If you have questions about an estate plan or how to navigate the probate process, the dedicated probate attorneys at McCulloch & Miller, PLLC, can help. We’ve been a fixture in the Houston probate planning community for over three decades and can anticipate and address the issues that your family may face in the future. Our attorneys are patient, kind, and passionate about helping your family, and we look forward to the opportunity to see what we can do to provide you with certainty and pea ...
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Repair The Roof - Estate & Retirement Planning Podcast
Ted Gudorf, Danny Gudorf, Gudorf Law Group, Gudorf Financial Group
Repair The Roof is an estate and retirement planning podcast hosted by Ted and Danny Gudorf from Gudorf Law Group, LLC. This insightful series zeroes in on essential topics such as estate planning, retirement readiness, legacy preservation, and tax strategies. Ted and Danny expertly guide listeners through the intricacies of preparing wills and trusts, ensuring asset protection, and planning for a financially secure retirement. Geared specifically towards residents of Ohio, this podcast is y ...
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Find the Best Probate Attorney in Houston for Your Estate Planning Needs
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Episode Notes When dealing with the complexities of probate law, having a knowledgeable and experienced probate attorney in Houston can make all the difference. Probate attorney in Houston specialize in managing and settling estates, ensuring that the deceased's wishes are honored and that the process is conducted smoothly and efficiently. Whether …
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How to Pay Taxes On A Roth Conversion | The Limitless Retirement Podcast
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Ever wondered how to strategically manage the tax implications of Roth conversions without falling into the trap of unexpected penalties? Join me, Danny Gudorf, as I uncover the essential tactics for optimizing Roth IRA growth and tax benefits in our latest episode. You'll learn how to transition funds from traditional IRAs or 401ks into Roth IRAs …
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7 Simple Tips to Increase Retirement Income Without Extra Work or Saving More | The Limitless Retirement Podcast
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"Whether you're 45 and have 40 years of retirement to live through, or you're 65 and have roughly 20 years of a retirement time horizon, deciding on how you can take money out of your portfolio is going to really impact how much it can generate in monthly or annual income." What if you could boost your retirement cash flow without taking on another…
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Should You Be Your Own Registered Agent? | Repair The Roof Podcast
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“Your time and peace of mind are valuable assets in themselves. By opting for a professional registered agent service, you're not just ensuring compliance, you're investing in your business's stability and your own sanity." What if the decision to save a few bucks could expose your home address to the public and disrupt your daily life with the sna…
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Why You Shouldn’t Use the 4% Rule In Retirement (And a Better Strategy) | The Limitless Retirement Podcast
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"A different strategy is going to be one that can be flexible and solve these issues better than the 4% rule.” Can you really rely on the 4% rule for a comfortable retirement? In this episode, our host Danny Gudorf tackles this controversial topic head-on, revealing why this popular rule might lead you astray. Danny dissects the four major pitfalls…
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How to Pay ZERO TAXES on Social Security - 6 Simple Strategies | The Limitless Retirement Podcast
21:03
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"It's crucial to understand how different income sources can impact the taxation of your Social Security benefits." Unlock the secrets to reducing your tax burden on Social Security benefits! Nearly half of all recipients now find themselves taxed on these crucial benefits, and the number is only climbing. On today's episode of The Limitless Retire…
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Should You Consider Roth Conversions If Over 70? | The Limitless Retirement Podcast
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“I always come back to one simple litmus test, do you want to pay the taxes on your IRA now, or do you want the beneficiaries to pay the taxes later?" In this episode of The Limitless Retirement Podcast, Danny Gudorf of Gudorf Financial Group uncovers the myriad of benefits of Roth conversions for those in their 70s, including the potential for a t…
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Top 10 Most Common Required Minimum Distribution Mistakes | The Limitless Retirement Podcast
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"RMDs can be a complex and intricate situation in retirement. But knowing these common mistakes can help you navigate this important part of your retirement plan." Our host, Danny Gudorf, unravels the complexities of RMDs and spotlights the top 10 mistakes that could derail your retirement strategy. With new laws changing the starting age from 70.5…
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The HSA Advantage: 5 Strategies for Retirement Success | The Limitless Retirement Podcast
28:58
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"By strategically contributing to your HSA throughout your working years, you can build up a substantial balance to help mitigate this impact of the rising health care costs that you're likely to face in retirement." Unlock the full potential of your Health Savings Account and take control of your financial future as our host Danny Gudorf of Gudorf…
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The Pitfalls of Investing Overly Conservative In Retirement | The Limitless Retirement Podcast
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“Creating a three-bucket retirement plan is essential for a successful retirement that enables you to avoid being unnecessarily conservative.” Could your well-intentioned, conservative investment strategy for retirement actually be setting you up for financial instability? In this episode of The Limitless Retirement, our host Danny Gudorf flips the…
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Why a One-Page Financial Plan is So Powerful | The Limitless Retirement Podcast
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“The problem is, a lot of people end up not retiring simply because they don't have the confidence to do it.” Navigating the murky waters of retirement planning often feels like trying to read a map in the dark, but what if there were a beacon to guide you through? That's precisely what our host Danny Gudorf offers in this latest discussion: a one-…
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3 Things to Do Before You Retire | The Limitless Retirement Podcast
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"I encourage all of my clients to view retirement not as what they're retiring from, but what they're retiring to. Thinking about retirement this way creates a mental shift and gives you a sense of hope and joy as you enter this new phase of life." Have you ever looked into your financial future and wondered how you can retire not just comfortably …
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Welcome to The Limitless Retirement Podcast!
