Introduction to AI Impact on Jobs Exploring the growing impact of Artificial Intelligence on job roles across industries. Highlighting examples where companies have replaced human staff with AI, citing significant cost savings. Financial Implications Illustrating cost savings: replacing a 60-person writing department ($3 million/year payroll) with …

Guaranteeing Your Vehicle Title: Top Four Steps Ensure Vehicle Legitimacy: Check if your vehicle is eligible for a title. Vehicles with stolen reports or marked as junk won't receive titles. Use the Correct Process: Different scenarios require specific methods (e.g., court orders for liens). Using the wrong method leads to rejections. Avoid Phone o…

Introduction Discussing the rising threat of cyber attacks affecting businesses across industries. Even if your business hasn't been affected yet, preparation is crucial. Case Study: CDK Cyber Attack on Car Dealerships Recently, 15,000 car dealerships were paralyzed by a cyber attack, highlighting the devastating impact on operations. Losses includ…

Introduction: Discussing the recent CDK cyber attack affecting car dealerships and its broader implications for businesses. Key Points: Impact of the Attack: The CDK attack, while not widely known by name, has significant repercussions. According to CNN, these outages could become the new norm for cyber attacks. Duration and Disruption: Businesses …

Introduction Discussing the evolving landscape of cyber threats and the challenges companies face in defending against them. Highlighting the importance of continuous monitoring in cybersecurity. Main Points Continuous Red Teaming: Explaining how continuous red teaming is essential due to the rapid emergence of new and unknown threats. Continuous M…

Today we're diving into a crucial topic: Zombie Debts. What is a Zombie Debt? It could be a mortgage, a judgment, or a lawsuit—something you thought was long resolved. Perhaps an old car loan, once in collections or charged off, or a forgotten judgment. The common thread? "I haven't heard anything in years—5, 7, even 10 years. No calls, no attempts…

Introduction: The landscape of imported vehicles in the US is evolving, especially for non-dealership imports like Japanese mini trucks. These vehicles, often over 25 years old, were exempt from stringent import regulations under federal law. Challenges in State Registration: Imported vehicles must conform to state-specific road legality requiremen…

Introduction Discussing the CDK cyberattack on car dealerships in June, affecting over 15,000 dealerships indirectly through a vendor's hack. Key Takeaways Vendor Risks: Emphasize the vulnerability posed by third-party vendors in industries. Organized Cyber Threats: Highlight the sophisticated nature of cyber attackers like the Black Suit ransomwar…

Introduction Exploring ways to attract more customers to your business through effective marketing strategies. Case Study in Marketing Success Highlighting a remarkable marketing strategy that increased monthly organic traffic significantly. Increased from 37,000 visitors to 210,000 visitors per month, a fivefold increase. Discussing the potential …

Introduction to EV Market Trends: In mid-June 2024, the used electric vehicle market continues to see steep price declines, even drawing attention from mainstream business channels like CNBC. Price Declines and Predictions: Predictions suggest used Teslas could drop to $10,000 within the next year. EVs are becoming increasingly affordable compared …

Description: In this episode, we delve into the essential steps and considerations for anyone involved in a dispute, lawsuit, fraud, or embezzlement case. Learn how to determine if you have a valid case and the crucial aspects of securing legal representation. Key Points: Determining if You Have a Case: Understand what legally constitutes recoverab…

Host: Dave Pelligrinelli, Licensed Private Investigator, Certified Civil Court Mediator Overview: In this episode, Dave Pelligrinelli discusses the complexities and challenges of bringing a case of legal malpractice against an attorney. He offers insights into the obstacles one may face and practical advice on how to navigate this difficult process…

Introduction: Discussing the vulnerability of passwords in cybersecurity. Reference to Forbes article on AI algorithms cracking passwords. Main Points: Password Vulnerability: AI algorithms can guess 87 million passwords in under a minute. Brute Force Attacks: Many passwords can be cracked inexpensively and quickly. Two-Factor Authentication: Impor…

Episode Summary: In this episode, we delve into the consequences of engaging in shady practices with car titles, such as title jumping and tax evasion. We explore a real-life case and discuss why it's crucial to adhere to legal processes when dealing with vehicle titles. Key Points: Common Inquiries: People frequently ask if they can get in trouble…

Introduction: Meet Dave Pelligrinelli a licensed private investigator and certified civil court mediator, discussing legal malpractice cases. Understanding Legal Malpractice: What constitutes legal malpractice and when you might consider suing your attorney. Examples of potential malpractice: missed deadlines, filing errors, or negligence. Challeng…

Introduction Exploring methods to investigate internet activity for individuals within your household. Understanding Router and Modem Capture Protocols Many routers and modems track internet traffic, storing data like emails, downloaded files, and more. Discusses how this data can be accessed for forensic analysis. Digital Forensics Process Digital…

Introduction: Overview of speaker's role: Beyond one-on-one consultations and advisory calls at Actual Human, there's extensive live in-person presentations to industry trade groups, professionals, and experts. Highlight of ACFE (Association of Certified Fraud Examiners) conference as a key event for fraud prevention professionals. Main Discussion …

