It’s No Secret is a podcast for Kiwis who want their money questions answered. Are you wondering when is the right time to get on the property ladder, whether you should invest with family or how to talk to your significant other about investing and budgeting? If yes, you’re in the right place. Our hosts Cat Emerson and Christine Jensen will answer these questions and more. They’ll take you through the ins and outs of all things finance, money, property, investing and building wealth so you ...
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Clive Anderson and guests with an eclectic mix of conversation, music and comedy
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Strategy for Creatives - Business Minus the Bullshit: Business Tips for Creative Entrepreneurs
Sasha | Business Strategist for Creative Women
Welcome to Strategy for Creatives: Business minus the bullshit. Whether you're new in business or finding yourself in a season of change, get ready to build a strategy, create an action plan, and crush those goals. I’m Sasha, host of strategy for creatives, and I help female-led businesses grow their brands in authentic, measurable, and meaningful ways without the stress! There’s no sugar-coating over here. I’m serving up real tips and actionable steps you can take to help uplevel your busin ...
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Su Pollard, Michelle McManus, Camille O'Sullivan, Chris Grace, Catherine Cohen, Sinéad Gleeson
35:11
35:11
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Actress and singer Su Pollard’s new tour Still Fully Charged celebrates her 50 years in showbiz – she catches up with Michelle McManus about what keeps her hooked, and being beaten by a dog in a talent competition. Clive Anderson chats to comedian and actor Chris Grace. He’s returned to Edinburgh after his sold-out 2023 run, this time with a packed…
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Send us a Text Message. Today, we dive into some of the costs of university education and weigh the pros and cons to help you make an informed decision. Please note: that this episode is not about convincing you one way or another but to chat about the factors that might sway your choice from a financial standpoint. In this episode, we cover: What …
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Jason Byrne, Marjolein Robertson, David Ireland, Isabella Nefar, Catriona Price, Two Hearts
33:23
33:23
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33:23
Clive Anderson is joined by comedian Jason Byrne who returns to Edinburgh for his 28th consecutive Fringe with No Show, a performance that will be totally new each night. Playwright and actor David Ireland’s award-winning plays Cyprus Avenue and Ulster American have had success across the world. His latest play The Fifth Step stars Jack Lowden and …
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Bobby Davro, Michelle McManus, Lara Ricote, Hamish Hawk, Virginia Gay, A Giant on the Bridge
35:17
35:17
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35:17
From the Edinburgh Festivals, Clive Anderson and Michelle McManus talk to actor, comedian and family favourite Bobby Davro about his beginnings in TV entertainment, his acting journey and finding comedy through tough times – something he explores in his show Everything is Funny...If You Can Laugh at It. Lara Ricote, a former winner of the Edinburgh…
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Money Q&A: Should I Borrow Money to Invest in a Business?
27:51
27:51
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Send us a Text Message. Today we’re back with a Money Q&A - where we answer questions submitted by you, the lovely listeners of the pod. In this episode, we answer these two questions: Should I borrow money to invest in a business? I have $5,000 left on my student loan should I pay it off? If you enjoyed today's show, we'd LOVE for you to rate & re…
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85. What Happened in The Sharemarkets This Week?
16:25
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Send us a Text Message. The last week (5-9th August 2024) has been a volatile time in international sharemarkets. As investors, it can be easy to read dramatic news headlines about and react to them, so we wanted to take the chance to chat through specifically what happened in the sharemarkets, and what this means for you as the everyday investor. …
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84. 5 Simple Actions To Take With Your Money
40:29
40:29
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Send us a Text Message. This month is Money Month in New Zealand, an annual campaign by Sorted (Retirement Commission) to raise awareness about money, and help Kiwis improve their finances. Knowing where to start with your money can often be the trickiest part, so today's episode covers 5 simple actions you can take this Money Month to improve your…
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Ewan Mitchell, Jon Holmes, Julia Fordham and Kym Marsh.
36:05
36:05
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36:05
This week Stuart is joined by Jon Holmes who's producing a new play at the Edinburgh Festival - which explores what happens when the camera moves on from a relationship forged on a Love Island-style reality show. And there are definitely some strained relationships in the second series of House of the Dragon - but they're more the kind that result …
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83. Active vs. Passive: What Drives Your Investment Style?
