"My wife and I both have pensions. Can we do anything now to minimize the tax burden in retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show! At what age should one start to consider Roth conversions from retirement accounts? How should we invest if interest rates fall? Is it wise to save up enough cash to pay fo…

In this week's Fastest Four, Scott's diving into a recent survey about how Americans are approaching their Social Security benefits: Why 3 out of 4 Americans understand delayed benefits but only 1 in 10 plan to wait The most popular age for claiming Social Security (hint: it's not what you think!) Top reasons people are claiming early - including f…

"I’m 61 and trying to figure out the right Social Security strategy for me. What should I do to get the most out of it?" We're answering YOUR questions on this week's Get Ready For The Future Show! With mortgage rates coming down, is now the right time to buy a house? Can you help me figure out if I need an annuity? How should we allocate the inher…

What is a yield curve? How is it connected to recessions and stock market performance? And what does any of this mean for YOU? Scott's breaking it all down in this week's Fastest Four Minutes in Finance! For charts and more episode information, visit: https://getreadyforthefuture.com/yield-curve-inversion-recession-indicator-or-bull-market-signal/…

"Should I start paying down my mortgage more aggressively? If I do, it would cut into my Roth and HSA contributions." We're answering YOUR questions on this week's Get Ready For The Future Show! Can you explain inflation numbers to me and how I can adjust to them? Which accounts should I draw from first if I'm about to retire? Should we cut down so…

Worried about the 2024 election's impact on your investments? Scott brings surprising truths about stock market performance during election years and beyond. He's also breaking down historical data and debunking common misconceptions, with valuable insights for investors navigating political uncertainty. For charts and more episode information, vis…

I own a business that’s largely online. What would you suggest in the planning process for a smooth transition or sale of the business if I retire or pass away? We're answering YOUR questions on this week's Get Ready For The Future Show with a special guest, Attorney Chris Rippy from Rippy, Stepps & Associates in Conway! Can you help me understand …

Dive into this week's rollercoaster ride on Wall Street! Scott Inman breaks down the recent market volatility, explaining why panic selling can be your worst enemy. For charts and more episode information, visit: https://getreadyforthefuture.com/wall-streets-wild-ride-why-panic-selling-could-cost-you/…

I want to start a business in my “retirement.” Where should I start and what are some protections I need in place to keep my retirement assets safe? We're answering YOUR questions on this week's Get Ready For The Future Show! Where should I contribute more if I just got a significant raise? My financial advisor suggests investing 20% of my assets i…

Dive into the latest housing market trends with Scott Inman in this week's Fastest Four Minutes in Finance. Discover how the South has dominated home sales for 16 years and why the Great Reshuffle might be ending. For charts and more episode information, visit: https://getreadyforthefuture.com/housing-market-shift-is-the-southern-boom-cooling-off/…

I'm 37 and plan to retire early in 8 years. Can I do that, and work part-time, when I get my pension? We're answering YOUR questions on this week's Get Ready For The Future Show! How do we know when we can spend a little more versus being more conservative with our hard-earned money in retirement? What should I do with an inheritance that I want to…

Dive into the latest investment trends of 2024 in this quick financial update. Scott takes a look at where billions are flowing in the stock and bond markets with insights on market movements, sector rotations, and potential impacts of Fed rate cuts.By GenWealth Financial Advisors

My wife and I have a stereotypical 60/40 split. Are we “safe” enough? We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ Should I be worried about a recession after the election? ✅ Are there any tax-efficient strategies for transferring ownership of my business when I retire? ✅ Is $1M enough to retire comfortably with re…

In this week's Fastest Four Minutes in Finance, John dives into how past Presidential Elections can affect the Stock Market. Can you really prepare yourself based on who wins?By GenWealth Financial Advisors

Do you recommend prioritizing maxing out both our IRAs before making contributions to a brokerage account? We're answering YOUR questions on this week's Get Ready For The Future Show! Can I comfortably retire with $800k in my 401(k) and Social Security? How does government spending play into inflation? What advice can I give my adult children who a…

In this week's Fastest Four Minutes in Finance, Scott dives into LPL Research's Mid-Year Market Outlook and explores the surprising link between home refinancing and consumer spending that may have prevented a recession. For charts and more episode information, visit https://getreadyforthefuture.com/housing-market-secrets-how-refinancing-saved-the-…

