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The No Laying Up Podcast is a fresh, funny and informative conversation on all things golf. Founded in 2014, No Laying Up and its flagship podcast seeks to entertain and inform a community of avid golfers around the world. What started as a group text among college friends has now grown into one of the most popular podcasts in the game of golf, and our archives include appearances from the biggest names in the sport. Outside of the podcast, No Laying Up also produces multiple video travel se ...
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The road to success is littered with speed bumps. Every celebrated actor, writer, musician, artist, inventor and entrepreneur has faced debilitating career rejection on their journey to the top. We tell their fascinating stories and break down exactly how they achieved their remarkable goals. Because hidden inside each rejection is a unique insight. And we’re here to find it. At its heart, this podcast is about persistence and inspiration. From the creators of Under The Influence, this show ...
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Info Matters

Information and Privacy Commissioner of Ontario

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Conversations about people, privacy, and access to information. Hosted by Patricia Kosseim, Information and Privacy Commissioner of Ontario.
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Validated

Solana Foundation

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When it comes to blockchain, the thing people talk about most — the price — is actually the least interesting part. Crypto conversations are too often about who’s up and who’s down, what to buy and what to sell, and today’s drama on Twitter. Most conversations about crypto miss how it’s going to change ... everything. On VALIDATED, we’ll be talking to the people who are rethinking the internet — and our world. No hype cycles. No financial advice. Just conversations on the biggest ideas shapi ...
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The Outlier Health Podcast

Matt Frazier, Matt Tullman, Isabelle Caputo, and Doug Hay

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Vegan and vegetarian nutrition, running and training tips, and healthy lifestyle and habit change with well-known guests like Rich Roll, Brendan Brazier, Heather Crosby, Leo Babauta, Rip Esselstyn, Pamela Fergusson, Dan Buettner, make for an entertaining, informative, no-preach listen.
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Welcome to the No More Leadership BS Podcast Where we expose the gap between what leaders think they SHOULD do and what actually works...no BS Join us each week as we irritate some, inform others, and challenge all leaders to discover a better path to leadership excellence with unvarnished insights and dry-eyed suggestions.
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Hosted by Brendan Maguire & Anthony Grogan The Irish Hunting Podcast is designed to educate/inform people on all things hunting in Ireland. We both participate in various forms of hunting such as Deer, waterfowl, pheasant and fox to name but a few. We're no experts but we love what we do
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The MotherToBaby Podcast

Organization of Teratology Information Specialists

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Is my medication still ok to take if I’m pregnant or breastfeeding? What about marijuana? Is it ok? These are questions Chris Stallman, a mom just like you, hears every day through her work as a genetic counselor and teratogen information specialist, which is a fancy way of saying she's an expert in anything a woman might come in contact with and its known risks during pregnancy or while breastfeeding. She's part of a non-profit service called MotherToBaby and in The MotherToBaby Podcast, sh ...
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Avoiding hackers. Easy? With our podcast it can be. Stay in the know on cybersecurity tips, tools, and more in the Secure AF Cyber Security Podcast. Join our hosts, Donovan Farrow and Jonathan Kimmitt, as they cover all things cybersecurity with Alias and outside guests. No matter where you are in your cybersecurity expertise, there’s an episode here for you. The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily ...
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The Blonde Informants Podcast

Karen Potter, Mariah Walker, Narrow Path Wellness

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Two blondes on a mission on mission to discover truth, lies, and the just plain weird stuff as it relates to faith, health, wellness and life on planet earth. No topic is off limit and nothing is to out-there for this team but everything is always measured by Gods word for goodness and truth. Buckle up and enjoy the ride!
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The Working Lunch