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Welcome to the inaugural episode of The Limitless Retirement Podcast with Danny Gudorf, Owner of Gudorf Financial Group. Whether retirement is on your horizon, or you've already made the leap, this podcast tackles your most important questions about retirement. From real-life success stories to practical advice, each episode promises to enrich your…
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Ep. 23: Understanding Ohio Property Taxes
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Get ready to unravel the complex world of property taxes in Ohio with Attorney Ted Gudorf. This episode will leave you better informed and prepared for the ever-changing property tax landscape. Ted walks us through the recent surge in property values, breaking down what this means for you as a property owner, and how it differs from your home's res…
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Ep. 22: 7 Key Trust Assets and How to Effectively Fund Them Into Your Trust
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Listen in as Attorney Ted Gudorf guides you through the complexities of funding a trust, in the latest episode of the Repair the Roof Podcast. This episode is dedicated to discussing the vital importance of fully funding your estate plan. Ted highlights the top seven items to transfer into your trust, the paperwork involved, and the legal implicati…
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Ep. 21: Trusts 101: Understanding the Basics of the Four Essential Trusts We Create for Our Clients
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Our host, Attorney Ted Gudorf unravels the intricacies of trust types and estate planning. He starts by examining the key distinctions between the types of trusts frequently created at Gudorf Law Group, and how these different trusts can protect your assets from lawsuits, creditors, bankruptcy, and divorces, and even provide a shield against Medica…
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Ep. 20: The Perilous Pitfalls: Navigating The 5 Major Estate Planning Blunders
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Are you prepared for the future of your estate? Our host, Attorney Ted Gudorf is here to help you avoid the five major estate planning blunders that could impact your family. In this episode, he tackles the skyrocketing cost of long-term care, as 10,000 individuals turn 65 every day and the probability of needing such care increases. Discover Gudor…
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Ep. 19: Revocable Living Trust Essentials: The 10 Must-Have Provisions for Success
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Discover the essentials of revocable living trusts with our host, Attorney Ted Gudorf, as he guides us through the 10 must-have provisions for success in a revocable living trust in Episode 19 of the Repair the Roof Podcast. Learn how to create a solid trust that not only protects your estate but also simplifies matters for your loved ones in case …
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Ep. 18: The Inheritance Dilemma: Can Credit Card Debt Be Passed Down to Heirs
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Have you ever wondered what happens to your debts when you pass away? How can you protect your estate and your loved ones from being burdened by these debts? In this eye-opening episode of the Repair the Roof Podcast, our host Attorney Ted Gudorf dives into the inheritance dilemma and discusses the different types of debt that can impact heirs when…
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Ep. 17: Nailing the Essentials: 10 Must-Discuss Topics for Married Couples Before Meeting an Estate Planning Attorney
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Have you yet found yourselves discussing estate planning and elder law basics as a couple? It's time to get serious about these critical topics, and Attorney Ted Gudorf is here to guide you through it all. He covers everything from having a conversation about your estate plan goals, to sharing information about assets, income, and debt, and even de…
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Ep. 16: Demystifying General Power of Attorney: Legal Insights for Effective Planning
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Our host, Attorney Ted Gudorf explains the importance of a General Power of Attorney in your estate planning journey, as he breaks down the differences between general and healthcare powers of attorney and explores the pros and cons of using a springing power of attorney. Get clear on Ohio's Uniform Power of Attorney Act, designed to bring clarity …
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Ep. 15: The Great Debate: Understanding the Key Differences Between LLCs and S-Corps Part 1
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Is it better to create a limited liability company or establish a corporation? Each has its own pros and cons depending on whether you are an independent contractor, a small business, or a real estate investor. In part 1 of this two-part discussion, Attorney Ted Gudorf explains the key differences between LLCs and S-Corps. Members make up a limited…
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Ep. 14: Demystifying 1035 Exchanges: Your Ultimate Guide to Insurance Contract Transfers
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1035 Exchanges, or Rollovers, are an underutilized provision of the Internal Revenue Code which allows owners of annuities or life insurance policies to roll them over on a tax-free basis for brand-new policies with added features and benefits. Listen in as Ted dives deep into how to take advantage of yet another powerful tool to avoid having to pa…
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Ep. 13: The Power of 1031 Exchanges: Saving Taxes and Growing Wealth
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Two of the best options for realizing a substantial gain and eliminating capital gains tax on the sale of an investment property are through the sale of your personal residence or an installment sale. A third option to help you save on taxes and grow your wealth is to take advantage of 1031 exchanges, or rollovers. Listen in as Attorney Ted Gudorf …
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Ep. 12: Irrevocable Trusts 101: Understanding the Basics and Beyond