I’m 57 and have had some health scares lately and I'm thinking: what kind of options do I have for healthcare in retirement? We're answering YOUR questions on this week's Get Ready For The Future Show! How can I leave money to my kids without burdening them with taxes? My wife and I are in our late 40s: should we sit down with an advisor? And if yo…

We're keeping it simple this week on the Fastest Four with a special Independence Day message from Scott Inman.By GenWealth Financial Advisors

My husband and I have $200,000 in a high-yield savings account: are we beating inflation? We're answering YOUR questions on this week's Get Ready For The Future Show! What’s the best thing for me to do with my money after selling shares of my business? My wife and I are retired with $1.2 million: should we claim Social Security as late as possible?…

Worried about investing at stock market all-time highs? Don't be! In this week's Fastest 4 Minutes in Finance, Scott Inman breaks down why market peaks aren't as scary as you might think.By GenWealth Financial Advisors

I'm 54 with $690,000 saved for retirement. Am I on track to retire at 62? We're answering YOUR questions on this week's Get Ready For The Future Show! I want to get as much as possible out of Social Security – how do I maximize my benefit? Gold is always a big talking point, but what about copper? Should we downsize our house before we retire? And …

Is Generation X facing a retirement nightmare? Join John Shrewsbury in this week's Fastest Four as he breaks down the shocking stats on Gen X's retirement savings, healthcare concerns, and financial challenges.By GenWealth Financial Advisors

I’m planning to retire next year, but I’m not sure how to adjust my investments as I get ready to retire. What changes should I make to my strategy? We're answering YOUR questions on this week's Get Ready For The Future Show! Do I need a will, a trust, or both? Is it OK for me to save money in a money market account for a home purchase down payment…

In this week's Fastest Four Minutes in Finance, Scott's breaking down May's latest inflation numbers and what they mean for the economy.By GenWealth Financial Advisors

How do I help my 20-year-old determine how much to contribute now, what to invest in, and when to talk to a financial advisor? We're answering YOUR questions on this week's Get Ready For The Future Show! Are annuities something I should consider to help provide lifetime income? What do I need to do if I want to retire at 55, but also want to travel…

Smart Asset has a new study out detailing where retirees live on the most income in the US and the results are surprising! Scott breaks down the details into what you need to know in this week's Fastest Four.By GenWealth Financial Advisors

How do you think the outcome of the election will impact the markets? Who does the market want to win? On this week's Get Ready For The Future Show, we're answering YOUR questions! What impact do you see the US debt having on our investments? How do you tell if inflation is really coming down when I'm not feeling it in my bank account? How can I mi…

We're celebrating National 529 Day in this week's Fastest Four! Learn about how to: set up a 529 account invest for tax-free growth make tax-free withdrawals for qualified education expenses enjoy state tax deductions Get the inside scoop on 529 plans and start saving today!By GenWealth Financial Advisors

What do you think about Roth vs traditional benefits when you have a sizeable pension? On this week's Get Ready For The Future Show, we're answering YOUR questions! What should we consider if we want to move out of state when we retire? With a state pension, should I be more aggressive with my 457 investments? Does it make sense to alter investment…

Are you on track for a comfortable retirement, or just settling for the average savings? In this week's Fastest Four, Scott breaks down the latest retirement savings statistics and why aiming for "average" is a surefire way to fall short.By GenWealth Financial Advisors

I'm 62 and want to retire, but my wife wants to delay taking Social Security - what are the risks and benefits? On this week's Get Ready For The Future Show, we're answering YOUR questions What are the best available options to retire if I'm self-employed? Does it hinder me to invest in Target Date Funds? Should I start a business to help keep trac…

Planning for a long life and not getting it is better than not planning for it and getting it! Scott explores planning for longevity risk on this episode of the Fastest Four Minutes in Finance!By GenWealth Financial Advisors

I love my job and want to keep working, but my wife wants to retire. Can she go ahead and do that while I keep working? On this week's Get Ready For The Future Show, we're answering YOUR questions! How do you determine your contribution rate if your income is variable? If I got an inheritance, should I pay down house debt or invest more in retireme…

The SECURE Acts have paved the way for annuities to be offered in employer retirement plans, and surveys show that American workers are interested in investing in them. In this week's Fastest Four, Scott explores the latest trends in annuity sales and the growing demand for guaranteed lifetime income, especially among pre-retirees. But also the com…

