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Welcome to The Truth About Lending Podcast, your weekly deep dive into Florida's dynamic real estate, loan and mortgage world, hosted by seasoned expert Melinda Payan, owner and president of The Truth About Lending. A licensed Loan Originator for over 25 years, Melinda offers practical, honest advice and guidance that is perfect for both loan specialists and homebuyers. Join Melinda as she sheds light on the intricacies of real estate and mortgage processes in Florida, discussing topics from ...
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Leadership Rising

Dee Daniels Media Podcast Network

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Welcome to Leadership Rising - the podcast from Accelerate Leadership Group. The voices of Leadership Rising: Jim Urban, a passionate and highly skilled communicator and leader. Jim is also a licensed therapist, group private-practice owner, and specialist in working with couples and business leaders. He has a high level of training in individual and organizational psychology, relationships, and conflict-resolution. Rebecca Gruenemeier, - her mission in life is simple... to teach people how ...
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Welcome to the 'Life Beyond Boxes Podcast' with Premium Q Moving and Storage – your ultimate guide to mastering the art of moving with ease and confidence! Hosted by seasoned experts at Premium Q Moving, this podcast is dedicated to helping you navigate one of life's most challenging events with practical tips, insightful strategies, and inspiring stories. Each episode of 'Life Beyond Boxes' dives deep into the world of moving, offering you a treasure trove of advice from industry profession ...
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Welcome to Relevant Church's podcast home! Relevant is located in Ybor City, a historic district in Tampa, FL. Relevant exists to help people "Love Christ, Love Church, and Love Community". You'll find us talking about a living, active faith. You'll also find that we love to help people make their next step, whatever that may be. Go to our website for anything you need, or email us at info@relevantchurch.com
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Welcome to the, Know Your Neighbors, Podcast by Nextburb. In each episode host, Ryann England chats with real estate agents across the US. Listen as each agent explains what it's like to live in their community and what homebuyers should be aware of before purchasing a home there. If you are unsure of where you should move, let us help you! Nextburb offers free community consultations in which we help our clients sort through 100s of communities based on things like home prices, school ratin ...
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Welcome to Eva Taub Skin Care podcast. Eva is the founder (circa 1986) of Bay Harbor Med Spa I (located in Miami Beach, FL) and Bay Harbor Med Spa II (located in the south Atlanta, GA area); as well as the formulator of Skin Renewal Method- a vast customized skincare line. For the past 5 years Eva has been educating, lecturing, informing, advising millions and millions of viewers on her SkinCareChannel YouTube channel. Eva's specialty is dark to black and ethnic skincare.
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Snowbirding 101

The Bill Butler Group

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Have you thought of migrating seasonally or permanently to warmer climates such as Florida, the Carolina's or the Southwest? Not sure of exactly where to go or how to make it happen efficiently? Welcome to Snowbirding 101, your place for strategies and insight on making a move southbound to avoid harsh (or not so harsh) winter weather! Realtor's Kristine McKinley in Florida and Bill Butler in Massachusetts cover all you need to know about planning for and making the move you've always dreamt ...
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We're looking into the four generations in the workplace today: Baby Boomers, Generation X, Generation Y, and Generation Z. Steve Seay is guiding us through this conversation about "generations in the workplace". Along with our other Relational Experts, Jim and Rebecca, we're analyzing important questions like: How do we learn to lean into - get to…
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Welcome to this week's Mortgages with Melinda! Today, we're diving into a candid discussion about VA loans and the unfortunate discrimination many veterans face when using VA financing to put in an offer. It's widely known how challenging it can be for veterans to get their VA loan offers accepted, but why does this discrimination persist? There's …
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Efficiency and Effectiveness - BOTH are important! The Accelerate Leadership Group is getting "down to (real) business" in this episode that focuses on these two BIG topics. Rebecca Gruenemeier is leading this conversation around metrics, value, and top-down decisions that truly make a difference. The team also introduces the Four Animals that repr…
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This week with Mortgages with Melinda, we're diving into how to get mortgage ready. What can you do to improve your chances of getting the best possible rate and making the underwriting process smoother? First and foremost, you want to present your credit in the best light. Aim to pay down any credit card debt at least 45 days before applying for a…
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Welcome to another episode of Life Beyond Boxes, where we help you navigate the ins and outs of moving with ease and confidence. In this episode, "3 Moving Tips to Reduce Stress and Save Money," we dive into practical strategies that will make your next move a breeze. Please click here to give a Rating/Review for the show on iTunes! Thanks for your…
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On this episode, we're going deep into EQ - Emotional Intelligence. Our guide and coach today, Jim Urban, is walking us through four core components: Self Awareness, Self-Regulation, Empathy, and Social Skills. How can we begin to increase our awareness? Jim brings a challenge to the table that starts with a question. This question should be asked …
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According to a recent MIT study, people are four times more likely to stay at a company based on the culture and the manager. That's huge! What if companies started focusing on HOW THINGS TAKE PLACE within the company? When they begin to do that, they are really concentrating on three distinct areas or THREE SPACES: Transactional, Relational, and C…
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In this session of Mortgages with Melinda, we're diving into essential mortgage terms every homeowner should know. Whether you're new to owning a home or looking to refresh your knowledge, this episode has you covered. Today, we're starting with the term "escrow." Escrow serves two main purposes in the homebuying process. Initially, it involves pla…
