Best Financial Future Podcasts (2024)

1
What Percentage of Stocks Should You Own in Retirement? 35:51

6d ago35:51

35:51

You may have heard that stocks are too volatile for retired people to own. In fact, there’s an old rule-of-thumb formula that says you should decrease your stock holdings by 1 percent every year and replace them with bonds. These generic “guidelines,” though, are hardly prudent advice for most people, because everyone’s situation requires a differe…

1
"Mastering Credit: Your Key to Financial Freedom" 1:57

16h ago1:57

1:57

In this episode, Talha and Ubaid dive into the world of credit management with кредит в израиле, offering valuable insights into how you can build and maintain a strong credit profile. From understanding the basics of credit scores to avoiding common financial pitfalls, they provide practical tips to help you stay ahead. Whether you’re working to i…

1
What’s Driving Market Volatility This Summer? With CIO Keith Lockwood 17:02

8d ago17:02

17:02

In this episode of Unlocking Your Financial Future, Ben is joined by Chief Investment Officer, Keith Lockwood. He’s here to help dive into some of the market volatility we have seen lately and what it could mean for your investments. Tune in as Ben and Keith look at how geopolitical factors can impact the market, how recent recession talk could be …

1
Capital Gains Reserve 16:01

2d ago16:01

16:01

Have you ever wondered how the capital gains tax impacts your financial future and what strategies you can use to minimize its effect? In this episode, we dive into the complexities of the capital gains inclusion rate and explore various strategic opportunities to manage your tax liabilities. Understanding these concepts is crucial for optimizing y…

1
It's Time For Your Mid-Year Money Checklist! 35:44

10h ago35:44

35:44

We're half way through 2024, and it's time to get your financial house in order! What moves, if any, should you have made at this point? What about going forward? There's still time to do some tax management, maybe take a look at your 401(k) plan, and decide how you may want to allocate your investments before the year is out. So what's left to do?…

1
Why Time Is Your Most Valuable Asset in Investing 34:52

7d ago34:52

34:52

What’s your most valuable asset when it comes to investing? Is it maybe knowing the right stock to buy and when? How about a spreadsheet of things like P/E ratios, or being diversified across dozens of different classes? No – as it turns out, your most valuable asset with investing is time. The stock market, despite what you may have heard, is a lo…

1
Rental Property vs. Portfolio Income 22:07

13d ago22:07

22:07

Are you contemplating whether to invest in rental properties or put your money into investment funds? This is a common dilemma for many investors, and understanding the pros and cons of each can help you make the best decision for your financial future. Brett and Omari delve into the age-old question of whether rental properties or investment funds…

1
Why Your Bonds May Not Be Paying What You Think 34:39

15d ago34:39

34:39

When you buy a bond, you might expect that the amount of interest stated on the coupon is the amount of interest that you’ll be receiving. So if you have, say, a $10,000 bond paying 5 percent interest, you probably figure it will pay you $500 each year. But that isn’t always the case. This is where it’s important to understand not just the bond’s c…

1
THIS Is Why We Love The Bucket Strategy® 34:15

1M ago34:15

34:15

It’s been said that the most important rule of finance is to not consistently mess things up. In other words, you need to survive the short-term chaos – and there’s lots of it – to reap the potential long-term rewards. If you can buy enough time to weather the constant storms, you may find yourself in a very good position down the road. The Bucket …

1
How Will Canada’s Capital Gains Increase Affect You 9:59

1M ago9:59

9:59

Have you ever wondered how changes in tax laws could impact your financial future? In this episode, we dive deep into the recent changes to the capital gains inclusion rate introduced in Canada’s 2024 federal budget. This significant policy shift affects Canadian investors, particularly those with substantial capital gains. You'll learn about the n…

1
Why Engineers May Make Great Financial Planners 35:23

1M ago35:23

35:23

Many times in life, we see how one career field translates extremely well into another. Engineering is a great example of this. A good engineer needs to know what a project’s goal is, put the pieces together in a way that works, and then stress test it to make sure it works in all conditions. Financial planning is a lot like this. What does each in…

