Best Consumer Financial Protection Bureau Podcasts (2024)

1
Building the Consumer Financial Protection Bureau: Jim McCarthy’s Journey from Banking and Regulation 22:14

22d ago22:14

22:14

In this episode, host Jim McCarthy details his extensive career in the banking industry, from his early days in a paper-based system to his impact on the digital transformation of banking and regulation. He recounts his involvement in establishing the Consumer Financial Protection Bureau (CFPB) and its role in unifying bank regulations to protect c…

1
Credit Card and Other Rewards Programs in the Crosshairs 54:53

2h ago54:53

54:53

Rewards programs drive consumer choice and activity in connection with credit cards and other financial services. The CFPB has reported the most important element by far that influences a consumer’s decision to apply for a specific credit card is the rewards program associated with the card. Further, rewards can affect the consumer's choice at the …

1
How Citi Bank's $400 Million Enforcement Could Impact Your Finances: A Deep Dive 20:50

3h ago20:50

20:50

Join us on Financial Forward as we dive into Citibank's $400 million enforcement action by the OCC. Discover what this means for consumers, Citibank's compliance journey, and the impact on financial services. Each episode of Financial Forward highlights a female-owned small business, showcasing their unique stories, challenges, and successes in the…

1
Universal Injunctions, Associational Standing, and Forum Shopping - Their Effects on Legal Challenges to Regulations 54:11

1h ago54:11

54:11

Special guest Professor Alan Trammell of Washington and Lee University School of Law joins us today for a deep dive into universal injunctions and the related topics of associational standing and judicial forum shopping, and how these elements come into play in litigation challenging regulations and other government policies and actions. Recent dev…

1
13: Whit Kennedy Discusses His Watchdog Series 31:25

10h ago31:25

31:25

Whit Kennedy, a veteran reporter, appeared on the American Legal Podcast to discuss his watchdog series, which he kicked off by looking into the Cook County State's Attorney's Office under Kim Foxx, including recent exonerations and Foxx's connection to billionaire George Soros. Bio: Whit Kennedy has worked as a reporter for twenty years, often rep…

1
Buy Now, Pay Later – Evolution, Regulation, and What You Need to Know about the CFPB Interpretive Rule Effective July 30 1:00:04

14d ago1:00:04

1:00:04

“Buy Now, Pay Later” (BNPL) products emerged relatively recently as a new approach enabling consumers to enjoy the ability to make a purchase and then pay for it over time. Today’s episode, during which we explore the evolution of BNPL products and important recent developments in BNPL regulation, is hosted by Alan Kaplinsky, former practice leader…

1
Interest Rate Exportation Under Attack Part II 41:03

24d ago41:03

41:03

The 1978 landmark opinion in Marquette National Bank v. First of Omaha Service Corp held that under the National Bank Act, a national bank has the right to export the interest rate authorized by the state where the bank is located to borrowers located elsewhere. Section 521 of the Depository Institutions Deregulation and Monetary Control Act of 198…

1
12: Wayne Winegarden, Senior Fellow at the Pacific Research Institute (PRI) 35:15

13h ago35:15

35:15

Wayne Winegarden, senior fellow at the Pacific Research Institute (PRI), appeared on the American Legal Podcast to discuss homelessness in California and the various efforts to address connected issues like mental illness and addiction. Wayne Winegarden is a senior fellow in Business & Economics at the Pacific Research Institute where he examines c…

1
Interest Rate Exportation Under Attack Part I 29:00

1M ago29:00

29:00

The 1978 landmark opinion in Marquette National Bank v. First of Omaha Service Corp held that under the National Bank Act, a national bank has the right to export the interest rate authorized by the state where the bank is located to borrowers located elsewhere. Section 521 of the Depository Institutions Deregulation and Monetary Control Act of 198…

1
Chevron Doctrine Overturned: How the Supreme Court Decision Impacts Your Consumer Rights 25:30

1M ago25:30

25:30

In this episode of 'Financial Forward Podcast,' host Jim McCarthy talks with Ashley, a public administration expert with a keen interest in financial policy. Together, they dive into the recent Supreme Court decision overturning the Chevron Doctrine and its implications for consumer protections. Ashley shares her experiences from working in local g…

1
Moody v. NetChoice 7:09

1M ago7:09

7:09

In our latest episode, host Kannon Shanmugam and his colleague, William Marks, unravel the complexities of Moody v. NetChoice, a pivotal decision that examines the application of the First Amendment to social media platforms. ## Read the Supreme Court Decision: https://www.supremecourt.gov/opinions/23pdf/22-277_d18f.pdf ## Learn More About Paul, We…