Align Public Strategies

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This weekly podcast comes from Align Public Strategies, a full-service public affairs and creative firm that helps corporate brands, governments and nonprofits navigate the outside world and inform their internal decision-making. #WorkingLunch #Align
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Growing up in the punk/hardcore scene and with a background in proactive police work, gang suppression, homicide investigations, informant development, and training, Brian Sanders has a natural knack for conversation. With guests ranging from musicians, authors, free-thinking first responders, entrepreneurs, reformed extremists, undercover detectives, gang members, drug dealers, and subject matter experts in various fields, Brian Sanders delivers conversations you never knew you wanted to hear.
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This is what USED to be the Impact Master's Commission Podcast but now that Impact is no longer around, I am going to use this podcast feed to publish my weekly online Bible Study and OTHER various and sundry audio content that I will randomly create. If you would prefer a video version of this study you can watch this study live on Facebook or YouTube every Tuesday Night at 7:30PM!
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kNOwmore Podcast

k[NO]wmore Podcast

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Check out the kNOwmore Podcast if you just like learning random things here and there! Lizzy and Bailey will inform you on all things from Lucille Ball hearing radio waves through her teeth to My Chemical Romance writing music in a haunted home. You also might here some furry friends along the way like the corgi Finnegan or the aussiedoodle Ashe! We like to learn things in out daily lives and think its fun to share! Episodes are color coordinated so you can listen to what YOU wanna listen to ...
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Welcome to Fist Full of Dirt, the official podcast of Mossy Oak Properties hosted by Ronnie "Cuz" Strickland. Whether you own a small farm, lease land or just love hangin' in your backyard.. we’re all about the outdoor lifestyle and how to get the most from your time in God’s great Outdoors.
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Regular news discussion show offering insight into the global video games market for industry professionals. The GI.Biz's world-leading team of experienced trade journalists, who spend each episode breaking down the biggest stories, lending their thoughts on the latest trends in the market, and discussing the implications for video games as a business
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Reentry Reframed

Kristen Shook & Melissa Goodman | Mirror, Inc

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Reentry Reframed focuses on the journeys of individuals who are returning to the community after being incarcerated. Our goal is to reframe the way reentry is perceived while giving hope to those going through this process. We strive to inform society of the obstacles justice-involved individuals face while gathering like minds to systematically develop a solution. This podcast is sponsored by Mirror.
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The Pestle: In-depth Movie Talk, No Fluff | Film Review | Spoilers

Wes Evans: Actor, Filmmaker, Director, Writer; Todd Sapio: Actor, Producer, Musician, Athlete

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Cinema lovers unite! Two actors and filmmakers decided to cut through all the fluff and start a movie podcast where they actually discuss the film and not a million other things you don’t care about. Covering the obvious (did you like the movie?) while diving a little deeper (what is Interstellar really about? is there a bootstrap paradox?) we are having an in-depth conversation about movies and see if they hold up to scrutiny, and maybe even inform us about life or moviemaking itself. Becau ...
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The purpose of this podcast is to start conversations and explore various topics. To inform, communicate, discover, and occasionally.... get controversial. With the help of various guests from time to time, we will discuss everything, and I mean everything. From trending topics to mental health conversations. Politics and world events, even popular tv shows and movies. No topic is off limits!
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The Reclaimed Podcast

The Reclaimed Podcast

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Just a Black girl tryna help us all do better. Show your support at https://www.patreon.com/WhitneyAlese Support this podcast: https://podcasters.spotify.com/pod/show/TheReclaimedPodcast/support
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The Hairdresser Strong Show is all about Salon Owners, Rising Stylists, and Seasoned Stylists sharing their experiences, successes, failures, and advice to inform, educate, and empower their Fellow Hairdresser. We won’t stop until we are all: Hairdresser Strong.⁠
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No nagging and no lecturing! Just good information about what's new for people with type 2 diabetes. A lot has changed; there are new tools and even new ways of thinking about diabetes. We're sharing quick facts and bringing you interviews with tech companies, advocates, and fascinating people living with type 2. Host Stacey Simms has been called “A diabetes podcast pioneer” by Healthline. You’ll get actionable info that will help you thrive!
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Welcome truth seeker. You’re here for a reason. Something’s not right. Things don’t make sense. Deep down you know this yet you can’t connect the dots. There are too many nonsensical parts, a barrage of contradictory information floating about. We know. We understand. The Mel K Show is here to help make sense of the senseless. Who’s Mel K? Mel K is a devoted lover of truth, facts, history, God, and America. After graduating with honors from NYU, she spent twenty years in media, film, and inv ...
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The Victory Garden

