))
Ready to buy your dream home but held back by poor credit, Credit Delete Geeks are here to help. As industry leaders in credit repair, they specialize in removing negative items from your credit report, boosting your score, and preparing you for homeownership. With their expert team and proven strategies, you'll be on the fast track to securing the best mortgage rates. Don't let bad credit stand in your way—let Credit Delete Geeks pave the path to your new home. Contact and start your journe ...
…
continue reading
This podcast is intended for business professionals wanting to learn more about soft credit check technology. Listen as we interview soft credit check industry leaders and business owners who have successfully deployed soft pulls in their businesses.
…
continue reading
Welcome to the official podcast for MyCreditStatus.co.za. Where we will be introducing you to Credit experts who will be providing valuable insight and advice from your Financial Health to improving your Credit Status and Score. Your host for the show is Laura Palmieri.
…
continue reading
In our podcasts, we aim to show you a different side of the credit industry with Dan Hancocks (MD at CoCredo) enjoying an open debate with experts in the credit arena. We also talk to our own customers about how Covid-19 has affected their business and get tips and advice to help others through these times.
…
continue reading
On this show we will be talking about the importance of having good credit, how to raise your score by 100 points, plus how you can get debt collectors to stop calling your home and or cellphone . I have also written a book on this subject entitled "HOW TO REPAIR YOUR CREDIT REPORT LEGALLY" "WHAT THE COLLECTION AGENCIES DON'T WANT YOU TO KNOW" This book can be purchased by emailing me at creditrepair64@gmail.com.
…
continue reading
White Jacobs is an agency which helps you completely to remove medical collections from a credit report that often acts as a hindrance if you are about to avail any loan. For more details, visit: https://www.whitejacobs.com/how-can-i-remove-medical-collections/
…
continue reading
Latest podcasts from The Credit Pros.
…
continue reading
This podcast will tell you the step-by-step guide that will help you repair and build your credit quickly! Learn how to add tradelines to improve your credit and secure better credit terms.
…
continue reading
Having casual, chill conversations about important health topics and current events.
…
continue reading
Rondi exposes what the banks, credit bureaus and collection companies don’t want you to know about your credit report, and how important your credit score actually is, on his radio show "Your Credit Matters" - Rondi Lambeth is a Certified FICO Credit Professional, Speaker and Author. He is one of the most sought after speakers because of his depth of experience and knowledge in financial and credit matters. In addition to the daily talk show, Rondi also can be heard on multiple stations acro ...
…
continue reading
White Jacobs & Associates is the leading company provides credit repair services for many decades. These services are ideal to improve credit score by eliminating negative items from the credit report. If you need best way of fixing credit to buy a house then immediately contact us by visiting at: https://www.whitejacobs.com/how-tyler-helped-pamela-increase-her-credit-score-to-get-a-home/
…
continue reading
This podcast is my attempt to END the credit repair industry. Since 1991 I have been providing credit reports to the lending community. I have always felt that the credit repair industry has taken advantage of people. If you want to fix your own credit it is not that hard, you just have to know what to do. Dave Sullivan graduated from Western Michigan University in 1989 with a bachelor’s degree in Finance. He started in the mortgage industry as a loan officer in 1991. Less than one year late ...
…
continue reading
Rent Cred analyze the ways to build your credit score. They follow the process where a lender will use your credit score to determine if they will lend you money and how much interest they will charge you to borrow it. Your credit score is a number calculated from the information in your credit report. It shows the risk you represent to a lender compared to other consumers. Knowing your credit score before a major purchase, such as a car or a home, may help you to negotiate lower interest ra ...
…
continue reading
Podcast by Russell Mokhiber
…
continue reading
Jeanne Kelly’s products can help you understand and manage your credit!
…
continue reading
A podcast dedicated to discussing consumer and household debt and strategies and ways of dealing with uncontrolled or problematic debt. Featuring debt experts with decades of experience in helping Canadians recover from the burden of debt.