Introduction Discussion on celebrity estate disputes and their relevance to everyday individuals. Mention of Tony Bennett's family dispute over his estate as an example. Main Points Estate disputes are common, not limited to celebrities. Examples of disputes include hiding assets, moving money, and quitclaiming real estate. Such disputes can range …

Introduction: Discussing the CDK ransomware hack affecting tens of thousands of dealerships in June 2024. Exploring how businesses can be impacted by cyber liability and cybersecurity, even if not directly affected. What is the CDK Hack? CDK provides automotive dealership services to new and used car dealerships and truck dealerships nationwide. Se…

Overview: Essential information for current and future electric vehicle owners regarding battery warranty exclusions and exceptions. Key Points: Warranty Exclusions: Understanding the general exclusions listed by Green Cars. Non-Standard Charging: Avoid using non-approved charging methods. Non-Approved Parts: Damage from installing parts not approv…

Survey Results: 40% of EV owners want to return to gas vehicles. Indicates a significant portion of the market is dissatisfied with EVs. Current Market Trends: Decreasing interest in buying EVs. Manufacturers cutting back on EV production. Long-Term Outlook: EVs expected to become a more viable transportation option in the future. Development and a…

Overview of Parametric Insurance: Brief overview of parametric insurance. Difference between parametric and claims-based policies. Example of claims-based policy: Inspector assesses damage, determines cause, and deducts deductible before paying the claim. Example of parametric insurance: Payment is triggered by a specific event (e.g., wind speed ov…

Importance of Vehicle Condition Check the title and paperwork for authenticity. Ensure the vehicle's condition is good before purchase. Vehicle Inspection with Lemon Squad Nationwide company specializing in vehicle inspections. Services available almost everywhere. Inspection costs range from $220 to $300, with an average around $286. Option to add…

Introduction: Explaining the importance of having a valid VIN (Vehicle Identification Number) or serial number for trailers. Challenges with trailers lacking proper identification. Validating VIN Numbers: Importance of ensuring your trailer has a valid VIN or serial number. Issues with homemade or improperly labeled trailers. State Regulations: Dif…

Introduction Dave Pel Granelli, licensed Commercial Insurance Producer and retired Mortgage Broker, discusses the current outlook on interest rates and its impact on mortgages and the real estate market. Interest Rate Predictions A year ago, expectations were for multiple rate cuts, but now it seems unlikely. The Federal Reserve is cautious about c…

In this episode, we delve into effective strategies for handling various types of conflicts, from personal disputes to business disagreements. Learn how to prevent minor issues from escalating and discover the benefits of mediation and arbitration. Key Points: Types of Conflicts: Family arguments Workplace disputes Business vendor disagreements Leg…

Top Five Best Practices to Protect Your Business from a Cyber Attack In this episode, we discuss crucial strategies to safeguard your business against cyber threats, including ransomware and other common attacks. These best practices are essential for any small or medium-sized business aiming to strengthen its cybersecurity posture. Keep Software U…

Introduction: Welcome to the podcast with Dave Panelli, certified title abstractor and examiner. Explaining the correct spelling and definition of "lien" on a property. Types of Liens: Mortgage Liens: Definition and voluntary nature. First mortgage vs. second mortgage determination. Priority based on recording date. Tax Liens: Overview of IRS tax l…

Introduction Discussing the pervasive issue of investment scams across various platforms: real estate, Bitcoin, bonds, and more. Highlighting how scammers promise high returns, often doubling investments in unrealistically short periods. Case Study: A Typical Scam Example of an $8 million Ponzi scheme involving cryptocurrency. The perpetrator recen…

Introduction to Vehicle Titles Definition of a vehicle title as a legal certificate issued by the government. Emphasis on the necessity of an original title, not available for purchase or download. Common Issues with Vehicle Titles Challenges individuals face in obtaining a title from DMV. Overview of the frustration and common roadblocks encounter…

Introduction Exploring solutions for managing vehicle payments that exceed the vehicle's worth. Historical perspective: How the used car market has changed the dynamics of loan management. Understanding the Challenge Scenario: Owning a vehicle with payments higher than its current market value. Difficulty in selling the vehicle to cover the loan du…

Topic: What is a fraudulent conveyance and how does it affect a lawsuit or judgment you may have against somebody? Disclaimer: We are not attorneys and are not giving legal advice. However, as licensed private investigators, we often search for fraudulent conveyances. Definition: A fraudulent conveyance occurs when the losing party in a bankruptcy …

In this episode, we explore the tactics and strategies to determine if you're being followed by a private investigator or monitored electronically. This can be crucial in various situations such as divorce, probate, lawsuit, or civil disputes. Here's what we'll cover: Physical Surveillance Detection: Understanding Surveillance: Most surveillance is…

Episode Show Notes / Description: Why is it so hard to get a vehicle title? A vehicle title is not just a piece of paper; it is the legal certificate of ownership. Much like a $100 bill, a vehicle title holds significant value. Obtaining a title is crucial as it legally establishes your ownership of the vehicle. Common Problems with Vehicle Titles:…