V for Victory Organization Team

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EVERYDAY is Veterans Day here at V For Victory Organization. One day a year is not enough to give thanks to our Veteran Community, so we organized this organization. Our podcast, The Victory Garden, is where we discuss much of the Veteran Life, News Updates for Veterans and Their Families, Resources, Information, and interview people who care about Veterans! We ask you to share this, our blog, and our website with your network as "Everyone Knows A Veteran".
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The Way We Word

Sarah Jenkins and Angela Redden

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From story idea to a book in the reader’s hand and everything that happens in between, The Way We Word is a podcast about writing, publishing, and the journey of storytelling. Hosted by author Sarah Jenkins and bookseller Angela Redden, each episode will inspire, inform, and encourage writers and storytellers from all walks of life no matter where you are in your journey. Join us as we delve into trending topics, discuss all things bookish, interview exciting guests, and seek to shed a brigh ...
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This podcast was created for lawyers however anyone who works with people will benefit from this content. Through inspiring interviews, courageous conversations and thoughtful commentary, Myrna and her guests shine a light on a critical ethical competency lawyers missed in law school: trauma-informed lawyering. This is a do-no-further-harm, relational approach to the practice of law which benefits you, your clients, your colleagues and the legal profession generally. For lawyers and non-lawy ...
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Diary Of A Big Lad

Osborne Road Productions

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When it comes to self-improvement, Chade O’Brien has seen and tried it all. From fad diets and personal trainers to chasing mystical fitness unicorns. However, after more ups-and-downs in the gym than Arnie’s dumbbells, 2022 saw Chade logging what genuinely worked and sharing his success on social media. This evolved into the 'Diary Of A Big Lad Podcast' – an ordinary 'big lad's guide to fitness, sharing nuggets of wisdom from his journey. Join the North's sweatiest man (and his wobbly wingm ...
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Basement Benchwarmers

Basement Benchwarmers

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Started in Scott’s parents basement with a dream and a microphone, we went from 1’s of listeners to 10’s in a matter of no time. We strive everyday to make sure you forget the world for a couple hours and listen to our nonsense. Sports, Entertainment, and everything in between the Basement Benchwarmers are always ready to inform the masses with unneeded info. Become a supporter of this podcast: https://www.spreaker.com/podcast/basement-benchwarmers--4344512/support.
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Derek and Romaine

Derek and Romaine

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For more than sixteen years, Derek and Romaine has been the award-winning gay/lesbian duo that has taken North America by storm. Now leaping into the world of podcasts, hosts Derek Hartley and Romaine Patterson continue to entertain, engage and inform like no one else.
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The Forgotten Podcast

