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A podcast and video show hosted by seasoned coffee pros and Valor Coffee founders Ethan Rivers, Ross Walters and Riley Westbrook where we discuss coffee, starting and running a business, and the specialty coffee industry.
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At Teaching with Valor, we believe in the transformative power of education. Our mission is to empower educators, administrators, parents, and communities to create safe, supportive, and resilient learning environments where every student can thrive. Through our podcast, we aim to provide meaningful professional development and tackle pressing issues in education.
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American Valor Podcast

Bob Feller Act of Valor Award Foundation

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Through the unique intersection of Major League Baseball, the United States Navy and Marine Corps, we recognize and honor those who support our service men and women with the Bob Feller Act of Valor Award. By using the Bob Feller story, we educate the youth of today on the lessons of citizenship, service to one’s country, and personal sacrifice in times of great national need. Teaching the legacy of the greatest generation to the next generation will help instill in them the virtue of servic ...
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If you like history, especially US military history, then I think you will love Duty & Valor. Our mission at Duty & Valor is to honor and recognize the sacrifices made by our US military veterans by sharing their seldom heard stories. We believe that by sharing these stories, we can foster a deeper understanding and appreciation of the sacrifices made by our veterans. Whether you're a military veteran, active-duty service member, or just someone who wants to learn more about the sacrifices m ...
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Welcome to Urban Valor, where we hear the stories of our veteran heroes in their own words. Within these vet interviews, you'll hear everything from combat stories, life stories pre/post military, military transition, and everything in between. Our interviews aren't just war stories or combat veteran interviews, but interviews from any military veteran willing to share. Our mission is to educate the masses with what military veterans go through while serving their country and how life has be ...
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Untold Valor: Veterans Recovery in Action

Voice & Vision, Inc. & CompeerCORPS

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Welcome to Untold Valor, a podcast with a unique focus on veterans with stories of courage, recovery, perseverance and strength. Listen as veterans share their perspectives on what it's like to battle mental health challenges, combat addictions, and overcome other adversities unique to those who have served. We'll also speak with experts who have valuable experience working with veterans through their recovery journeys. Our mission is to reach veterans with a message of recovery and hope. Un ...
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Welcome to the Valor podcast. A podcast specifically made with men in mind who need a little extra encouragement in their walk of faith. Through this podcast, we hope to give you the tools to rebuild and rebrand yourself as a new creation in Christ.
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As our world falls deeper and deeper into madness, having some kind of escape from reality can be amazing. However, sometimes it's better to sit down with someone and have a nice honest conversation. In this show, I (Bryan Schink) will be sitting down with an array of different people to discuss topics ranging from Movies to The ideal way to make a cake and everything in between! So grab your #notsponsored Mexican Coka Cola, and join me on this adventure.
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We uncover the challenges faced by our Veterans and spotlight the heroes tirelessly working to make a difference. This podcast is brought to you by Montare Behavioral Health and we want more Veterans to be aware of our Resilient Star Veteran Program – RSVP. The Resilient Star Veteran Program (RSVP) offered by Montare Behavioral Health is specifically designed to help veterans develop resilience during their treatment, leading to better clinical outcomes and increased motivation to complete t ...
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The Men of Valor Program is now The Faithful & True Podcast hosted by Dr. Greg Miller, Director of the Men’s Journey Workshops at Faithful & True, and co-host, Randy Evert. Our podcast is dedicated to helping men who are struggling with pornography and sexual purity issues and their wives who are struggling with betrayal.
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Leaders of Valor (LOV) is a podcast for those who believe that God’s Way is the best way to lead in all aspects of business and home life. God has given us the tools necessary to ensure we succeed in all areas of life including in our assigned realms of business, including entertainment, healthcare, education, governmental sectors, etc. Modern culture tells us that business should be done one way, but LOV believe that The Kingdom’s Way is not the world’s way. LOV know that if we use The KING ...
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Voices of Valor