1
Roth IRA Strategies for High-Income Earners 35:52

2M ago35:52

35:52

If you're at all familiar with the Roth IRA, you probably know that there are income limits for people who want to make a contribution to a Roth. These limits generally go up a little bit each year, but anyone who makes over a certain amount of money is ineligible to make a Roth contribution. But that doesn't mean those with a high income have no a…

1
The High Cost of Staying Liquid 25:30

2M ago25:30

25:30

Have you ever wondered if holding cash is the best strategy for your financial future, especially when it’s yielding an attractive 5%? In this episode, we unravel the complexities of this pressing question and dive deep into the world of personal finance. Join us as we explore whether it makes sense to stick with cash or diversify into stocks and b…

1
IG Private Wealth Management-Don Fox-June 29, 2024 45:01

2M ago45:01

45:01

Questions for your advisor / A.I. and financial planning / Happy 'financial' Canada Day eh! / Longevity denialBy CHML

1
IG Private Wealth Management-Don Fox-June 22, 2024 45:48

2M ago45:48

45:48

Ditching DIY retirement planning / Why we do what we do / Wedding season / Summer financial funBy CHML

1
Who Wants To Be A Millionaire? 20:28

2M ago20:28

20:28

Have you ever wondered why the thrill of achieving a financial milestone often fades so quickly? Why does the excitement of hitting that savings goal or landing a big investment windfall seem to diminish over time, leaving you chasing the next big target? In today's episode, we'll dive into the fascinating concept of hedonic adaptation and explore …

1
IG Private Wealth Management-Don Fox-June 15, 2024 46:13

2M ago46:13

46:13

Interest rates & housing / Capital gains taxes / Father's Day financial planning / What's old is new againBy CHML

1
The New Rules on Inherited IRAs - What to Know 33:13

3M ago33:13

33:13

Are you in line to inherit an IRA? While inheriting almost any asset is generally a good thing, it's helpful to know the rules - mainly tax rules - that come along with it, especially if you plan on keeping as much of that money as you can. Some new laws went into effect on inherited IRAs within the past few months, and when you combine those with …

1
IG Private Wealth Management-Don Fox-June 8, 2024 47:47

3M ago47:47

47:47

By CHML

1
$400K Retirement Plan 27:52

3M ago27:52

27:52

Are you wondering if it's possible to retire comfortably in Canada with a $400,000 nest egg? In today's episode, we dive into this pressing question. Join Brett and Omari as they leverage their decades of experience in the financial services industry to provide you with actionable insights and practical advice. Whether you're nearing retirement or …

1
Is There Really a Charitable Giving Strategy With No Downside? 34:51

3M ago34:51

34:51

Many people who are at Required Minimum Distribution age find themselves wanting to give some of that distribution to charity. They don't need the money to live on, and they'd like to help out their favorite organizations or causes in any way they can. A standard way to do that is to take possession of the RMD, then turn around and write a check to…

1
IG Private Wealth Management-Don Fox-June 1, 2024 47:41

3M ago47:41

47:41

Guest - Jill Archer Regional Estate & Insurance Specialist I.G / Discussing Capital Gains Tax grab affects everyoneBy CHML

1
Updates From The Annual Social Security Trustees Report (Part 2) 16:14

3M ago16:14

16:14

In today’s episode, we’re continuing our conversation on the annual Social Security Trustees Report. In this half of the conversation, we’ll cover some interesting statistics from the report, including the impact of declining birth rates and immigration on Social Security's future. We'll also explore how life expectancy trends and recent events lik…

1
How Much Money Do You Need to Retire Comfortably? 33:55

3M ago33:55

33:55

How much money does it take for you to retire in comfort? Is it $1 million? $2 million? Far more than that? Far less? Large investment firms and many media outlets often throw out big "retirement" numbers based on small surveys they took of people who may or may not have any clue about how much money they actually need. But it's a fair question. An…

