show episodes
 
Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager. For more info visit https://themortgagecalculator.com About The Mortgage Calculator: The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-Q ...
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Yostinn

yostinn gonzalez

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Welcome to the Yostinn podcast, where amazing things happen. Cover art photo provided by Vanessa Ives on Unsplash: https://unsplash.com/@vanessaives
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Juan Velasco

Juan Velasco

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Having started his music career in Classical Music, Juan has taken to the decks to play Deep UK Garage sounds, underground Tech House and Techno, and chunky Iberican Circuit sounds that you would expect from event giants Extra Dirty, GIAM, WE Party, SuperMartXé and Matinée. Juan has played alongside the likes of Jack Chang (GER), Alyson Calagna (USA), Mike Kelly (GER), Sveta (AUS), Leomeo (FRA), Feisty (AUS), Manuel Rotondo (ITA), José González (ESP), Danny Serrano (ESP) and DJ Olivian (ITA) ...
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EMPLOY

TOWARDS ENHANCING NON-TRADITIONAL STUDENTS' TRANSITION TO GRADUATE WORK

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The EMPLOY project is a three-year project involving researchers from six universities across Europe who have been exploring the experiences of non-traditional students and graduates making the transition to life and work after university. In particular, EMPLOY is concerned with what needs to be done to enhance the possibilities of non-traditional university students moving to meaningful and sustainable graduate work. More information can be found on the project website: employ.dsw.edu.pl or ...
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Sing For Science is a science and music podcast produced with Talkhouse where musicians talk to scientists about science as it connects to their most famous songs. Created and hosted by New York musician, Matt Whyte, the podcast’s goal is to increase science literacy for as many people as possible by reaching a variety of different musicians’ fan bases. Listeners come to the show through their love of music and leave with a new piece of knowledge. Science literacy and respect for expertise a ...
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The "Daniel Hendrick Experience" is a platform for conversations between international tenor Daniel Hendrick, professional singers, and psychologists from around the world. Through these interviews, listeners can gain insights into the lives and experiences of successful singers and psychologists, including their approaches to their work, their personal journeys, and their perspectives on various aspects of their fields. The podcast also explores the intersection of singing and psychology, e ...
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Music Is My Life

Berklee Online

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During each episode of this Berklee Online podcast, we talk to a different music industry mover and/or shaker who is making us take note. Our guests walk us through their musical journeys, beginning with their first exposure to music, continuing through their epiphanies and into their current positions, where the subjects can proclaim from the highest mountain, “MUSIC IS MY LIFE!”
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Have you ever wanted a podcast that can take you to church & in the next breath take you to the field of play or the political arena? If so, this is your podcast! All Talks Of Life With Chris Beniquez, will take you through all realms of life through a Biblical lens.
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Beyond the Bell Tower

TRIO Programs at NC State

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This is Beyond the Bell Tower, a podcast for students enrolled in the TRIO Programs at NC State. Current students, alumni and community members share their personal stories to offer support and guidance to TRIO Program students. The episodes focus on all things related to academics, finances, career and personal development and culture to promote undergraduate and graduate school success relevant to the low-income, first-generation college student experience.
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Spanglish Cafe Show

Jose "JCee" Colon and Alida Hernandez

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The "Spanglish Cafe Show" is a podcast that features interviews with both local and famous artists from around the world. Hosted by Jose "JCee" Colon and Alida Hernandez, the podcast aims to showcase the diversity of cultures and perspectives through the lens of art. The interviews are conducted in Spanglish, a mix of Spanish and English, to reflect the intersection of different cultures and languages. Listeners can expect to hear discussions about the creative process, personal experiences, ...
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Radio/Online personality and media maven, Alyi V, alongside Reality TV Star, model & actress Tahiry Jose and model and social media influencer Jessenia Vice join forces and are three strong women that bring humor, insight and entertainment to your ears every week on #SincerelyPodcast. We come together with special guests and discuss everything from current events to old school stories. Nothing is sacred - everything is real, raw and Sincere.
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An Experience, in which people from all walks of life sit down to share experiences, perspectives, hard laughs and feel free to be vulnerable. We talk to people who are passionate about life and want to change the world from within. The Real, The Raw, The Ugly, The Pretty and The Truth.
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Peter Hayward, Editor-in-Chief, and Adrian Gonzalez-Lopez, Senior Editor at The Lancet HIV, in conversation with the journal’s authors, explore their latest research and its impact on people’s health, healthcare, and health policy. A monthly audio companion to the journal, this podcast covers a broad range of topics, from treatments of children with HIV to COVID-19 and chemsex, the experiences of HIV among global Indigenous populations to intimate partner violence and women with HIV, and more.
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Cómo lo Hizo?…How did they Make it? Join us for a conversation with some of the most successful Latino entrepreneurs as we discover their habits, strategies and secrets. Learn from inspiring stories of struggle and relentlessness in conquering their American Dream. Cómo Lo Hizo? Escucha las conversaciones con algunos de los más exitosos empresarios y emprendedores Latinos y descubre sus hábitos, estrategias y secretos para triunfar. Inspírate con sus historias de lucha incansable por conquis ...
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The Racist Sandwich Podcast

