In Episode 8, host Cynthia Meyer talks to Daniel Yerger, MBA, CFP©, ChFC©, AIF©, CDFA© of MY Wealth Planners about his new book, Getting In the Door: Starting a Financial Planning Career, his journey to becoming a financial planner, and how the career path has changed over time. This week on Real Life Planning Podcast: 💡 Why financial planning as a…

In Episode 13, I talk to John Bernstein of Bernstein Financial Advisory about the importance of balancing the risk of your portfolio in all investment environments. Based on the institutional strategy called “risk parity,” John offers an educational overview on how portfolio construction using a risk allocation can help navigate difficult market en…

In Episode 12, Bill Kan, CFA®, CFP®, shares strategies to weather market volatility. He also discusses how being mentally prepared during a bear market can optimize returns in the long run. Listen through to hear how science helps Bill create interesting flavors with his bread-making hobby. This week on Real Life Planning Podcast, Cynthia and Bill …

In Episode 11, Cynthia Meyer talks to Maddy Roche about getting sh*t done, learning as you go, and enjoying life now. Maddy tells us about her wild ride as the first employee of the XY Planning Network and how the journey has changed her. Stick around to hear how she opened up a room in her Montana home on Airbnb and marketed it as an LGBTQ+, BIPOC…

In Episode 10, Cynthia Meyer talks to Neil Krishnaswamy on how the process of financial planning can help clients hone in on what’s most important in a sea of information. Neil tells us how he successfully changed his career from an electrical engineer to an entrepreneur. Make sure to listen all the way through for great books that inspire focused …

In Episode 9, host Cynthia Meyer, CFA®, CFP®, ChFC®, talks to Java Wealth Founder Mike Zung, CFP® about what to consider when you take a new tech job, how you can use equity compensation to make a broader impact in the world, and why he became a CERTIFIED FINANCIAL PLANNER™ This episode of Real Life Planning Podcast covers: 💡 Mike Zung’s career cha…

If you're contemplating sharing a household together now or at some point in the future, there is no better time than the present to discuss finances. In Episode 6 of the Real Life Planning video podcast, CERTIFIED FINANCIAL PLANNER™ Cynthia Meyer outlines a powerful format for building a strong financial foundation as a couple. This week on Real L…

In Episode 5, Cynthia Meyer discusses the 3 questions you need to ask yourself when deciding to upsize your home with today’s highly active real estate market you are thinking about buying a bigger home. She will also highlight the scenarios that will indicate when it does make sense to stay in your home or when to start browsing for a bigger one. …

In Episode 4, Cynthia Meyer talks to Michelle York, founder of the virtual assistant agency, York Assists, which specializes in supporting financial professionals. Michelle shares how virtual assistants can improve business productivity and growth while lowering staffing costs. She discusses how to find and select the right virtual assistant for yo…

In this episode of Real Life Planning Podcast, I will talk about the relationship between money and marriage. When couples get married, they expect that their marriage will be a romantic and spiritual partnership, and for many couples, a parenting partnership. However, one thing couples often overlook is that marriage is also an economic partnershi…

Housing prices have risen rapidly. Is it still possible to buy your own home in an expensive area? In Episode 7 of the Real Life Planning video podcast, CERTIFIED FINANCIAL PLANNER™ Cynthia Meyer outlines how aspiring homeowners in expensive areas can reach their goals: 💡 How renting is like dating? 💡 Calculating your starting home budget using you…

In Episode 2, Real Life Planning Podcast host, Cynthia Meyer, talks to digital marketing strategist Liz Wilcox, founder of the marketing and creative agency, Wilcox Media and Marketing in the Houston, TX metro area. Liz shares how growing businesses can create a digital storefront with content that attracts the right customers. The Real Life Planni…

How does someone turn their passion into actions that make an impact? In this episode, Tania Brown, CFP® founder of Financially Thriving Mom, talks with Real Life Planning Podcast hots, Cynthia Meyer, about why she teaches working moms how to take practical steps to stop living paycheck to paycheck, how she used her life experiences to pay it forwa…

Jess wants to bank on herself like the Rockefellers. Dan points out the Rockefellers never needed life insurance to buy whatever they wanted.By Daniel Yerger & Jessica Goedtel

