community known as Coast FI. We cover how to calculate that number, if it's a reliable safety net, and what else to keep in mind. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Produc…
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As we all know, one of the main advantages of investing in real estate is the tax benefits. Many of the investors who I meet for the first time are broadly aware of depreciation, expenses incurred through renovations, and operating costs. However, many don’t know about the steps they need to take to maximize their deductions or about costly mistake…
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In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the crucial documents you need to keep on file as you approach or enter retirement. It's not uncommon to feel overwhelmed by the amount of paperwork accumulated over the years, especially when it comes to tax returns, legal documents, and health care records. This episode…
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Send us a Text Message. Is your job satisfaction dwindling, but you can't quite put your finger on why? Join us as we uncover the subtle signs that scream workplace toxicity. Through personal stories and real-life examples, we discuss the telltale signs of a stagnant role and how it can erode your mental health and career growth. We'll tackle the t…
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Success in real estate does not require securing “great deals.” It requires great fundamentals: location, a reliable tenant segment, and properties that attract those tenants. A Personal Case Study Let me share my own experience. In 2016, my partner and I bought a three-bedroom, two-bathroom, one-story townhome. We paid the asking price of $180,000…
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This is a recording of our popular Tech Talk radio show on WDBO AM580 and FM 107.3 that airs every Saturday from 2PM to 3PM and every Sunday from 8 AM-9 AM. This week David Leavitt discusses an important Apple security update. Dave also talks about the latest ransomware scams against One Blood and the City of North Miami. Also discussed are current…
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The latest in financial scams that hackers are using to try and defraud you out of your hard-earned money. It is always prudent to be on guard for sophisticated scams and attacks. We're sharing the 3 most common financial scams you need to be on the lookout for in today's episode of Wise Money. Season 9 Episode 51 Have a question you want to have a…
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The good news is that the inflation rate is on the decline. The bad news is that it still exceeds the Federal Reserve’s target rate of 2%. As a result, the Federal Reserve announced last week that it will maintain the current interest rate of 5.25% to 5.5%. In a statement, the central bank noted: “Economic activity has continued to expand at a soli…
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Welcome to Episode #113 of the Liquidity Event Podcast! This week, AJ and Shane are diving into the wild world of market volatility. Is the market dipping or is something more sinister at play? Join us as we break down the latest financial news and uncover the scams that are catching everyone off guard. Leave us a voicemail and we'll answer it on t…
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Guru programs are notoriously difficult to assess in terms of quality or outcome for their students. Some students rave about their gurus, while some complain about how they got ripped off by a fake guru. There are a few patterns that raise yellow and/or red flags that I want to call out that are concerning and should make you skeptical when decidi…
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Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠ Disclaimer: This episode is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not seek to defame or harm any person/brand/product mentioned in…
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Welcome to the Identity Theft Resource Center's Weekly Breach Breakdown for August 9th, 2024. I'm Timothy Walden. Thanks to SentiLink for their support of the ITRC and this podcast.Each week on this podcast, we look at the most recent events and trends related to data security and privacy. Today, we'll discuss something I’m sure you’ve heard about …
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In this episode of The Retirement Fiduciary, host Adam welcomes Natalie Siston, a dynamic speaker and best-selling author of "Let Her Out: Reclaim Who You've Always Been." Natalie dives into her upbringing in a small Ohio town of just 600 people and how these humble beginnings significantly shaped her career trajectory. She explains the pivotal rol…
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Whether you like it or not, you probably have a ticking tax time bomb that will wreak havoc on your finances if you don't take the time to diffuse it. We discuss with IRA expert, Ed Slott, how to keep more of your money now and leave more for your heirs. His new book is The Retirement Savings Time Bomb Ticks Louder: How to Avoid Unnecessary Tax Lan…