1
California Consumer Finance Law - Hot Topics and Recent Developments 54:28

1M ago54:28

54:28

California frequently is in the vanguard of consumer financial issues and legislation, foreshadowing trends that may spread to other states. Today’s episode, during which we explore important hot topics and recent developments in California consumer finance law, is hosted by Ballard Spahr partner Melanie Vartabedian, and features Partners Michael G…

1
Loper Bright Enterprises v. Raimondo 7:25

1M ago7:25

7:25

Join host Kannon Shanmugam, along with his colleague, Abigail Frisch Vice, as they delve into the Court’s landmark ruling in Loper Bright Enterprises v. Raimondo. Kannon and Abby discuss the decision's impact on statutory interpretation and agency actions. ## Read the Supreme Court Decision: https://www.supremecourt.gov/opinions/23pdf/22-451_7m58.p…

1
SEC v. Jarkesy 6:33

1M ago6:33

6:33

In our latest episode, host Kannon Shanmugam, joined by Abigail Frisch Vice, delves into the Supreme Court’s landmark decision in SEC v. Jarkesy, which imposes limits on the SEC’s ability to impose monetary penalties in administrative enforcement proceedings. ## Read the Supreme Court Decision: https://www.supremecourt.gov/opinions/23pdf/22-859new_…

1
Leading the Charge: Victor Prince’s CFPB Journey & Leadership Insights 23:31

2M ago23:31

23:31

Welcome to the first episode of Financial Forward! In this episode of 'Financial Forward Podcast,' host Jim McCarthy talks with Victor Prince, an accomplished leadership author, speaker, trainer, and coach. Victor shares his experiences and insights from his time at the Consumer Financial Protection Bureau (CFPB), where he played a critical role in…

1
Consumer Financial Protection Bureau Wins in Supreme Court But Can the Fed Continue to Fund the CFPB Without Earnings? 56:22

2M ago56:22

56:22

Special guest Alex J. Pollock, Senior Fellow with the Mises Institute and former Principal Deputy Director of the Office of Financial Research in the U.S. Treasury Department, joins us to discuss his recent blog post published on The Federalist Society website in which he urges Congress to look into the question of whether the Federal Reserve can l…

1
What Banking Leaders Need to Know About the U.S. Supreme Court Ruling That the CFPB’s Funding Mechanism is Constitutional Part II 33:14

2M ago33:14

33:14

On May 16, 2024, the U.S. Supreme Court ruled that the CFPB’s funding mechanism does not violate the Appropriations Clause of the U.S. Constitution. This two-part episode repurposes a recent webinar. In Part II, we first discuss the CFPB’s launch of Fair Credit Reporting Act rulemaking, proposed rule to supervise larger payment providers, proposed …

1
What Banking Leaders Need to Know About the U.S. Supreme Court Ruling That the CFPB’s Funding Mechanism is Constitutional Part I 52:21

2M ago52:21

52:21

On May 16, 2024, the U.S. Supreme Court ruled that the CFPB’s funding mechanism does not violate the Appropriations Clause of the U.S. Constitution. This two-part episode repurposes a recent webinar. In Part I, we first discuss the SCOTUS decision, the status of the CFPB’s payday lending rule that was at issue in the underlying case, and a potentia…

1
Truck Insurance Exchange v. Kaiser Gypsum 6:00

2M ago6:00

6:00

In this week’s episode of “Court Briefs,” Kannon Shanmugam and Abigail Frisch Vice delve into the Supreme Court's unanimous decision in Truck Insurance Exchange v. Kaiser Gypsum, which has significant implications for bankruptcy proceedings and the rights of insurers. ## Read the Supreme Court Decision: https://www.supremecourt.gov/opinions/23pdf/2…

1
Did the Supreme Court Hand the CFPB a Pyrrhic Victory? 43:56

2M ago43:56

43:56

Special guest Professor Hal Scott of Harvard Law School joins us today as we delve into the thought-provoking question of whether the Supreme Court’s recent decision in the landmark case of CFSA v. CFPB really hands the CFPB a winning outcome, or does the Court’s validation of the agency’s statutory funding structure simply open up another question…

1
Cantero v. Bank of America 6:39

2M ago6:39

6:39

In the latest episode of “Court Briefs,” host Kannon Shanmugam, along with colleague William Marks, discuss the Supreme Court’s decision in Cantero v. Bank of America, from the case’s background to the legal battle over state versus federal law in banking regulation. ## Read the Supreme Court Decision: https://www.supremecourt.gov/opinions/23pdf/22…