Diocese of Springfield in Illinois

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Voices of Valor podcast by and for the men of the Legion of Valor in the Diocese of Springfield in Illinois. The Legion of Valor is a brotherhood of Catholic men, committed to growth in holiness through the perfection of virtue in cooperation with God’s grace, with a shared mission of forming Christian disciples, first in our homes, then in our parishes and communities. This podcast features conversations with men of the Legion – sharing our stories and struggles, and strengthening our broth ...
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Ken Harbaugh tells the stories of service members who have distinguished themselves through an act of valor. These stories from the Civil War to present day include recipients who were originally overlooked for the medal as well as those who were celebrated at the time.This podcast is made in partnership with The National Medal of Honor Museum.
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"Stories of Valor" is a compelling anthology that delves into the remarkable tales of courage, sacrifice, and resilience that define the human spirit in the face of adversity. This collection transports readers to diverse landscapes and historical epochs, revealing the untold narratives of individuals who, when confronted with extraordinary challenges, rose to the occasion with unwavering bravery.
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This podcast is meant to be a source of information to help better your life, answer questions about health, diet, exercise, fitness, marriage, parenting, and get into some nitty gritty subjects about what we deal with day in and day out.
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Stating What Matters

The Breaking Chains Podcast

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The Peace and Blessings Of God(YAH), we are The Young Adults Talk Youth Foundation a 501(c)3 Foundation, here for the purpose of serving the Kingdom Of The Most High, Creator Of All Creation to help our people. The acceptance of the Ministry has been a long road but FAITH is all we have. So Please join us as we do our part of the Assignment given to Break Chains. We provide our Media Ministry “Breaking Chains” for the voices of the people to express concerns about the issues that are affecti ...
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Welcome to The Protectors® Podcast, where the valor meets the storyteller. Hosted by Jason Piccolo, a seasoned veteran and retired special agent, this series is a must-listen for anyone intrigued by the courage and tales of those who pledge to protect us. Beyond the front-line stories of bravery and dedication, this podcast goes a step further, weaving in the perspectives of those who bolster and narrate the protector's journey—featuring a remarkable lineup including New York Times Best Sell ...
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Flyway connections podcast is here to connect new and veteran waterfowlers to the lifestyle of chasing cupped wings. Also, to fill the waterfowl void of the off season. We are also highlighting organizations like "Valor and Honor Outdoors" that serves the people who serve from Military, Services Members to First Responders. Let Valor and Honor Outdoors be part of your next outdoors adventure.
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Pastor Rod Parsley is the lead pastor of World Harvest Church and the founder of Valor Christian College, the School of the Spirit. This podcast contains powerful messages, practical teachings, and insightful lectures from over 40 years of full-time ministry. Get ready, open up your heart, and prepare for the Spirit of God to do a brand new thing in you!
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The Valor Vault - A collection of stories and memories from US military veterans from World War II, the Korean War and the Vietnam War. This is the official podcast of South Willamette Valley Honor Flight. To learn more about our all-expense paid trips to Washington DC for local veterans from Lane, Linn, Lincoln and Benton counties in Oregon, visit http://www.swvhonorflight.org
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The Inspired Geeks Podcast is dedicated to discussing all things geek ( comic books, cosplay, video games, table top games, films, anime etc). We also want to create a welcoming community for all fandoms and shine a spotlight on up and coming creatives in the geek community!
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In a world where storytelling has been our link to the past since the days of cave drawings, there exists a timeless tradition. It's the art of passing down knowledge, and for Military Veterans, it's a crucial piece of their legacy. Join us on the Veterans Archives Podcast, where we dive deep into the heartwarming and awe-inspiring stories of those who served, no matter when or where. Here, Veterans get the chance to be the authors of their own narratives. Through guided interviews in a rela ...
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A podcast of the TCU History Department, where we put the life and times of Horned Frogs into their rightful place in world history. This podcast is a product of academic coursework, created by students for educational purposes. The opinions and views expressed in this podcast are solely those of the individuals involved and do not necessarily represent the official stance or views of Texas Christian University.
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We all long to live a courageous life of significance. We all want to be the example to our children and do big things that change the world. However, at the end of the day the bills are calling and the busyness of life often keeps us from stepping boldly into our dream and passion. Join Angie Taylor, a 30 year veteran educator and Co-founder of Valor Global Online and Valor Global Foundation, as she interviews guests every Tuesday, who are daring to step into their personal greatness and pa ...
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Longest running podcast about all things League of Legends! We discuss builds, lore, listener feedback, and so much more! If you want to just sit back and have a good time listening to some good old fashioned conversation (with a few laughs thrown in) then this is the podcast for you!
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A group of 6 internet friends from all over the world discussing topics pertaining from gaming, internet drama and current trends and topics. Support this podcast: https://podcasters.spotify.com/pod/show/ontheflytwitch/support
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Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
