Welcome to the Payne Points of Wealth: The podcast that addresses all the pain points that come with creating your wealth, growing your wealth, and sustaining your wealth. Hosted by the Family Wealth Experts of Payne Capital Management, Bob, Ryan & Chris Payne. On a weekly basis, they deliver timely strategies and solutions for the pain points that come with building, preserving and managing your wealth.
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The IRS is Eyeing Your Retirement Savings: Are You Protected?
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In episode 171 of Payne Points of Wealth, we cover recent IRS changes to inherited retirement accounts and their potential impact on your financial plan. We’ll highlight potential risks, common mistakes, and steps you can take to protect your retirement savings, by reducing taxes and staying compliant with IRS rules.…
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Don’t Panic, Stay Zen About the Yen … 🧘♂️
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Markets have been rocked by volatility after a prolonged period of calm. Since Friday, we’ve seen a significant wave of stock selloffs, largely driven by the unraveling of the once-profitable Japanese Yen Carry Trade. Bob, Ryan, and Chris break down the dramatic twists and turns that have led to the unwinding of this very risky strategy and discuss…
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Insider Reveals how the Hedge Fund Industry Really Works: Interview with Joseph Macaione
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In this episode of The Payne Points of Wealth, we interview our cousin Joe Macaione, a top hedge fund insider. Joe shares his journey from the Goldman Sachs bond desk to three decades working in the hedge fund industry, covering the “wild West” early days to the Great Financial Crisis, and the subsequent regulations that followed. Joe offers insigh…
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A.I. Boom or Bust? Are We Headed for Market Turmoil!?
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By Ryan Payne
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By Ryan Payne
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Is Inflation Draining Your Wealth? The Must-Know Strategies to Protect Your Future ...
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Money Market Funds: The Silent Wealth Killer??
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Are money market funds dangerous for your financial health? In the latest episode of The Payne Points of Wealth, Bob, Ryan, Chris & Courtney discuss the implications to your financial health, sitting with too much money in cash, even if the interest rate is high.By Ryan Payne
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As an investor, are you driven by FEAR or FOMO?
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Perception vs. reality on the economy It’s Episode 163 and there is a disconnect between perception of how the economy is doing vs. the numbers. We’re not in a recession, we’re in a “vibecession.” If you watch the financial news it seems everything is predicted on what Jerome Powell will say next. But we’ve noticed the overall economy is not as rat…
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Are investors missing the boat on global markets?
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Global growth is starting to pick up - broaden your portfolio It's Episode 162 and the naysayers are talking recession again and we've seen a bit of market selling. With all the great opportunities out there, we think it's a mistake to sell in May and go away. Global growth is picking up, China is emerging from recession, and demand for commodities…
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A Natural Entrepreneur: Interview with Peter Velardi
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Can you feel like an entrepreneur while working for someone else? Our guest, Peter Velardi, shares why he decided to leave a 25-year career in the corporate world to venture out on his own. As a financial advisor, Peter always knew he was a natural leader. Earlier in his career, he thrived on the freedom to build teams and make things happen. Howev…
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By Ryan Payne
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Enjoy the Journey: The Marcus O'Sullivan Interview
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54:56
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Aerospace Engineer to Investment Manager with Bob Killen
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Can an engineer make a good investment manager? When it comes to our guest Bob Killen, the answer is yes. In his early years, Bob worked as an aerospace engineer at Pratt & Whitney and later at GE. For family reasons, he went on to change careers and founded an investment firm, The Killen Group where he had great success for over 55 years as an inv…
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Maria Bartiromo made history in 1995 as the first journalist to report from the New York Stock Exchange - let alone the first female journalist to do so in a sea of suits. We are so happy to speak with her today on this episode 157 of Payne Points of Wealth. Maria’s story is a classic American story. From an immigrant family that understood the val…
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Parallels between Home Renovation and Financial Planning
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Rotation from tech? It’s episode 156 and economic growth is expected to be close to 3% for the first quarter. Also, we’ve seen tech selling off a bit with areas like energy, materials, and commodity-based companies starting to do really well, especially with oil prices going up. “..small and mid-cap infrastructure stocks are blowing the doors off o…
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By Ryan Payne
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Get rich slow Ep. 154 Payne Points of Wealth
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Boom and Bubble? Episode 152 Payne Points of Wealth
