Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more. Hosted on Acast. See acast.com/privacy for more information.
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"The Big Picture" is a dynamic podcast challenging the notion that Filipinos lack business acumen. Tailored for aspiring entrepreneurs, seasoned business owners, and everyone in between, our show brings you the journeys, strategies, and insights of diverse Filipino entrepreneurs. Join us as we explore the realms of possibility, urging every Pinoy to SEE, THINK, and ACT big. Dive into weekly episodes on entrepreneurship, mindset, and growth across Spotify, Apple, and YouTube. Subscribe and be ...
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How to Be a Good and Responsible Credit Card User
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Welcome to Episode 193 of The 80 Percent. Do you have a credit card, or are you planning to get one soon? Then join me today, and let’s unlock the power of plastic with our credit card tips. These strategies will ensure that your financial journey starts on the right foot and lead you away from debt problems. Episode sponsor: Learn to trade forex a…
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#93 Forget Money, Focus on THIS to DOMINATE Your Business! With Mike & Dave
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Filipino entrepreneurs, want to give your business a boost? This episode dives into the power of building a strong community. Mike and Dave ditch the generic networking advice and focus on real connections that make a difference. Get ready for practical tips and inspiring stories! Learn how to craft sales pitches that solve problems, and discover h…
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Investing Mindset and Strategies for Gen Z
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Welcome to Episode 192 of The 80 Percent. This is the audio clip of my presentation during the Financial Fitness Forum 2024. It's about what you should do during your 20s to become rich in your 30s. Here are Investing tips, mindset, and strategies for Gen Z. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for…
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#92 "Forget Plan B!" This Entrepreneur Reveals How He Achieved Success Without a Backup Plan With franz
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In this episode we're diving deep with Franz, the mastermind behind Deadways apparel. This go-getter isn't just about threads – he's here to share his love for lifestyle clothing and the wild ride that took him to success. Get ready for a dose of inspiration as Franz drops some nuggets on his "no plan B" method. This tactic is not about playing it …
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Welcome to Episode 191 of The 80 Percent. Have you ever wondered why some people seem to have all the luck? Contrary to popular belief, luck isn't just a matter of chance—you can actually do things to tilt the odds in your favor. Today, we'll share some practical strategies that can help you attract more luck into your life. Episode sponsor: Learn …
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5 Common Traits of Financially Secure Individuals
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Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/hKby8 Hosted on Acast. See acast.com/privacy for more information.
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# 91 How AXL Training Designs Winning Team Building Experiences With Alex Ruñez
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This episode features Alex Ruñez, a certified personal trainer who transformed his passion for team development into AXL Training (Cebu's leading provider of team building experiences). We'll explore Alex's journey, from launching his dream project to building a successful business. Discover the wide range of training programs offered by AXL Traini…
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How to Choose the Perfect Community when Buying a Home
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Welcome to Episode 190 of The 80 Percent. Today, we're diving into the exciting world of Philippine real estate. Particularly how to choose the ideal location to buy your house-and-lot property. Whether you're a first-time buyer or a seasoned investor, the decision to purchase a home is a significant milestone. That’s why we'll share insights and p…
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# 90 The “Secret Sauce” to Success: How this Entrepreneur Spice Up His Sales Game With Marvin Viagedor
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Get ready to fire up your entrepreneurial spirit because this episode is hotter than Big Marvin's secret Silly Boy sauce recipe! We're going one-on-one with Cebu's reigning hot sauce king to dissect his journey from scratch to sizzling success. We'll delve into how Marvin turned up the heat on his competition, even during the pandemic's crazy marke…
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#89 The Creativepreneur’s Playbook: How to Monetize Your Passion with Art Workshops with Genevic Habagat
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Unleash your entrepreneurial spirit and ignite your creative spark! This episode features Genevic Habagat, the founder of GNVCreates, who transformed her passion for calligraphy into a thriving side hustle. More than just a calligraphy expert, Genevic fosters vibrant communities through engaging art workshops. Join us as she shares her journey, off…
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#88 The Entrepreneur's Toolkit-Essential Strategies for Business Success With Mike and Dave
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Ever dreamt of starting your own business? This episode's for you. Our hosts, Dave and Mike, two battle-tested entrepreneurs from Cebu, ditch the textbooks and share their real-life experiences building businesses from scratch. Get ready for honest talk, practical tips, and the essential strategies you need to know. Learn from their wins and their …
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Why It Matters Who You Spend Your Time With