…
continue reading
This is The Credit Academy show where our goal is to educate as many people as possible on credit literacy and ways to improve their score. Support this podcast: https://podcasters.spotify.com/pod/show/thecreditacademyshow/support
…
continue reading
Hi, I am Personal Finance Podcaster at Ccards Info. Through my podcast I strive to provide my audience with the best knowledge I have of Credit Cards.
…
continue reading
They report the type of account (credit card, auto loan, mortgage, etc.), the date you opened the account, your credit limit or loan amount, the account balance and your payment history, including whether or not you have made your payments on time.
…
continue reading
Reporting Accounts are a leading UK provider of Business Intelligence, we provide information covering more than 4.8 million UK companies.If you need free or paid business credit reports then our service is a great place to find what you are looking for, use us to monitor your suppliers, competitors and customers. Our UK company credit report database is developing every day with the latest company information. This secure database gives you information about all aspects of the business – fr ...
…
continue reading
Each Tax Credit Tuesday, the Novogradac audio broadcast offers an in-depth weekly look at tax credit topics. A new episode is posted here and on the RSS Feed by 1 p.m. Pacific Time every Tuesday.
…
continue reading
Hello, my name is raman, and I am a finance writer at Cardinsider. With years of experience in this sector, I possess a wealth of expertise on various financial topics, especially credit cards. I aim to enhance people's understanding of credit cards and their financial implications. If you have any inquiries regarding credit cards, feel free to post them in the comments section. I am committed to providing valuable insights and knowledge that will help individuals make informed decisions reg ...
…
continue reading
A podcast for anyone interested in the restaurant industry. Restaurant tips for owners and managers. Reviewing & interviewing anyone from top 100 restaurants in the world to local independently owned restaurants.
…
continue reading
Debtless Credit is a credit boosting agency. We specialize in three major areas. First, we report the client's rent payments to Equifax for a quick credit boost. Next, we analyze our client's credit reports and look for errors and also work on settling debts in collections. Lastly, we offer our clients a Visa card to start creating positive payment habits again.
…
continue reading
Welcome to the first in a series of podcasts on pediatric hospital medicine. This series was created to keep the busy physician of today informed and up to date on some of the most important diagnoses and issues we face every day in the care of hospitalized children. There is free CME associated with this via the University of Pittsburgh Medical Center (UPMC). After you have listened to the podcast just go to the link below, sign in and follow the directions, take the short quiz and get your ...
…
continue reading
Twice a week on the KX 96.9 morning show, JP, Lauren & Husker Nick try to help a listener solve the mystery of why their date didn't work out as expected. Was it just a misunderstanding or something much more sinister? The truth is often surprising and hilarious.
…
continue reading
In this podcast you will get, full guidance about credit cards cashback, credit cards rewards etc.
…
continue reading
Health Affairs This Week places listeners at the center of health policy’s proverbial water cooler. Join editors from Health Affairs, the leading journal of health policy research, and special guests as they discuss this week’s most pressing health policy news. All in 15 minutes or less.
…
continue reading
Bloomberg's Joe Weisenthal and Tracy Alloway explore the most interesting topics in finance, markets and economics. Join the conversation every Monday and Thursday.
…
continue reading
Greetings, I'm Raja. At cardinsider, I write professionally about finances. I have several years of experience in this sector. I currently have a lot of expertise in this area. You can post a question in the comments area if you have any queries about any credit card. I want to raise people's knowledge of credit cards.
…
continue reading
A Milenomics Production-- News related to Points and Miles. Tips & Tricks on how to Earn More miles, Maximize Credit Card Rewards, and Travel more than ever before.
…
continue reading
In this Podcast you will know about best deals and offer credit cards
…
continue reading
It’s not enough to buy or sell a home, it’s also important to maintain and to keep the home from foreclosure. Join Brenda Douglas as she unveils the secrets to transforming any home into an ageless abode in Prince George's County, Maryland. Don't miss out on the latest episodes for a dose of inspiration, insightful interviews, and practical tips about buying or selling a home, investing in real estate, credit repair, finances, housekeeping tips, life hacks, recipes, maintenance tips, DIY pro ...
