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When you hear the word immigrant, the word rich doesn’t always come to mind. Immigrants can attain financial independence; we can lead full lives in our new homes while maintaining our identities.Each Wednesday, join Dee Olateru, a 3-time immigrant, and your everyday aspiring rich immigrant, as she shares tips, and stories to help immigrants do just that. The Rich immigrant podcast was created to be what the next immigrant needs to thrive and what we need as a community of 1st and 2nd genera ...
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Send us a Text Message. The immigration process can be brutal and the journey can feel endless. In this episode of the podcast, I answer a listener question about the wait. We discuss 1. Being creative in doing things that build your spirit 2. Taking advantage of the digital world and easier ways to make a living 3. Honouring the process 4. Truly l…
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Send us a Text Message. Friendship continues to be a recurring theme in my life and a recurring theme in listener desired topics. In this week's episode of the podcast, I tackle a listener question from December about navigating friendships where there is a wide income gap. This time, from the perspective of the higher earner. It is a delicate topi…
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Send us a Text Message. Friendship continues to be a recurring theme in my life and a recurring theme in listener desired topics. In this week's episode of the podcast, I begin to answer a listener question from December about navigating friendships where there is a wide income gap. It is a delicate topic but thats why we need to talk about it. In …
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Send us a Text Message. Last time I did a Q&A, this question from a listener came up and I decided to take the time to answer in its own standalone episode. Many immigrants make that initial mistake with our first credit cards and I just want to applaud this listener for asking. There's no shame here!!! In this episode, I share about: 1. How credit…
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Send us a Text Message. We'reee baccckkkk! In this warm up/return to the podcast after a longer than anticipated break, I Catch you up on my year so far Why my friends visiting had me in my feelings My thoughts on loud budgeting and the changes in real estate commissions in the US Let's catch up, and I'll be back next week! Thank you for the gift o…
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Send us a Text Message. Its the last episode on 2023 and in similar fashion, I am answering your questons and they came in hot. In this episode of the podcast, I answer listener questions across Career, Finances, Personal Reflections and so on. In this episode I answer question on 1. One thing I'm most proud of in 2023 2. What I'm looking forward t…
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Send us a Text Message. Hot takes are so freaking popular and they're clickbaitey (is that a word) but they seem to work. The thing is though, they are hardly ever 100% true and there's always nuance to things in the world of personal finance. In this week's episode of the podcast, I respond to 6 hot takes and share my personal opinions/thoughts. A…
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Send us a Text Message. The Holiday season is here and this episode is inspired by the OG podcaster, Myliek. In a recent episode, she briefly touched on boundaries over the holiday season and my brain went...pingggg and here we are. This got me thinking about how often we hear or even we talk about getting through the holiday season and that does n…
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Send us a Text Message. In this episode, I use a recent hilarious real life experience to analogize how lifestyle creep can happen. In this episode I talk about How I recently adjusted to a new level of convenience without knowing it What lifestyle creep/inflation is How I avoided lifestyle creep early on in my career but also honestly shared how I…
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Send us a Text Message. You've probably seen something about someone scaling a side hustle to six figures and beyond. Side hustles are not new but they've gotten a sexy makeover in recent years. In addition, with rising costs, side hustles are a necessity for many. But is a side hustle right for you? In this episode of the podcast, I talk about: 1.…
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Send us a Text Message. We did it Joe! After two years of having it as a goal, I finally opened a 529 college savings account for my unborn child(ren). In this episode, I share my experience breaking down the conversation into the following: What is a 529 account Why this account versus other investment vehicles Why I opened it without having a kid…
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Send us a Text Message. Its my birthweek and in this episode of the podcast, I chose to start a new tradition here. I share lessons i've learned or that have been reaffirmed in the past year. Happy Birthday to my fellow virgo/September babies!! Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Im…
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Send us a Text Message. You heard/read that right. I'm still in shock and I don't think it'll sink in that I now live here for a while. In this episode, I talk about: 1. My move from Minneapolis USA to Tokyo, Japan a week ago 2. Why Japan 3. What the move means for this platform 4. How I'm feeling from when it came up, to leading up to the move, to…
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Send us a Text Message. I'll be honest, this topic has been on my mind since I bought my home a year ago. I'm simply one of those people that aren;t comfortable owning a certain amount of money. I figured I'm not the only one that has these thoughts so lets talk about how to pay off your mortgage faster.. In this episode, we talk about: 2 situation…
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Send us a Text Message. I'm so excited to finally have this part of my conversation with one of my best friends about money and friendships. In this conversation, Kemi and I not only model money conversation, but we tackle insightful aspects of money and friendships. Our conversation covers: Her first financial aha moment Graduating from her MBA wi…
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Send us a Text Message. The podcast is back with Season 8!! I'm kicking off this season by reflecting on some amazing news! I got the biggest promotion of my career, effective July 1, I was admitted into the Partnership at the firm I work for. I've had some time to reflect and also took over 20 questions from you. In this episode, I talk about: My …
