THE TRUTH ABOUT YOUR FUTURE with Ric Edelman public
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Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and ...
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The Solomon Success podcast is dedicated to the timeless wisdom of King Solomon and the Book of Proverbs in order to maximize one’s business and life. To our advantage, we can find King Solomon’s financial strategies in addition to many life philosophies documented in biblical scriptures. Focusing on these enduring fundamentals of success allows us to bypass the “get-rich-quick” schemes that cause many to stumble on their journey toward success. Our concern is not only spiritual in nature, b ...
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Crypto’s early days were marked by risk-takers with little attention paid to regulation. Now, forward-thinking Wall Street veterans have introduced crypto’s 'adult supervision'" and structure. Owning a vacation home with friends or family may seem like a dream, but shared ownership comes with complex responsibilities and potential conflicts. Plus, …
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Ric discusses three topics that both investors and advisors need to understand: The importance of E&O insurance if something goes wrong...The Invesco S&P 500® Quality ETF (SPHQ)...and Defining Comprehensive Financial Planning. #Invesco #SPHQ #Top100Stocks #SP500 #QualityStocks #IRAInvesting #FinancialAdvisor #PortfolioStrategy #InvestmentOptions #S…
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Ric takes a deep dive into America's decision on the 34 Key Topics of Election 2024 that he's been discussing over the past month. Plus, what a friendly Administration and additional gains in the Senate means for the future of crypto growth and regulation. #2024Election #ElectionResults #TrumpWins #KamalaHarris #CloseRace #CryptoVictory #EconomyMat…
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It's Election Day and Ric shares three predictions on what happens next and advises against reacting to election results with impulsive investment changes. Plus, listeners reflect on Ric's impact over his 35-year radio and podcast career of financial advice and education. #ElectionDay2024 #PresidentialElection #InvestSmart #LongTermFocus #MarketImp…
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Ric lists a number of amazing new developments in crypto and blockchain technology with VISA, Mastercard and PayPal among the headlines. Plus, a listener asks how Ric & Jean chose their path in personal finance. You'll hear the story of how the company rose to the top and the importance of working with a fiduciary. FinancialPlanning #FiduciaryDuty …
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Ric showcases the capabilities of AI by presenting a fully AI-generated podcast, including a segment where AI voices emulate a conversation on cryptocurrency and finance. Plus, Ric makes a major announcement, and you'll hear the latest headlines in the world of crypto. #AIPodcast #AIContentCreation #AIGeneratedVoice#Innovation #Technology #Podcasti…
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It's the final episode of our 19-part series covering 34 essential topics impacting the upcoming presidential election. Using a decision-making tool inspired by Benjamin Franklin to assist undecided voters in choosing who aligns with their values and priorities, Ric summarizes his examination of the candidate's positions. #Election2024 #PodcastSeri…
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A look at the character and the policies of J.D. Vance and Tim Walz, and their alignment with their running mates. Ric wonders if the choice for vice-president will make a difference in how you will vote this year. #VPSelection #KamalaHarris #TimWalz #Donald Trump #JDVance #2024Election #PoliticalDebate #CharacterMatters #EthicsInPolitics #TrumpVsH…
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Among the 34 key issues in Election 2024 is today's discussion about character, ethics, morals, and values. Ric features 18 e-mails from listeners along with his own opinion on the contrast between Kamala Harris and Donald Trump. It's Ric's 500th podcast of The Truth About Your Future! #EthicsInPolitics #CharacterMatters #TrumpVsHarris #Presidentia…
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The 2024 campaign shows a break in tradition among union support of the presidential candidates. Ric examines what's different this year. Plus, a review of the candidates' public comments and legislative records on the military and veterans affairs. #UnionSupport #Teamsters2024 #UnionPolitics #VeteransAndUnions #TrumpAndUnions #KamalaHarrisUnions #…
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Transportation and infrastructure are next in our 19 episodes on the 34 key issues in Election 2024. Ric recounts an experience with StubHub that just might save you an unwanted surprise. He answers a listener question on the trend of companies to go private and how you can invest. And a conversation with Tom Bradley, Chief Client Officer at Schwab…