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Welcome to Episode 189 of The 80 Percent. In this episode, we’ll explore the impact of surrounding yourself with positive influences. Learn how spending time with the right people and curating your inner circle wisely can lead to faster personal growth and fulfillment. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learn…
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#87 From Stage to Success: An Event Host's Brand Blueprint With Jingle Saynes
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In this episode, we delve into the world of event hosting with Jingle Saynes, Cebu's beloved "Mr. Oh Yeah!". Jingle's path is a remarkable example of turning passion into a thriving career. Jingle's journey wasn't linear. He explored various avenues, from theater artist to tour guide, and ultimately leveraged these experiences to become an event ho…
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Listen Back: The 7 Streams of Income That Millionaires Have
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Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 76. For the original show notes, visit my blog post here. Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.c…
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#86 Market Testing, Consistency, and Connection Keys to Food Business Success With John Norie Dumasig
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In this episode, John Norie, founder of the thriving quick-service franchise Minute Fried, shares his inspiring entrepreneurial journey. He discusses the importance of market testing, strategic location selection, and the power of building genuine customer connections. John emphasizes the crucial role of consistency and exceptional service in the f…
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Three Most Common Mistakes Before Investing
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Welcome to Episode 188 of The 80 Percent. Investing is a rewarding endeavor and necessary to achieve financial freedom, but it's not without its pitfalls. In this video, we uncover the three most common mistakes that you might commit even before you start investing. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnfor…
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#85 From Bags to Riches: How Bag Restoration Became a Business Goldmine with Chrystal Alesna
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Attention entrepreneurs and luxury items enthusiasts! Join us as Chrystal Alesna explores the unexpected world of bag restoration as a thriving business opportunity. This episode dives deep into the techniques, challenges, and success stories within this niche market. We'll uncover the artistry behind restoring vintage treasures, the innovative mar…
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Evolving Mindsets: The Power to Learn, Unlearn, and Relearn
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Welcome to Episode 187 of The 80 Percent. Wisdom evolves through time. Every day, new things are discovered, existing information is updated, and old truths that have long been forgotten are remembered. In this episode, let’s explore why a growth mindset is essential and how dynamic learning helps in achieving financial and personal success. Episod…
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#84 Unlocking Creativity & Profits- An Entrepreneur's roadmap to multiple income streams
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Multimedia businesses are thriving in today’s market because people crave captivating content. Whether it's through photos, videos, podcasts, or graphics, these businesses have the power to entertain and inform like never before. With everyone glued to their screens, there's a huge demand for engaging multimedia experiences. Our special guest today…
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How to Improve Your Relationship with Money
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Welcome to Episode 186 of The 80 Percent. Taking control and managing your finances can be confusing and overwhelming. More often than not, the best way to avoid this is to look at and find ways to improve your relationship with money. In this episode, let’s talk about that and discuss how to attain better financial health. Episode sponsor: Learn t…
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#83 From Passion to Powerhouse with Bertoni Salazar
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What if your hobby transformed into a thriving global business, serving not just locally, but worldwide? Yes, it's entirely achievable! Drawing inspiration from our guest, Bertoni Salazar, the owner of FTW Athletics and a savvy entrepreneur who turned his passion into a world-class apparel line. What's even more remarkable is that he initially conc…
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The Importance and Power of Having Determination
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Welcome to Episode 185 of The 80 Percent. Seasoned entrepreneur Robert Dieffenbach says, “Million-dollar ideas are a dime a dozen. The determination to see the idea through is what’s priceless.” This quote encapsulates a profound truth: having a great idea is just the starting point. And that’s what we’ll talk about in this episode. Episode sponsor…
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#82 Uncharted Success: How to turn your ideas into a business empire with Christian Gonzales
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What if there were a way to transform your passion project into a thriving business empire? Yes, it's possible! Today's guest is living proof of that. Meet Christian Gonzales, the founder and owner of Cusina Lucas and a former seafarer who transitioned into becoming one of Cebu's prominent entrepreneurs. We've invited him to share his success story…
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Why Learning How To Save Should Come First
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Welcome to Episode 184 of The 80 Percent. In this episode, we’ll illustrate why learning how to save more is better and should be done first before looking for an investment with high returns. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. For the show notes, visit my blog post here. Hosted on A…
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#81 Behind the Mics: Meet Our Hosts Mike and Dave!
