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Retirement Coffee Talk is the ultimate podcast for anyone seeking financial insights on retirement planning. Join Charisse Rivers, the founder and president of Zinnia Wealth Management, for a blend of fun and informative discussions on the latest financial trends and the keys to achieving a fulfilling retirement. Whether you're a seasoned investor or just beginning your financial journey, Retirement Coffee Talk is your go-to. Tune in weekly and empower yourself to make confident financial de ...
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Episode 116: Aaron Clements & Ben Whitman
1:10:02
1:10:02
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We ramble with Aaron and Ben about our past life stories, how they started their coaching journey, and their current rolls as West Vigo football coaches. Enjoy!By Red Velvet & Uncle Lump
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We ramble with Seth about learning how to forge, how he turned it into a business and what he does with it on social media. Enjoy!By Red Velvet & Uncle Lump
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We ramble with Spinks about the usage of the word, his coaching career, and we bond over wrestling. Enjoy!By Red Velvet & Uncle Lump
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Episode 113: Brandy ‘Shrader’ Pierce
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1:05:10
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We ramble with Brandy about her early career, how she started Brazil Kitchfix, and her favorite things to cook. Enjoy!By Red Velvet & Uncle Lump
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We ramble with Shelly about her business GoShelly.com, how she helps people get into homes, and what she could possibly do to help you. Enjoy!By Red Velvet & Uncle Lump
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Signs You May Be Better Prepared for Retirement Than You Think
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12:46
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Not everyone has a million dollars saved for retirement. Yet 70% of retirees say they are doing just fine. How is that possible? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube! See omnystudio.c…
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We ramble with Lecia about starting her printing business, drinking stories, and business ideas. Enjoy!By Red Velvet & Uncle Lump
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We ramble with Anthony about old wrestling, drink delicious Arizona Spiked Tea, and talk about his business Rollo’s House of Spirits. Enjoy!By Red Velvet & Uncle Lump
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How the Grilled Cheese Foundation is Helping Our Community
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4:17
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Charisse Rivers and the team at Zinnia Wealth Management are helping young people in our area with the Grilled Cheese Foundation. In this episode, Charisse talks about how it all got started and how you can get involved. Find out more about the Grilled Cheese Foundation at http://zinniawealth.com/grilled-cheese-foundation/ Like this episode? Hit th…
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Are we on the verge of a market bubble burst? | Signs you may be better off than you think for retirement
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On this week's show: Are the market nay-sayers onto something? Using dividend paying stocks. New Roth options to consider. The ups and downs of Target Date Funds. Don’t have a million? You can still have a great retirement. Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and he…
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We ramble with Andy about life, his journey into owning a home decor business (A & B Farmhouse), and figuring out social media. Enjoy!By Red Velvet & Uncle Lump
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We ramble with the duo about being involved in the youth league, the new additions that have been made, and how Northview looks. Enjoy!By Red Velvet & Uncle Lump
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There are more people turning 65 this year than any year in history. That age kicks in some preparations you’ll need to make for retirement. Charisse walks you through Medicare, Social Security, Income, Tax, and estate planning and more. Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with C…
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We ramble with Jesse about wrestling, why he started doing insurance, and health knowledge he’s learned. Enjoy!By Red Velvet & Uncle Lump
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We ramble with Paul about our attempt at the escape room The Cure, his business The Mystery Lounge, and driving for the Amish. Enjoy!By Red Velvet & Uncle Lump
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Our Government is thinking about eliminating the 401(k)!
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The 401(k) is probably the primary way people save for retirement. Yet some say it is outdated and, in some cases, unfair. Why? And if we didn’t have it, how would we save for retirement? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: …
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We ramble with Aaron about his football journey, coaching at a large school, and wrestling fandom. Enjoy!By Red Velvet & Uncle Lump
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We ramble with Matt about being a nutritionist, the importance of macros, and his military influence. Enjoy!By Red Velvet & Uncle Lump
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Pensions: Is taking lump sum the right call?
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7:53
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Charisse Rivers discusses the decision retirees face regarding their pensions. She explains the pros and cons of taking a monthly check versus a lump sum and highlights the importance of proper financial planning. She emphasizes the need to consider factors such as taxes, inflation, and the impact on surviving spouses. She advises consulting with a…
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We ramble with Renny about her business Gaea’s Refillery, how she started making hygienic products, and the harmful things that can be found in products in stores. Enjoy!By Red Velvet & Uncle Lump
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We ramble with David about tattooing Evan, how he started his shop, and a few old stories. Enjoy!By Red Velvet & Uncle Lump
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Navigating the Maze of Financial Fees in Retirement
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7:35
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Hidden fees are prevalent in many industries, but none more so for retirees and pre-retirees than in the financial services industry. Charisse Rivers of Zinnia Wealth Management discusses the impact of fees on your retirement accounts and the importance of understanding and managing them effectively through retirement planning. See omnystudio.com/l…
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We ramble with Henry about his earliest music influence, favorite performance moments, and where the idea for “I Wish I Had a Girl” came from. Enjoy!By Red Velvet & Uncle Lump
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Importance of Income Planning in Retirement | Uncovering Hidden Fees | Pensions: Is taking lump sum a good idea? | Why is Uncle Sam rooting on your 401(k)?