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Ric contrasts the performance of then-President Trump and Vice President Harris on handling immigration and border security, along with an examination of the role of executive experience in the history of our presidents. And Ric answers a listener's question regarding the daily swings in stock market prices. #ImmigrationDebate #BorderSecurity #Poli…
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Among the 34 key topics of the 2024 election are the emotional issues of racism, religious freedom, LGBTQ plus, gender and transgender. Ric looks at the positions of each of the candidates. #Racism #Bigotry #ReligiousFreedom #GenderEquality #LGBTQ+ #TransRights #Inclusion #Diversity #EqualityForAll #SocialJustice #Donald Trump #Kamala Harris ----- …
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In today's discussion of the 34 key issues of the campaign: judicial reform, presidential nominations, and regulation. Plus, using tax software simplifies managing complex crypto transactions. And, bitcoin miners are leveraging high-performance computing power to support AI's massive energy demands. #UndecidedVoters #Election2024 #RegulationCosts #…
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Ric analyzes Kamala Harris' ambitious new policy plan aimed at supporting black men, which has sparked significant controversy. The proposal includes forgivable loans, healthcare, and tax breaks, raising concerns about its feasibility and fairness. And a comparison of the candidates' views on gang violence, violent crime, guns, incarceration, and t…
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The Election 2024 podcast series continues: Voting Integrity, the Electoral College, Campaign Finance, Corruption. the Filibuster. Ric dissects the rhetoric of democracy at risk. Also in the election, key age-related issues such as increased life expectancy, healthcare costs, mass elder poverty, ageism, and finding purpose in retirement must be add…
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In our series on the 34 issues in the 2024 Election, Ric discusses the lack of attention from the candidates on drug addiction, treatment, incarceration, along with the related issues of smoking and vaping. Plus Ric looks at options to invest in technology and innovation from Invesco, and answers a listener's question regarding ETFs and mutual fund…
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Ric examines the positions of Kamala Harris and Donald Trump on the environment, climate change, and its core issue: greenhouse gas. And Ric shares e-mails from across the country with a variety of opinions on the 34 key issues so far in the Election 2024 series. #ClimateChange #GreenhouseGases #EnergyPolicy #FossilFuels #RenewableEnergy #Environme…
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The broad umbrella of healthcare is among the most important of the 34 issues in the 2024 Election. Today, Ric tackles the Affordable Care Act, also called Obamacare, Prescription drugs, Medicaid, Medicare, LGBTQ health, public health, mental health, the opioid crisis, long term care, immigrant health and the overall cost of healthcare. Plus, Ric e…
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Ric's series of podcasts on the 34 key topics of Election 2024 continues with a conversation about abortion, perhaps the most controversial and most divisive of all topics, along with contraception and euthanasia. Plus, Ric weighs the pros and cons of staking versus traditional price appreciation when investing Ethereum. And Dr. Daniel Kraft discus…
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Today issue on Ric's list of 34 election topics centers on various education-related topics, including critical race theory and student loans and the historical debate between states' rights and federalism in shaping education policy today. Plus, a listener expresses her confusion about financial terms like ROI, accrual ratio, and financial leverag…
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Ric discusses the current housing crisis in the U.S., evaluating the differing approaches of presidential candidates Donald Trump and Kamala Harris on addressing housing affordability and availability. Ric is skeptical about the ability of either candidate to effectively implement their housing policies due to potential Congressional gridlock. #Hou…
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Ric continues his series through this month on addressing the 34 topics that are issues in the presidential election. Today, "it's the economy, stupid!" ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Click here for Ric's worksheet to help you…
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Ric discusses his perspective on the upcoming presidential election, exploring 34 critical issues and soliciting your input. Ric reviews emails from listeners, outlining their reasons for supporting each candidate, He offers his own thoughts on the topics while announcing further discussions on other issues from now to Election Day. He also offers …