…
continue reading
Chancing coastal guests for a call center incipiency is a delicate proposition. The real challenge, still, comes latterly- delivering and meeting the prospects of those guests!
…
continue reading
Seattle's Real Estate Podcast, presented by Dan Edwards with The Seattle Real Estate Team, is your chance to discover the world of real estate with our Managing Broker, Dan Edwards, who firmly believes that a home is more than just a house. Every other Wednesday, Dan Edwards steps up to the microphone to provide a one-stop location to learn about all things related to the real estate industry.
…
continue reading
Delivering insights into the people, places and products shaping the financial week ahead. Hear from the finest minds and freshest thinkers as they take you beyond the numbers and the hype to get to the heart of the day’s big issues.
…
continue reading
University of Liverpool football finance lecturer Kieran Maguire and comedian Kevin Day follow the money to find out what’s really going on behind the scenes of the beautiful game. The Price of Football is a Dap Dip production. Follow Kevin on X - @kevinhunterday Follow Kieran on X - @KieranMaguire Follow Producer Guy on X - @guykilty Follow The Price of Football on X - @pof_pod Support The Price of Football on Patreon: https://www.patreon.com/priceoffootball Check out the Price of Football ...
…
continue reading
Harry Jacobs is a certified FICO Pro and renowned credit repair expert. With 12+ years of hosting The Credit Show, Harry has established himself as a trusted source of information on credit-related issues. He often appears as a guest on Las Vegas area TV news outlets to share his expertise and discuss credit-related matters with their audiences. Reach Harry at 855-526-9250.
…
continue reading
Looking to apply for a personal loan but don’t know what is your credit score? Don’t worry as now you can check credit score for free at Clix Capital. Just enter a few details about yourself like your name, mobile number, email, pin code, etc. and get the most accurate credit score with a matter of seconds.
…
continue reading
Welcome to The Erb Report , We Cover Local and International News, Analysis, And Information From Around the World. The Erb Report is an independent and alternative media organization dedicated to finding the truth, ending the left-right paradigm and widening the scope of viewpoints represented in media and our daily conversations. The Erb Report, has become a resource for individuals who are interested in news and information without the filtering, censorship, and overtones. Support via don ...
…
continue reading
Join Clayton Garrett & Jeff Uvenio to discuss anything and everything Buffalo Bills!! On our Podcast, we passionately, yet pragmatically analyze the good and bad with the Buffalo Bills. We will always give credit where credit is due, yet never ignore problems with the team. The show is an entity of the Cold Front Report and you can find the social media handles for Instagram, Facebook and Twitter in the description of each episode. Don't forget to check out the Cold Front Report website as w ...
…
continue reading
Updates on the latest cybersecurity threats to businesses, data breach disclosures, and how you can secure your firm in an increasingly risky time.
…
continue reading
The Oregon Reporter Podcast is your monthly review of the most important and interesting law updates in Oregon, including recent appellate decisions and legislation, and how those things might effect practicing attorneys across the state. Each episode of the Oregon Reporter Podcast will qualify you for one OSB accredited MCLE credit in the state of Oregon, that can be reported on your MCLE transcript. In addition to providing “general” CLE credits, we aim to provide credits in Ethics, Abuse ...
…
continue reading
What's Going On In Banking brings you the latest in Banking, Finance, and Fintech with insights and commentary from industry leaders, and breaking news as it happens. Host Ron Shevlin is the Chief Research Officer for Cornerstone Advisors, Forbes Contributor, and author of the "What's Going On In Banking" Annual Report.