Jess asks if she should work with a financial coach. Dan points out that she knows more than them, and is actually liable for her advice.By Daniel Yerger & Jessica Goedtel

Jess asks if she should buy NFT art, and Dan points out that NFTs are worthless and it's an insult to art to call them art.By Daniel Yerger & Jessica Goedtel

Dan asks if he should by a Timeshare, and Jess reminds him that spending money on the same vacation for the rest of your life is probably not a great idea.By Daniel Yerger & Jessica Goedtel

Jess asks Dan if she should try out real estate as passive income. Dan explains there is no such thing as passive income in real estate.By Daniel Yerger & Jessica Goedtel

Dan and Jess address the age old myth that renting is throwing money away, and discuss all the assumptions that go into the myth.By Daniel Yerger & Jessica Goedtel

Dave Ramsey blows up over the idea that you can't withdraw 8% annually in retirement and Dan and Jess sort through the wreckage.By Daniel Yerger & Jessica Goedtel

Jess asks our guest if the Employee Retention Credit really is free money. Spoilers: It's not.By Daniel Yerger & Jessica Goedtel

Jess asks Dan if she should make money by investing in dividend stocks and Dan reminds her that she's fluent in taxes.By Daniel Yerger & Jessica Goedtel

Dan wonders if thinking really is the key to becoming wealthy. Jess explains that it's far more profitable to just run a lifetime of grifts before and after writing a non-sensical best seller. Matt Novak's Writeup: https://gizmodo.com/the-untold-story-of-napoleon-hill-the-greatest-self-he-1789385645By Daniel Yerger & Jessica Goedtel

Jess is dying of COVID and leaves Dan to fend for himself in the middle of his own wedding season. He doesn't last long.By Daniel Yerger & Jessica Goedtel

Jess asks if it's worth paying for hope, and Dan crushes the hope that there is.By Daniel Yerger & Jessica Goedtel

Dan asks if he should become a Finfluencer. Jess points out that finfluencers give bad advice.By Daniel Yerger & Jessica Goedtel

Dan and Jess light themselves on FIRE talking about "Financial Independence Retire Early" and its associated physical and mental health problems, along with, of course, grifts.By Daniel Yerger & Jessica Goedtel

Dan asks Jess if he should take up a side hustle. Jess rages about burnout.By Daniel Yerger & Jessica Goedtel

Dan says he wants to do tax prep. Jess, as a tax preparer, rips his head off.By Daniel Yerger & Jessica Goedtel

Jess asks what the big deal is with revenue sharing. Dan bores her to tears with the awful, technical, details.By Daniel Yerger & Jessica Goedtel

Jess asks Dan if she should buy a leveraged indexed universal life policy, and Dan nerds out on the "no."By Daniel Yerger & Jessica Goedtel

Daniel and Jessica consider getting a total money makeover until they realize that the person giving the makeover is... questionable. Show Notes: https://melissajhogan.com/my-statement-regarding-ramsey-solutions/ https://religionnews.com/2021/01/15/dave-ramsey-is-tired-of-being-called-a-jerk-for-his-stands-on-sex-and-covid/ https://www.glassdoor.co…

Dan asks if "The Psychology of Money" will help him understand financial psychology better. Jess explains why it probably won't.By Daniel

Jessica dares to ask Dan if she should invest her money in Bitcoin. Environmentally conscious rage ensues.By Daniel

Hosts Daniel Yerger and Jessica Goedtel discuss the podcast, introduce themselves, and explain why they're talking about the worst ideas in finance.By Daniel

Bill Soberanes, also known as Mr. Petaluma, was best known for his 49 years at the Petaluma Argus-Courier but also as the founder of the World Wrist-wrestling Contest, the Ugly Dog Contest, the Houdini Halloween Seance. A self-described peopleologist, he claimed to have collected over 45000 photos of himself with presidents, sport figures, movie st…

Jim & Tom welcome historians Katie Watts and John Sheehy for a deep dive into Petaluma’s history from the the 1920s to the 1970s. We explore how Petaluma became known as the world’s egg basket, Prohibition, speakeasies, massive bootlegging rings, famous people-meeter and Petaluma booster Bill Soberanes, the post-war boom, Gilardi’s, Mayor Helen Put…