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Greed is out there - time to be fearful? Ep. 151 Payne Points of Wealth
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Is the Magnificent 7 now the Magnificent 5? Ep. 150 Payne Points of Wealth
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5 companies leading the rally It seems all market sentiment is driven by what AI companies are going to do. We recorded this episode right before the chipmaker Nvidia was to announce their quarterly earnings and the hype is strong. The top 5 tech giants that are involved in AI have been leading the rally.…
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You know things are getting crazy when... Ep. 149 Payne Points of Wealth
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Last time we saw this it didn't end well. Episode 148 Payne Points of Wealth
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In this episode, Ryan and Chris talk to Ryan’s good friend and entrepreneur, Scott Tantino, who owns two running stores just outside of Philadelphia - North Wales Running Company and All Kinds of Fast. The topics range from how Scott decided to invest in opening a running store to his work/life balance, the value of great service in retail, how he …
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Will Nvidia be the Cisco of 2024? Ep. 146 Payne Points of Wealth
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Stock Market Bubble Ready to Burst!? It’s episode 146 and the weighting of tech in the S&P 500 is starting to resemble the index back in ’99-2000 before the tech bubble burst. We'll talk about the red flags. On the Tipping Point, Ryan tests Bob's 55 years of experience with a financial planning "fill in the blank" quiz. Join us for this episode of …
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$6 Trillion in Cash: Are investors in denial about interest rates? Ep. 145
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It’s episode 145 and there’s a record $6 trillion of cash on the sidelines in money-market funds even though the odds are high the Fed will lower rates this year. We’ll tell you why we think sitting in cash is a mistake. On the Tipping Point, we discuss some of the most important questions you should be asking your financial professional to ensure …
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It’s episode 144, the Fed has become dovish and we have a Santa Claus rally. Some investors are trying to avoid risk by sitting in a money market but we'll talk about why that could be more risky, not less. On the Tipping Point today, we talk about common pitfalls in your path to financial independence. Join us for this episode of Payne Points of W…
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It’s episode 143 and we’re very happy to have our guest Louis-Vincent Gave, the Founding Partner and Chief Executive Officer at Gavekal Research. Louis has written 7 books and many articles about the global economy and emerging markets, emphasizing Asia.By Ryan Payne
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It’s episode 142 and inflation has continued to come down. The consumer is spending, the labor market is strong, earnings for the third quarter were the best in history and the Fed is likely to start cutting next year. On the Tipping Point, we discuss how working with a financial professional is like having a personal trainer for your health, but f…
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Should you sell out of a sideways market? Ep. 141
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It's episode 141 and we have many things to be optimistic about yet the stock market remains 5% off its all-time high from 2 years ago. Also, China has extended an olive branch, what does it mean? And, what Elon Musk proves about manufacturing in the US. On the Tipping Point, we talk about common shortcuts some take on their path to financial indep…
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It's episode 140 and the market has gained 10% in two weeks. We're going to talk about how emotional investing can be. Also, have investors missed the boat on long-term bonds? The market is pricing in rate cuts for next year. On the Tipping Point, we discuss how overconfidence and ego can ruin your financial independence plan with our guest and col…
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Financial disagreements between spouses Ep#139
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It's episode 139. This week we talk about how timing the market is impossible and the importance of a balanced portfolio that includes high-quality bonds and dividends that increase over time to reach your goals. On the Tipping Point, we discuss where couples can go wrong regarding some important financial decisions, with our guest and colleague, F…
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Market Correction: No, it’s not different this time. Ep. 138
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It's episode 137 and earnings season is off to a great start, we'll talk about it. We’ll also discuss why now is a great time to buy stocks and longer-term bonds. It’s the best time ever to not sit in cash. Also, are we getting the soft landing the Fed talked about? On the Tipping Point, we go over some of most scandalous financial planning mistake…
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Important questions about Estate Planning with Marianna Moliver - Ep. 136
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In this episode we talk with Marianna Moliver, she is a super lawyer as voted by Super Lawyers magazine in the areas of estate planning and probate. Marianna has her own practice, Moliver Law and she has great insights and experience in the world of estate planning. It's a topic we get a lot of questions about. Estate planning is something that no …
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This week the 3 Paynes talk shop with fellow wealth manager, Adam Johnson, founder of the Bullseye Brief newsletter. Previously, Adam anchored on Bloomberg Television, interviewing CEOs, heads of state, and prominent investors. He has decades of investing experience at Wall Street firms. If you watch Fox Business, you’ve probably seen Ryan and Adam…
