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This podcast is all about living in Seattle Washington and its neighboring cities like Bellevue Washington and Tacoma Washington! Dive deep into what living in Seattle and its neighboring areas truly feels like. 👋 Considering a move to Seattle, Washington, or its dynamic suburbs like Tacoma, WA & Bellevue, WA? We will cover everything you want to know about the greater Seattle real estate market as well as the most common home buying and selling pitfalls. Transition confidently with guidance ...
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What’s Next?

Parcion Private Wealth

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What's Next? explores how business owners and their families can optimize a business sale or other wealth event to strategically plan for their futures. Join Terry Cook, CFP®, CIMA®, founder of Parcion Private Wealth in Bellevue, Washington, as he interviews experts from across the financial services industry to help listeners determine what's next. Hosted on Acast. See acast.com/privacy for more information.
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Blueprint

Blueprint Technologies

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Blueprint Technologies, located in Bellevue, Washington, is a technical consulting firm that delivers industry-leading business and technology solutions.
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A podcast series by a group of high schoolers from Interlake High School in Bellevue, Washington. These podcasts pertain to recent history, local events, and awareness months that take place in the Seattle Metropolitan Area.
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Private investors aren't taking over the real estate market, despite what some might think. Join us as we tackle this misconception head-on with Aaron Morrow and Bryan Laflame. We promise a thorough examination of the claim that nearly half of 2023's home purchases were made by private investors, and we'll reveal the true statistics. Discover how l…
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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Join Terry Cook as he speaks with Natalie Pierce, a leading expert in AI and partner at Gunderson Detmer. Discover how business owners and leaders can harness the power of AI to transform their operations, enhance efficiency, and stay competitive. Natalie shares insights on generative AI, the importance of prompt engineering, and best practices for…
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Unlock the hidden potential of rehab loans and transform your real estate game! Join Aaron Morrow and Brian Laflame as they dissect the world beyond the popular FHA 203K loans, introducing you to VA renovation loans, USDA loans, and investment property options. Discover how these financial tools can enable you to turn less expensive homes into drea…
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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Prepare to navigate the high seas of today's real estate market with expert insights from my self Aaron Morrow & my co-host, Bryan LaFlame. We're tackling the perfect storm of surging interest rates, and understanding their ripple effects on homebuyers' finances. We'll illuminate the often-misunderstood dynamics of Federal Reserve policies, pandemi…
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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Imagine kicking off your real estate journey with a smart condo purchase and watching it pave the way to your dream home. Join Bryan LaFlame from Movement Mortgage and me, Aaron Morrow, as we unravel the truth about climbing the property ladder. We're peeling back the layers on home ownership strategies, showing you that the old-school mindset of r…
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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In this episode of What's Next? from Parcion Private Wealth, host Terry Cook and guest Mike McGrann, from the Fidelity Center for Family Engagement, discuss legacy preservation and wealth communication. They tackle fears surrounding wealth's impact on future generations and strategies for constructive family dialogue. As a subject matter expert on …
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Unlock the secrets of thriving in Seattle's green real estate market with your hosts, Aaron Morrow and mortgage maestro Bryan LaFlame. This week, we're peeling back the layers of what it means to invest in eco-friendly living spaces, from the price premiums of green-certified homes to the long-term savings they offer. Find out how to navigate the N…
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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Join us, Aaron Morrow and Brian Laflame, we dive deep into the recent NAR (National Association of Realtors) lawsuit settlement. There's a lot of buzz and, unfortunately, a ton of misinformation swirling around out there. We're here to clear the air, focus on the facts, and shed light on what we know so far! We take a sharp look at the National Ass…
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How to Analyze Buying a Rental Property at a Discount in Bellevue Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test …
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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If you've ever wondered how to make your real estate offer as a home buyer the one that sellers can't refuse in a bidding war, then buckle up for an enlightening journey with Aaron Morrow and Bryan Laflamme. Together, we peel back the layers on the complexities of the Seattle housing market, from earnest money negotiations to the ins and outs of se…
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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How to Analyze a New Construction Single-Family Home Property in Bellevue Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, James …
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Could the key to building your wealth lie in a real estate strategy that departs from the standard 20% down payment? We dissect the intricacies of real estate investment, debunking the myth that hefty down payments are the only route to homeownership. Grappling with the realities of saving in a world where real estate prices are ever-climbing, our …