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Send us a Text Message. We have finally come to the end of the longest season. Even as I look back on the last six months of my life, what a rollercoaster it has been! In this final episode of this season, we talk about My half-year recap and I answer 6 listener questions on How I got my first promotion at Work Navigating professional and career gr…
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Send us a Text Message. What does it cost to be a bridesmaid in 2023? The financial cost of being a bridesmaid is regional, cultural, and situation-specific. However, we can all agree that things seem to have gotten a bit out of hand in recent times. It is a great honour to be asked to stand next to a close friend or family member on one of the mos…
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Send us a Text Message. It's very obvious that life insurance should be a part of financial plans for those that have dependent children, and spouses, but what about singles? Up till now, I've either said no to life insurance or at lest, I have been on the fence. In this week's episode of the podcast, I talk about why I'm changing my mind about lif…
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Send us a Text Message. If you follow me on Instagram, you know that I have thoughts on this Netflix series by Ramit Sethi. Sethi is somewhat of a household name in the personal finance space and I've read his book and frequently shared his podcasts on the gram. In this episode though, I share my reflections on the Netflix series. I talk about 1. T…
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Send us a Text Message. In honor of April being Financial Literacy Month, I wanted to share some of the best episodes of the podcast over the last (almost) 3 years. Let's break it down into 4 categories of podcast episodes that are helping immigrant build their financial literacy but also live fully at home and abroad: Most Popular Episodes (Listen…
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Send us a Text Message. Everyone tells you that you need to save and invest for retirement, but what does that mean in concrete numbers? How much do you need to save/invest over time to be on track to retire without being a 'burden' to the next generation? In this episode, I talk about: 1. 2 different ways to calculate how much you need to save/inv…
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Send us a Text Message. When my friend suggested that I talk about this on the podcast, I said, why not? In this episode of the podcast, I talk about the state of my finances during the following phases of my life My early 20s - super broke In my mid 20s - got a full-time job, started to pay off debt, Felt behind, and isolated financially In my lat…
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Send us a Text Message. Procrastinating can be expensive and I certainly experienced that last year. In this episode, I'm sharing 5 ways that my procrastination ended up costing me money in 2022. 1. Last-minute eye exam and glasses order 2. Last-minute flight bookings 3. Signing up for city-subsidized parking at work 4. Corporate credit card expens…
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Send us a Text Message. Welcome back to the podcast! There's been so much going on so I had to address this head-on, and in doing so, break things down. There's been a lot of sensational headlines, and even misinformation so I decided to share a bit for informational and educational purposes. This is NOT financial advice. In this episode, I talk ab…
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Send us a Text Message. If you know an immigrant, there's there's a good chance you know someone that pay Black Tax every month. Is Black tax a blessing or a burden? Let's talk! In honor of Black History Month, let's talk Black Tax and Immigrant/BIPOC community. The origins of Black Tax Black Tax in my family growing up and how it was the norm When…
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Send us a Text Message. I've been wanting to share this for a while now and I'm glad to finally be sharing this. Purchasing your home is a big deal, purchasing your first home as a single person and without family is a bigger deal. In this episode, I talk about 5 lessons I learned from purchasing my first home. 1. 20% Downpayment may not work for e…
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Send us a Text Message. Happy new yearrrr. As you'll hear in the energy in this episode, I'm excited to be back with Season 7 of the podcast. In this episode, I talk about 7 things we need to do differently with our finances this year. 1. Addressing the convenience of online shopping because online shopping has proven to be a budget killer 2. Being…
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Send us a Text Message. In this bonus episode, join me as I sit down as I reflect on 2022. and share an exciting announcement. In this episode, I 1. Thank You the listener for being along for the ride 2. Share about how this year has been equal parts wonderful and heavy! Many high highs and low lows 3. Share about how I'm winding down the year and …
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Send us a Text Message. In time for the holiday season, this episode discusses a timely reminder for important conversations to have with your parents as you gather around the table or even a facetime call. In this episode, I discuss Having picture conversations about what retirement will look like Estate planning discussions Questions to ask your …
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Send us a Text Message. Let's break down retirement investing as simply as I possibly can. In this episode, I talk about: The burden of being the sandwich generation and the norm for kids to provide for their aging parents in certain cultures Why it is important to invest for retirement and why investing for retirement is generational wealth Types …
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Send us a Text Message. Ayooluwa really paid off $45k of student loan debt in one year and it took an incredible amount of focus and sacrifice. I'm excited to bring you our conversation this week. In this episode, we talk about: How and why she moved to the United States in 2016 How she took a leap of faith after a fully funded scholarship by the N…
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Send us a Text Message. Let chit chat this episode while I share 5 things you should know about in November 2022 1. The Fed has raised interest rates again. What does this mean and what did the Fed say to expect? 2. The twitter saga with Elon Musk. #drama #MrErratic 3. Tech job freezes and downsizing announcements 4. IRS announced limits for 401ks,…
