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Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager. For more info visit https://themortgagecalculator.com About The Mortgage Calculator: The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-Q ...
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Yostinn

yostinn gonzalez

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Welcome to the Yostinn podcast, where amazing things happen. Cover art photo provided by Vanessa Ives on Unsplash: https://unsplash.com/@vanessaives
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Juan Velasco

Juan Velasco

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Having started his music career in Classical Music, Juan has taken to the decks to play Deep UK Garage sounds, underground Tech House and Techno, and chunky Iberican Circuit sounds that you would expect from event giants Extra Dirty, GIAM, WE Party, SuperMartXé and Matinée. Juan has played alongside the likes of Jack Chang (GER), Alyson Calagna (USA), Mike Kelly (GER), Sveta (AUS), Leomeo (FRA), Feisty (AUS), Manuel Rotondo (ITA), José González (ESP), Danny Serrano (ESP) and DJ Olivian (ITA) ...
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EMPLOY

TOWARDS ENHANCING NON-TRADITIONAL STUDENTS' TRANSITION TO GRADUATE WORK

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The EMPLOY project is a three-year project involving researchers from six universities across Europe who have been exploring the experiences of non-traditional students and graduates making the transition to life and work after university. In particular, EMPLOY is concerned with what needs to be done to enhance the possibilities of non-traditional university students moving to meaningful and sustainable graduate work. More information can be found on the project website: employ.dsw.edu.pl or ...
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Sing For Science is a science and music podcast produced with Talkhouse where musicians talk to scientists about science as it connects to their most famous songs. Created and hosted by New York musician, Matt Whyte, the podcast’s goal is to increase science literacy for as many people as possible by reaching a variety of different musicians’ fan bases. Listeners come to the show through their love of music and leave with a new piece of knowledge. Science literacy and respect for expertise a ...
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During each episode of this Berklee Online podcast, we talk to a different music industry mover and/or shaker who is making us take note. Our guests walk us through their musical journeys, beginning with their first exposure to music, continuing through their epiphanies and into their current positions, where the subjects can proclaim from the highest mountain, “MUSIC IS MY LIFE!”
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Have you ever wanted a podcast that can take you to church & in the next breath take you to the field of play or the political arena? If so, this is your podcast! All Talks Of Life With Chris Beniquez, will take you through all realms of life through a Biblical lens.
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Peter Hayward, Editor-in-Chief, and Adrian Gonzalez-Lopez, Senior Editor at The Lancet HIV, in conversation with the journal’s authors, explore their latest research and its impact on people’s health, healthcare, and health policy. A monthly audio companion to the journal, this podcast covers a broad range of topics, from treatments of children with HIV to COVID-19 and chemsex, the experiences of HIV among global Indigenous populations to intimate partner violence and women with HIV, and more.
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Beyond the Bell Tower

TRIO Programs at NC State

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This is Beyond the Bell Tower, a podcast for students enrolled in the TRIO Programs at NC State. Current students, alumni and community members share their personal stories to offer support and guidance to TRIO Program students. The episodes focus on all things related to academics, finances, career and personal development and culture to promote undergraduate and graduate school success relevant to the low-income, first-generation college student experience.
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Spanglish Cafe Show

Jose "JCee" Colon and Alida Hernandez

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The "Spanglish Cafe Show" is a podcast that features interviews with both local and famous artists from around the world. Hosted by Jose "JCee" Colon and Alida Hernandez, the podcast aims to showcase the diversity of cultures and perspectives through the lens of art. The interviews are conducted in Spanglish, a mix of Spanish and English, to reflect the intersection of different cultures and languages. Listeners can expect to hear discussions about the creative process, personal experiences, ...
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Radio/Online personality and media maven, Alyi V, alongside Reality TV Star, model & actress Tahiry Jose and model and social media influencer Jessenia Vice join forces and are three strong women that bring humor, insight and entertainment to your ears every week on #SincerelyPodcast. We come together with special guests and discuss everything from current events to old school stories. Nothing is sacred - everything is real, raw and Sincere.
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An Experience, in which people from all walks of life sit down to share experiences, perspectives, hard laughs and feel free to be vulnerable. We talk to people who are passionate about life and want to change the world from within. The Real, The Raw, The Ugly, The Pretty and The Truth.
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Cómo lo Hizo?…How did they Make it? Join us for a conversation with some of the most successful Latino entrepreneurs as we discover their habits, strategies and secrets. Learn from inspiring stories of struggle and relentlessness in conquering their American Dream. Cómo Lo Hizo? Escucha las conversaciones con algunos de los más exitosos empresarios y emprendedores Latinos y descubre sus hábitos, estrategias y secretos para triunfar. Inspírate con sus historias de lucha incansable por conquis ...
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The Racist Sandwich Podcast