racistsandwichpodcast@gmail.com

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The Racist Sandwich podcast serves up a perspective you don't often hear: food – how we consume, create and interpret it – can be political. Journalists and radio producers Stephanie Kuo and Juan Ramirez interview chefs and purveyors of color, tackling food's relationship to race, gender and class in their bi-weekly podcast that pushes the boundaries of food media.
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Send us a text In this electrifying episode of The New Mindset of The Coachella Valley Podcast, host Jose sits down with the immensely talented Ryan G, a former participant on “The Voice.” From the soulful melodies echoing through his family’s church to the dazzling lights and roaring applause of the world stage, Ryan’s journey is nothing short of …
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In this episode of Daily Mortgage Rates LIVE!, we’re breaking down everything you need to know about Manufactured Home Loans. Whether you’re looking to buy a manufactured or mobile home, securing the right financing can be tricky—but we’re here to simplify the process. We’ll explore the different loan options available, the specific requirements fo…
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In this episode of Daily Mortgage Rates LIVE!, we’re exploring Down-Payment Assistance Loans, the game-changer for homebuyers who need a little extra help getting into their dream home. If saving for a down payment feels overwhelming, don’t miss this episode! We’ll dive into the various programs available, how they work, and who qualifies. Whether …
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Recorded Live at the Museum of Natural History in Oxford, England on August 8th, 2024. Folk icon Peggy Seeger talks with Oxford University Biology Professor Tim Coulson about her experience as feminist, ecologist, activist, mother, musician, Seeger and more. Eco Feminism can be defined as a branch of feminism and political ecology that explores the…
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In this episode of Daily Mortgage Rates LIVE!, we’re unpacking the ins and outs of Bank Statement Loans, a flexible financing option perfect for self-employed individuals and entrepreneurs. If traditional income documentation doesn’t work for you, this episode is a must-listen! We’ll explore how these loans use your bank statements to qualify you f…
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Ready to turn your short-term rental dreams into reality? In this exciting episode of Daily Mortgage Rates LIVE!, we uncover the secrets to securing the perfect loan for your next Airbnb, vacation home, or rental flip. Whether you're a seasoned investor or just getting started, we’ll guide you through the ins and outs of short-term rental property …
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Send us a text Join your host, Jose Esparza, as he explores a variety of insights with the always-inspiring Pastor Jeff Smith. Delve into the intricacies of relationships, the importance of goal-setting, and the enrichment of the soul. This episode guarantees a comprehensive experience filled with wisdom, warmth, and wonder. Whether you are a dream…
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In this episode of Daily Mortgage Rates LIVE, we delve into Freddie Mac's HomePossible Loans, a mortgage program designed to help low- to moderate-income borrowers achieve homeownership with greater flexibility. We’ll explore the key features of HomePossible Loans, including low down payment options, reduced mortgage insurance requirements, and the…
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In this episode of Daily Mortgage Rates LIVE, we explore Fannie Mae's HomeReady Loans, an affordable mortgage option designed to help low- to moderate-income borrowers achieve homeownership. We’ll discuss the unique features of HomeReady Loans, including lower down payment requirements, flexible income guidelines, and the ability to use income from…
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In this episode of Daily Mortgage Rates LIVE, we dive into HELOCs, or Home Equity Lines of Credit, a flexible financing option that allows homeowners to borrow against the equity in their home. We'll break down how HELOCs work, including the draw and repayment periods, and discuss the advantages they offer compared to other types of loans, such as …
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In this episode of Daily Mortgage Rates LIVE, we explore HELOANS, or Home Equity Loans, a powerful financial tool for homeowners looking to tap into the equity they've built in their property. We’ll explain how HELOANS work, the benefits they offer, and the scenarios in which they might be the best option for accessing cash. Discover the difference…
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Send us a text Get ready to unleash your inner powerhouse! In this electrifying episode of The New Mindset, we dive deep into the transformative journey of Josif Todorovits—a man whose life story is as vibrant and intense as a masterpiece splashed across a canvas. This episode is all about growth through hitting the gym and working out, but it's mo…
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For the 10th anniversary of Spoon’s 8th full-length album, They Want My Soul, we take a detailed look at how it was made. After Spoon concluded their remarkable run of records in the early 2000s with 2010’s Transference, they took a much needed break. During this time, Britt Daniel formed Divine Fits with Dan Boeckner, while Jim Eno produced record…