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Curious about the remarkable hosts driving The Big Picture Philippines? Discover the stories of Mike and Dave before they venture into business, learn about their current endeavors, and explore their visions for both their business goals and the podcast. Christian Gonzales joins Mike and Dave for an exciting Q&A session. Delve into their personal j…
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#80: Building Resilience and Partnerships: Leif Margallo's Business Insights
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Our episode today delves into the importance of grit and determination amid the trial and error of establishing a business. We feature Leif Brian Margallo, the owner and founder of Virtual Workforce Professionals (VWP), a top-rated online agency offering telemarketing, telesales, customer service, administrative support, and virtual assistance serv…
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Listen Back: How to Become Better at Delayed Gratification
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Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 65. For the original show notes, visit my blog post here. Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.c…
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How to Get Yourself Unstuck and Move Forward
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Welcome to Episode 183 of The 80 Percent. Are you feeling stuck? Does it seem that you’re not making any progress in your relationships, your goals, and especially in your finances? Then perhaps you need a new perspective. Today, let’s look at how you can approach this feeling and the two strategies that can help you move forward. Episode sponsor: …
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Earning Passive Income Thru Copy Trading with Lloyd Bazar
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Welcome to Episode 182 of The 80 Percent. Our friend, Lloyd Bazar, is back as a guest today, and we talked about copy trading and discussed more about forex trading and how you can earn passive income from it. Learn how to trade forex and the global markets. Go to bit.ly/learnforexph for details. For the show notes, visit my blog post here. Hosted …
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Welcome to Episode 181 of The 80 Percent. Are you looking for a good business idea for 2024? Then that’s what today is all about. I shared the industries or sectors that I believe have a profitable outlook this year and gave 20 examples of small businesses you can choose and consider starting. Episode sponsor: Are you looking for a passive way to e…
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Welcome to Episode 180 of The 80 Percent. For the first episode of the year, we’re looking back to the most listened-to episodes of 2023 and sharing with you a few of my plans for this podcast this 2024. Visit our official website: the80percentpodcast.com Check out the show notes for this episode here on my blog. Links to the show notes of the Top …
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Market Review and Outlook with Chase Yap of 2TradeAsia.com
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Welcome to Episode 179 of The 80 Percent. In this episode, we have Chase Yap of 2TradeAsia.com as a guest. We reviewed the year that was and talked about where the Philippine Market could go in 2024. Sign up for a FREE online stock market seminar at bit.ly/2tradeasia Watch the F. Yap Securities 2TradeAsia 2024 Annual Market Outlook here. Episode sp…
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Beyond Goals: The Power of Building a System
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Welcome to Episode 178 of The 80 Percent. It’s important to have goals as it gives us purpose and direction. But we often make the mistake of focusing too much on getting to the finish line that we risk burning out from all the effort. In this episode, we shift our focus towards building systems to transform the way we approach and attain our goals…
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Time Passes Whether I Stand Still or Move
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Welcome to Episode 177 of The 80 Percent. In an essay entitled, On Maps, poet and literature professor Anne Barngrover wrote, “Time passes whether I stand still or move.” In this episode, we'll do a personal finance deep dive and seek out the money lessons that this quote teaches us. For the show notes, visit my blog post here. Hosted on Acast. See…
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7 Thoughtful Christmas Gifts That Won’t Ruin Your Budget
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Welcome to Episode 176 of The 80 Percent. Are you done with your Christmas shopping? If not, let me help you in this episode, where I’ll give seven thoughtful gift ideas that won’t ruin your budget. For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.…
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Practical Finance Tips When Living On Your Own
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Welcome to Episode 175 of The 80 Percent. Living on your own can be exciting and scary. Having independence feels great, but there are also the overwhelming responsibilities of keeping your place in order and making sure all the bills are paid. In this episode, we’ll enumerate some practical tips for independent living and explore ways to effective…
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Listen Back: Focus on the Process and the Results Will Come
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Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 38. For the original show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
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Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/y10E9 Hosted on Acast. See acast.com/privacy for more information.