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51:57
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On this week's show: Some people are getting to retirement and finding they need more money. How Income planning can help you be better prepared. Hidden fees are prevalent in various industries, including the financial services sector, and can have a significant impact on individuals' finances. The decision to take a lump sum or a monthly check fro…
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We ramble with our wives about our first year into our business, their thoughts on what we’re doing, and stories of the journey so far. Enjoy!By Red Velvet & Uncle Lump
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You may think you can’t retire, but how would you know unless you do the math? At Zinnia Wealth, we think “seeing is believing.” Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube! See omnystudio.c…
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We ramble with Dominic about his entrepreneurial mindset, stories about his experiences, and his vintage clothing business. Enjoy!By Red Velvet & Uncle Lump
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What is “sell in May and go away mean?” | Will Social Security sink like the Titanic? | Understanding your investment speed limit
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On this week's show: Is it wise to take the summer off from your investments? How doing the math on your retirement can make it real. Could Social Security actually go away? They say speed kills. Can too much risk do the same thing? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charis…
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We ramble with Randy about how he acquired his pizza restaurant Cornerstone Pizza & Subs, the events that went into opening it, and what he learned about the ingredients. Enjoy!By Red Velvet & Uncle Lump
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Should you buy gold at the same place you buy your mayonnaise?
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8:56
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Costco is selling 200 million dollars in gold bars per month. Is this a good hedge if the market goes down? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube! See omnystudio.com/listener for priva…
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When your advisor says, “This too shall pass.” | Should you buy gold? | What is your “side hustle” for income in retirement? | When your portfolio needs a good scrubbing
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52:51
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On this week's show: How do we avoid the advisor conversation of “Hang in there, it will come back.” The pros and cons of buying gold. If Social Security and your 401(k) are your main sources of retirement income, where do you look next? Time to get the Windex and rubber gloves out. What do we find when your portfolio gets a good scrubbing? Like th…
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We ramble with Taylor about her Wedding planning business Cooksey’s Blissful Moments, coaching children in Tball, and hunting trips with her husband. Enjoy!By Red Velvet & Uncle Lump
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The Motley Fool says these are 4 good reasons to take Social Security at 62
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Social Security: The longer you wait, the bigger your check. But most people take it right away at 62. The Motley Fool gives 4 reasons why you might consider taking your benefit early. Does Charisse agree? See omnystudio.com/listener for privacy information.By Charisse Rivers
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Is this a good time to buy stocks? | They have found the world’s oldest living man | What is job #1 in retirement planning? | Good reasons to take Social Security early
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On this week's show: Do you buy, sell, or sit tight in this market? We found the poster child for making your money last. Figuring out your paycheck in retirement. Why not take Social Security at 62? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth …
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We ramble with Dalton about his personal training work at Peak Performance Gym, why he got into fitness, and what we can do to improve our gym time. Enjoy!By Red Velvet & Uncle Lump
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We ramble with Christina about her work with Team of Mercy, how she became involved, and we finish with cold plunges. Enjoy!By Red Velvet & Uncle Lump
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The Problem With: I’ll Just Work Forever and Never Retire
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The largest growing segment in the workforce is now people over the age of 75. But does that mean you should keep working? What if you don’t have to and you don’t even know it? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, I…
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We ramble with Bill about fitness, his time in Jiu-Jitsu, and his work in business. Enjoy!By Red Velvet & Uncle Lump
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How some financial advisors are failing retirees | You may be shocked at what age is considered early retirement | A 401(k) plan is not a retirement plan | A strategy where you can save less and get more ...
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51:57
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On this week's show: There are things that you need in retirement that many financial advisors are not providing. Is 61 considered early retirement? Find out the average age when most people retire. Your 401(k) is an important piece of your retirement plan, but it comes up short in many ways Like this episode? Hit that Follow button and never miss …
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We ramble with Hayden about backpacking the Appalachian Trail, the stories and friends along the way, and how he started his event Pints and Properties. Enjoy!By Red Velvet & Uncle Lump
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Most people have a 401(k). But that is only one piece of a retirement. A full plan involves plans for investments, Social Security, taxes, estate and more. Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn an…
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We ramble with Tanner about his crash, life with a bionic arm, and his YouTube channel BoostedBionic. Enjoy!By Red Velvet & Uncle Lump
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Episode 90: Mary Gottche & Emilie Musgrave
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1:14:40
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We ramble with Mary and Emilie about starting their coffee shop Gotcha Coffee, what a holistic lifestyle entails, and how that translates to their business. Enjoy!By Red Velvet & Uncle Lump
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Most of us have some big dreams for retirement. But what if that dream is a budget buster? We have 4 splurges that you won’t regret in your retirement years. Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn …
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Episode 89: Marissa Haviland & Jackie Haddix
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57:36
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We ramble with Marissa and Jackie about their work in foster care, what led them to this career, and how you can become a foster parent. Enjoy!By Red Velvet & Uncle Lump
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Avoiding big losses when the market turns negative | What is the average monthly spend in retirement? | Are you missing out on your share of 3.4 trillion dollars?
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On this week's show: When the stock market starts to go negative, how do you avoid being victim of that downward momentum? Things that are worth spending money on. When the financial news has an agenda. 62, 66, 67, or 70? What is your Social Security strategy? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and…
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We ramble with Kaley about being sports director for the Brazil YMCA, her plans to improve the programs, and her life stories. Enjoy!By Red Velvet & Uncle Lump
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Cash it out, roll it over, convert it. Your 401(k) has a number of options in retirement. What are the pros and cons of each one? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube! See omnystudio.…
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On this week's show: Your IRA: How does it help your tax picture and how many should you have? Is it possible to be TOO conservative with your investments? Is the recent market pullback a signal of recession? 4 options for your 401(k). The pros and cons of Medicare Advantage plans. Like this episode? Hit that Follow button and never miss an episode…
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We ramble with Justin about Campbell Lending Group, the organization’s he works with, and him getting us in the Chamber of Commerce. Enjoy!By Red Velvet & Uncle Lump
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