How can I prevent my money from getting taxed again as added income? On this week's Get Ready For The Future Show, we're answering YOUR questions! Will selling my business be enough to fund my retirement? How can I better understand my risk tolerance? How do we know if it's okay to retire early? And if you've got a question you want answered on the…

Is the famous "Sell in May and Go Away" investing strategy worth following? Scott's taking a look at the historical performance of the markets in the May-October period in this week's Fastest Four and the question, "Is timing the markets like this a wise investment strategy?"By GenWealth Financial Advisors

In what order should we draw down accounts prior to Social Security and after work? On this week's Get Ready For The Future Show, we're answering YOUR questions! We are wondering how to decide which account to fund more? 401(k) or Roth IRA? What are your thoughts on Tax Rates and Standard Deductions changing in 2026? I'm nearing age 55 and am tryin…

In this week's Fastest 4 Minutes in Finance, discover how robust earnings growth continues to drive the stock market's performance, defying fears over interest rates, inflation, and geopolitical instability.By GenWealth Financial Advisors

Do I need to max out catch-up contributions, or will I be okay holding steady with my normal contributions? On this week's Get Ready For The Future Show, we're answering YOUR questions! Would it be good for my savings to retire but keep working maybe part-time? Would I be ok in retirement if the only thing I do is max out my Roth IRA every year mov…

Investing in stocks is a rollercoaster ride, and April's market turmoil serves as a timely reminder that pullbacks are inevitable. In this week's Fastest Four, Scott's drawing wisdom from market strategist Ryan Detrick as he explores the historical data that proves significant pullbacks are not only common but expected in an average year.…

I'm thinking about retiring next year, so what should I do before I leave work? On this week's Get Ready For The Future Show, we're answering YOUR questions! When should I claim Social Security? As early as possible? What should I ask when meeting a financial advisor? And what should I watch out for? Is it a smart play to invest in Variable Univers…

Inflation data for March sparked alarming headlines, but is it really as bad as it seems? In this Fastest Four, learn why the 0.4% monthly increase and 3.5% annual inflation rate aren't drastically higher than expectations!By GenWealth Financial Advisors

If I received a decent chunk of money, such as $25,000, what would be the most efficient way to invest? On this week's Get Ready For The Future Show, we're answering YOUR questions! What are your thoughts on gold IRAs? What should we do about taking care of a parent who's in retirement when we want to retire in our mid-50s? How should I invest extr…

In this week's Fastest Four Minutes in Finance, get ready to maximize your retirement savings with last-minute IRA contributions before the 2023 tax filing deadline on April 15th. Whether you're a high earner or have a spouse with earned income, Scott guides you through the strategies to supercharge your retirement savings while potentially reducin…

Should I be worried about a housing crash in 2024? On this week's Get Ready For The Future Show, we're answering YOUR questions! I inherited $350k in checking accounts - do I have to pay taxes on that? At 62 and $1 million in a 401(k), should I be converting that to a Roth IRA? Do I need to invest more if my government pension looks like it would m…

In this episode of The Fastest Four, Scott discusses the futility of relying solely on economic predictions for investment decisions. He highlights how even amid dire predictions during the pandemic, the S&P 500 Index has delivered a remarkable 133.9% cumulative return since March 2020. Learn why keeping a cool head and sticking to your investment …

What should be our strategy so my husband and I can travel in retirement, live comfortably, and leave a good sum to kids and grandkids? On this week's Get Ready For The Future Show, we're answering YOUR questions! I know LTC (long-term care) coverage is expensive, but should I get it anyway? What's the difference between a fixed and variable annuit…

Is the US stock market more "top-heavy" than in a century? With the 10 largest stocks comprising 33% of the S&P 500's value, some analysts predict a major correction, though historical data suggests concentrated markets often lead to strong returns. Don't miss these expert insights on reading the top-heavy market signals, avoiding emotional investi…

How could a part-time job or side gig impact my retirement plan? On this week's Get Ready For The Future Show, we're answering YOUR questions! When should I look at when claiming Social Security? How do I know if I'm saving enough? I thought I was okay, but what if there's another big market downturn? And if you've got a question you want answered …

In this week's Fastest Four, we explore the fascinating relationship between the stock market and presidential elections. Discover how the market typically performs during election years, whether the incumbent's party matters, and what the current market trends suggest about the upcoming Biden-Trump rematch. Learn valuable insights from historical …