racistsandwichpodcast@gmail.com

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The Racist Sandwich podcast serves up a perspective you don't often hear: food – how we consume, create and interpret it – can be political. Journalists and radio producers Stephanie Kuo and Juan Ramirez interview chefs and purveyors of color, tackling food's relationship to race, gender and class in their bi-weekly podcast that pushes the boundaries of food media.
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In this episode of Daily Mortgage Rates Live, we explore One-Time Close Construction Loans, an efficient and streamlined financing option for those looking to build their dream home. We'll explain how these loans combine the construction and permanent financing into a single closing, simplifying the process and reducing costs. Discover the benefits…
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In this episode of Daily Mortgage Rates Live, we focus on 1099 Loans, a mortgage solution tailored for independent contractors and freelancers. Learn how 1099 Loans differ from traditional loans, the unique qualification process, and the documentation required. We'll discuss the advantages of using your 1099 income to secure a mortgage, as well as …
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In this episode of Daily Mortgage Rates Live, we delve into the realm of High-LTV (Loan-to-Value) Investment Property Loans. Discover how these loans can help you maximize your real estate investment potential with lower down payments and higher leverage. We'll cover the basics of High-LTV loans, the benefits and risks involved, and the qualificati…
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In this episode of Daily Mortgage Rates Live, we explore the ins and outs of Bank Statement Loans. Perfect for self-employed individuals and business owners, this financing option offers a flexible alternative to traditional income verification methods. We'll break down how Bank Statement Loans work, the qualifying criteria, and the benefits they o…
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Salome Kuchukidze (McGill University, Canada) and Souleymane Diabaté (Université Laval) join Editor-in-Chief, Peter Hayward, to talk about links between intimate partner violence and vertical HIV transmission. Read the full article: https://www.thelancet.com/journals/lanhiv/article/PIIS2352-3018(24)00148-6/fulltext?dgcid=buzzsprout_icw_podcast_gene…
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In this episode of Daily Mortgage Rates Live, we dive into the world of DSCR Loans (Debt Service Coverage Ratio Loans). Join us as we unravel the complexities of this unique financing option, perfect for real estate investors looking to maximize their property portfolio's potential. We'll explain what DSCR Loans are, how they differ from traditiona…
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Adrian Gonzalez is joined by Jose M. Zuniga (IAPAC, Fast-Track Cities Institute and UNAIDS Task Force on Urban Health) to talk about the IAPAC – Lancet HIV Commission on the future of urban HIV responses. Continue this conversation on social! Follow us today at... https://twitter.com/thelancet https://instagram.com/thelancetgroup https://facebook.c…
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Welcome to another episode of Daily Mortgage Rates Live! In this installment, we focus on "2-8 Unit Mixed-Use Property Loans." Whether you're an experienced investor or a first-time buyer exploring mixed-use properties, join us as we delve into financing options, market trends, and strategies for navigating these unique investments. We'll discuss l…
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Welcome to Daily Mortgage Rates Live! In this episode, we dive into Interest-Only Loans—a flexible financing option that offers lower initial payments and potential tax benefits. We'll explore how these loans work, who they're best suited for (like investors and those with irregular incomes), and the risks involved. Discover current market trends, …
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Recorded Live at the Anime Station store in Little Tokyo, Los Angeles on July 13, 2024, rapper Denzel Curry talks with UC Irvine cultural anthropologist Dr. Mimi Ito about his relationship to anime and anime culture in Japan and abroad. We discuss Mimi’s research that tracked how manga and anime grew from just a Japanese export to a global phenomen…
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Welcome to another insightful episode of Daily Mortgage Rates Live, your trusted source for navigating the mortgage landscape. In today's episode, we delve into the world of 2nd Mortgage HELOANS, exploring how these loans can provide financial flexibility and opportunities for homeowners. Whether you're considering tapping into your home's equity f…
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Welcome to another insightful episode of Daily Mortgage Rates Live, your premier source for the latest news and expert advice in the mortgage industry. In today's episode, we're delving into the exciting and rapidly growing world of short-term rental property loans. Join our host as we unpack everything you need to know about financing short-term r…
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Welcome to another episode of Daily Mortgage Rates Live! Today, we're focusing on an important and often overlooked topic: ITIN borrower loans. For individuals without a Social Security Number but with an Individual Taxpayer Identification Number (ITIN), securing a mortgage might seem challenging, but it's entirely possible. Join us as we explore t…