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There’s often a lot of confusion between the different types of irrevocable trusts, even as more and more people are forming them today. A trust is a relationship between a trust-maker and a trustee, and there are specific terms that the trustee is expected to follow. As a general rule, a trust can either be revocable or irrevocable. A revocable tr…
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Ep. 11: Capital Gains Tax Made Simple: Key Concepts and Examples
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In 2018, the federal government collected over $170 billion in capital gains taxes. With all the economic turbulence we continue to experience in 2023, it’s more important than ever to understand the key concepts of capital gains tax to be better equipped to preserve our wealth. In this episode of Repair the Roof, Attorney Ted Gudorf defines the te…
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Ep. 10: 2023 Federal Estate And Gift Tax Basics
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If you give gifts on an annual basis, it’s important to know the rules to avoid ending up crossways with the Internal Revenue Service. For those with large estates, there is an exciting opportunity to do some planning prior to the sunset provisions kicking in on January 1, 2026, which will substantially change the laws. While today’s discussion foc…
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Ep. 9: Understanding Asset-Based Long-Term Care: What it is and How it Works
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With the number of baby boomers rising, more men and women are struggling to find appropriate ways to provide for long-term care. In Dayton, Ohio, it’s not unusual in 2023 to see assisted living care costs go as high as $8500 per month, and it’s not unusual to see nursing home costs exceed $12000 per month. With a medical inflation rate that is abo…
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Ep. 8: Medicaid Planning 101 - How to Use It to Pay For Long-Term Care
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In this episode of Repair the Roof, Attorney Ted Gudorf offers his best advice on navigating the rising costs of long-term custodial care by laying out the basics of crisis Medicaid planning. Many of us across the country have had family members in need of long-term care. Over the last several years, there has been a rising cost for this care, whet…
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In this episode of Repair the Roof, Attorney Ted Gudorf discusses four basic yet essential steps to protecting your assets. It is becoming increasingly popular for estate planning clients to want to protect their assets from potential creditor claims, whether from lawsuits or other creditor-type actions including bankruptcy and nursing homes. How l…
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Ep. 6: Why Asset Alignment Is So Important to Your Estate Plan
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In this episode of Repair the Roof, Attorney Ted Gudorf discusses why asset alignment, or funding, is key to having an effective estate plan. Asset alignment revolves around making sure that the assets you own are properly titled, whether in the name of your revocable trust, your irrevocable trust, your limited liability company (LLC), or your indi…
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Ep. 5: The Three Legal Documents You Need to Have to Make Sure Your Medical Wishes are Taken Care of
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In this episode of Repair the Roof, Attorney Ted Gudorf discusses the three legal documents you need to have to make sure your medical decisions are taken care of, whether you’re 18 years old and going off to college, or 95 years old and in a nursing home. It is extremely important to be clear about whom you want to make medical decisions for you w…
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Ep. 4: What to Expect at Your Initial Goals & Responsibility Meeting
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In this episode of Repair the Roof, Attorney Ted Gudorf discusses what to expect at your initial goals and responsibility (G&R) meeting. This is the second step in the process after you have completed and submitted the client organizer. He unpacks the first conversation you will have with a member of our legal team: what questions you are going to …
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Ep. 3: How to Choose the Right Estate Planning Attorney
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In this episode of Repair the Roof, Attorney Ted Gudorf talks about how to select an estate planning attorney, outlining the eight questions you should ask when hiring one, and why you should ask them. The first thing to ask is, Are you a board-certified specialist in estate planning, trust, and probate law? The process is fairly extensive and so m…
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Ep. 2: A Will vs. A Trust. Which Do You Need?
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In the second episode of Repair the Roof, Attorney Ted Gudorf explores the differences between wills and trusts. A will, he explains, is a legal document where you provide a set of instructions on how you want to handle your estate when you pass away. It functions after your death and provides you with nothing before it. It only encompasses that wh…
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Ep. 1: Estate Planning Attorney Ted Gudorf's Inaugural Episode: Repair The Roof
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Attorney Ted Gudorf kicks off the inaugural episode of Repair the Roof with a bit of his own story. One of 11 children, his parents weren’t able to attend college themselves, but certainly wanted their kids to. This inspired Ted to motivate others, which he does through estate planning. When his dad developed Alzheimer’s after his mother’s death, h…
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Welcome to Repair The Roof Estate Planning Podcast with Attorney Ted Gudorf
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Welcome to the Repair the Roof Podcast! It's named after President Kennedy’s famous quote: “The time to repair the roof is when the sun is shining.” The Repair the roof podcast is about all things estate planning and elder law. Your host Attorney Ted Gudorf is board certified in Estate Planning and Elder Law. Gudorf Law Group has been practicing in…
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