The ultimate companion to first-time buyers in Scotland. Whether you're just thinking about buying a home or are well on your way to making an offer - this podcast will help guide you through the process.
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Podcast by Gene Vangampelaere
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The ESPC Show is the podcast to listen to if you're interested in any part of the Scottish property market! Each week we'll dive into a topic and share all that you need to know about it. Our promise is to provide honest, jargon-free and data driven advice from informative expert guests. Covering everything from buying a home in Scotland for the first time to investing in a rental property, The ESPC Show is the perfect audio companion. ESPC is the home of property in Edinburgh, the Lothians, ...
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Are you a first-time buyer in Scotland? Then you've come to the right place! Welcome to ESPC's First Timers Club - the ultimate podcast companion for those looking to get on the property ladder in Scotland. In this series, we will guide you through the process of buying a home and teach you all about the steps involved in buying a home in Scotland.…
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Join Paul and Megan for the season finale of the ESPC Property Show, recorded from the luxurious Old Course Hotel in St Andrews. They are joined by Lynsey Dammer and Douglas Kinnear from Thornton's estate agents to delve into the unique charm of the St Andrews property market. Discover why this historic town, known for its university and golf, rema…
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Property expert roundtable: Current market update (Part 1)
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Welcome back to the ESPC Property Show! In this episode, hosts Megan and Paul are joined by industry experts Matthew Gray, Amy Howard, and Derek Brien to provide valuable insights for home buyers in Scotland. This comprehensive discussion covers the current property market trends, factors influencing property sales, and advice for navigating the pu…
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Property expert roundtable: Rent caps, housing emergency & politics (Part 2)
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Welcome back to the ESPC Property Show! In this episode, Paul and Megan continue their insightful roundtable discussion with experts from three ESPC solicitor estate agent member firms. Delving into the political side of the housing market, they explore the impacts of rent caps, taxation, and offer potential solutions for first-time buyers in Scotl…
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Preventing Youth Homelessness: Insights from Rock Trust
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In this episode of the ESPC Property Show, hosts Paul & Megan are joined by Kate Polson, the CEO at Rock Trust, a charity dedicated to preventing youth homelessness. They delve into the critical issues surrounding youth homelessness in Scotland, discussing the innovative programs Rock Trust offers to support young people in crisis. Kate shares insi…
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In this episode of the ESPC show, we dive into the world of new build homes in Scotland. Join us as we chat with Hazel Davies from Cruden Homes and Kim Newbigging from Cala Homes Scotland. They share valuable insights into the new build purchasing process, discuss the benefits of buying a new build, and answer key questions prospective buyers might…
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Join Paul and Megan from ESPC as they sit down with Maurice Allen, Residential Property Managing Director at Lindsay's, for a comprehensive guide to first-time home buying in Scotland. Maurice shares invaluable insights and advice on everything from financing and solicitors to government schemes and property investments. 0:00-0:38 Intro 0:38-3:36 F…
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Join us for part two of our episode with Mike Heffron from Under One Roof, where we delve into the world of retrofitting tenement flats in Edinburgh. Learn about the challenges, solutions, and future directions in making these traditional buildings more energy efficient and sustainable. From insulation dilemmas to district heating solutions, we cov…
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What is it like to live in North Berwick?
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21:21
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Join Paul and Megan as they explore the vibrant property market in North Berwick with local experts Sophie from Coulters and Daniel from Paris Steele. Discover why North Berwick is voted the best place to live in the UK, its family-friendly community, and the diverse range of properties available. From golden beaches to a charming high street, find…
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Why do we have a housing crisis in Scotland? Political analysis from Andy Maciver
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In this episode of the ESPC property show, Andy Maciver, a seasoned political analyst, joins hosts Megan and Paul to dissect the intricacies of housing policy and its relationship with the evolving political landscape in Scotland. From the impact of ideological beliefs on property ownership to the imperative of addressing housing supply shortages, …
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What is it like to live in Leith, Edinburgh?
