A podcast to help wirehouse/employee financial advisors learn more about independent business models.
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This show is the newest venture of the CADC, who’s intention is simple - build a community for and by the people doing the creative work; the illustrators, designers, photographers, art directors, and copywriters. This podcast will take our mission even further; we’ll hear the stories, influences, and insights behind that work. We’ll focus less on “how” these talented people create, and more on “why.”
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Finding a trustworthy financial advisor often feels daunting. Everywhere you look, from banks to online platforms, there seems to be someone offering financial advice. I'm Sean Kernan, and with over 20 years of experience in the industry, I've dedicated my career to navigating this complex landscape. My podcast, "How To Find A Financial Advisor," aims to demystify the process and guide you toward making informed choices. The financial industry is crowded with professionals from various backg ...
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With many decades in advertising and marketing, Andrew Wood shares how things got started for him in England, why he came to the US, and what has kept him at Mintz + Hoke for so long. Andrew also shares the process behind some campaigns he’s lead and why it’s always important to keep the client in the room.…
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Jaeme Brennan McDonald is a songwriter, audio engineer, and educator. His musical aspirations started very young as he wanted to follow in the footsteps of his father. Though as he grew older, the studio became a more appealing environment. We talk about working with other musicians as well as his own creative patience.…
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Cindy Lau is a designer and illustrator. Her fascination for visual storytelling and her eventual career focus was first sparked by her father’s love of comics. We also talk about balancing work opportunities with quality of life, and how teaching has allowed her to value her authenticity.By Connecticut Art Directors Club
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Sean Kernan is a photographer, writer, and teacher. We chat about his early days in theater an how that transitioned into a very successful photography career. Sean has an amazing ability to stay curious and inspired and we discuss how that has influenced his teachings over the years.By Connecticut Art Directors Club
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Ben Keller is a mural artist and painter. From a very young age, painting and drawing were the only things that helped Ben escape the tensions of everyday life. His art became his sense of purpose and has allowed him to develop a style that is uniquely his and very respected in the fine art and commercial worlds.…
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Faye Pite Beresner is the senior creative director at the Leukemia & Lymphoma Society. Faye shares how years of freelancing in graphic design influenced how she later led creative teams for Victorinox and Assa Abloy, and how that compares to her current role.By Connecticut Art Directors Club
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Jory Benerofe is a creative director and strategist. While his college career started in fine art, he made a switch to architecture for numerous reasons. Upon leaving school, it was a casual interaction with the owner of a small lifestyle brand defined the first 20 years of his career. That brand was Vinyard Vines. Jory has since gone on to lead cr…
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This is agreat conversation with CADC Hall of Famer, Mike Scricco. Mike spent decades in the design and advertising world and shares what it was like working at an agency and then becoming a partial owner. We also talk about his current role leading the Civic Design program at the University of Hartford and how it’s given him a level of fulfillment…
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From a very young age, Amy Graver's imagination lived in her personal journals until an art teacher advised her to peruse a career in journalism. While attending school in Boston and working at the Boston Globe, Amy's love of graphic design was born while working in the magazine dept. We chat about running Elements Design Studio for over 20 years a…
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How to check a financial advisor's public disciplinary history
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Sean wants you to know how to check up on your potential financial advisor — because you need to know as much as possible about the individual — using a tool called BrokerCheck.By Sean Kernan
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The FASTEST and EASIEST way to confirm that your financial advisor is NOT running a scam
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Sean recounts a thread in one of his Facebook groups where a member was dealing with a case of fraud, and didn't know where some of his money was. Sean recommends asking two questions: Who holds my money? and Who prints my statements?By Sean Kernan
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Sean and Ben often ask themselves if they're actually helping their clients, or if they may have made a mistake. Ben had a client who was certain he could handle his estate planning needs on his own, without Ben. Spoiler alert: He didn't.By Sean Kernan
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If your financial advisor only recommends annuities, they aren't a financial planner or advisor
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Sean explains why someone who specializes in pushing annuities could be dangerous for your financial well-being — and the three red flags you need to be aware of.By Sean Kernan
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When you should definitely NOT invest in an annuity!