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In this episode of Daily Mortgage Rates LIVE, we take a closer look at Interest-Only Loans, a unique mortgage option that allows borrowers to pay only the interest on their loan for a specified period. Discover how this type of loan can provide lower initial monthly payments, offering flexibility for those looking to manage their cash flow more eff…
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In this episode of Daily Mortgage Rates LIVE, we explore ITIN Borrower Loans, a vital financing option for individuals without a Social Security number who want to pursue homeownership in the United States. Designed for those with an Individual Taxpayer Identification Number (ITIN), these loans provide a pathway to homeownership for immigrants and …
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In this episode of Daily Mortgage Rates LIVE, we delve into Foreign National Borrower Loans, a unique mortgage option for individuals who are not U.S. citizens or permanent residents but wish to invest in American real estate. We discuss the key features of these loans, including the benefits and challenges they present to international buyers. Lea…
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In this episode of Daily Mortgage Rates LIVE, we explore USDA Loans, an often-overlooked mortgage option designed to help make homeownership accessible in rural and suburban areas. Discover how USDA Loans offer benefits such as zero down payment, competitive interest rates, and flexible credit requirements, making them an excellent choice for eligi…
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In this episode of Daily Mortgage Rates LIVE, we dive into the world of VA Loans, a powerful mortgage option available exclusively to veterans, active-duty service members, and eligible surviving spouses. Join us as we explore the unique benefits and eligibility requirements of VA Loans, including zero down payment options and competitive interest …
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Send us a text Welcome back to another electrifying episode of "The New Mindset of the Coachella Valley!" 🌵✨ This week, we're diving deep into the kaleidoscopic journey of Jeff González, an inspiring local voice who's shaking up the political spectrum with his vibrant ideas and relentless energy. Jeff's story is one of passion, resilience, and a bu…
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In this episode of Daily Mortgage Rates Live, we take a deep dive into High LTV (Loan-to-Value) Loans, a financing option that allows borrowers to purchase or refinance a home with a higher loan amount relative to the property's value. High LTV Loans are particularly beneficial for those with limited cash for a down payment or for those looking to …
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In this episode of Daily Mortgage Rates Live, we delve into the world of Bank Statement Loans, a flexible financing option for self-employed individuals and those with non-traditional income streams. Unlike conventional loans that require extensive income verification through tax returns, Bank Statement Loans allow borrowers to qualify based on the…
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This episode originally aired on 11/18/2020. In this encore episode, Vernon Reid and Corey Glover from the band Living Colour join us for a discussion with NYU fascism and propaganda professor, Dr. Ruth Ben-Ghiat, about the fascism playbook, how authoritarian regimes end, fascism and the illusion of authenticity, modern examples like Trump, and Bil…
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In this episode of Daily Mortgage Rates Live, we explore the ins and outs of Short-term Rental Property Loans. With the rise of platforms like Airbnb and VRBO, short-term rentals have become a popular investment strategy for many. But how do you finance these unique properties? We’ll dive into the loan options available for short-term rental proper…
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In this episode of Daily Mortgage Rates Live, we’re diving into the world of First-time Home Buyer Loans. Buying your first home is an exciting milestone, but navigating the mortgage process can be daunting. We’re here to make it easier! Join us as we explore the different loan options available for first-time home buyers, including FHA, VA, and US…
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Welcome to another episode of Daily Mortgage Rates Live! Today, we’re focusing on an essential topic for many entrepreneurs and freelancers: Self-Employed Borrower Loans. Navigating the mortgage landscape can be challenging when you’re self-employed, but this episode is here to help. We’ll break down the specific requirements and loan options avail…
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Welcome to another episode of Daily Mortgage Rates Live! Today, we’re diving into the specifics of 5-8 Unit Property DSCR Loans. If you're an investor looking to expand your real estate portfolio with multi-unit properties, this episode is for you. We'll explain what DSCR (Debt Service Coverage Ratio) Loans are and how they can be utilized for fina…