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In this week's episode Paul & Megan are on the move! They catch the tram down to ESPC's most popular area for property sales - Leith in Edinburgh East. There they chat to local solicitor estate agents, Tzana from Watermans and Becky from Aberdein Considine all about life in Leith from what the local community is like to how it differs from the rest…
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Edinburgh rental market update - April 2024
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On this week's episode Paul & Megan are chatting to Nicky & Martyn from our ESPC Lettings team to discuss the latest updates in the Edinburgh rental market including the end of the rent cap and advice to tenants looking to move. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and com…
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In this week's episode, Megan & Paul chat through the latest stats on the property market in Edinburgh, the Lothians, Fife and the Scottish Borders. They chat with Ivan Ralph (CEO, Ralph Sayer) and Sofia Renshaw (Trainee Solicitor, Davidsons) about property hotspots for buyers, landlords leaving the market and whether or not now is a good time to b…
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Get your finances in order before tax year end: Pensions & Lifetime ISAs
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This week on the podcast, Paul & Megan are joined by financial advisor, Andy Lewis from John Scott Davidson to discuss how to get your finances in order ahead of the tax year end in April including making the most of your ISA allowance and investing in your pension, as well as some advice for how to make the most of your savings in the lead up to m…
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Can communities make our homes more energy efficient? with Porty Community Energy
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This week Paul & Megan are chatting to Hazel from Porty Community Energy about how we can harness the power of community to make environmental changes. In the episode, we discuss the quick fixes that individuals can make in their homes to reduce energy usage as well as the larger community projects that you can get involved with to make longer term…
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How are properties valued? A guide to pricing your property for market
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23:28
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This week Megan & Paul are joined by Head of Estate Agency at McDougall McQueen, Lisa Connolly to discuss property pricing strategies and how ESPC solicitor estate agents arrive at a valuation. Short on time? Skip to the most relevant part to you: 0:00-0:47 Intro 0:47-1:37 Meet Lisa 1:37-5:04 How does a solicitor estate agent decide on a valuation?…
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How to create a homeowners association in Edinburgh tenement buildings
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In this week's episode of the podcast, we're talking about flats and the responsibility you have as the homeowner of a flat in a Scottish tenement building. Paul & Megan chat to Under One Roof's Chief Executive Mike Heffron about how to create a homeowner's association, how to manage communal space/roof repairs and how to enforce payment when some …
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Don't be afraid of mortgages! An update on the mortgage market, first-time buyer tips & remortgaging in 2024
33:49
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Welcome back to season 3 of the ESPC Property Show - a podcast for property enthusiasts and home hunters across Edinburgh, the Lothians, Fife and the Scottish Borders. In this episode, hosts Paul and Megan are joined by two ESPC Mortgages colleagues Paul Demarco and David Lauder to discuss and debunk the mortgage market including how much cash firs…
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Relocating to Dubai - learning about the UAE market
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Paul and Megan from the ESPC Property Show podcast are joined by Marie O'Neill, a relocation expert based in Dubai. Marie talks about the process of relocating to countries in the UAE, and the advantages of doing so. She explains that the economy is stable and the low taxation makes Dubai a desirable place to call home. We learn that property is al…
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Moving home smoothly with Doree Bonner International
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In this week's episode, Paul & Megan speak to Claire Duff from Doree Bonner International. The episode covers everything from the benefits of using a removal service to Doree Bonner's useful declutter service. You can find out more about Doree Bonner here. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you!…
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November House Price Report - What's happening in the property market
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We're bringing you a slightly different style of episode this week with our November House Price Report. In this episode, Megan is joined by Ashley McInulty, Head of Member Services at ESPC to discuss the latest stats from the ESPC database. The episode includes discussion on: - The average selling price - The median time to sell - The average % of…
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In this week's episode, Megan is joined by returning guest, Nicky Lloyd from ESPC Lettings. They discuss the rental market in Edinburgh, including rental prices, supply and demand, and current legislation for landlords. Nicky also shares the best postcodes for investment in Edinburgh and the most popular property type in the current market. Watch t…
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In this episode, Megan and Paul are joined by Mhairi, a Home Design Stylist from John Lewis. Mhairi talks about her background in textile design and how she fell in love with interior design and architecture while growing up in Hong Kong. She explains that John Lewis offers a free interior design service for any room and any budget, from full house…
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Retrofitting & making your home energy efficient with EcoCosi from Changeworks
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44:23
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In this episode of the ESPC Property Show, Paul and Megan are joined by Ewan and Sam from Changeworks, a Scottish environmental charity that delivers solutions for low carbon living. Changeworks has over 35 years’ experience in delivering high impact solutions for low-carbon living. They work collaboratively with partners, organisations and househo…
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The housing shortage with Homes for Scotland
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23:20
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In this week's episode, Paul & Megan speak to Jennifer Kennedy from Homes for Scotland about the lack of suitable homes in Scotland. Jennifer explains what barriers are prohibiting new homes being built, why we are so behind in the development of new build homes and just how bad the housing problem in the UK is. You can find out more about Homes fo…
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First-Time Buyer's Guide to Purchasing Property in Scotland
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29:34
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In this episode, Paul & Megan are joined by Amy Howard (Neilsons) and Caitlin Keegan (Gillespie Macandrew) to get the best advice for first-time buyers. Amy & Caitlin share invaluable insights and advice for first-time buyers in the Scottish property market. They discuss the crucial steps to take, including appointing a solicitor, finding a mortgag…
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Q&A with Paul & Megan on the property market, where to buy and what's in the ONS basket of goods?