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Welcome to Daily Mortgage Rates Live! In today’s episode, we’re diving into an essential topic for non-US citizens looking to invest in American real estate: foreign national borrower loans. Navigating the mortgage landscape can be particularly challenging for foreign nationals, but we're here to guide you through the process. Join us as we discuss…
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Welcome back to Daily Mortgage Rates Live! In this episode, we're uncovering the secrets to making homeownership more accessible with down payment assistance loans. For many prospective buyers, saving for a down payment can be a significant hurdle, but there are programs designed to help you overcome this challenge. Join us as we explore the variou…
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For the 30th anniversary of Sunny Day Real Estate’s iconic debut album, DIARY, we take a detailed look at how it was made. After Dan Hoerner and Nate Mendel began playing music together in Seattle in 1992, they asked William Goldsmith to join on drums, despite the fact that he was already playing in three other bands at the time. When Mendel went o…
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Welcome to Daily Mortgage Rates Live! In today’s episode, we’re focusing on a crucial topic for many aspiring homeowners: first-time home buyer loans. Navigating the world of mortgages can be daunting, especially if it’s your first time, but we're here to make it simpler and more accessible. Join us as we break down everything you need to know abou…
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Welcome to another episode of Daily Mortgage Rates Live! Today, we dive into the fascinating world of manufactured home loans. Whether you're considering buying a manufactured home or looking to refinance your existing loan, this episode is packed with valuable insights and expert advice. Join us as we explore the unique aspects of financing manufa…
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Unlock the potential of Small Business Administration (SBA) loans with our latest episode on Daily Mortgage Rates Live. Our expert hosts break down the essentials of SBA loans, designed to support small business owners and entrepreneurs in achieving their financial goals. In this episode, you'll learn about the different types of SBA loans availabl…
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Explore the benefits and opportunities of USDA loans in this enlightening episode of Daily Mortgage Rates Live. Join our knowledgeable hosts as they demystify USDA loans, designed to help rural and suburban homebuyers achieve their dreams of homeownership. Discover the eligibility requirements, advantages, and potential savings that come with USDA …
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In this episode of Daily Mortgage Rates Live, we delve into the specifics of 1099 loans, a unique lending solution tailored for independent contractors and self-employed individuals. Our expert hosts will guide you through the intricacies of 1099 loans, explaining how they cater to those with non-traditional income sources. Learn about the qualific…
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Dive into the world of Debt Service Coverage Ratio (DSCR) loans with our latest episode on Daily Mortgage Rates Live. In this episode, we unravel the complexities of DSCR loans, exploring how they work, who they benefit, and why they might be the perfect solution for your investment needs. Join our expert hosts as they break down the key aspects of…
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Adrian Gonzalez (Editor) entrevista Alejandro García García (Departamento de Enfermedades Infecciosas del Hospital Universitario Ramon y Cajal, Instituto Ramon y Cajal de investigación Sanitaria en Madrid,España) sobre los avances en los tiempos de transición de las personas con VIH en España entre las distintas etapas de su vinculación a la atenci…
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In this episode of Daily Mortgage Rates Live, we delve into the benefits and opportunities offered by VA Loans. Designed specifically for veterans, active-duty service members, and eligible surviving spouses, VA Loans provide a pathway to homeownership with no down payment, competitive interest rates, and flexible credit requirements. We'll break d…
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In this episode of Daily Mortgage Rates Live, we explore the innovative world of Asset Utilization Loans. Ideal for individuals with substantial assets but limited traditional income, these loans offer a unique pathway to homeownership and investment opportunities. We’ll discuss how Asset Utilization Loans work, the qualification criteria, and the …
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In this episode of Daily Mortgage Rates Live, we dive into the world of Profit and Loss Loans. Join us as we explore how these unique loan options can benefit self-employed individuals and business owners who have non-traditional income streams. We’ll break down the basics of Profit and Loss Loans, discuss the qualification process, and share exper…
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Recorded Live inside the Charles Hayden Planetarium at the Museum of Science in Boston on June 10, 2024. Join Bleachers frontman and 11-time Grammy Winning super-producer Jack Antonoff for a discussion about his track “The Waiter” on which he muses about the notion that time could stop hinting at the subjectivity of time perception. On hand to talk…
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In this episode of "Daily Mortgage Rates Live," we explore the innovative CDFI No Income Loans, designed to help those without traditional income documentation achieve homeownership. Community Development Financial Institutions (CDFIs) are dedicated to providing these unique loan options, catering to individuals with non-traditional income streams …