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Send us a Text Message. When I first started at my full-time job 13 years ago, benefits enrollment and open enrollemt were foreign languages to me. With no one to talk to, I read part of the jargon, made my elections, and kept it moving for SIX years. It would take me that much time to realize that I'd been selecting the wrong health insurance plan…
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Send us a Text Message. OG Listeners will recall we had this recession conversation in June (Episode 54 of the podcast). However, since then Central banks have continued to struggle to control the flow of money and the Federal Reserve has raised interest rates 5 different times this year (so far) Inflation reports for September show inflation at 8.…
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Send us a Text Message. Alex Mason is a passionate investor and curator of the best stock market ideas. Since 2018, he has been the host of Stock Stories, a podcast and now, YouTube channel, helping investors decode the business behind the stock. He is studying every component of the S&P 500, and sharing everything he learns. After graduating from …
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Send us a Text Message. Unless you've been living under a rock, you've seen some pretty wild statistics about the Great Resignation and people leaving their jobs. How do you know that you are ready for a new job or career? Let's talk about it. In this episode, I talk about: 1. 10 signs that it is time to look elsewhere 2. If you've decided that it …
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Send us a Text Message. We're back!!!!! In this week's episode, we are taking on the rent vs buy debacle. In this episode, I talk about: 1. How my dad asked me when Id buy a home as soon as I got a full-time job 2. Building wealth while renting vs buying 3. Are you throwing away money by renting? 4. Breaking down the make-up of mortgage payments an…
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Send us a Text Message. This week's episode is inspired by conversations and observations that I have made lately. No one likes to be called cheap, but there's a fine line between being cheap and being frugal so let's talk about it. In this episode, I talk about: 1. What it means to be cheap or miserly 2. Examples of cheap behaviors 3. What I am NO…
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Send us a Text Message. Friendships & community have been a recurring theme on my mind this year. How can we live rich lives without rich relationships? In this episode, I have a long-awaited conversation with one of my besties, Kemi Onabanjo - Joseph. In this episode, you'll hear a lot of laughter, reflection, and wisdom, as we take you on a journ…
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Send us a Text Message. This past weekend made 20 years since I stepped on American soil as a wide-eyed, sheltered 16-year-old eager to take on the world on her own for the first time and in a new country. I couldn't think of a better way to kick off Season 6 of the podcast. In my most personal episode yet, I'm doing my best to compress 20 years in…
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Send us a Text Message. It's the season finale of Season 5 and in my usual fashion, I'm wrapping up the season with some personal updates and answering 3 listener/community questions. In this episode, I share about: 1. My big update - I'm buying my first home I share why I changed my mind about buying a home My honest thoughts on buying a home righ…
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Send us a Text Message. A few weeks ago, I posted about iBonds on Instagram, and not only was there a lot of interest but I also learned that many people didn't know about them. Since Instagram is only snippets, I wanted to record this podcast episode to get into iBonds a little bit more. As always, the goal is to share the knowledge so that you ca…
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Send us a Text Message. This topic is near to my heart, and yours I presume! As immigrants and BIPOC, especially, we know all about Black Tax but we want to lessen the burden for the next generation. In this week's episode, we talk about how to invest for your kids even if you don't have kids yet. We cover: Take care of yourself first (financially)…
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Send us a Text Message. We need to continue the conversation around what is happening in the market so that each person can respond accordingly based on his/her financial situation. We saw a dip in economic activity in the first quarter, and there have been talks of bear markets, but what should we know at this time? In this episode, I talk about: …
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Send us a Text Message. You read the title right! Sayo and her husband accomplished this while living in Nigeria until they relocated to Canada in 2020. I'm so inspired and energized by this episode. What a journey and a testament to what is possible. I'm convinced that there's something for everyone in this episode. Sayo Tola –Adenaike is a Person…
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Send us a Text Message. The stock market has been in rollercoaster mode so far in 2022 and who knows what's next? There are certainly a lot of opinions out there but no one has a crystal ball. There's also a lot of jargon being thrown around. My goal with today's episode is to break down the jargon and explain what in the world is going on with the…
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Send us a Text Message. I promised I would share more travel tips and so I'm back with 12 tips to save you money on travel starting with your very next trip. Travel (even budget) is a luxury but it doesn't have to be out of reach and there are ways to make it happen. Travel has enriched my life and I want to share ways for you to experience it as w…
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Send us a Text Message. When you're getting your financial house in order, you might wonder how many bank accounts you should have and what types of bank accounts? In this episode, I do not share a magical number, instead I help you c How having multiple accounts can help you stay on track and organized with your financial goals Account #1: My oper…
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Send us a Text Message. Pivoting into tech is a popular move lately but how are regular people actually doing it? When Dumebi shared that she pivoted into tech and doubled her base salary, I knew I just had to bring her on the podcast to share her experience with you. Dumebi Oti is a Cloud Economist at a Tech Company in the United States. In this e…
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