1
An Insider’s View of the CFPB 59:14

2M ago59:14

59:14

Our special guest this week is John Tonetti. After decades as an industry risk executive, Mr. Tonetti joined the Consumer Financial Protection Bureau (CFPB), where he worked for many years in roles including Debt Collection Program Manager, senior policy analyst, and internal consultant on numerous issues including debt collection and risk manageme…

1
Coinbase v. Suski 7:43

2M ago7:43

7:43

In this episode of "Court Briefs," Kannon Shanmugam and William Marks analyze the Supreme Court’s unanimous ruling in Coinbase v. Suski and discuss its implications for businesses that enter into arbitration agreements. ## Read the Supreme Court Decision: https://www.supremecourt.gov/opinions/23pdf/23-3_879d.pdf ## Learn More About Paul, Weiss’s Su…

1
Banks and Their Customer Relationships: What is the Appropriate Role of Bank Regulators? 58:44

3M ago58:44

58:44

Our special guests are Professor Dru Stevenson, South Texas College of Law in Houston, and Brian Knight, Senior Research Fellow, Mercatus Center at George Mason University. In this episode, we first discuss the history of “Operation Chokepoint,” the Obama-era initiative in which the FDIC and other federal banking agencies targeted banks serving pay…

1
Consumer Financial Protection Bureau v. Community Financial Services Association 5:44

3M ago5:44

5:44

In the latest installment of "Court Briefs," Kannon Shanmugam, along with Abigail Frisch Vice and Brian Lipshutz, delves into the Supreme Court's recent ruling in Consumer Financial Protection Bureau v. Community Financial Services Association. ## Read the Supreme Court Decision: https://www.supremecourt.gov/opinions/23pdf/22-448_o7jp.pdf ## Learn …

1
A Discussion of Industry and Consumer Perspectives on Mass Arbitration 1:02:58

3M ago1:02:58

1:02:58

Our special guest is Professor Richard Frankel of Drexel University Thomas R. Kline School of Law and the author of a recent article on mass arbitration. In this episode, we first discuss what mass arbitration is, how it relates to class action lawsuits, and the role of public enforcement. We then discuss the industry and consumer positions on the …

1
A Close Look at the Consumer Financial Protection Bureau’s Proposal to Supervise Large Nonbank Providers of Digital Wallets and Payment Apps 53:52

3M ago53:52

53:52

Our special guest is Brian Johnson, Managing Director of Patomak Global Partners and former CFPB Deputy Director. In Nov. 2023, the CFPB issued a proposed rule to supervise nonbank companies that qualify as larger participants in a market for “general-use digital consumer payment applications.” We first discuss the CFPB’s authority to supervise non…

1
11: Patrick M. Brenner, Founder and President of the Southwest Public Policy Institute (SPPI) 27:56

2M ago27:56

27:56

Patrick M. Brenner, founder and president of the Southwest Public Policy Institute (SPPI), joined the American Legal Record Podcast to discuss the Consumer Financial Protection Bureau (CFPB) and the SPPI's work to promote sound public policy. Before launching SPPI, Patrick worked in public relations and marketing, then took charge of the donor enga…

1
The U.S. Supreme Court’s Pending Ruling on National Bank Preemption: A Discussion of Cantero v. Bank of America, N.A. 1:10:48

3M ago1:10:48

1:10:48

On February 27, 2024, the U.S. Supreme Court heard oral argument in Cantero v. Bank of America, N.A., a case involving the effect of the Dodd-Frank Act on the scope of preemption under the National Bank Act (NBA). The specific question before the Court is whether, post-Dodd-Frank, the NBA preempts a New York statute requiring banks to pay interest …

1
A Close Look at the Consumer Financial Protection Bureau’s Final Credit Card Late Fee Rule: Have Cardholders Been Dealt a Winning or Losing Hand? 1:07:22

4M ago1:07:22

1:07:22

Our special guest is Andrew Nigrinis of Legal Economics LLC and former CFPB enforcement economist. The CFPB’s final credit card late fee rule lowers the safe harbor late fee amount that card issuers other than “smaller card issuers” can charge to $8. We first discuss how the final rule differs from the proposed rule and the existing rule, who are “…

1
10: AFSA President Bill Himpler on the State of Consumer Credit and Regulation by the CFBP 30:52