…
continue reading
Kimberly Palmer, senior editor for U.S. News & World Report, writes about how to stay on top in the consumer world by saving money, avoiding scams, managing debt, and otherwise staying sane. She tries to incorporate these techniques into her own life, but often finds herself splurging on lattes, 19th-century novels, and kitchen-related gadgetry. Share with her your own money issues by sending questions to alphaconsumer@usnews.com.
…
continue reading
'The Credit Union Pod', a podcast series aimed at all those with an interest in the development of credit unions across the island of Ireland. With the recent departure of a number of banks from the Irish market, and the continued withdrawal of banking services from local communities, credit unions have a critical role to play in bringing real competition to the retail financial services sector. This series, published by the Irish League of Credit Unions, will highlight the important role wh ...
…
continue reading
Regions' Next Step Podcast series is a collection of quick, educational podcasts filled with tips and advice to help you work toward and achieve your unique financial goals. Explore the podcast series to learn new financial strategies, improve your money skills and move your life forward.
…
continue reading
1
Friday September 20, 2024 CFPB Sues Horizon Card Services for High-Fee Credit Cards
1:00
1:00
Play later
Play later
Lists
Like
Liked
1:00
Friday September 20, 2024 CFPB Sues Horizon Card Services for High-Fee Credit CardsBy Russell Mokhiber
…
continue reading
1
Get Your Annual Credit Report For 2020: Easy Steps
3:04
3:04
Play later
Play later
Lists
Like
Liked
3:04
The article provides a comprehensive guide on how to obtain your annual credit report for free in 2022, detailing the importance of understanding your credit history, the contents of a credit report, and its uses. It specifies that credit reports can be accessed through AnnualCreditReport.com, the government-authorized source, and clarifies that th…
…
continue reading
1
Seattle Real Estate Podcast 148: Home for Thanksgiving | Mortgage Moment
15:46
15:46
Play later
Play later
Lists
Like
Liked
15:46
Welcome to the Seattle Real Estate Team podcast! In this episode, we're discussing how to get ready in September for a smooth home purchase by November. Timing is everything, and we'll guide you through the steps you need to take now to be fully prepared for a Thanksgiving move-in. From organizing your finances and getting pre-approved, to finding …
…
continue reading
1
Supply chain targets 3,000 users. Cyber Security Today for Friday, September 20, 2024
5:43
5:43
Play later
Play later
Lists
Like
Liked
5:43
Cybersecurity Today: Supply Chain Attacks, Data Breaches, and Botnet Threat Disruptions In this episode of 'Cybersecurity Today,' host Jim Love covers pressing issues in the cybersecurity world, including a supply chain attack in Lebanon, a major data breach at AT&T resulting in a $13 million fine, and the disruption of the Chinese botnet known as …
…
continue reading
1
Lots More With Sam Ro on the Booming World of RIAs
25:54
25:54
Play later
Play later
Lists
Like
Liked
25:54
The Future Proof Festival takes place right on the beach in Huntington Beach, California. Thousands of registered investment advisors from all over the country come to talk shop, take pitches from vendors, eat tacos, drink beer, and listen to a concert from Third Eye Blind. On this Lots More, we talk with Sam Ro, the author of the Tker.com newslett…
…
continue reading
1
Why You Can’t Get A High Limit Credit Card - The Credit Pros
2:48
2:48
Play later
Play later
Lists
Like
Liked
2:48
High-limit credit cards are determined by proprietary statistical models considering income, net worth, debt, credit history, and credit score. Low limits may be due to insufficient income/net worth, high debt, poor credit score, lack of credit history, or adverse economic conditions. To potentially increase a limit, improve credit profile or start…
…
continue reading
A bad credit rating can significantly hinder your ability to secure loans and comes with high interest rates. Factors such as late payments, bankruptcy, loan cosigning, excessive credit card applications, and not reporting inaccuracies can all detrimentally impact your score. Credit repair services can assist in rectifying these issues.…
…
continue reading
1
5 Ways To Save More Money Shopping On Amazon
3:10
3:10
Play later
Play later
Lists
Like
Liked
3:10
Amazon offers various programs to help shoppers save money: Amazon Prime with multiple benefits, Amazon Outlet for clearance deals, Gold Box Deals for daily and lightning offers, Amazon Student for college student perks, and Amazon Mom for parents' discounts and coupons.By The Credit Pros