24:37
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Send us a Text Message. In today's podcast episode, we’ll be chatting with you about the key drivers behind people choosing their investment style. The active vs passive investing strategies have been hotly debated for a long time. But how do you convince someone that one is 'better' than the other without just spitting out facts? More importantly,…
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Damian Lewis; Elf Lyons; Gareth Malone; Rachel Ramsay; Gia Ford; Esme Emerson; Clive Anderson; Emma Freud
36:54
36:54
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Clive Anderson and Emma Freud present Loose Ends from Latitude Festival in Suffolk. They'll talk to the actor-turned-musician Damian Lewis who will discuss his latest album Mission Creep and why he's chosen to go back to his musical roots when he could have rested on his Hollywood laurels as the star of Homeland and Billions. The UK's favourite cho…
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Starting a Business in Your 20s, Investing in Your Health and Property | Money Moments: Elise Dalrymple-Keast
1:28:52
1:28:52
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Send us a Text Message. Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money. In this episode, we're joined by loyal podcast listener, Elise Dalrymple-Keast, who went from working 6 part-time social media jobs during university to building a digital marketing agency with a team of 7 and …
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Nina Conti, Tom Kerridge, Samantha Spiro, Donna Leon, Clive Anderson, That Woman, Braimah Kanneh-Mason & Plínio Fernandes
38:39
38:39
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Clive will talk monkeys, masks and improvisation with comic Nina Conti who is honing a brand new show Whose Face is it Anyway? and about to release her directing debut a feature film called Sunlight; Chef Tom Kerridge's been on a culinary tour of the UK for a new cookbook and TV show and has plenty to say about our food, farming and how to pronounc…
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82: Money Guilt: Understanding and Overcoming It
57:57
57:57
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Send us a Text Message. Feeling guilty about your spending habits? In this episode, we uncover the psychology behind money guilt and offer practical tips to manage it. But what do we mean when we talk about money guilt? Money Coach Marnita Oppermann defines money guilt as “dealing with feelings of remorse, shame, or anxiety because of financial dec…
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Mastering Email Marketing: Essential Strategies Beyond Social Media for Business Growth
22:37
22:37
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Welcome back to Strategy for Creatives: Business Minus the Bullshit! In this replay episode, originally aired on December 14, 2021, your host, Sasha dives deep into the world of email marketing. If you're a female-led business looking to grow authentically and meaningfully, this episode is for you. Episode Highlights: Introduction to Email Marketin…
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Griffin Dunne, Marc Almond, Ruth Ware, Sophie Duker, Nadine Shah, Stuart Maconie
36:36
36:36
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36:36
The actor, producer and now memoirist Griffin Dunne on growing up in Hollywood in a family of literary stars including his aunt Joan Didion, on his own screen success opposite Madonna in Who's That Girl and in After Hours and the real-life tragedy that changed his life forever. Soft Cell front man Marc Almond on his early days as a subversive perfo…
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Maximize Your Marketing: Why Every Business Needs a Blog
21:22
21:22
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21:22
In this replay episode of "Strategy for Creatives: Business Minus the Bullshit," Sasha delves into the essential topic of blogging for businesses. Originally aired in December 2021, this episode provides timeless insights into why every business should incorporate blogging into their marketing strategy. With the increasing unreliability of social m…
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81. Money Tips To Get Through Tough Times
42:17
42:17
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Send us a Text Message. Today we’re going to run through a few money tips to help get you through tough financial times. It’s a challenging time out there right now for many people; interest rates have risen and remained high, therefore those who own homes are particularly struggling to cover the cost of their mortgage. Further, the cost of living …
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Iwan Thomas, Chloe Petts, Lottie Gross, Raghu Dixit, Kiioto, Anna Ptaszynski
33:35
33:35
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33:35
Stuart is joined in the Salford Loose Ends studio by the Welsh Sprinter Iwan Thomas, who held the UK 400m record for 25 years. His new memoir 'Brutal', tells his story - one of speed, the drive to succeed and an extremely high tolerance for pain. . Comedian Chloe Petts is gearing up for the Edinburgh Fringe, and in perhaps the ultimate highbrow/low…
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Business Strategist vs. Business Coach: Key Differences and When to Hire Each
26:53
26:53
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Welcome back to Strategy for Creatives: Business Minus the Bullshit! This is a replay of one of our foundational episodes, originally aired on October 19, 2021. In this episode, Sasha delves into the differences between a business strategist and a business coach. Learn when to hire each, what to expect from their services, and how they can help ele…
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80. The Realities of Job Hunting in 2024
1:02:00
1:02:00
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Send us a Text Message. Today we’re diving into the employment landscape. Whether you’re actively job hunting or just keeping an eye out, this episode has something for everyone. To help answer all our burning questions and provide an update on the current employment market, we're joined by Minta Holton, NZ Director at HOME Recruitment. HOME Recrui…