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If you want to invest in an annuity, you need to have a solid reason to use this long-term financial vehicle. And you should definitely have a financial advisor helping you determine if the annuity is your best option, or if another type of investment might better suit your needs.By Sean Kernan
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Why you would want a CFP financial advisor — and 3 reasons it may not matter as much as you think
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Sean talks about why you may or may not want to work with a Certified Financial Planner as your financial advisor. A CFP license holder might be the best advisor for you. But does it really make a difference?By Sean Kernan
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When you would NOT want a fee-only financial advisor
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Sean discusses the situations when you want a financial advisor who's paid on commission, and why fee-only shouldn't be a hard, fast limit for you.By Sean Kernan
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Pros & Cons of working with a newer financial advisor
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Sean gives you the ups and downs of hiring a less-experienced financial advisor.By Sean Kernan
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Sean and Ben chat about a simple question with a complicated answer: How much does it cost to do a Roth conversion? There are many ways to answer "How much will this cost?" and they can become overwhelming .By Sean Kernan
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Sean defines "fiduciary" with a little help from the Eternal Source of Truth - Wikipedia. Then he talks about financial advisors who are or aren't fiduciaries, and what that means for you.By Sean Kernan
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How to upgrade your financial advisor — at half the cost and twice the value
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Sean discusses why you may be unhappy with your financial advisor and what to do in that situation. He's happy to help you navigate finding a new advisor who's a better fit for you.By Sean Kernan
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Dirty little secrets of financial advisor compensation models
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Sean shares five secrets some financial advisors don't want you to know about in regards to their fees.By Sean Kernan
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The WRONG questions to ask a potential financial advisor
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Sean talks about questions that you absolutely do not want potential financial advisors to answer without asking a dozen questions back at you.By Sean Kernan
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How to get 18 potential fit financial advisors in 24 hours
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Sean brings up a case study of a relatively young couple looking for financial advisors. He can help you find financial advisors who could be a good fit for you. Don't hesitate to reach out!By Sean Kernan
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Financial Advisor Fees - a surprisingly simple question to see if you're a good fit for an advisor
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Sean discusses the simple question to ask potential financial advisors, to see if they might be a good fit for you.By Sean Kernan
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Beware of must-have lists for your financial advisor
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Sean addresses common must-have ideas around hiring a financial advisor, and why they can make you miss out on your ideal advisor.By Sean Kernan
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Sean and Ben discuss the 80/20 rule, or the Pareto Principle. Italian economist Vilfredo Pareto observed in 1906 that 80% of the land in Italy was owned by 20% of the population. He looked at other nations and saw that the ratio was the same.By Sean Kernan
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Sean and Ben talk about the dangers of asking "Compared to what?" In Dallas in summer, it's hot. "Compared to what?" Compared to Alaska? Jupiter? your normal temperature? A refrigerator? The heart of a volcano?By Sean Kernan
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The secret of interviewing a potential financial advisor
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Sean discusses the super secret question you should ask any potential financial advisor. In fact, it's so secret, he mentions it 20 seconds into the episode!By Sean Kernan
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Creative Director Tim Anderson leads the team at Roadwerx, an experiential marketing and event production agency. We talk about his early years learning about the commercial art world, running his own agency for 17 years, and making sure he only keeps one toe in reality to make a memorable experience.…
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Marcela Kovac is a graphic designer and co-founder of Bananaland. She shares her experience in running a small boutique agency while keeping things in balance as a parent, and why Bridgeport has always been the cornerstone for many of her projects.By Connecticut Art Directors Club
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Graeme Swank's path to the creative world was anything but straight, but now he knows he’s where he's supposed to be. We talk about his time at Cooper Union - both as a student and faculty - as well as current projects he’s working on with Typetr and Hoodzpah Design.By Connecticut Art Directors Club
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kHyal's diverse background encompasses experiences rooted in fine art, high end audio, graphic design, marketing, and fashion design. As the founder of Fizz Agency and MegaGlam, the lifestyle brand combining fashion, design and street art, kHyal is far from slowing down.By Connecticut Art Director Club
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How do I ask my financial advisor what my fees are?