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Since first being introduced in 2023, Florida’s Live Local Act—the $711 million package offering developers tax breaks and bypassing local zoning restrictions to create more affordable and workforce housing—has been a lightning rod for controversy. Local municipalities and residents argued that the increased height of buildings would ruin the chara…
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Kelly Cutrara talks to Jessica Salvatore, lead author and associate professor of psychiatry at the Rutgers University, Lorraine Summerfeld, writes the “Lorraine Explains” column in driving.ca and hosts The Driving Podcast, and Jason Tetro - the germ guy, Author of “The Germ Code” and “The Germ Files”. Learn more about your ad choices. Visit megapho…
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Typically, going into business for yourself reduces your tax-burden. That's from Liz Steblay the author of "Succeeding as a Solopreneur" who says you will probably need to pull in about $110k as your own boss to break even on taxes from working for someone else. Liz is also the CEO of PICA (Professional Independent Contractors of America). She says…
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A lot has changed since New York City began strictly enforcing Local Law 18, which effectively banned short-term rentals in the city. But it’s unclear whether improved housing affordability, the goal of the crackdown, is one of those changes. An Airbnb analysis released in January found no evidence that the new rules had impacted rent prices or ren…
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Kelly Cutrara talks to Rubina Ahmed Haq, Personal Finance Expert and host of For What it’s worth - Sunday’s at 5pm on 640 Toronto, Dr. Vonda Wright, practicing orthopedic sports surgeon and the founder and CEO of Precision Longevity, and Carmi Levy , Tech Expert and journalist. Learn more about your ad choices. Visit megaphone.fm/adchoices…
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Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠ Disclaimer: This episode is intended solely for educational purposes and opinions shared by the guest are her personal views. We do not seek to defame or harm any person/brand/product mentioned in the…
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This episode of “Let’s Talk About Scams,” host Joyce Petrowski, founder of R.O.S.E. Resources / Outreach to Safeguard the Elderly, explores the troubling world of puppy scams with insights from cybersecurity expert Jim Stickley. Joyce shares a heartbreaking story about a family who fell victim to a fraudulent puppy sale on Facebook. The scam involv…
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After a decade of relative stability in mortgage rates, the last few years have seen unprecedented volatility and changes in mortgage rates. Interest rates are often a key concern for real estate investors, as mortgages are often the difference between a cash-flowing deal and a dud. Since spring 2022, when the Federal Reserve embarked on its latest…
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In this episode we answer the questions... Many platforms, software companies, and even some accounting firms are offering automated nexus reviews. Are these good deals? How can someone avoid this or what would an alternative to this route be? If someone has gone this route and is registered in too many states, what should they do next?…
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It’s easy to make mistakes in your investment portfolio, but as you get closer to retirement, it becomes more important than ever to make sure you are maximizing your financial health so that you can achieve your long-term goals. In this episode of Retirement Starts Today, we’ll take a look at an article written by Christine Benz which highlights s…
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The BiggerPockets Real Estate Podcast is about to hit a huge milestone—our 1,000th episode! Real estate has changed quite a bit since we started this podcast, so we’re making some changes, too. We’re bringing on new guests and new formats while focusing on investing tactics and strategies that work in TODAY’s housing market. Oh, and did we mention …
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Can you be too conservative when it comes to retirement planning? Jesse Cramer and I, The Best Interest Blog and Podcast, discuss the consequences on such behavior on the timing of retirement. If you don't watch out, you may end accumulating far too much. Today we discuss why that is a bad thing. Learn more about your ad choices. Visit megaphone.fm…
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Home prices are rising across the country, but luxury home prices are skyrocketing. According to data from Redfin, luxury home prices rose twice as fast as non-luxury homes in the first quarter of 2024. But even as prices jumped, sales are still rising, even as prices for non-luxury homes have declined. The median-priced luxury home sold for a reco…
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In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss Social Security spousal benefits. Social Security is a complex subject, and today, we're diving into the intricacies of spousal benefits. What are they? How do they work? And what strategies can be utilized to maximize these benefits? To help us navigate this important to…
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