1
IG Private Wealth Management Don Fox-May 25, 2024 45:17

3M ago45:17

45:17

Divorce planning / The spender and the saver / Buying a car? / MailboxBy CHML

1
When to Take CPP Benefits Explained 22:56

3M ago22:56

22:56

Are you ready to unlock the mysteries of your financial future? Picture this: you're nearing retirement age, and the question of when to start taking your Canada Pension Plan (CPP) benefits looms large. Do you seize the opportunity for early access to funds, or do you hold out for potentially higher payments down the line? In this episode, we deep …

1
What Is Your Wealth Distribution Strategy? 35:23

3M ago35:23

35:23

There are two distinct phases of your financial life. The first one is the years (decades) that you spend accumulating assets: building your savings, investing in retirement plans, etc. The second phase is when you begin taking those accumulated assets as distributions and live off of that income in retirement. The first phase is usually the one th…

1
IG Private Wealth Management-Don Fox-May 18, 2024 45:15

3M ago45:15

45:15

Philip Petursson - Chief Investment Strategist - IGBy CHML

1
Updates From The Annual Social Security Trustees Report (Part 1) 20:39

3M ago20:39

20:39

In today’s episode, we’re going to share some updates from the annual Social Security Trustees Report. With Social Security serving as a cornerstone for countless retirees, understanding its current state and future projections is important. Listen in as Ben highlights the key takeaways from the 277-page report that you need to know about. Here’s s…

1
5 Things You Didn't Know About Your Social Security Benefits 33:49

3M ago33:49

33:49

Social Security is vital part of many people's retirement income. It forms the foundation of a retirement plan and helps to determine how much (if any) money an individual's portfolio will have to provide throughout their retirement. But it's also extremely complex. There's much more to it than simply turning on an income stream once you're eligibl…

1
IG Private Wealth Management-Don Fox-May 11, 2024 47:34

4M ago47:34

47:34

By CHML

1
Recession Proof Your Retirement Savings 32:58

4M ago32:58

32:58

Are you navigating the complexities of planning your retirement amidst today's economic uncertainties? Whether you're nearing retirement or already enjoying your golden years, understanding how to effectively manage your Registered Retirement Income Fund (RIF) is crucial for financial security. In this episode, we delve into actionable strategies t…

1
Your Pension Options: Which One May Be Best for You? 36:23

4M ago36:23

36:23

If you have a pension, the decision of how and when to take the payments is an important one. Are you offered the choice to take the entire amount as a lump sum? If so, is that option potentially better than a stream of monthly payments? What about your other choices? For married people who want to get as much as they can now, are they sacrificing …

1
IG Private Wealth Management Don Fox-May 4, 2024 48:00

4M ago48:00

48:00

Guest-Shahrshad Rajabzadeh V.P. National Sales I.G. InvestmentsBy CHML

1
How to Overcome Your Single Biggest Financial Fear 37:18

4M ago37:18

37:18

What are people's most prominent financial fears? There are many: losing a job, not saving enough for retirement, financial emergencies, and many others. But it all seems to boil down to one basic concern: Not having money available when you need it the most. This creates a lot of anxiety for people - especially for retirees, who rely on a steady s…

1
IG Private Wealth Management Don Fox-April 27, 2024 46:18

4M ago46:18

46:18

Budget breakdown / First time home buyers / Home equity / Captial gains taxBy CHML

1
A Refreshed Perspective on Investing 22:54

4M ago22:54

22:54

In today's episode, we invite you to join us on a journey into the intricate world of smart wealth and financial wisdom. You'll unravel the transformative power of disengaging from the often-tumultuous daily market fluctuations. Whether you're a seasoned investor or someone just stepping into the fascinating realm of finances, this episode promises…