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Sean gives you advice about questions you should ask your financial advisor about their fee structure. It Includes not only how much the advisor earns, but also how much is paid to your investment vehicles, transaction fees, and more.By Sean Kernan
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How to Make Perfect Short-Term Predictions
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Sean and his colleague, Ben, discuss making short-term predictions - which people have no logical way to make. Even certified financial professionals can't predict whether the stock market is going to be up, down, or flat six months from now.By Sean Kernan
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The surprisingly simple BEST question to ask a financial advisor
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This approach allows you to observe the advisor’s process and how they interact with clients. Pay attention to the direction of the discussion and how comfortably it flows. Feeling at ease during this conversation is a positive indicator of their client handling skills.By Sean Kernan
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How to find a financial advisor - evaluating the common questions you're told to ask
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If you ask anyone who has a financial advisor for the best tips on finding one who fits your style, they'll give you the questions you "just have to ask" before you choose one. Sean provides a deeper look into what typical advice you might hear and how to carefully question this guidance.By Sean Kernan
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Questions to ask yourself before finding a financial advisor
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Settling your wants and needs from a financial advisor is crucial — because for all intents and purposes, they'll be your partners in ensuring your financial future. Want to retire at 40? Tour the world? Make sure your kids can go to Harvard? Financial advisors can help you reach any or all of those big dreams.…
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Why would you pay a 1% per year AUM financial advisor fee?
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Sean explains specific fee structures and what they mean for your investment. For example, if you have $1.8 million in assets under management (AUM), you're paying $18,000/year in fees.By Sean Kernan
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Join Sean Kernan as he answers all the burning questions about finding and working with a financial advisor. In this episode, he answers the burning question on many peoples' minds — whether they even need a financial advisor in the first place.By Sean Kernan
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Jeremy Brazeal is the Executive Creative Director for Reality. Although Jeremy’s roots started in illustration - he always had his heart set on becoming a creative director. Though there were a few detours along the way, Jeremy eventually led creative teams for both Lego and Coca-Cola. We talk design, leadership, and how cycling keeps him in balanc…
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Kelly Walters is an artist, designer, educator, researcher and the founder of Bright Polka Dot. Ever since Kelly was a student at University of Connecticut, many of her creative efforts have focused on race and representation in design. In addition to her studio, Kelly is also the Director of the Communication Design BFA program at Parsons School o…
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Nate Solberg's creative curiosity started at a very young age and he shares how a massive college project shaped his work ethic. He talks about some influential internships and his current role at North American Entertainment Group. We are also very grateful for Nate as he created the logo and brand of this very podcast.…
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Cassandra Hamer's love of design started very early in her childhood with her classmates being some of her first "clients". Currently, she is on the in house design team of Ace Hardware and talks about how she got there. She shares with us how the lack of design education in public schools contributed to her eagerness to learn and was the motivatio…
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Bob Vitale is one of the founding members of the design studio, SVP Partners. He shares how a supportive family allowed him to pursue graphic design and how that sparked the beginning of his career. We also discuss a charity organization near and dear to Bob’s heart called Sticks for Soldiers, which provides support to wounded military veterans.…
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For the past 10 years, designer Chuck Brooks has been at the award-winning design studio, Box 8 Creative in New Haven. Chuck shares some insight into the creative team’s process that has helped steer many successful brands such as Mecha Noodle Bar, Alvarium Brewing and Roasting, and Doro Restaurant Group.…
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Butch Quick is an illustrator and designer who’s interest in comic books at a young age set him on his creative path. We discuss his experience as a concept artist and his love of package design. Having been in the business for over 40 years, Butch is still evolving, and his more recent interest in portrait photography has allowed him a whole new w…
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Dan Taylor talks about his early days at RIT and then moving to New York City and interning at Pushpin Studios. He talks about how Taylor Design came to be and how he and his team stay focused in an ever-changing world.By Connecticut Art Directors Club
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After graduating from the University of Bridgeport, Karl found himself working in commercial art sales to supplement his freelance work. Without knowing it at the time, this led him on the path to start Creative Placement. We talk about the current state of the creative world, his love of photography, and how Designer Journals came to be.…
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Today we sit down with CADC Hall of Fame recipient, Richard Hollant. Richard's creativity started at a very young age growing up in Haiti and he shares the common theads that connect everything he does. He has influenced many communities and organizations with his agency Co:Lab and discusses the mindset behind Freecenter.…
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