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In this episode of "Daily Mortgage Rates Live," we explore HELOC Combo Loans, a versatile financing option that combines a Home Equity Line of Credit (HELOC) with a traditional mortgage. Join us as our expert guests break down how HELOC Combo Loans work, their benefits, and when they might be the right choice for you. We'll discuss how to leverage …
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In this episode of "Daily Mortgage Rates Live," we delve into the world of Prime Jumbo Loans. These loans cater to borrowers seeking amounts that exceed conventional loan limits while maintaining excellent credit profiles. Our expert hosts will discuss the qualifications, benefits, and intricacies of Prime Jumbo Loans. We'll cover how these loans d…
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In this episode of "Daily Mortgage Rates Live," we focus on ITIN Borrower Loans, providing a comprehensive guide for individuals using an Individual Taxpayer Identification Number (ITIN) to secure a mortgage. Our expert hosts will discuss the eligibility criteria, loan options, and benefits available to ITIN borrowers. We'll also cover common chall…
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In this episode of "Daily Mortgage Rates Live," we dive into the unique world of Foreign National Borrower Loans. Join us as we explore the specific requirements, benefits, and challenges faced by foreign nationals looking to invest in real estate in the United States. Our expert hosts will provide valuable insights on how to navigate the lending p…
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In this episode of "Daily Mortgage Rates LIVE!", we dive into the dynamic world of short-term rental property loans—an increasingly popular financing option for those looking to invest in vacation rentals and Airbnb properties. Join our host s as they explore the unique aspects of these loans, including the benefits and challenges of financing shor…
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In this episode of "Daily Mortgage Rates LIVE!", we explore the concept of low ratio DSCR (Debt Service Coverage Ratio) loans—an important tool for real estate investors seeking financing. Join our hosts as they break down what DSCR means and why it matters when securing a loan for investment properties. We'll delve into the specifics of low ratio …
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In this episode of "Daily Mortgage Rates LIVE!", we delve into the world of manufactured home loans—an essential financing option for those looking to purchase factory-built homes. Join our hosts as they explore the unique characteristics and benefits of manufactured homes, and how these loans differ from traditional mortgages. We will cover the va…
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In this episode of "Daily Mortgage Rates LIVE!", we explore the intricacies of non-warrantable condo loans—a unique financing option for purchasing condominiums that don't meet traditional lending criteria. Discover what makes a condo "non-warrantable" and the challenges these properties present for conventional mortgage lenders. Our hosts will bre…
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In this episode of "Daily Mortgage Rates LIVE!", we dive into the world of 1099 loans—a vital financial product tailored for self-employed individuals, freelancers, and independent contractors. With the traditional mortgage process often posing challenges for those without W-2 income, 1099 loans provide a flexible and accessible alternative. Join o…
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Welcome to another insightful episode of "Daily Mortgage Rates LIVE," where we bring you the latest trends, tips, and expert advice in the mortgage world. Today, we're shining a light on a fantastic opportunity for homebuyers looking to settle in rural areas: USDA Loans. Are you dreaming of owning a home in a peaceful, rural setting but worried abo…
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Welcome to another exciting episode of "Daily Mortgage Rates LIVE," your trusted source for the latest insights, trends, and expert advice in the mortgage industry. Today, we're focusing on a special type of loan that has helped countless veterans achieve the dream of homeownership: VA Loans. Are you a veteran, active-duty service member, or an eli…
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Professor Serge Eholie (PACCI Programme, Abidjan, Côte d’Ivoire) joins Peter Hayward to discuss a recent randomised trial of treatments for HIV-2 in Burkina Faso, Côte d’Ivoire, Senegal, and Togo. Read the full article: https://www.thelancet.com/journals/lanhiv/article/PIIS2352-3018(24)00085-7/fulltext?dgcid=buzzsprout_icw_podcast_generic_lanhiv Co…
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Welcome to another compelling episode of "Daily Mortgage Rates LIVE," your go-to source for the latest in mortgage trends, tips, and expert guidance. Today, we're focusing on a vital topic for aspiring homeowners: Down Payment Assistance Loans. Are you dreaming of owning a home but struggling to save for a down payment? You’re not alone, and we’ve …
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For the past three decades, Deerhoof have been one of the most consistently inventive rock bands around. Their seventh album, The Runners Four, remains a fascinating result of a band obsessively recording themselves in their practice space for many months. After Deerhoof first began as a solo harmonica project by Rob Fisk, drummer Greg Saunier join…
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