26:09
26:09
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Paul and Megan discuss various topics related to buying property, answering questions from their listeners. They emphasize the importance of seeking professional advice from a solicitor-estate agent, especially for first-time buyers. The conversation also delves into the "basket of goods" used to measure inflation, highlighting the addition of item…
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In this podcast episode, Paul and Megan are joined by Debbie Hair (Investment Manager, Evelyn Partners). They delve into various economic and financial topics, starting with inflation and its implications, touching on both short-term and long-term trends, emphasising the importance of considering environmental, social, and governance factors when e…
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Exploring the Scottish Borders & the local property market
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26:24
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In this week's episode, Megan & Paul head to the Scottish Borders to find out more about the local property market. Our podcast guests for this episode are Suzanne Grey from Hastings Legal and Struan Ferguson from Blackwood Smith. Suzanne discusses the Kelso property market, while Struan chats us through the current property landscape in Peebles. E…
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In this week's episode, Megan & Paul chat through the latest stats on the property market in Edinburgh, the Lothians, Fife and the Scottish Borders. Initially, they chat through the ESPC data for the last three months before having a wider discussion with Maurice Allan (Managing Director of Estate Agency at Lindsays) and Lyndsey Beckwith (Head of E…
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Buying unmarried, getting divorced and pre-nups
43:48
43:48
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This week, Megan & Paul chat about how marital status can affect property ownership. The episode includes a discussion with legal experts, Dianne Millen and Kimberley Mackay from ESPC solicitor estate agency Watermans. In the chat, we talk about buying a home as an unmarried couple, divorce and property as well as the importance of getting a will. …
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Exploring Dumfries: Upgrading the town centre and rural life
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This week, Megan & Paul are back on the road and have gone South West to Dumfries & Galloway. The episode is an extra long one as we make the most of their time in the area. Our guests today are Scott Mackay from the Midsteeple Quarter project, Finlay Carson MSP and local solicitor estate agent, Paul Cavers from Cavers & Co. We kick off the episode…
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On this week's episode, Paul & Megan chat to garden design expert, Lisa Lempsink. Where should you start when it comes to your garden? What is a living wall? And is astroturf all that it's cracked up to be? These are just some of the questions that are answered in this week's episode of The ESPC Property Show! Our guest this week is Edinburgh-based…
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Mortgage market update with ESPC Mortgages
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29:34
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On this week's episode of the podcast, Paul & Megan speak to David Lauder and Paul Demarco from ESPC Mortgages about the current mortgages market. In this episode they cover: 00:00 Introduction to today's episode 01:53 What is the current mortgage market like? 05:14 How far ahead should your renew your fixed rate? 06:25 Why should you use a mortgag…
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Exploring Dunfermline's Property Market & Local Hotspots
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On this week's episode of The ESPC Property Show, Paul & Megan hit the road and head over the Queensferry Crossing to explore Dunfermline. With it's recent upgrade to city status, Dunfermline was top on our list of places to share with our listeners. Dunfermline often appears as a hotspot in ESPC House Price Reports, as it is home to affordable pro…
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Welcome back & what's been happening in the property market?