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David Baddiel, Richard Thompson, Abigail Cruttenden, Noorruddean Choudry, Amy Gledhill, Stuart Maconie
35:56
35:56
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An eclectic mix of conversation, music and comedyBy BBC Radio 4
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5 Common Marketing Mistakes to Avoid and Boost Your Business Growth
22:00
22:00
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22:00
Welcome back to Strategy for Creatives: Business Minus the Bullshit! This is a replay of one of our most popular episodes, originally aired on September 20, 2022. In this episode, Sasha examines the common marketing mistakes that many business owners make and provides actionable advice on how to avoid them. Tune in to learn how to streamline your m…
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Send us a Text Message. Today we're diving into the latest tax changes announced in the 2024 Budget. We'll break down what these changes mean for you, focusing on the new tax thresholds, adjustments to the Independent Earner Tax Credit, and the introduction of the Family Boost initiative. Disclaimer: While we aim to provide clarity on these updates…
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Charlie Higson, Bilal Zafar, Pravesh Kumar, English Teacher and Alexandra Whittingham join Stuart Maconie.
37:28
37:28
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Joining Stuart in our Salford studio are Charlie Higson. After writing several books in the bestselling 'Young Bond' series, Charlie has written his first Bond for Adults. Stand up Bilal Zafar's new show 'Imposter' is about a once harmonious house-share that goes very wrong and Pravesh Kumar has written 'Frankie Goes to Bollywood', a new musical ab…
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Money Q&A: Winning Lotto, Investing Overseas & More!
30:33
30:33
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Send us a Text Message. In today's Q&A episode, we'll be answering DM's from the gram as well as a few customer queries from Kernel. This time, we'll be answering questions such as: What are some common pitfalls when investing a lump sum, in this case, we use the 7 million dollar Powerball winners If you should tell your friends and family if you w…
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Hugh Fearnley-Whittingstall, Tara Fitzgerald, Paul Sinha, Bess Atwell, Jazz Emu, Clive Anderson
36:21
36:21
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The comedian Paul Sinha is a man of many careers - from working GP to sucessful stand up to his role as "The Sinnerman" in ITV's quiz show The Chase. He joins Clive to talk about his new autobiogaphy - Once Sinha Lifetime - charting his extraordinary Bengali family background through the peaks and troughs of his own working life to his recent medic…
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Send us a Text Message. Today we’ll be chatting about whether private schools are “worth” the investment. We'll look at both the cost of sending your children to private school vs public, and weigh up some potential pros and cons of doing so. Disclaimer: the school you send your child to is very personal to your family, the child and your financial…
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Laura Smyth, Caitlin Moran, John Hopkins and Alex Lowe join Stuart Maconie. With music from Dexys
35:37
35:37
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After a series of best-selling books focussing on girls and women Caitlin Moran turns her attention to the lads in ‘What About Men?’. Find out if comedian Laura Smyth is indeed living her best life on the ‘Living My Best Life’ tour and Alex Lowe tells us what makes his Clinton Baptise character so popular. John Hopkins on playing Henry Higgins in M…
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Send us a Text Message. Today we’re back to chat about all things relationship property. Relationship property can be a bit of a sticky subject, particularly if you are approaching being in a de facto relationship, looking at getting married or otherwise. To chat with us today is a special guest joining us to share his knowledge on the topic, as we…
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Stephen Merchant, Plum Sykes, Adeel Akhtar, and Kate Bradbury join Clive Anderson with music by LYRA and Madeleine Peyroux
35:51
35:51
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Stephen Merchant - the BAFTA, Emmy and Golden Globe winning actor, comedian and writer behind hits like The Office and Extras - joins Clive Anderson and Athena Kugblenu to talk about a new series of The Outlaws, a hugely popular crime caper set on a Bristol community service project; the Vogue journalist and author Plum Sykes will discuss her new n…
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Money Moments: Cat & Christine - 2024 Mid Year Update
54:38
54:38
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Send us a Text Message. Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money. This time, the real Kiwis are us! In this episode, we’re in the hot seat to give you an update on what’s going on with our lives financially. Our last check-in was back in December about 6 months ago, so let’s …
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Jan Ravens, Viv Groskop and Tiff Murray with music from The Will Barnes Quartet and Aleighcia Scott
32:01
32:01
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32:01
Clive is joined by impressionist Jan Ravens (who brings along Liz Truss and Theresa May) chatting about the challenge of developing an impersonation and what happens when the politician who forms part of your act gets the boot...Award-winning novelist Tiffany Murray describes her unusually starry childhood at the residential recording studio Rockfi…
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76. How do I Change my Investments as I Approach my Goal?