The Forgotten Initiative

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We want to see people everywhere supporting the foster care community and experiencing Jesus together. So, in this podcast, we are sharing the stories of the foster care community to bring awareness that leads to action!
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Tech with Newton is an informative technology podcast for tech enthusiasts, newcomers to tech, tech professionals, and anyone looking to break into the industry. It is a podcast committed to educating and empowering technology careers worldwide. In each episode, the host, Newton, a seasoned IT consultant, explores the latest interesting technology news, trends, insights, and innovations, as well as career development tips and tricks to turbocharge careers in tech.
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Welcome to Living Word Ministries Podcast featuring Bible teacher and speaker, Debbie Blank. We are delighted that you have chosen to listen to our programs focusing on "God's Plans for the Future." Debbie has been studying and teaching Bible prophecy for nearly 47 years. She has seen prophecies converge like at no other time in history and desires to help others prepare for Christ's return in these "last days."
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The Recovery.com podcast supports recovery and reduces the stigma surrounding mental health and addiction by providing a global platform for inspiring stories, treatment resources, and avenues to wellness. Hear from treatment professionals, those with lived experience, and everyone in between.
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The Midlife Fulfilled podcast is for men and women over 40 who say NO to a midlife crisis because they thrive across these five pillars: Health | Fitness | Career | Relationships | Legacy. I'm your host, Bernie Borges. Join me each week with inspiring stories from the guests I interview, as well as experts who inform you on important topics, and my solo episodes with my takeaways and teachings to empower you to overcome a midlife crisis and thrive in your midlife seasons. Subscribe on your f ...
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Some Place to Be is an actual play podcast dedicated to exploring how mechanics inform character and celebrating games by indie designers. Our story follows a group of young adults living in a small town full of mysteries to solve. They'll end up stumbling into something that transforms their reality into something different over and over again while only the main characters seem to notice. With each evolution of the town, we switch to a new game system and explore how this changes our chara ...
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SC Media is proud to present this month's CISO Stories program. Each month, the CISO Stories Program explores a cybersecurity topic selected by CyberRisk Alliance’s CISO Community and provides content that examines that topic from a variety of perspectives. Hosted by Todd Fitzgerald, best-selling author of CISO COMPASS, the CISO Stories weekly podcast features content powered by the 1,100+ members of CyberRisk Alliance’s CISO Community. Listen to previous CISO Stories podcast episodes at cis ...
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Smell Ya Later

Tynan Sinks, Sable Yong

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Tynan Sinks and Sable Yong — friends, beauty editors, award-winning fragrance writers (some of us), and scent fiends — are giving the world the podcast no one asked for. Smell Ya Later explores every imaginable angle at which we interact with the aromas and odors in our lives, the scents that have seared themselves into our memory, and scents that inform the way we envision our future. That includes everything from fine fragrances to candles to dish soap. For more info, check out our website ...
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Explore the narratives that unfold beneath the surface as we embark on this journey together. Every story shared is a unique treasure waiting to be uncovered. Let curiosity guide you through the depths of knowledge and insight. Join us on the expedition that transcends boundaries, where voices echo in the silence of discovery. Embrace the richness of each tale, for in the depths of conversation lies the true essence of a Special Subject. No subject is too heavy or taboo on this podcast, as w ...
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What is Spears & Steinberg you ask? No it’s not a law firm. It's fully called Spears & Steinberg a.k.a The Jew And The Jerk - with this knowledge it's easy to realize it's a podcast staring superstar comedians Aries Spears and Andy Steinberg. Spears & Steinberg is everything anti-political correctness and anti-woke you want! True feelings and expression of thought are under siege and this show offers creative expression and titillating conversation about everything from pop culture, current ...
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Beyond Well With Sheila Hamilton is a podcast for people who want to learn tools for living better. Each week, we dive into a different aspect of emotional and behavioral health with our team of psychologists, psychiatrists, and people with lived experience. If you've wanted to try mental health therapy, but are prevented from doing so by cost or because of a lack of time, this podcast is for you.
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DLC is your Down Loadable Commentary for the week, giving you a rundown of everything you need to know about gaming in it's many forms! Whether it is on desktops, laptops, or consoles, VR, AR, or tabletop, DLC is your source for info, analysis, and opinion from the best voices in the industry! Hosts Jeff Cannata and Christian Spicer are joined each episode by a special guest to decide on a Story of the Week and discuss the games on their Playlist! DLC, the Digital Lifestyle Companion for gam ...
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Elevate with Brigitte is your go-to podcast for self-improvement and dreams actualization. Designed to inspire, inform, and nurture your mental state, this show offers the best advice, tips, and strategies to help you elevate into greatness and unlock endless possibilities. If you’re eager to discover your true self, achieve your purpose, and bring your dreams to life, you’ve found the right place. Join Brigitte on this transformative journey. See you at the top. Elevate NOW! Find more at: [ ...
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Irregular Information