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Ric highlights the importance of planning for long-term care, emphasizing that many people wish to remain in their own homes as they age, yet require significant support that can be costly. Plus, Ric reflects on his indecision regarding the upcoming presidential election, sharing insights from listener emails that highlight diverse perspectives on …
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Ric explores the personal decision of whether to pursue heroic medical interventions at the end of life, highlighting contrasting views on resuscitation from a patient's perspective. It emphasizes the importance of clear communication about Do Not Resuscitate (DNR) wishes and understanding the realities of medical interventions. Plus, the tax impli…
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President Biden's student loan forgiveness program has relieved five million borrowers, yet many still face significant financial stress, often replacing student debt with other burdens like credit card debt. The relief, while appreciated, is deemed insufficient to change lives fundamentally, highlighting that financial struggles persist beyond the…
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A biomedical engineering company is developing head transplants using robotics and AI to help patients with severe conditions retain their consciousness while receiving a new body, with potential surgeries starting within eight years. Meanwhile, studies show psychedelics can improve emotional states in rats, and non-surgical techniques using ultras…
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In the next decade, traditional bathroom fixtures will transform into advanced smart devices capable of monitoring health, enhancing relaxation, and providing a seamless, voice-activated experience, revolutionizing personal care in our homes. #SmartBathroom #HealthTech #FutureOfWellness #BathroomInnovation #ToiletTechnology #AI #AugmentedReality #V…
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While inflation concerns linger, the energy sector faces a deflationary pressure from overproduction, particularly in solar energy, leading to lower prices but threatening the profitability of producers and overall economic stability. Plus, a listener's discovery of a seemingly valuable airdropped crypto token raises red flags, and Ric warns it may…
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The Congressional Budget Office now projects that the Social Security Trust Fund will be depleted by 2034, highlighting a critical and ongoing financial challenge. With benefits potentially cut by 23% for retirees, the need for Congress to address the sustainability of Social Security is urgent, particularly as many Americans rely on these benefits…
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The discussion around Central Bank Digital Currencies (CBDCs) is becoming increasingly contentious in Congress, with some lawmakers opposing government-issued digital currencies while others see their necessity as the global landscape evolves. As countries worldwide advance their CBDC initiatives, the U.S. risks falling behind unless it adapts to t…
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AI's rapid advancement is causing significant job cuts across major companies, with UPS, Google, and BlackRock among those impacted, raising concerns that it could automate 300 million full-time jobs globally by the decade's end. Despite potential benefits, over half of Fortune 500 companies view AI as a substantial risk, particularly in media and …
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Artificial intelligence is making significant strides, with Microsoft providing ChatGPT-4 to the U.S. government for classified national security use. Researchers are exploring multi-agent systems, where AI teams collaborate autonomously to solve complex problems more effectively. Meanwhile, major tech companies are investing heavily in AI infrastr…
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Ultra-processed foods, like hot dogs and chips, have been linked to an increased risk of dementia and cognitive decline, highlighting the importance of mindful eating. Adopting a healthy lifestyle—focusing on natural foods, exercise, and mental stimulation—can significantly reduce this risk and promote better brain health. Plus, an ETF to create a …
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An interior designer specializing in college dorms, highlights a trend where students now spend an average of $10,000 on dorm furnishings—more than their tuition. This lavish spending contrasts sharply with the rising rates of grade inflation, where students achieve higher GPAs while studying less. The phenomenon raises concerns about entitlement i…
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In the run-up to the 2024 elections, I find myself undecided due to troubling aspects of both Donald Trump's associations and Kamala Harris's proposed economic policies. Trump's ties to controversial figures and Harris's potentially destructive tax plans on unrealized capital gains have left me questioning both candidates' suitability. As I grapple…