34:12
34:12
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Send us a Text Message. Many of us have goals we're saving towards, whether for the short, medium, or long term. If your goal is in the medium term (3-5 years) or long term (5+ years), you might wonder if you need to adjust your investments or savings strategy as you get closer to achieving it. Or, you might be nearing your goal and not realize it …
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Frank Skinner, Maxine Peake, Kathryn Hughes, Rachel Fairburn join Stuart Maconie with music by Willy Vlautin and Phoebe Green
37:02
37:02
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37:02
Joining Stuart Maconie in our Salford studio are the comedians Frank Skinner and Rachael Fairburn. In Frank's latest stand up show '30 years of Dirt' he has his comedic eye firmly on the dirty joke, while Rachel Fairburn's showgirl finds her moving away from boozing and towards crystals - will it last? Maxine Peake stars in Robin/Red/Breast at Manc…
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Money Moments: Colin Magee - Co Founder & CEO of Catalist Markets
49:08
49:08
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Send us a Text Message. Today we're back with another Money Moments episode, where we chat to real Kiwis about money. In this episode, we are joined by Colin Magee, CEO of Catalist, the stock exchange connecting everyday investors and Kiwi businesses with big potential. Colin has over 2 decades of experience in financial services working as a finan…
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Julie Hesmondhalgh, Sacha Lord, Eddi Reader, Benji Waterhouse, Kathryn Williams & Withered Hand, Fairground Attraction
34:07
34:07
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Stuart Maconie is joined by Sacha Lord who offers some Tales from the Dancefloor, Julie Hesmondhalgh talks about the impact of a single punch which is considered in a new play by James Graham at the Nottingham Playhouse. Dr Benji Waterhouse, a frontline NHS psychiatrist, discusses his new book You Don't Have to be Mad to Work Here and there's music…
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75. How KiwiSaver Works Behind the Scenes
34:00
34:00
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Send us a Text Message. In today's podcast episode, we’ll be answering the question of - how does the KiwiSaver joining/transfer process work behind the scenes? While expectations around banking/financial services these days are instant, unfortunately, the case with KiwiSaver transfers and many other investments isn't. Whether you're moving to NZ a…
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The Zutons play for Stuart Maconie with Rhod Gilbert, Kathy Lette, Carla Henry, Luke Wright and Bryony Jarman Pinto
37:37
37:37
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The comedian Rhod Gilbert gave up touring and TV appearances last year when he got cancer. Now he's back - a newly focussed man - with a show called 'Rhod Gilbert & The Giant Grapefruit', all about the big bitter diagnosis he had to swallow; the best-selling novelist Kathy Lette's latest book is called The Revenge Club and is based on a real life c…
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Send us a Text Message. In today's podcast episode, we’ll be chatting to you all about scams. Scams are a hot topic at the moment, just google ‘scams nz’ and look at the news and there are SO many recent articles sharing how someone has been scammed out of a significant amount of money. So let’s chat about how you can avoid them. In this episode we…
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Stuart Maconie with Richard Herring, Adelayo Adedayo, Natalie Haynes, Nectar Woode
35:29
35:29
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Stuart is joined by multi instrumentalist and singer of hits like Electric Avenue, Eddy Grant; comic-turned-author Natalie Haynes on putting the feminisim into Greek mythology; actress Adelayo Adedayo on her upcoming second series playing the rookie cop in the hit BBC police drama The Responder and Comedian Richard Herring on finding the humour in …
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73. How Much Are You Spending On Your Health?