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Money-Saving Tips for a Merry and Affordable Christmas
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Welcome to Episode 174 of The 80 Percent. As the season of giving approaches, so does the potential strain it can bring on our wallets. But don’t worry because, in this episode, we unwrap the gift of financial wisdom during the Christmas season. Join me on a sleigh ride through practical money-saving tips that will keep your budget intact and add a…
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Healing Your Inner Child Without Breaking Your Budget
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Welcome to Episode 173 of The 80 Percent. Healing your inner child is something I always see online. Often, it’s used as a justification for an impulse or non-essential purchase. In this episode, we’ll explore the concept of healing your inner child and how it can positively impact your finances. I’ll provide insights and practical tips on embracin…
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My Thoughts on Investing in Memorial Lots
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Welcome to Episode 172 of The 80 Percent. Investing in real estate can be profitable, but you don’t have much capital. It’s not exactly the first thing that comes to mind, but maybe you can explore investing in memorial lots. In this episode, I shared my thoughts on this and gave the pros and cons of this type of investment. For the show notes, vis…
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The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we're diving into a fascinating and somewhat sneaky concept that plays a significant role in our financial lives: the default bias. We'll break down the default bias, how it affects your money, and how to use…
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The Stigma of Credit with Pia Arellano of TransUnion Philippines
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Welcome to Episode 171 of The 80 Percent. Today, we have Ms. Pia Arellano of TransUnion Philippines as a guest. We talked about how Filipinos perceive utang or credit and what we can do to remove the stigma around it. The Credit Perception Index Report uncovers valuable, nuanced perceptions and attitudes toward credit products among segmented Filip…
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How Do You Know If It’s A Good Time To Invest?
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Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/Zu-WL Hosted on Acast. See acast.com/privacy for more information.
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Budgeting for a Car Purchase: Tips and Strategies
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This episode is supported by #BDOAutoLoan. Visit bdo.com.ph to learn more. Welcome to Episode 170 of The 80 Percent. Are you planning to buy a car but don’t know how to budget for it? Then listen to this episode because I’ll share practical tips and strategies on how you can budget for a car purchase. For the show notes, visit my blog post here. Ho…
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The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we'll explore the concept of instant gratification and learn about a cognitive bias called hyperbolic discounting. We’ll discuss its impact on financial decision-making and give strategies to overcome it. To …
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5 Money Mistakes That People Don’t Know They’re Making
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Welcome to Episode 169 of The 80 Percent. In this episode, I’m sharing five money mistakes that you might be making. These mistakes are not so obvious, and it’s normal for people to overlook or miss these important financial lessons. But hopefully, you’ll be able to correct them after this episode. For the show notes, visit my blog post here. Hoste…
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Listen Back: Learning The Valuable Habit of Reading with Salve Duplito
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Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 27. For the original show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
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3 Best Ways To Make Money Online with Lloyd Bazar
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Welcome to Episode 168 of The 80 Percent. Today, we have Lloyd Bazar as a guest, and we discuss active and passive ways you can make money online. Learn more about Izanagi Bot Trading here: bit.ly/openizanagi Click here to watch this episode on YouTube. For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more inf…
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The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we will delve into the concept of the availability heuristic, understand its impact on personal finance, and explore strategies to make better financial decisions. To read the transcript, you can visit my blo…
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