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Since 2000, there has been a significant rise in deaths and serious illnesses related to high blood pressure and obesity, affecting even younger people. But there is a growing shift towards healthier lifestyles, including reduced alcohol consumption and an increase in the popularity of non-alcoholic beer. Adopting a healthy lifestyle, including reg…
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Stablecoins like Tether and Circle are providing a stable alternative to traditional investments, offering a secure way to store value and facilitate global transactions. As Wyoming prepares to launch its own stablecoin and discussions around Central Bank Digital Currencies (CBDCs) grow, the crypto landscape continues to evolve rapidly, despite Bit…
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The traditional 4% withdrawal rate from your investment savings may not last your lifetime, as you may be living to 100 or beyond. Plus, Ric discusses a variety of topics helpful to financial advisors with two leaders in the field. And Ric explains Donor-Advised Funds and endowments to a listener. #IdealClientProfile #ClientFocus #FinancialPlanning…
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The use of digital twins is now impacting every aspect of our daily lives. How does that impact you? And Ric explains the math behind the decision whether to get (and keep) Long Term Care insurance. #DigitalTwins #TechInnovation #FutureOfHealthcare #PersonalizedMedicine #AIInMedicine #ClimateModeling #FinancialRisk #DigitalTransformation #SpaceTech…
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There just may be a silver lining in the nation's rising insurance premiums, plus last night's presidential debate may do little to influence the decisions of uncommitted voters. And don't miss today's webinar at 1:00pm EDT on the impact of an expected reduction in interest rates. #DebateNight #KamalaHarrisPerformance #TrumpDebate #Election2024 #De…
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Countries around the world are addressing low birth rates through innovative measures, such as recruiting immigrant housekeepers and importing students to fill school seats, while in the U.S., increasing parenting stress and financial burdens are contributing to historically low fertility rates and fewer grandparents. Plus, a listener's question ab…
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Ric addresses a variety of listener questions about the world of cryptocurrency, focusing on the differences between ETPs, ETFs, and trusts, as well as the tax implications of these investment vehicles. He offers advice on whether to invest in Ethereum futures ETFs or switch to spot ETFs. Ric also discusses the impact of the SEC vs. Ripple court ru…
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Ric discusses two important ETFs to consider for both large and small-cap stocks through options in the S&P 500 or NASDAQ 100. This includes a detailed explanation of how to evaluate a company's performance and ROI...before you invest. Plus, Ric answers a listener's question about the relationship of blockchain technology to AI and its role in data…
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Over 500 colleges in the U.S. have closed in the past decade--many abruptly--stranding many students now struggling to continue their education. Financial transparency in higher education remains limited, and smaller, rural liberal arts colleges are particularly vulnerable to closure. Ric's tips on avoiding this dilemma for your college student. #C…
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While Donald Trump has stated his views on crypto, Kamala Harris remains silent. Ric explains recent legal action by the SEC and how it may reveal her likely position. #CryptoPolitics #Election2024 #CryptoRegulation #KamalaHarris #DonaldTrump #Economy #Bitcoin #Blockchain #VoterIssues #OpenSea #SEC #DigitalAssets #CryptoCommunity #NFTs #SingleIssue…
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Choosing between Trump and Harris...do you prioritize personality or policy? Ric looks at the impact on your financial future and the economy as a whole. Hashtags: #Election2024 #PresidentialElection #Politics #VoterDecision #PolicyOverPersonality #USPolitics #Trump2024 #Harris2024 #EconomicPolicy #VotingMatters ----- Subscribe to podcast updates: …
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Mutual funds may have been great in the past, but it's time to move on—ETFs offer lower costs, better tax efficiency, and real-time pricing. If you're still holding mutual funds, ask yourself why. Plus, age shouldn't dictate your investment strategy—at 69, staying in the market could be crucial for your financial future. If you're told otherwise, i…
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Despite political division on crypto, developments like BRICS' digital payment system, U.S. government adoption, and rising institutional interest underscore the growing significance of blockchain and digital assets in global finance. And why you need to talk to your financial advisor about it. #Cryptocurrency #Blockchain #DigitalAssets #BitcoinETF…
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