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It’s Episode 134 and we're seeing positive signs in the latest jobs report, inflation numbers, and earnings estimates. On the Tipping Point, we’re going to talk about short-term decision-making, and how it can be extremely detrimental to your long-term financial goals. Join us for this episode of Payne Points of Wealth.…
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It’s Episode 133 and Fed Chair Jay Powell has spoken. He says inflation is still too high and they’re prepared to raise interest rates further. Is this economy ready to fall off a cliff? Are they going to keep raising interest rates and tightening financial conditions? Well, we’re going to give you our two cents. On The Tipping Point, we’re going t…
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Summer Sell-Off. Buying opportunity or recession warning? Ep#132
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It’s Episode 132 and economic data is really good, and from our perspective, it’s good news. We’re going to tell you why we like the economy right now. We’re going to talk about the market action. The market’s been selling off as we’re getting to the dog days of summer here. On The Tipping Point, we will talk about your financial planning for the f…
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Back to the office? Is work from home ending or here to stay? With Eric Sigurdson
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It's Episode 131 and we have a very special guest on the show to speak about the labor market. Everyone knows the labor market's been hot and will continue to be. We have Eric Sigurdson on today. He co-leads the Chief Information Officers Practice at Russell Reynolds Associates. He has spent the last 30 years recruiting and placing senior execs in …
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Creative destruction is real. Remember the BlackBerry?
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It's episode 130, Payne Points of Wealth, and the rally continues to broaden. We're seeing energy stocks, financial stocks, small-cap stocks, and emerging markets, really starting to move as tech has started to slow down and cool off a little bit. Is this a real rotation in the market? Do you need to reposition your portfolio? And on the Tipping Po…
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It’s Episode 129 and markets continue to chug along. The Dow having its best streak since 1987 as money continues to pile into this market. Economic data still coming in well, pretty good. Inflation numbers continue to come down. The Fed could be done with its interest rate policy. They may stop raising interest rates. We’re going to give you our v…
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It’s Episode 128 and earnings season is upon us. Bank stocks came out with better-than-expected earnings which is good for stock prices. Tech stocks are still melting up. Is this melt-up going to continue? Can this rally sustain itself throughout the rest of the year? How should you position your portfolio? We're going to answer all those questions…
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It’s Episode 127 and the economic data just keeps coming in better than better. We literally had inflation dropping faster than anyone anticipated. Bank earnings came in better than expected. The numbers look good. Employment is strong. This week we have our colleague and Certified Financial Planner™, Courtney Garcia, We’re going to talk about what…
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If you own the S&P 500 are you really diversified?
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It's Episode 126 and the concentration of stocks in the S&P 500 continues to climb. In fact, 7 stocks account for 27% of the index. Which begs the question, how diversified are you if you own the S&P 500? We're going to talk about that today. We're going to talk about this fantastic economy that just won't fall off a cliff no matter what they tell …
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Cyber Fraud and Scams Investors Need to Watch Out For
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It’s Episode 125 and Apple now is at $3 trillion. As the stock market continues to heat up, economic data continue to come in better than expected. The Roaring Twenties, we’ve been talking about, they’re here. So we’re going to talk about the momentum the market has, what we see in the economy like we do every week, and some of the bigger signals t…
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Will technology help solve the labor shortage?
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It’s Episode 124 and disbelief is the mother of all bull markets. We hit a recent high this past week in the S&P 500, piercing above where the index was last August on a lot of really good news. Inflation coming down a lot over the course of the last couple of months. We see the Fed making a decision to pause on interest rates. China is stimulating…
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How the Forbes legacy began, to the Fed and AI – Our interview with Steve Forbes Ep#123
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It’s Episode 123 and we are in a classic bull market. The market’s been climbing the wall of worry all the way since October. Meanwhile, the Fed finally skips, pauses, stops raising interest rates. I’m not sure if they’ll raise again, but we know inflation continues to come down, dropping like a rock. Meanwhile, wages continue to stay strong as une…
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Does the new bull market have bad breadth?
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It's Episode 122 and it's official, we're in a new booming bull market. The S&P 500 is up over 20% since last October as the economy continues to improve. Inflation coming down. The job market remains strong yet wages are growing at a slower pace. It's almost like a Goldilocks scenario – we will give you our 2 cents. We're past the debt ceiling now…
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