28:54
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Send us a Text Message. In today's podcast episode, we’ll be chatting to you about whether or not you’re spending enough money to maintain your health. Whether your health spending comes in the form of long weekends away, going to a therapist or even a boujee gym membership, investing in yourself can come in many forms. But how do you know if you’r…
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Tim Peake, Helen Lederer, Phil Manzanera, Jess Fostekew, Michele Stodart and Geejay.
35:00
35:00
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35:00
The astronaut Tim Peake joins Clive to talk about life on and off Earth, and he's joined by the acclaimed guitarist Phil Manzanera who tells us about the astonishing life he led en route to joining Roxy Music. Helen Lederer discusses her new memoir and recalls formative days in The Comedy Store and Jess Fostekew talks footie in her new podcast. We'…
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Money Q&A: Compounding, Consistent Investing & Distributions
15:55
15:55
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15:55
Send us a Text Message. In today's Q&A episode, we'll be answering DM's from the gram as well as a few customer queries from the Kernel inbox. This time, we'll be answering questions such as: What is compounding? Should I regularly invest, or save then invest money in one lump sum? What happens if you take money out before the quarterly distributio…
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Bettany Hughes, Al Murray, Lesley Sharp, Nisha Katona, The Wandering Hearts, Guy Chambers, Amanny Mo and Clive Anderson
36:43
36:43
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36:43
Stand up comic Al Murray on 30 years of his outspoken stage persona The Pub Landlord and his more recent side-hustle as a history podcaster; Actor Lesley Sharp on playing a spy in her high octane thriller set on a London to Beijing flight and called Red Eye; Historian Bettany Hughes on her new series of Treasures of the World, this time heading alo…
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72. Friends & Money: Does Money Affect Friendships?
49:01
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Send us a Text Message. In today's podcast episode, we’ll be chatting about how people's differing money situations can affect friendships and ultimately behaviour. At some point, you’ve probably experienced a difference in wealth (or perceived wealth) between you and your friends. But should you let this difference in lifestyle affect your behavio…
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Ruby Wax, Anuvab Pal, Paul Hartnoll, Jessica Gunning, Tiger Braun-White and Nerina Pallot
34:30
34:30
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34:30
Ruby Wax defined an interview style which many of us now take for granted. She discusses her hugely popular books on mindfulness and her new book which sees her undertake a series of journeys designed to aid her recovery from depression.Paul Hartnoll of the dance act Orbital is another genre definer, looking back at the history of electronic music …
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Money Moments: Sarah Kelsey - The OneUp Project, Emergency Funds & Psychology of Money
1:07:17
1:07:17
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Send us a Text Message. Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money. In this episode, we're joined by Sarah Kelsey, host of the personal finance & development podcast, the OneUp project. Sarah started her podcast over 4 years ago and has grown her listenership to over [345,000] …
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Daniel Mays, Cush Jumbo, Janey Godley, Marc Wootton, Ride, Georgia, Emma Freud, Clive Anderson
36:51
36:51
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36:51
Clive Anderson and Emma Freud are joined by Daniel Mays, Cush Jumbo, Janey Godley and Marc Wootton for an eclectic mix of conversation, music and comedy. With music from Ride and Georgia.By BBC Radio 4
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Send us a Text Message. In today's podcast episode, we’ll be chatting about whether or not the Kiwi dream of owning a bach is all that is cracked up to be. Many Kiwis often dream about having a bach to use as an escape during their extended breaks. But what if we told you that you may be better off putting that money towards boujee yearly holidays …
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Gemma Whelan, Mark Watson, Shaznay Lewis, Mr Motivator, The Mary Wallopers, Sahra, Sara Cox, Clive Anderson
37:03
37:03
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Clive Anderson and Sara Cox are joined by Gemma Whelan, Mark Watson, Shaznay Lewis and Mr Motivator for an eclectic mix of conversation, music and comedy. With music from The Mary Wallopers and Sahra.By BBC Radio 4
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