Irregular Information

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Irregular Information is a podcast about everything & nothing at all. Less depressing than the news, we might even help you win bar trivia. Each week a new topic is picked at random from a jar. Co-hosts and best fiends Kailey & Meara deep dive their own surprise subcategories of the weeks topic to give you information you had no idea you were missing.
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Truth Be Told with Booker Scott – The DNC Convention started Monday night in Chicago, and for months, there has been great speculation about what will happen inside and outside the arena. Governor JD Pritzker has called in the National Guard to set a perimeter, or wall, to protect attendees from the pro-Hamas protesters who have organized for month…
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Have questions, or just a great story to tell about Leadership BS you have experienced? Let us know by emailing us . EMAIL US at askus@leadershipbs.co Come join our >> Facebook Group << where the party lives on and you are part of the discussion.Today's Featured Coach - Jeffrey Geier - Motivational Speaker, Trainer, and Coach - Helping You Win in W…
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Dr. Li-Meng Yan w/ The Voice of Dr. Yan – 7 tons of freshly killed beagle means that around 700-1000 beagles (average weight: 7-10kg per adult beagle) were abandoned by the labs at the same time. However, without a large-scale organized activity, it’s impossible to collect so many experimental beagles in China in a short period. Additionally, only …
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After Dark with Hosts Rob & Andrew – Social media has started referring to Harris as Kamunism Kamala. Even the left-wing media has tepidly come out against “price control.” The Washington Post, in an opinion column, said of her plan, "When your opponent calls you ‘communist,’ maybe don’t propose price controls?” An economic advisor in former Presid…
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Nurses Out Loud with Jodi O’Malley MSN, RN – I explore the powerful documentary Beneath Sheep's Clothing with contributor Seak Smith. We examine the disturbing parallels between historical Soviet tactics and shifts in modern American culture. From education to religion, Marxist ideologies are subtly shaping our society. Join us as we discuss the ur…
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Looking 4 Healing Radio with Dr. Bryan Ardis – Did you know there are already two published cures for monkeypox, and every single American already has one of these cures in every pantry or cabinet in the kitchen? Looking 4 Healing Radio is the place to look for an antidote to the dilemmas and health being propagandized around the world. he FDA is g…
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Energetic Health Institute Radio with Addie Heartkin, CHN – Incorporating juice into your daily diet can significantly enhance your overall nutrient intake. Daily juicing supports energy, immunity, and digestion without drastic dietary changes. For those considering a juice cleanse, it's essential to understand that while cleanses can reset the dig…
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Do you read the prologue? Do you skip past it and flip right to chapter one? In this episode, Sarah and Angela tackle the forever ongoing discussion of prologues, those hot topic little sections at the beginning of some books that often get overlooked and have sparked quite a debate online and within the literary community. Do we need them? Are the…
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Dr. Paul Alexander Liberty Hour – Not to be outdone in corruption and ineptness, the insane scientists at the CDC Atlanta, USA ⏤ as you saw how stupid and moronic and dangerous and Trump-hating the CDC was across the fraud COVID, even advising you to take the untested, unsafe, deadly, ineffective mRNA vaccines. Mpox is a gay infection; if you are n…
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Unleashed: The Political News Hour with Chris Michaels – Protests loom at the Democratic National Convention, with businesses on high alert. Kamala Harris pushes economic policies criticized as dangerously close to communism. International tensions rise as new details on the Nordstream sabotage emerge, implicating Ukraine. Meanwhile, Elon Musk face…
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Rapid advancement in the sophistication and availability of "deepfake" technology enabled by generative AI - the ability to generate convincing multimedia and interactive representations indistinguishable from the real thing - presents new and growing challenges for CISOs seeking to combat fraud, intrusion, disinformation, and other adverse consequ…
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Truth Be Told with Booker Scott – Very few journalists are even journalists today, and citizen journalists are relied on as much if not more than, corporate and legacy media. On this episode of ‘Truth Be Told with Booker Scott,’ the author of 24 books, public speaker, and former US Senate candidate from Washington, Chris Widener, joins the conversa…