…
continue reading
1
800 And 850 Credit Scores: Which Is Better?-thecreditpros
2:45
2:45
Play later
Play later
Lists
Like
Liked
2:45
Achieving a perfect 850 credit score reflects excellent credit management, making you eligible for better loan terms, lower interest rates, and premium credit cards. While an 800 score is already considered excellent, reaching 850 requires careful error-checking of credit reports, timely bill payments, low credit utilization, a diverse credit mix, …
…
continue reading
Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
…
continue reading
1
Cómo reducir su tasa de utilización de crédito
3:05
3:05
Play later
Play later
Lists
Like
Liked
3:05
La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
…
continue reading
1
Simple Yet Best Guide To FICO Score Vs. Credit Score In 2023
3:47
3:47
Play later
Play later
Lists
Like
Liked
3:47
A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…
…
continue reading
1
Navigating Credit: Credit Report Vs. Credit Score Explained
3:19
3:19
Play later
Play later
Lists
Like
Liked
3:19
A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
…
continue reading
1
Damon Decrescenzo sobre el podcast del CEO de 7 figuras
3:03
3:03
Play later
Play later
Lists
Like
Liked
3:03
Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
…
continue reading
Installment loans allow borrowers to repay in regular installments, come in secured and unsecured forms, and are offered by many lenders. They differ from payday loans in repayment terms and impact on credit scores. Good credit scores help secure better loan terms, but installment loans can also be accessible to those with lower scores. TheCreditPr…
…
continue reading
1
How To Handle Working From Home - The Credit Pros
3:07
3:07
Play later
Play later
Lists
Like
Liked
3:07
Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
…
continue reading
1
Federal Mortgage Forbearance During COVID-19 - The Credit Pros
3:34
3:34
Play later
Play later
Lists
Like
Liked
3:34
The CARES Act provides mortgage forbearance for federally-backed mortgages due to COVID-19, allowing a six-month pause on payments without foreclosure. Borrowers need to request this forbearance and declare financial hardship, which may require minimal proof. Federally-backed mortgages can be checked through Fannie Mae or Freddie Mac websites. Unem…
…
continue reading
1
850 FICO Score - 5 Necessary Traits Of Perfect Scorers
3:08
3:08
Play later
Play later
Lists
Like
Liked
3:08
An 850 FICO score is the highest credit score, offering benefits like easy loan approvals, low-interest rates, and high credit limits. However, reaching and maintaining it is rare, and not necessary for loan approvals, as good credit scores also secure loans at reasonable rates. Traits of 850 scorers include timely payments, diverse credit types, a…
…
continue reading
1
Rebuilding Credit After Divorce - Effective Ways
3:51
3:51
Play later
Play later
Lists
Like
Liked
3:51
Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
…
continue reading
1
Facebook & LinkedIn Data Breaches: Identity Security
3:39
3:39
Play later
Play later
Lists
Like
Liked
3:39
Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
…
continue reading
1
You Need To Know: Can Fraud Harm Your Credit? - The Credit Pros
3:01
3:01
Play later
Play later
Lists
Like
Liked
3:01
Credit card fraud generally won't affect your credit score unless the replacement card is reported as a new account. Immediate reporting to the card issuer can limit your liability to $50 or less, and notifying credit bureaus can protect you from further fraud. True name fraud, however, is more serious and can severely damage your credit.…
…
continue reading
1
How To Handle Credit Card Debt Problems - 2022
3:22
3:22
Play later
Play later
Lists
Like
Liked
3:22
Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
…
continue reading
1
Understanding The Credit Implications Of Co-Signing A Loan
2:54
2:54
Play later
Play later
Lists
Like
Liked
2:54
Co-signing a loan involves significant financial responsibility and risk, impacting your credit score and financial stability. This guide covers the basics, credit impact, responsibilities, risk management, and alternatives to co-signing, helping you make an informed decision.By The Credit Pros
…
continue reading
1
Credit Cards 101: Part 2 - Debt Payoff Strategies
2:57
2:57
Play later
Play later
Lists
Like
Liked
2:57
Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.By The Credit Pros
…
continue reading
1
August Newsletter - The Credit Pros - The Credit Pros
2:42
2:42
Play later
Play later
Lists
Like
Liked
2:42
The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.By The Credit Pros
…
continue reading
1
¿Cuánto tiempo permanecen los pagos atrasados en su informe de crédito?