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Welcome to Leadership Rising - the podcast from Accelerate Leadership Group. The voices of Leadership Rising: Jim Urban, a passionate and highly skilled communicator and leader. Jim is also a licensed therapist, group private-practice owner, and specialist in working with couples and business leaders. He has a high level of training in individual a…
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Welcome to another exciting episode of the Life Beyond Boxes Podcast! In this episode, titled "Money Moves: Personal Finance Strategies 2024," we're thrilled to have Nicholas Ferbert, a renowned personal finance expert, joining us. Please click here to give a Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related e…
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This week on Mortgages with Melinda, we're diving into the exciting return of the Hometown Heroes program this July. It's great news as the state has committed full funding once again. Previously, the program faced funding shortages but is now set to provide substantial support. To qualify, you must be a first-time homebuyer in Florida, meaning you…
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In this special episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage, Palveshey Tariq delves into the transformative potential of psychedelics in mental health and personal growth. We discuss the science behind these substances, their therapeutic uses, and the societal perceptions that surround them. From ancient traditions to modern cl…
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Welcome to this week's episode of Mortgages with Melinda. Today, we're diving into essential insights on Florida insurance. Joining us on this episode is a special guest, Brian Hodgers, owner of Complete Choice Insurance. Brian has over 23 years of experience as an insurance agent and owns multiple offices across Florida. He's renowned for his expe…
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In this special episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage, we dive into the unique and bustling tradition known as Allston Christmas. Joining us is Lee Stabert, the insightful host of the popular "Explain Boston To Me" podcast, who will be interviewing our team to uncover the best pro moving tips for this chaotic yet exciting…
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Welcome to Mortgages with Melinda! Today, we're discussing the differences between banks and mortgage brokers and why you might want to choose a mortgage broker over a bank. Key Differences: When you go to a bank, you're limited to the products they offer, which are typically standard options. Banks often don't provide better rates or experiences c…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we sit down with Lee Stabert, the insightful and passionate host of the popular podcast "Explain Boston To Me." This episode is a deep dive into the vibrant and historic city of Boston, guided by Lee's expert knowledge and love for the city. ▶️ Watch Life Beyond Boxes…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we delve into the essential steps and strategies to ensure a seamless house closing day. Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips episodes: 🎧 Moving With Kids 🎧 Moving Extra…
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Welcome to today’s episode! We're sharing key tips to boost your credit score, making you mortgage-ready, whether for a new home or refinancing. Why It Matters: A higher credit score means better loan terms and lower interest rates. Key Tips: Manage your debt by paying more than the minimum on your credit cards. Keep your balance below 30% of your …
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, join us as we explore the ins and outs of hiring professional cleaners during your relocation journey. Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips episodes: 🎧 Moving With Kids …
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we unpack the crucial role that labeling plays in ensuring a smooth and organized relocation process. Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips episodes: 🎧 Moving With Kids 🎧…
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Today, we're diving into the specifics of financing a condo in Florida. Our YouTube channel is packed with information on condo financing, but in this episode, we're taking a closer look to see if anything has changed and to share some crucial tips to help you navigate the process. Whether you're a buyer, seller, or an agent assisting clients, unde…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we explore the critical topic of moving insurance and why it's essential for every relocation. Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips episodes: 🎧 Moving With Kids 🎧 Moving…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, join us as we explore the ins and outs of moving day contracts with expert insights from Premium Q Moving and Storage. Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips episodes: 🎧 M…
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Welcome to today’s episode! We’re covering everything you need to know about buying investment properties and accessing equity if you already own one. First, determine your budget and discuss financing options with our loan officers. Investment property financing differs from primary residences, with conventional loans having stricter rules and alt…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we dive into the crucial moments of your moving journey with "Boston Movers: Arrival Day Tips and Tricks." Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips episodes: 🎧 Moving With K…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we delve into the art of packing with insights from Boston's top moving professionals. Join us as we explore the best practices and essential tips for making your next move as smooth and stress-free as possible. Please click here to give Rating/Review for the show on …
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In today's episode, we're diving into whether it's a smart decision to consolidate debt through refinancing, especially considering the recent spike in interest rates. Many homeowners currently enjoy low mortgage rates but face higher rates on other debts. We'll explore your options: What actions can you take, and under what circumstances does refi…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we delve into the hidden dangers lurking in your tap water with expert insights from Gary Decicco of Premier Home Solutions. ▶️ Watch Hidden Dangers in Your Tap: What You Need to Know with Gary Decicco (Premier Home Solutions) - 021 on Youtube Please click here to giv…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we delve into the intricacies of navigating elevators during your Boston move. ▶️ Watch Elevator Tips for Boston Movers on Youtube Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips e…
