Welcome to the weekly audio podcast of Sugar Land Family Church. For more information visit: www.slfc.co
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Learn all about investing in real estate in Sugar Land, Texas with a combination of real estate financial planning and modeling with numbers specific to Sugar Land plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Sugar Land).
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In 2018, a few months into building a new school in Sugar Land, Texas, construction crews uncovered 95 unmarked graves. This wasn’t a serial killer’s dumping ground, but it was evidence of a particularly dark period in our country’s history – evidence many in Sugar Land wished had stayed hidden. This is the story of these 95 people. Who were they? What happened to them? It turns out their story is just as much about them as it is about the people who have been trying to control them for over ...
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Weekly sermon audio from Triumph Church Sugar Land | Stafford
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The Vineyard Church is a community of God's extravagant love where people are drawn into a thriving relationship with Jesus. We THRIVE by worshipping God, being in community, getting equipped, and doin' the stuff. Our weekend services are at 900AM & 1100AM. Visit our website at www.thevineyard.church.
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By Pastor Nathan Keller
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It!
31:04
31:04
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31:04
Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
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By Pastor Nathan Keller
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How to Analyze an All-Cash Rental Property Purchase
1:08:49
1:08:49
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How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
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By Pastor Nathan Keller
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How Return on Investment Changes Based on Credit Score With PMI
41:52
41:52
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41:52
How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
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By Pastor Nathan Keller
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Is It Better to Buy Rentals with 25% Down or All Cash After Buying an Owner-Occupant?
31:25
31:25
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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By Pastor Nathan Keller
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The Impact of Buying Properties at a 5% Discount When Nomading™
26:23
26:23
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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By Pastor Nathan Keller
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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By Pastor Nathan Keller
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Warning - Risks of Rental Demand Declining When Investing in Real Estate
27:08
27:08
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27:08
Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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By Michael Cash
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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By Pastor Nathan Keller
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Warning - Risks of Neighborhood Decline When Investing in Real Estate
28:22
28:22
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28:22
Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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By Pastor Nathan Keller
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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By Pastor Nathan Keller
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How to Analyze Deals with Private Mortgage Insurance (PMI)
12:38
12:38
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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By Pastor Nathan Keller
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Is it Better to Pay Off Properties with Cash Flow or In Full When Nomading™?
36:01
36:01
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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By Michael Cash
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Deal Alchemy™ - Residential vs Commercial Property
14:51
14:51
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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By Michael Cash
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Warning - Risks of Loan Called Due When Investing in Real Estate
30:11
30:11
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30:11
Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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How to Analyze Buying a Rental Property at a Discount
36:47
36:47
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How to Analyze Buying a Rental Property at a Discount in Sugar Land Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the tes…
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By Pastor Nathan Keller
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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By Pastor Nathan Keller
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Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
31:03
31:03
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31:03
There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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By Pastor Nathan Keller
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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By Pastor Nathan Keller
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Warning - Risks of Rental Property Expenses When Investing in Real Estate
43:07
43:07
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43:07
Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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By Pastor Nathan Keller
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How to Analyze a New Construction Single-Family Home Property
33:49
33:49
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How to Analyze a New Construction Single-Family Home Property in Sugar Land Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Jame…
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By Pastor Nathan Keller
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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By Pastor Nathan Keller
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By Pastor Nathan Keller
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By Pastor Nathan Keller
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By Pastor Nathan Keller
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By Pastor Nathan Keller
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By Pastor Nathan Keller
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By Pastor Nathan Keller
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By Dr. Scott Stripling
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By Pastor Nathan Keller
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