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Send us a text In this episode, Jose and Tawnie dive deep into the kaleidoscopic wonders of sleep, uncovering its vital role in physical and mental recovery. With their dynamic chemistry and radiant energy, they paint a vivid picture of how restful nights can enhance your days. Explore the vibrant wellness and creativity of the Coachella Valley wit…
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In this episode of Daily Mortgage Rates Live, we dive into the innovative world of CDFI No Income Verification Loans. Learn how Community Development Financial Institutions (CDFIs) offer unique loan solutions that cater to borrowers who don't fit the traditional income verification mold. We'll explore the benefits of these loans, the eligibility cr…
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Welcome to another episode of Daily Mortgage Rates Live! Today, we’re diving into the world of Manufactured Home Loans. Whether you’re considering buying a manufactured home or just curious about this financing option, this episode has got you covered. We’ll break down what Manufactured Home Loans are, how they differ from traditional home loans, a…
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Welcome to another episode of Daily Mortgage Rates Live! In today's episode, we dive into the unique world of CondoTel Loans. If you’ve ever wondered how to finance a condominium that operates like a hotel, this episode is for you. We explore the basics of CondoTel Loans, highlighting how they differ from traditional condo loans and what it takes t…
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Send us a Text Message. In this electrifying episode of The New Mindset of The Coachella Valley, our charismatic host José sits down with the sensational Joanna Rios, the mastermind behind JD Aesthetics. Joanna shares her inspiring journey and how she empowers individuals to embrace their beauty with confidence and boldness. Discover how scars are …
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In this episode of Daily Mortgage Rates Live, we explore One-Time Close Construction Loans, an efficient and streamlined financing option for those looking to build their dream home. We'll explain how these loans combine the construction and permanent financing into a single closing, simplifying the process and reducing costs. Discover the benefits…
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In this episode of Daily Mortgage Rates Live, we focus on 1099 Loans, a mortgage solution tailored for independent contractors and freelancers. Learn how 1099 Loans differ from traditional loans, the unique qualification process, and the documentation required. We'll discuss the advantages of using your 1099 income to secure a mortgage, as well as …
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Send us a text 🎧 Episode Alert: The New Mindset Of The Coachella Valley 🌴 This week, our host Jose sits with DJ Fam Bam and they xplores the music scene in the Coachella Valley, sharing his journey from vinyl to digital tracks. The episode highlights the valley's vibrant culture and youthfulness. Follow @thenewmindsetotcv for more engaging content …
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In this episode of Daily Mortgage Rates Live, we delve into the realm of High-LTV (Loan-to-Value) Investment Property Loans. Discover how these loans can help you maximize your real estate investment potential with lower down payments and higher leverage. We'll cover the basics of High-LTV loans, the benefits and risks involved, and the qualificati…
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In this episode of Daily Mortgage Rates Live, we explore the ins and outs of Bank Statement Loans. Perfect for self-employed individuals and business owners, this financing option offers a flexible alternative to traditional income verification methods. We'll break down how Bank Statement Loans work, the qualifying criteria, and the benefits they o…
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Salome Kuchukidze (McGill University, Canada) and Souleymane Diabaté (Université Laval) join Editor-in-Chief, Peter Hayward, to talk about links between intimate partner violence and vertical HIV transmission. Read the full article: https://www.thelancet.com/journals/lanhiv/article/PIIS2352-3018(24)00148-6/fulltext?dgcid=buzzsprout_icw_podcast_gene…
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In this episode of Daily Mortgage Rates Live, we dive into the world of DSCR Loans (Debt Service Coverage Ratio Loans). Join us as we unravel the complexities of this unique financing option, perfect for real estate investors looking to maximize their property portfolio's potential. We'll explain what DSCR Loans are, how they differ from traditiona…
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Adrian Gonzalez is joined by Jose M. Zuniga (IAPAC, Fast-Track Cities Institute and UNAIDS Task Force on Urban Health) to talk about the IAPAC – Lancet HIV Commission on the future of urban HIV responses. Continue this conversation on social! Follow us today at... https://twitter.com/thelancet https://instagram.com/thelancetgroup https://facebook.c…
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Welcome to another episode of Daily Mortgage Rates Live! In this installment, we focus on "2-8 Unit Mixed-Use Property Loans." Whether you're an experienced investor or a first-time buyer exploring mixed-use properties, join us as we delve into financing options, market trends, and strategies for navigating these unique investments. We'll discuss l…
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