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In this episode, Austin chats with Justin Wang (Zeus Network) about bringing Bitcoin onto Solana. Unlike previous BTC x Solana integrations, Zeus has built a new communication layer, termed as "Layer 1.5," to enable programmability for Bitcoin and other non-programmable UTXO chains on Solana. Justin shares Zeus' security model and other technical d…
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As part of our series of daily podcasts from Devcom and Gamescom 2024, GamesIndustry.biz editor-in-chief James Batchelor is joined by Execution Labs co-founder and former IGDA Montreal executive director Jason Della Rocca. Drawing on Della Rocca's years of experiences working with indie developers, we discuss the biggest challenges these studios fa…
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This week on Fist Full of Dirt we’re digging in to Part 2 of answering your questions. Coming in hot and from left field, we’re all over the place. You’ll most likely laugh out loud. Trust me you need a little light fun this week. We appreciate you tuning in! Stay connected with Fist Full of Dirt: Instagram: @ffodpodcast Instagram: @moplandforsale …
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We anoint Shia LaBeouf’s “A Guide to Recognizing Your Saints” and discuss: Cinematography & Directing, camerawork, continuity vs performance; Story & Writing, the saints; and other such stuff and things and stuff. “It is not death that a man should fear, but he should fear never beginning to live.“ – Marcus Aurelius Notes & References: Dito Montiel…
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The mortgage approval process involves five steps: initial pre-approval based on credit and finances, submitting a full application after finding a home, processing the application with verification and property appraisal, underwriting to decide on loan approval, and finally receiving a 'clear to close' status, pending a final credit check to ensur…
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Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
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Credit cards are a staple in financial management, with reward credit cards being particularly popular due to their incentives for spending. Understanding the various types of credit cards, from standard to specialized ones like secured or student cards, is crucial for making an informed choice that aligns with one's financial needs. Reward credit …
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Applying for new financing can impact your FICO credit scores, as new credit inquiries account for 10% of the score. Inquiries are recorded when credit reports are accessed, with hard inquiries potentially affecting scores. Hard inquiries only impact scores for 12 months. The number of new accounts, recent inquiries, and time since the last account…
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Understanding FICO credit scores is crucial for financial success. Scores are based on 5 categories, with 'Mix of Credit' and 'New Credit' each contributing 10%. A diverse mix of credit, including installment and revolving accounts, suggests lower risk to lenders. Closed accounts, both positive and negative, can impact one's credit score for up to …
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Phantom debt, originating from clerical errors, identity theft, and fraudulent schemes, poses a significant threat to your financial health. Recognizing red flags, regularly reviewing your credit report, and understanding fraud tactics can help you stay vigilant. Disputing errors with credit bureaus and leveraging legal protections are crucial step…
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La deuda médica es un problema grave en EE. UU., pero recientes cambios en informes crediticios ofrecen alivio, eliminando deudas médicas pagadas y estableciendo un mínimo de $500 para reportes. La cantidad de personas con deudas médicas en informes ha disminuido, aunque la deuda médica sigue siendo común. Es crucial manejar proactivamente las deud…
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Getting a loan with no credit is possible, but may involve higher interest rates or the need for collateral. Options include online lenders, credit unions, paycheck advances, cosigners, personal loans for no credit, collateral loans, credit builder loans, or borrowing from family and friends. It's essential to understand why you might have no credi…
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A bad credit rating can significantly hinder your ability to secure loans and comes with high interest rates. Factors such as late payments, bankruptcy, loan cosigning, excessive credit card applications, and not reporting inaccuracies can all detrimentally impact your score. Credit repair services can assist in rectifying these issues.…
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Child identity theft is a significant issue due to potential long-term undetected misuse. Protecting your child requires careful handling of their personal information, monitoring credit reports, and recognizing warning signs. If theft occurs, immediate action with credit agencies and account holders is crucial. Placing a credit freeze can prevent …