1
Why “Blending” Your Buckets May Produce Better Results 35:24

4M ago35:24

35:24

You may have heard that a basic Bucket Strategy® consists of a 3-, 4- or 5-Bucket plan, with each bucket separated into groups of short-term, mid-term, and long-term assets. What you may not have heard is that a good Bucket Strategy will often “blend” buckets to potentially give a retiree a much better overall outcome. What do we mean by “blending”…

1
IG Private Wealth Management Don Fox-April 20, 2024 48:00

4M ago48:00

48:00

RDSP & ODSP / Capital gain reserves / Tax refund, to get one or not? / Investor behaviorBy CHML

1
Tying Your Social Security Benefits Into Your Investment Portfolio 35:44

4M ago35:44

35:44

When you get to retirement, your portfolio - that is, your savings - will presumably provide you with the money you need. The more guaranteed income you have from other sources (like Social Security and pensions), the less your portfolio will have to kick out to you. This is a crucial part of the financial planning process. The time when you begin …

1
IG Private Wealth Management Don Fox-April 13, 2024 47:01

5M ago47:01

47:01

RESP strategies / My CRA account / Cyber fishing attacks / Tax tips for 1st timersBy CHML

1
Safeguarding Your Legacy 20:30

5M ago20:30

20:30

In this episode, we delve deep into the crucial topic of safeguarding your children's financial future. Whether you're just starting to build wealth for your kids or well on your way, this episode is a must-listen. Discover strategies for educating your children about finances, the intricacies of setting up trusts, and the power of gradual wealth t…

1
Could Value Averaging Be the Key to Surviving Market Downturns? 35:31

5M ago35:31

35:31

It’s just a fact of investing life that the stock market is unpredictable. There will be months or years where the market exceeds expectations, and there will be other times when it underperforms and winds up below where you expected it to be – sometimes, way below. If you don’t have a strong risk management approach to investing, as years like 202…

1
IG Private Wealth Management-Don Fox-April 6, 2024 46:25

5M ago46:25

46:25

Dollar cost averaging / Time in the market / Life insurance myths / Tax tipsBy CHML

1
What Are the Biggest Regrets that Retirees Have? 36:56

5M ago36:56

36:56

There aren't many people who make it through their working years without having at least a few things they wish they'd done differently. And while most people can eventually come to terms with any "poor" choices they may have made, it can be very instructive to know what common regrets they have. Did they save enough? Did they work too hard? Did th…

1
IG Private Wealth Management-Don Fox-March 30, 2024 47:37

5M ago47:37

47:37

Special guest: Jill Archer Regional Insurance & Insurance Specialist I.G.By CHML

1
The Power of Gratitude in Finance 12:51

5M ago12:51

12:51

In this episode, we delve into a captivating topic that goes beyond the numbers and strategies often discussed in the financial world. Today, we explore the profound impact of gratitude on financial decision-making and overall well-being. Whether you're just starting your financial journey or looking to optimize existing strategies, this episode pr…

1
Can You Safely Ignore the 4% Rule? 35:32

5M ago35:32

35:32

There’s a popular “rule of thumb” that’s been around for about 30 years known as the “4-percent Rule.” The main idea is that your portfolio has a better chance of surviving for 30 years if you withdraw no more than 4 percent of the total each year. Some have said it should be even lower than that, depending on your investments. But is this so-calle…

1
IG Private Wealth Management Don Fox-March 23, 2924 47:30

5M ago47:30

47:30

FHSA strategies / Planning is like a box of chocolatesc / FOMO & the irrational investor / Improve your investment successBy CHML

1
What Can Trigger an IRS Audit 35:05

5M ago35:05

35:05

If you've ever gotten a letter from the IRS, even if you're sure you've done nothing wrong, you know how stressful that can be. An even greater stress would be to see the word "audit" somewhere in the letter. Your best bet is to be thorough enough on your tax return so as to avoid any and all correspondence with the IRS when it comes to your taxes.…

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Financial Future Podcasts

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