What do General Contractors do? Coordinate construction projects based on architectural blueprints and client requirements Ensure compliance with building codes and permits Manage subcontractors with specialized skills (plumbers, framers, electricians, etc.) Source materials like lumber and coordinate their delivery The Role of a General Contractor…

Importance of Checking Battery on Used Electric Vehicles: Tesla's battery degradation issue highlighted by Jalopnik: Reports show Tesla batteries drop to under 65% of EPA range in just three years. Warranty discrepancy: supposed to last 8 years. Uncertainty in battery condition for all brands: No guarantee on battery capacity (100%, 60%, 50%, or lo…

Introduction: Exploring loopholes to obtain a vehicle title without proper paperwork. Importance of a legal title certificate for vehicle ownership. Common frustrations at the DMV with inadequate documentation. Understanding Loopholes: Defining a loophole as exploiting ambiguities in laws. Historical example of the Vermont loophole and its eventual…

Overview of the Case: Another example of a multi-million dollar crypto fraud scheme. Perpetrator caught and prosecuted, victims to receive restitution. Case based in Florida involving $8.4 million stolen in a crypto investment scam. Legal Actions and Consequences: Perpetrator admitted to orchestrating the fraud. Charged with conspiracy to commit wi…

Introduction to Uninsured Motorist Coverage Auto insurance rates have increased significantly in recent years, but amidst cost-cutting measures, one coverage you should never skimp on is uninsured motorist coverage. Why Uninsured Motorist Coverage Matters Protection Against Uninsured Drivers: It safeguards you if you're hit by someone who doesn't h…

Introduction to Probate Cases and Surety Bonds: Probate cases involve the distribution of assets after a person's death. Significant amounts of money are often at stake. An executor oversees the distribution to heirs as specified in the will or probate. What is a Surety Bond in Probate? A surety bond in probate acts as insurance against errors or m…

Introduction to Appeal Bonds What is a surety bond for a court appeal and how does it function? Exploring the concept amidst recent high-profile cases. Understanding Appeal Bonds If you lose a lawsuit and want to appeal, you typically have to pay the judgment amount upfront. Appeal bonds provide an alternative: posting a bond equal to the judgment …

Wall Street Journal Article Highlight: Insightful piece on conflicts and disagreements ranging from lawsuits to simple arguments about dinner plans. Decline in Conflict Resolution Skills: Rapid deterioration in human skills for de-escalating disputes. Common scenario: individuals stand their ground, leading to heightened conflict. Common Ground in …

Introduction to Episode Topic Discussing Advanced Fraud Victim Support at the ACFE Annual Conference Overview of Expertise Experience in handling various fraud cases: corporate embezzlement, Ponzi schemes, crypto scams Challenges Faced Need for comprehensive victim support beyond fraud discovery and investigation Emphasis on helping victims achieve…

Introduction to the Insurance Crisis: Homeowners across the country are facing a daunting challenge: rising property insurance rates and shrinking coverage options. Whether you're in wildfire-prone California, hurricane-hit Florida, or tornado-heavy regions, insurance companies are struggling to stay profitable. Understanding the Mechanics of Insur…

Introduction to the Electric Vehicle (EV) Landscape: Over the past 18 to 24 months, electric vehicles (EVs) have seen a surge in popularity, heralded by many as the future of transportation. However, early 2024 has seen a notable shift, with consumers halting purchase intentions and rental companies like Hertz drastically reducing their EV fleets d…

Introduction to Electric Vehicles Market Trends Electric vehicles are gaining momentum in the market. They're becoming increasingly attractive to new buyers. New Electric Vehicles Discounts Some new electric vehicles are seeing substantial discounts. Discounts range from $1,000 to $15,000. This article discusses discounts up to $6,000. Reasons Behi…

Introduction: Herz is offering a massive sale on used Teslas for $25,000 each, slashing prices from their original $50,000 to $60,000 range just a few years ago. Market Dynamics: With an excess inventory of tens of thousands of cars, Herz needs to move them quickly, hence the no-haggle pricing strategy. Under the pressure of supply outweighing dema…

New Jersey's Title Process: Often, we're asked about bonded titles in New Jersey. Surprisingly, New Jersey doesn't call it a bonded title; it's known as the "Improper Evidence of Ownership Procedure." Difference from Bonded Title: In New Jersey, you don't need to purchase a bond, unlike in other states where a bond is necessary. NJ MVC eliminates t…

Cyber Risk Evaluation: Exploring the significance of cyber risk assessment in today's digital landscape. The Hacker News: A source for pertinent cyber-risk information. Calculating cyber risk: Understanding cyber risk as a function of probability and potential damage. Assessing the likelihood and consequences of cyber attacks for companies and fami…

Market Trends in Lumber Industry The lumber industry is facing significant challenges as the demand in the remodeling and DIY project market declines sharply. New home building remains robust, but economic factors are causing a downturn in home improvement activities. Impact on Lumber Yards and Production In regions like Oregon and Vancouver BC, se…