4M ago30:52

30:52

Bill Himpler, president of the American Financial Services Association (AFSA) joined the American Legal Record Podcast to discuss AFSA’s mission, a macro look at the state of credit, mortgage borrowing, its relationship to the Consumer Financial Protection Bureau (CFPB), the regulatory environment, and what lies ahead re interest rates. Himpler joi…

1
An Update on Earned Wage Access Products 51:59

4M ago51:59

51:59

Our special guest is Ian Moloney, Senior Vice President and Head of Policy and Regulatory Affairs with the American Fintech Council (AFC). After reviewing how EWA products are used by consumers and the differences between employer- and provider-based products, we discuss the regulatory challenges faced by the EWA industry, the regulatory approaches…

1
A Close Look at the Consumer Financial Protection Bureau’s Proposed Rules on Overdraft and Nonsufficient Funds Fees 51:30

4M ago51:30

51:30

Our special guest is David Pommerehn, SVP, General Counsel, Head of Regulatory Affairs at the Consumer Bankers Association. In January 2024, the CFPB proposed two new rules: one restricting overdraft fees and the other prohibiting NSF fees on certain declined transactions. The proposals are among the CFPB’s latest moves in furtherance of the Biden …

1
9: Public Interest Legal Foundation’s brief to keep former President Donald Trump on the ballot 33:43

4M ago33:43

33:43

Joe Nixon, Litigaiton Counsel at the Public Interest Legal Foundation (PILF), joined the American Legal Record Podcst to discuss PILF’s brief in the U.S. Supreme Court arguing against Colorado’s attempt to remove former President Donald Trump from the ballot. Nixon has been with PILF since April 2023, and has been board certified in Civil Trial Law…

1
The Federal Trade Commission: Looking Back at 2023 and Looking Ahead to 2024 and Beyond 1:00:22

4M ago1:00:22

1:00:22

Our special guest is Malini Mithal, Associate Director of the FTC’s Division of Financial Practices. In this episode, which repurposes a recent webinar, we review highlights of FTC regulatory and enforcement activity in 2023 directed at protecting consumers and small businesses and discuss what to expect from the FTC in 2024 and beyond. After revie…

1
The Consumer Financial Protection Bureau’s Use of Unfairness to Regulate Discriminatory Conduct: A Discussion of the Consumer and Industry Perspectives 1:02:01

5M ago1:02:01

1:02:01

Our special guest is Jeff Sovern, Professor at the University of Maryland Francis King Carey School of Law. In March 2022, the CFPB announced that it had revised its exam manual to instruct its examiners to apply the “unfairness” standard under the Consumer Financial Protection Act to conduct considered to be discriminatory, whether or not it is co…

1
Telephone Consumer Protection Act Update: Developments Impacting Consent and Lead Generation 53:02

5M ago53:02

53:02

New Federal Communications Commission TCPA rules will mean big changes for businesses, particularly comparison shopping websites, lead generators, and other companies that regularly contact consumers via phone or text message. This episode repurposes a recent webinar. After reviewing TCPA consent requirements for calls and texts and exceptions, we …

1
8: Chris Dickerson on the Reduction in Online Access to West Virginia Court Records 23:46

5M ago23:46

23:46

Chris Dickerson, editor of the West Virginia Record, joined the American Legal Record Podcast to discuss the reduction in transparency and access to court records in West Virginia. Chris Dickerson's Experience and Concerns: Chris Dickerson, a seasoned journalist with 19 years of experience covering the West Virginia court system, discussed the sign…

1
The U.S. Supreme Court Hears Two Cases in Which the Plaintiffs Seek to Overturn the Chevron Judicial Deference Framework: Who Will Win and What Does It Mean? Part II 44:18

5M ago44:18

44:18

On January 17, 2024, the U.S. Supreme Court heard oral argument in two cases in which the question presented is whether the Court should overrule its 1984 decision in Chevron, U.S.A., Inc. v. Nat. Res. Def. Council, Inc. That decision produced what became known as the "Chevron judicial deference framework" - the two-step analysis that courts typica…

1
The U.S. Supreme Court Hears Two Cases in Which the Plaintiffs Seek to Overturn the Chevron Judicial Deference Framework: Who Will Win and What Does It Mean? Part I 46:18

5M ago46:18

46:18

On January 17, 2024, the U.S. Supreme Court heard oral argument in two cases in which the question presented is whether the Court should overrule its 1984 decision in Chevron, U.S.A., Inc. v. Nat. Res. Def. Council, Inc. That decision produced what became known as the "Chevron judicial deference framework" - the two-step analysis that courts typica…