2:35
2:35
Play later
Play later
Lists
Like
Liked
2:35
Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
…
continue reading
1
Ahorre dinero con préstamos para estudiantes: dos formas sencillas
3:25
3:25
Play later
Play later
Lists
Like
Liked
3:25
Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
…
continue reading
1
Mastering Credit Cards: Making Them Work For You
2:55
2:55
Play later
Play later
Lists
Like
Liked
2:55
Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
…
continue reading
1
Why You Should Check Your Credit Report Every Year - The Credit Pros
3:22
3:22
Play later
Play later
Lists
Like
Liked
3:22
Checking your credit report annually is crucial to detect fraud, catch mistakes, and understand low credit scores. It's an itemized history of credit accounts excluding your credit score. You can dispute errors or fraudulent activities with credit bureaus or seek help from credit repair companies. All Americans can access their credit reports for f…
…
continue reading
The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
…
continue reading
1
The Ultimate Guide To Busting Credit Score Myths - The Credit Pros
3:24
3:24
Play later
Play later
Lists
Like
Liked
3:24
Dispelling credit score myths is essential for financial literacy. Soft inquiries do not harm your score, credit utilization is crucial, and payment history significantly impacts your score. Credit age, score discrepancies across bureaus, and the broad influence of credit scores are also highlighted. Improving your score can be simpler than expecte…
…
continue reading
1
Top 10 Summer Credit Score Tips To Boost Financial Health
3:39
3:39
Play later
Play later
Lists
Like
Liked
3:39
This article provides actionable tips to improve your credit score during the summer, covering areas like reviewing your credit report, optimizing credit utilization, managing payment history, diversifying credit mix, and planning summer spending.By The Credit Pros
…
continue reading
1
Educación profesional gratuita durante COVID-19 - The Credit Pros
2:58
2:58
Play later
Play later
Lists
Like
Liked
2:58
Durante la crisis de COVID-19, algunas empresas ofrecen educación profesional gratuita para ayudar a las personas despedidas a mejorar sus habilidades. MOZ Academy está dando acceso gratuito a cursos de SEO, Udacity ofrece un mes gratis de programas de nanogrado, y LinkedIn Learning proporciona una prueba gratuita para una variedad de cursos profes…
…
continue reading
1
How Do Student Loans Affect Your Credit Score? - The Credit Pros
2:31
2:31
Play later
Play later
Lists
Like
Liked
2:31
Student loans are reported to credit agencies and affect your credit score. On-time payments keep the score healthy, while late payments or defaulting can severely damage it, presenting you as a risky borrower and affecting future credit opportunities.By The Credit Pros