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Welcome to this week's session on navigating the mortgage pre-qualification process! I'm Melinda Payan, proud owner of The Truth About Lending, and I'm thrilled to have you join us for this crucial discussion. In today's session, we're unraveling the mystery behind getting pre-qualified or pre-approved for a mortgage. What exactly does that entail?…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we sit down with the esteemed Dr. Kelly Makela from Charles Street Family Chiropractic to uncover the keys to a pain-free back and a more vibrant life. ▶️ Watch No More Back Pain with Dr. Kelly Makela (Charles Street Family Chiropractic) on Youtube Please click here t…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we delve into the world of relocation, exploring tips, tricks, and strategies to make your move not only manageable but memorable. Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips e…
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Understanding how student loan debt affects qualifying for a mortgage and strategies that can be used. Join us for an insightful discussion on the intersection of student loan debt and mortgage applications! When you're gearing up to get prequalified for a mortgage, your total student debt becomes a crucial factor in the equation. Whether you're ac…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we're delving into the delicate topic of navigating a move during a divorce. ▶️ Watch Tips for Getting Through a Move During a Divorce on Youtube Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episode…
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Welcome to this week's insightful session on foreign national loans! In today's discussion, we're diving deep into understanding the nuances between permanent resident aliens and non-permanent resident aliens, alongside exploring the diverse landscape of foreign national loans. If you've ever wondered about the distinction between these classificat…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we delve into the transformative power of professional moving services and how they can revolutionize your relocation experience.. ▶️ Watch Transform Your Life with Expert Moving Services on Youtube Please click here to give Rating/Review for the show on iTunes! Thank…
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Welcome to this week's podcast with The Truth About Lending! Join us as we take a deep dive into the complex landscape of the current housing market. We're here to debunk common misconceptions and provide you with the facts you need to make informed decisions. Firstly, let's address the elephant in the room: It is not 2008 and we are not on the ver…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we dive deep into the age-old dilemma: should you hire professional movers or embark on a DIY move? ▶️ Watch The Ultimate Guide: Hiring Movers or DIY? on Youtube Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other…
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Welcome to this week's Lunch & Learn with Melinda! Today, we're diving into a comprehensive guide on no income verification loans, exploring the options available to you. What exactly is a no income verification loan or alternative income documentation loan? How does it differ from loans of the past? Who is it for? These are all excellent questions…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we share moving tips for a last-minute move in 2024. ▶️ Watch Last Minute Move - Moving Tips 2024 on Youtube Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips episodes: 🎧 Moving With…
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Welcome to this week's Lunch and Learn with Melinda! In today's episode, we're delving into the intriguing realm of multifamily properties. Join us as we explore the stark contrasts between expectations and reality when it comes to purchasing and investing in these types of properties. We'll tackle the fundamental question: What exactly constitutes…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we reveal the top moving trends for 2024! ▶️ Watch Top 2024 Moving Trends Revealed on Youtube Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips episodes: 🎧 Moving With Kids 🎧 Moving …
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Welcome to Lunch and Learn with Melinda - your go-to channel for insightful discussions on the world of lending and real estate in Florida. In our second look at the implications of the National Association of Realtors (NAR) $418 Million settlement, we will offer a lender's unique perspective. It's important to note that the situation is still evol…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we share tips and insights on referral program. ▶️ Watch Unlock the Secret: Referral Program Tips on Youtube Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips episodes: 🎧 Moving With…
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Welcome to Lunch and Learn with Melinda - your go-to channel for insightful discussions on the world of lending and real estate in Florida. Currently, we're exploring the implications of the National Association of Realtors (NAR) $418 Million settlement and offering a lender's perspective. It's important to note that the situation is still evolving…
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In this episode of 🎙️Life Beyond Boxes with Premium Q Moving and Storage Podcast, we'll share the top secrets to relieving moving stress. ▶️ Watch Secrets to Relieving Moving Stress on Youtube Please click here to give Rating/Review for the show on iTunes! Thanks for your support! 🎧 Check out other related episodes moving tips episodes: 🎧 Moving Wi…
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Today, we're diving deep into the intricacies of condo financing in Florida. Why is condo financing different, and what challenges and changes have occurred over the years? The uniqueness stems from the high concentration of condos in Florida compared to other states, leading to stricter guidelines post the economic crisis of 2008-2010 and further …
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An in-depth look at the house buying process. In today's Lunch & Learn, Melinda will walk you through the entire process of buying a house in Florida. From pre-approval to the underwriting process to inspections to closing, this video contains a bevy of valuable information for anyone looking to purchase a home. With a lack of clear education about…
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In today's Lunch & Learn with Melinda, we're exploring FHA and VA loans, demystifying common misconceptions and highlighting their unique benefits. We'll start by differentiating between conventional loans, such as those offered by Fannie Mae, and government-backed FHA and VA loans. FHA loans, insured by HUD, provide lenders with a level of securit…
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Join us in this informative 30 minute episode of Lunch & Learn with Melinda, brought to you by The Truth About Lending. We're diving deep into the world of down payment assistance for Florida homeowners. Whether you're a first-time homebuyer or someone looking to understand the various programs available, this session is for you. Melinda, with her …
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