Jim and Tom welcome historian Rebecca Yerger for a sampling of stories on the history and characters of Calistoga. We talk about the wild life and legacy of Sam Brannan as well as George Yount, Calistoga’s connection to the Donner Party, Edward Turner Bale, “Old Hog Killer”, Leland Stanford (Stanford University), Eadweard Muybridge (father of the m…

Jim and Tom welcome Daniel Steinbock to the stage at the Phoenix Theater for an interview and performance on 3/17/20. We talk about his relationship with the muse, capturing songs from dreams, his relationship with his father, ancestral trauma, personal growth and much moreSetlistOut of BlueSea InsideKiss of the BeeToo Close to YouRecorded at at th…

Jim and Tom welcome Maya Songbird to the stage at the Phoenix Theater for an interview and performance on 3/10/20. We talk about rainbows, what happens when you die, when Maya stopped giving a fuck, growing up in the Castro, how her son is a hater, Maya’s Magic Shop, being a witch, being an empowered woman, being a slut and much more. SetlistI Beli…

Jim got Tom a dozen personalized celebrity videos. 52 minutes of dumb fun with friends and foes, old and new.By Onstage with Jim and Tom

Jim and Tom welcomes The Band Ice Cream to the stage at the Phoenix Theater for an interview and performance on 3/3/20. We talk about their reinvention as a band, near death experiences, songwriting, a debilitating hockey injury, apathy and more. SetlistEjectDaily Pep Talk In Front of a Stained MirrorBig CarRosesRecorded at at the Phoenix Theater i…

Jim and Tom welcome historian John Sheehy for our longest history feature yet (almost 2 hours!) as we dive deep into the Coast Miwok, the Machiavellian General Vallejo, the 1830’s smallpox epidemic, Petaluma’s Chinese-American and African-American communities in the 19th century, William Bihler, Tom’s favorite explosions, Petaluma's second battle w…

Jim and Tom welcomes Clementine Darling to the stage at the Phoenix Theater for an interview and performance on 2/25/20. Clementine left Seattle ten years ago on a busking trip down the West Coast. We look back on the major events of her last decade that led to the life of music she now lives. SetlistThe RoadHoly GhostCrazyFire MapRecorded at at th…

Storytelling episode: Jim and Tom talk COVID-19, deaths inside the Phoenix (2!), tributes to Joel Cox & Nate Reifers, showdowns with local authorities, The Birds premiere at the Phoenix in 1963, anecdotes from big shows, lamenting turning down NWA, nineties punk at the Phoenix and more.By Onstage with Jim and Tom

Jim and Tom welcome Yo! & The Electric to the stage at the Phoenix Theater for an interview and performance on 1/28/20. We talk about America’s political landscape, music as activism, the future and much more in a 60+ minute interview.SetlistArmando MiendoWar ReadyMakeup SongWould You Like to Buy a Vacuum?Recorded at at the Phoenix Theater in Petal…

Jim and Tom welcome Magic in the Other to the stage at the Phoenix Theater for an interview and performance on 1/21/20. We talk about their new album “As It Starts to Fade”, the excitement of the unknown, songwriter Ezra Lipp’s creative path and more. SetlistLightning’s Hotter Than the SunNot Afraid (We All Will Die-E-Oh)Light in my WindowNot Gonna…

Jim and Tom welcome Whiskerman to the stage at the Phoenix Theater for an interview and performance on 1/14/20. We talk about their new album “Kingdom Illusion” as well as Graham’s evolution as a songwriter, faith, salvation, the fringes of humanity, experimentation and much more.SetlistVillainsKingdom IllusionRam’s HeadRecorded at at the Phoenix T…

Jim and Tom welcome Schlee to the stage at the Phoenix Theater for an interview and performance on 12/10/19. We talk with Schlee about her dreams, her music, her life, her new album and much more. SetlistRun Run BabyWent Like the WindYinzRecorded at at the Phoenix Theater in Petaluma, CA.By Onstage with Jim and Tom

Jim and Tom welcome On Drugs to the stage at the Phoenix Theater for an interview and performance on 12/3/19. We talk about being a cuck, various crimes they've committed, Uckhole Futah, things the band hates (Salt Lake City, Neptune, whales, kindergartners), meeting at church, a bad reviewer, drugs, creativity and much more. SetlistSmushSquishA Re…