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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Unlock the secrets to making the best financial decision for your future as Brian Laflamme, and I dissect the buying vs. renting conundrum with a clear-eyed analysis of the Seattle real estate market. You'll walk away with a deeper understanding of how a fixed mortgage can protect you from inflation, and the surprising amount of income both renters…
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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Unlock the mysteries of the urban real estate market with our latest episode, as Arick Davidson, TikTok sensation and dual expert in law and real estate, joins me to dissect the unique characteristics of Seattle and Philadelphia's housing landscapes. As Bryan Laflame takes a brief hiatus, Arick and I navigate through the nuances of affordability, n…
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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Unlock the mysteries of the Federal Reserve's influence on your wallet, Bryan Laflame and I, Aaron Morrow, dissect the latest Fed meeting outcomes with an eye on real estate and mortgage rates. Get ready to navigate the economic ripples with our expert analysis, as we reveal Chairman Powell's pivotal comments and the surprising ways employment data…
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Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
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Celebrate with us as we knock it out of the park with our 2023 housing market predictions, bringing you a treasure trove of knowledge on why home prices keep climbing up, up, up! Joining me is Bryan Laflame from Movement Mortgage, as we lift the veil on Seattle's real estate scene to showcase the wonder of compound appreciation. We're not just abou…
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How to Analyze a 5% Down Single-Family Nomad™ Property in Bellevue Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals…
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Unlock the door to financial independence through the savvy real estate strategy of house hacking! In this enlightening episode, I team up with Bryan Lafame, an expert realtor from Washington, to guide you through the process of turning a multi-unit property into a cash-flowing investment. Learn how living in one unit while renting out the rest can…
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What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
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Embark on a journey through the misunderstood realm of down payment assistance programs in Washington state as Bryan Laflamme and I, Aaron Morrow, your friendly neighborhood greater Seattle area Realtor tackle myths and reveal untapped opportunities. These financial leg-ups are not just for first-time homebuyers; they're open to savvy investors loo…
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You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…
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Happy New Year, dear listeners! Aaron Maro here, with my partner-in-podcast Brian Laflame, and we're starting off the year by unpacking the ever-twisting saga of Seattle's real estate market. With a special look at King, Pierce, and Snohomish counties, we've got the lowdown on how recent shifts in interest rates are shaking up the housing inventory…
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Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …
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Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in Bellevue adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't want to t…
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Ever wondered how the big guns of Wall Street influence your chances of owning a home? This week, Brian Laflame and I tackle the thorny issue of hedge funds snapping up single-family homes and the legislative tussles that could change the game for individual homebuyers and small-scale investors. As we dissect the pros and cons of corporate ownershi…
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How to Analyze a 20% Down Single-Family Home Rental Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home rental property with a 20% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals that make sen…
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Ever wonder how to navigate the fluctuating tides of Seattle's real estate market? Join us as we decode the mysteries alongside mortgage lender, Brian Laflame, shedding light on the recent actions of the Federal Reserve and their impact on interest rates. We dive into the rapid rise in home purchase applications and how potential homebuyers can tur…
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What is PMI And How to Avoid It You want to work with a lender so that you don't need to purchase a property with all cash. The lender is willing to lend you money, charging you interest to make a profit, and ensuring there is a safety buffer of equity in case you default and they need to foreclose to recover their funds. Your goal is to minimize t…
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Hey everyone, Aaron Morrow here, your go-to realtor expert in the Greater Seattle area. I'm thrilled to bring you key insights from the latest episode of our podcast, "Living In The Greater Seattle, WA Area with Aaron Morrow." In this insightful episode, I'm joined by Bryan Laflamme, an outstanding lender I partner with through Movement Mortgage. W…
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Should you use the Nomad™ strategy to acquire properties with a minimal 5% down payment as quickly as possible? Or is it better to be a little more patient and save up for full 25% down payments and buy rentals without moving into each? By saving up for a 25% down payment, the properties will cash flow better. That may allow you to save up faster f…
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Ever wondered why the real estate market slows down during the holiday season and how you can leverage that to your advantage? That's what we're unpacking with myself, Aaron Morrow, as well as some realtor colleagues and special guests of mine, Kristy Lucas and Eric Olson. We reminisce about those sweet deals we've helped clients secure just before…
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