1
7: David Williams of the Taxpayers Protection Alliance on “Mission Creep” by the Consumer Financial Protection Bureau 33:58

5M ago33:58

33:58

David Williams, president of the Taxpayers Protection Alliance (TPA) joins this episode of the American Legal Newswire Podcast to discuss the actions of the Consumer Financial Protection Bureau (CFPB) and its effects on our economy.Williams discussed the TPA’s new project, “CFPB Mission Creep,” which TPA says is designed to “shine a light on the ne…

1
How the Consumer Financial Protection Bureau Can Advance the Use of Artificial Intelligence in Consumer Financial Services 43:16

5M ago43:16

43:16

Our special guest is Brad Blower, Principal and Founder of Inclusive-Partners LLC, and author of a recent blog post titled “The CFPB Has An Opportunity to Greatly Advance the Ethical and Non-Discriminatory Use of AI in Financial Services and Should Take It.” We first discuss the lack of clear guidance from the CFPB on the non-discriminatory use of …

1
The CARS Rule: What You Need To Know About the Federal Trade Commission’s Final Motor Vehicle Dealer Trade Regulation Rule, Part II 46:15

6M ago46:15

46:15

Our special guest is Richard (“Rick”) Hackett, former Assistant CFPB Director responsible for auto finance regulation and presently a member of the Board of F&I Sentinel, which supports lender compliance in the auto finance and insurance industry. In December 2023, the FTC announced its final Combatting Auto Retail Scams Rule, otherwise known as th…

1
6: West Virginia’s Proposed Constitutional Amendment to Add U.S. Citizenship as a Voting Requirement 24:15

6M ago24:15

24:15

West Virginia’s proposed constitutional amendment to add U.S. citizenship as a voting requirement Chris Dickerson, editor of the West Virginia Record, joined the American Legal Record Podcast to discuss voter security and the mail-in ballot process in West Virginia. Voter Security Concerns: Dickerson discussed the issues of voter security and voter…

1
The CARS Rule: What You Need To Know About the Federal Trade Commission’s Final Motor Vehicle Dealer Trade Regulation Rule, Part I 49:12

6M ago49:12

49:12

Our special guest is Richard (“Rick”) Hackett, former Assistant CFPB Director responsible for auto finance regulation and presently a member of the Board of F&I Sentinel, which supports lender compliance in the auto finance and insurance industry. In December 2023, the FTC announced its Combatting Auto Retail Scams Rule, otherwise known as the “CAR…

1
Murray v. UBS Securities 6:01

6M ago6:01

6:01

In this debut episode of Court Briefs, Kannon Shanmugam is joined by Brian Lipshutz and Will Marks in analyzing Murray v. UBS Securities, a recent Supreme Court decision involving the whistleblower provisions of the Sarbanes-Oxley Act. Read the Supreme Court Decision: https://www.supremecourt.gov/opinions/23pdf/22-660_7648.pdf Learn More About Paul…

1
Recent Developments Affecting Student Loan Origination and Servicing 53:48

6M ago53:48

53:48

1
5: Woman Uses Ricola Cough Drops For 20 years, Sues After Lawyer Posts Facebook Ad For Plaintiffs 26:09

6M ago26:09

26:09

John O’Brien, editor of Legal Newsline, joined the American Legal Record Podcast to discuss a class action lawsuit led by New York attorney Spencer Sheehan against Ricola, alleging consumer deception. The lawsuit claims Ricola's marketing suggests their cough drops are made with Swiss Alpine herbs that provide benefits beyond the active ingredient,…

1
Navigating the Consumer Financial Protection Bureau’s Proposed Personal Financial Data Rule 53:47

6M ago53:47

53:47

In October 2023, the CFPB issued a groundbreaking proposal on personal financial data. This episode, which repurposes a webinar, begins with a review of the background of the rulemaking. We then discuss key provisions of the proposal, including the entities, data, and financial products and services that would be covered, the obligations that would…

1
Understanding the Federal Reserve Board Proposal to Lower Interchange Fee Cap for Debit Card Transactions 59:39

7M ago59:39

59:39

Our special guest is Zarik Khan, Founder of Finsolute Advisors. In October 2023, the Federal Reserve Board issued a proposal to lower the maximum interchange fee that a large debit card issuer can receive for a debit card transaction. We first look at the roles of the various parties involved in a typical transaction in which a consumer uses a debi…

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Consumer Financial Protection Bureau Podcasts

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