…
continue reading
1
600 Credit Score - Is This A Good Credit Score?
3:15
3:15
Play later
Play later
Lists
Like
Liked
3:15
A 600 credit score is considered fair and is below the average for Americans aged 23 to 29, which is 660. It's possible to get loans, but at higher interest rates. Improving credit involves checking credit reports for errors and making timely payments. The highest credit score is 850, and anything over 800 is exceptional. Good credit scores range f…
…
continue reading
1
¿Cómo funciona una línea de crédito sobre el valor de la vivienda (HELOC)? - Los profesionales del crédito
3:10
3:10
Play later
Play later
Lists
Like
Liked
3:10
Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
…
continue reading
1
Datos de tendencias: los profesionales del crédito
4:10
4:10
Play later
Play later
Lists
Like
Liked
4:10
Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
…
continue reading
1
Debt Collectors: Will You Be Sued Over Old Debt? - The Credit Pros
3:19
3:19
Play later
Play later
Lists
Like
Liked
3:19
Debt collectors have a limited time to sue for unpaid debts, governed by state laws, after which debts become 'time-barred.' Credit reporting agencies must remove most derogatory accounts after 7 years, as mandated by the FCRA. To avoid lawsuits over old debts, it's best to pay them off, but professional advice can help if you're treated unfairly o…
…
continue reading
1
¿Qué significa la crisis del coronavirus para sus finanzas? - Los profesionales del crédito
2:11
2:11
Play later
Play later
Lists
Like
Liked
2:11
La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
…
continue reading
A car loan can be a good investment if you buy a new, reliable car, have good credit for low APR, and plan to drive it long-term. Avoid loans for used cars and purchasing beyond your means. Budget for total car costs, maintain your car, and understand loan terms to maximize benefits.By The Credit Pros
…
continue reading
1
Bad Credit And Insurance Premiums: Understanding The Impact
3:09
3:09
Play later
Play later
Lists
Like
Liked
3:09
Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
…
continue reading
1
Se revelan los rasgos comunes de las personas con puntajes crediticios altos
3:33
3:33
Play later
Play later
Lists
Like
Liked
3:33
Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.By The Credit Pros
…
continue reading
1
Credit Score Range - 5 Levels And Loan Options
3:11
3:11
Play later
Play later
Lists
Like
Liked
3:11
Credit scores range from 300 to 850 and are crucial for loan eligibility. FICO and Vantage are popular scoring models with different criteria and score ranges. Poor credit scores face high interest rates; excellent scores get the best terms. FICO is more popular, has stricter criteria, and uses five factors for scoring. Vantage is easier to qualify…
…
continue reading
1
Understanding Phantom Debt: What It Is And How To Recognize
2:43
2:43
Play later
Play later
Lists
Like
Liked
2:43
Phantom debt, originating from clerical errors, identity theft, and fraudulent schemes, poses a significant threat to your financial health. Recognizing red flags, regularly reviewing your credit report, and understanding fraud tactics can help you stay vigilant. Disputing errors with credit bureaus and leveraging legal protections are crucial step…
…
continue reading
1
Boletín de agosto - Los profesionales del crédito - Los profesionales del crédito
2:41
2:41
Play later
Play later
Lists
Like
Liked
2:41
Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.By The Credit Pros
…
continue reading
1
CFPB demanda a Navient: impacto en los prestatarios de préstamos estudiantiles
3:01
3:01
Play later
Play later
Lists
Like
Liked
3:01
La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
…
continue reading
1
How To File A Claim Over Equifax's Data Breach - The Credit Pros
4:05
4:05
Play later
Play later
Lists
Like
Liked
4:05
If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
…
continue reading
1
What Does Coronavirus Crisis Mean For Your Finances? - The Credit Pros
2:46
2:46
Play later
Play later
Lists
Like
Liked
2:46
The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
…
continue reading
1
Fraud Alert Vs. Credit Freeze: Protecting Your Identity
3:49
3:49
Play later
Play later
Lists
Like
Liked
3:49
Fraud alerts and credit freezes are tools to combat identity theft, with fraud alerts requiring creditors to verify identity and credit freezes stopping access to credit reports. There are three types of fraud alerts: initial, extended, and active-duty, each with different validity periods. Credit freezes can be lifted temporarily or permanently, w…
…
continue reading
Americans can save money on student loans by applying for scholarships, utilizing federal, state, and school financial aid, and employing strategic loan tips such as paying down debt while in school, getting a cosigner for better interest rates, and exploring loan relief programs.By The Credit Pros
…
continue reading