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If you didn't receive your $1,200 stimulus check from the CARES Act, first ensure you qualify based on income and dependency status. If you didn't file a tax return for 2018 or 2019, you can apply for your payment through the IRS website. Verify the IRS has the correct address on file for you. If everything is in order and you still haven't receive…
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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Free credit score services like Credit Karma and Credit Sesame offer instant credit score access without requiring a credit card. While they're not the actual scores used by lenders, they're useful for monitoring credit and planning improvements. These services make money through commissions on financial products and premium services. They're worth…
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.By The Credit Pros
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To save on student loans, one can increase monthly payments to reduce interest and pay off the loan faster or refinance to secure a lower interest rate. Increasing payments even by a small amount can lead to significant interest savings and shorten the loan term. Refinancing through another company, especially when credit scores have improved, can …
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Durante la crisis de COVID-19, algunas empresas ofrecen educación profesional gratuita para ayudar a las personas despedidas a mejorar sus habilidades. MOZ Academy está dando acceso gratuito a cursos de SEO, Udacity ofrece un mes gratis de programas de nanogrado, y LinkedIn Learning proporciona una prueba gratuita para una variedad de cursos profes…
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
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An 850 FICO score is the highest credit score, offering benefits like easy loan approvals, low-interest rates, and high credit limits. However, reaching and maintaining it is rare, and not necessary for loan approvals, as good credit scores also secure loans at reasonable rates. Traits of 850 scorers include timely payments, diverse credit types, a…
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Credit reports provide detailed financial histories, while credit scores are numerical representations of creditworthiness derived from these reports. Lenders use both to assess loan eligibility; credit reports can be obtained annually for free, and fixing errors can improve scores. Credit scores affect loan terms and interest rates, and are used b…
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To recover from identity theft, begin by assessing the damage on your credit reports and list all fraudulent activities. Then, complete the FTC Identity Theft Affidavit and file a police report to create an Identity Theft Report. Submit this report to credit bureaus to have fraudulent info removed within four days. Consider a credit freeze to preve…
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Ransomware is a major threat that encrypts files until a ransom is paid. Leakware threatens to expose personal information. Paying ransoms is discouraged as it doesn't guarantee file recovery and fuels criminal activity. Instead, invest in backups, updates, and security practices. If attacked, report to law enforcement, check backups, and seek reco…
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If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
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Individuals with high credit scores often share common habits such as maintaining low credit card balances, making payments on time, limiting new credit applications, having long credit histories, and regularly reviewing their credit reports. These practices contribute to their strong credit standing, as they manage debt responsibly, ensure the tim…
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Obtener un préstamo para terrenos con mal crédito es difícil pero posible, mejorando el puntaje de crédito o explorando opciones como financiamiento del vendedor, cofirmantes o programas gubernamentales. También es recomendable considerar un pago inicial sustancial o la asistencia de una agencia de reparación de crédito. Credit Pros ofrece asesoría…
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.By The Credit Pros
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Credit scores can vary between Experian, Equifax, and TransUnion due to different scoring models, reports, voluntary credit reporting, and timing. The FICO scoring model is the most popular. Understanding these differences can help consumers manage their credit profiles better without the need to meet each bureau's criteria separately.…
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During the pandemic, U.S. house prices surged unexpectedly due to a combination of low mortgage rates, high demand, limited supply, and cautious homeowners not listing their properties. San Francisco became the priciest market due to its tech-driven economy. Normally, house prices rise when demand outstrips supply, influenced by zoning regulations …
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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