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17:29
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Paul & Megan are back for season two of the ESPC Property Show. To ease you into the season, they are recording solo to update you on all the property market news you may have missed during the podcast's summer hiatus. After 14 consecutive interest rate rises from the Bank of England, Paul gives an update on how this is affecting the market and how…
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BONUS: ESPC Live Mid-year Property Market Update
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Who doesn't love a little surprise?! While we take a wee hiatus between seasons 1 & 2, we thought we'd deliver a bonus podcast episode. This episode is the audio recording from our livestream event ESPC Live. You can watch the full thing back on YouTube here, or you can listen to the audio recording right here on the podcast feed. The event include…
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Season finale: Hidden gems and our favourite moments
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27:49
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We've made it to the end of season 1 of the ESPC Property Show! In this episode, Megan and Paul chat through what they've enjoyed the most from our first 20 episodes before speaking with Dominik Smerk about his new book on "Edinburgh's Hidden Gems". We're really looking forward to bringing you something a bit different for season 2! If you have any…
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What is feng shui? Well, you're about to find out! Today Paul & Megan are joined by Denise Langan to chat through all the basics of feng shui from kua numbers, bringing more prosperity to your life through your furniture placements and the feng shui of Edinburgh itself. Got a question for us? Send us a text message! Enjoy the episode? We'd love to …
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Selling 101: A guide for first-time sellers
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Are you thinking of selling your home? Whether it's your first time or the first time in a long time, this is the episode for you! In this week's episode, Paul & Megan are joined by Jamie Sole (Blair Cadell) and Paul Clancy (Clancy's) to talk you through the process of selling a home in Scotland. We chat through what happens at a valuation, how to …
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Is it time to emigrate South? We're joined by Neil Spinney, a Property Finder who operates across Spain to talk all about moving abroad. Neil speaks us through exactly how to approach a move to Spain, his tips for budgeting, how the legalities work and also what a Spanish lifestyle can offer us! It's a fascinating episode and is likely to make you …
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The question every homeowner wants an answer to! How do you add value to your home? We spoke to Scott Grieve from Mov8 Real Estate to discuss just that! We also speak through what happens at a valuation and how properties are valued by ESPC solicitor estate agents. If you're thinking about selling your home, you can find an ESPC solicitor estate ag…
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Everything you wanted to know about the economy (but were too afraid to ask!)
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37:46
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The economy has been a huge talking point over the last few years, but how does an economy work? And how does it affect the property market? On today's episode, we're joined by Debbie Hair, Director of Investment Management at Evelyn Partners. Debbie chats us through the basics of economics, the financial crash of 2008 and her outlook for the rest …
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Thinking about purchasing a Buy-to-Let for the student market? We've got all of your questions answered in this episode of The ESPC Property Show! Join Paul & Megan as they chat to ESPC Lettings experts Nicky Lloyd and Martyn Johnstone about what is required to rent to students, where are the best locations and what are their top tips for breaking …
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Whether you're a first time buyer or someone who hasn't bought a property in a very long time, this is the episode for you! Paul and Megan are joined by two of our solicitor estate agent member firms to talk you through exactly how to buy a home in Scotland in 2023. Our guests are David Marshall from Warners and Hannah Gaddie from Gillespie Macandr…
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How has the property market fared so far in 2023? Have our predictions from January materialised? In this episode, we chat to Louisa Raistrick from Coulters and Murray Souter from ESPC Mortgages and catch up on this year's activity. Is a house price crash coming? (Spoiler alert: we don't think so!) Got a question for us? Send us a text message! Enj…
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This week Paul & Megan are joined by Mhairi from Scottish Futures Trust to discuss "Town Centre Living". The concept looks at the development of housing that brings more people to live within our town centres and how that can have a major role in creating strong and sustainable places, as well as active travel, affordable and independent living, wa…
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In this week's episode, Paul & Megan chat to Michelle Milnes from Property Studios. Michelle specialises in creating marketing materials for properties when they go to market. During our chat we discuss the progress made in property marketing over the last decade, the impact of COVID-19 on property marketing, how video can be used to market homes a…
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On this week's episode Paul & Megan are joined by Ron Hastings (Hastings Legal) and Anna Morton (Thorntons) to discuss buying, selling and living out with a big city. Ron brings his expertise of the Scottish Borders property market, while Anna talks us through what's happening in her jurisdiction of East Fife. We discuss the current market and of c…
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This week Megan & Paul are joined by tax specialist, Alison Pryde from Anderson Strathern. After the recent increase of the Additional Dwelling Supplement tax in Scotland from 4-6% in December, we decided it would be good to chat through the effects of this on landlords. We also discuss Land and Building Transaction Tax, Capital Gains Tax and wheth…
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