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Credit scores range from 300 to 850 and are crucial for loan eligibility. FICO and Vantage are popular scoring models with different criteria and score ranges. Poor credit scores face high interest rates; excellent scores get the best terms. FICO is more popular, has stricter criteria, and uses five factors for scoring. Vantage is easier to qualify…
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.By The Credit Pros
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Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
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To qualify for a mortgage, lenders evaluate creditworthiness, focusing on credit score, stable income, low debt-to-income ratio, and clean payment history. Mortgages are long-term loans secured by property, with varying terms and interest types. Credit scores range from 300-850, influencing loan access. FHA loans require a minimum 580 score for a 3…
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Los informes crediticios contienen detalles de actividad crediticia y pagos, mientras que los puntajes crediticios son cálculos numéricos de riesgo crediticio basados en esos informes. Hay tres principales agencias de informes (Equifax, Experian, TransUnion), y aunque cada persona tiene derecho a informes crediticios gratuitos anualmente, los punta…
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High-limit credit cards are determined by proprietary statistical models considering income, net worth, debt, credit history, and credit score. Low limits may be due to insufficient income/net worth, high debt, poor credit score, lack of credit history, or adverse economic conditions. To potentially increase a limit, improve credit profile or start…
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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Despite having an 850 credit score, loans can be denied for reasons such as insufficient income, high debt-to-income ratio, unstable employment history, lack of savings, and past late payments. After rejection, one can find another creditor, get a co-signer, recover financially, or review and dispute credit report errors. A reconsideration request …
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The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
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The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
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Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
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If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
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El artículo discute la importancia del puntaje crediticio y ofrece soluciones de préstamos de emergencia para aquellos con mal crédito. Explica las desventajas de tener un mal crédito y sugiere opciones de préstamos como préstamos personales no garantizados, préstamos FHA, refinanciación con retiro de efectivo, préstamos de día de pago y préstamos …
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Preventing identity theft involves a proactive approach, such as freezing credit, reviewing credit reports annually, and scrutinizing credit card statements. It also includes using secure mailboxes, shredding sensitive documents, opting out of prescreened offers, and staying alert to phishing scams. By making it hard for thieves to access personal …
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Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
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Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
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A 600 credit score is considered fair and is below the average for Americans aged 23 to 29, which is 660. It's possible to get loans, but at higher interest rates. Improving credit involves checking credit reports for errors and making timely payments. The highest credit score is 850, and anything over 800 is exceptional. Good credit scores range f…
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.By The Credit Pros
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A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…
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Getting a loan with no credit is possible, but may involve higher interest rates or the need for collateral. Options include online lenders, credit unions, paycheck advances, cosigners, personal loans for no credit, collateral loans, credit builder loans, or borrowing from family and friends. It's essential to understand why you might have no credi…
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La deuda médica puede afectar negativamente su crédito si no se maneja adecuadamente, pero no siempre es perjudicial si se pagan las facturas a tiempo o se negocia un plan de pago con el proveedor. Ignorar la deuda médica puede llevar a que aparezca en los informes de crédito y cause daño significativo a su puntaje. Es crucial abordar cualquier err…
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El proceso de aprobación de una hipoteca incluye obtener una aprobación previa, completar una solicitud formal, procesar la solicitud, pasar por la suscripción y finalmente obtener la autorización para cerrar. Es importante mantener la estabilidad financiera durante este tiempo para evitar cambios en el nivel de riesgo crediticio.…
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Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
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El robo de identidad es un problema creciente, especialmente para usuarios de redes sociales. Consiste en varios tipos, como fraude de tarjetas y robo de identidad fiscal, y presenta señales de advertencia. Se recomienda revisar regularmente los estados de cuenta y usar servicios de monitoreo. Si ocurre un robo, es crucial reportarlo, cambiar contr…
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Al considerar ofertas de tarjetas de crédito preaprobadas, uno debe evaluar si la usará y si los beneficios superan las tarifas. Muchas veces, las tarifas no justifican los beneficios y cancelar tarjetas puede dañar la puntuación de crédito. Es esencial hacer cálculos para determinar si una tarjeta de crédito preaprobada es económicamente ventajosa…
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Los préstamos a plazos son una opción popular para financiar grandes compras, permitiendo pagos programados y pueden mejorar el puntaje crediticio. Existen dos tipos: garantizados y no garantizados. Los bancos y prestamistas ofrecen estos préstamos, pero se deben evitar prácticas depredadoras como los préstamos de día de pago. Un buen puntaje credi…
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