Best Joseph Curry Podcasts (2024)

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EP #95: 3 Reasons Why Following Investment Evidence Beats Guessing the Market 50:37

22h ago50:37

50:37

Are you feeling frustrated by the difficulty of understanding investment strategies? Feeling uncertain about which approach to take? Imagine spending years trying to navigate the complexities of active management, only to discover that it may not be the most effective approach. The struggle to decipher the impact of dividends on investment returns …

1
Ep #94: 5 Ways to Build Your Emergency Fund for Retirement 17:23

8d ago17:23

17:23

We examine an aspect of retirement planning—building an emergency fund. Whether you're nearing retirement or already enjoying it, we provide insightful strategies to assess your financial needs, determine the right size for your emergency fund, and effectively build and manage it. Learn about essential expenses, potential emergencies, and smart way…

1
EP 93: The Overlooked CPP Strategy That Saves Business Owners Thousands 33:03

16d ago33:03

33:03

Joe and Aravind explore the merits of contributing to the Canada Pension Plan (CPP) through salaries. Despite the dual contributions required from business owners, the CPP offers guaranteed, inflation-adjusted income in retirement, providing a secure financial foundation. The discussion highlights the tax credits and deductions associated with CPP …

1
EP #92: Paying for Promises: An Evidence-Based Look at Segregated Funds 40:41

23d ago40:41

40:41

Joe chats with Mark McGrath (CFP, CIM, CLU, PWL Capital Inc) about the intricacies of Canadian equity segregated funds, unpacking their features, benefits, and potential drawbacks. While discussing the investment options within segregated funds, they underscore the importance of considering alternatives like low-cost index funds or ETFs, particular…

1
El voluntariado y Cuerpo de Paz con Matt Lyttle 31:02

24d ago31:02

31:02

Un episodio especial dedicado al Mes del Voluntariado, con la participación del estimado invitado Matt Lyttle, Director del Segmento de Defensa y Seguridad en Guidehouse, una firma consultora de gestión global. La copresentadora Yokarina Duarte conversa con Lyttle sobre su experiencia como voluntario del Cuerpo de Paz en Nicaragua, lo cual lo prepa…

1
Fireside Financial Ep 14: Stay Social and Stay Sharp: The Top Reasons to Work Part-Time Post-Retirement 18:10

26d ago18:10

18:10

Joe and Regan explore the myriad benefits of engaging in part-time work or starting a side hustle during retirement. They discuss how supplemental income alleviates financial stress and supports lifestyle desires such as travel. Beyond the financial perks, they delve into the non-monetary advantages, including social engagement, mental stimulation,…

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EP #91: Capital Gains Tax - Assessing Your Risk and Taking Action 24:14

29d ago24:14

24:14

Joe speaks with tax professional Kaz Nesbitt (CPA, CA, Partner at Grant Thornton LLP), and they delve into the proposed capital gains inclusion rate changes. Joe and Kaz unpack the intricacies of capital gains taxation, clarifying how these changes could affect individuals and businesses. Read the full show notes and find more information here: EP …

1
EP #90: Maximize Your Estate: Strategies to Transfer Assets Tax-Efficiently to Your Beneficiaries 19:39

1M ago19:39

19:39

This week we look at crucial considerations surrounding beneficiaries. From dissecting the implications of naming beneficiaries on assets like RRSPs, pension plans, and non-registered accounts to shedding light on the strategic use of life insurance, this insightful discussion offers invaluable insights for listeners navigating their estate plannin…

1
EP #89: Why Typical Isn't Always Right in Estate Planning 16:37

1M ago16:37

16:37

This week Joe takes a deep dive into the world of personalized financial advising, where clients are more than just numbers on a spreadsheet. Using a compelling client story, we explore the importance of understanding your unique financial situation. From estate planning intricacies to navigating complex beneficiary considerations, Joe offers pract…

1
Ep #88: Testamentary Spousal Trusts 15:14

2M ago15:14

15:14

What are testamentary spousal trusts? We break down the complexities of this legal arrangement established by wills to benefit surviving spouses. From defining what a spousal trust entails to exploring its various purposes, including asset protection, wealth transfer, and safeguarding against potential remarriages or incapacity, we have practical e…

1
Fireside Financial Ep 13: Pension to Portfolio: Strategies for Drawing Income in Retirement 21:18

2M ago21:18

21:18

In this episode, Joe and Regan navigate through the various income streams available in retirement, including pension plans, government benefits like CPP and OAS, investment portfolios, annuities, and even rental income. They emphasize the importance of intentional decision-making, stressing the need for individuals to assess their expenses, mainta…

1
EP #87: The Sandwich Generation 21:47

2M ago21:47

21:47

The sandwich generation - where individuals find themselves caught between supporting aging parents and adult children. Several areas require careful balancing including financial planning, healthcare coordination, and legal and estate planning to navigate the challenges of caregiving effectively. Emphasizing open communication and setting clear bo…

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EP #86: Are You Making These 8 Retirement-Wrecking TFSA Mistakes? 19:07

2M ago19:07

19:07

Here are the 8 common mistakes retirees and retirement savers make with their Tax-Free Savings Accounts (TFSA). We cover mistakes like over-contributing, misunderstanding withdrawal rules, day trading within the TFSA, and not naming a successor holder or beneficiary. We provide actionable advice to help you avoid these common pitfalls and help you …

1
EP #85: Managing Debt in Retirement 15:28

2M ago15:28

15:28

We look at the various types of debt retirees might carry and the profound impact they can have on your financial well-being. You’ll gain an understanding of how mortgages, lines of credit, car loans, and credit card debt can shape your retirement lifestyles and long-term financial goals. We emphasize the importance of integrating debt reduction st…

1
EP #84: Rock On: Channel Your Inner Rock Star for a Vibrant Life After Work with Dr. Sally Chivers-Storey 37:54

3M ago37:54

37:54

Joe and Dr. Sally Chivers-Storey explore the dynamics of aging, retirement, and intergenerational collaboration. They delve into the complexities of navigating workplace tensions arising from different generational perspectives and caregiving responsibilities. Dr. Chivers emphasizes the importance of valuing the wisdom and experiences of older adul…

1
EP #83: 7 Actions to Take in the 5 Years Leading Up to Retirement 13:04

3M ago13:04

13:04

We discuss seven key actions to take in the five years leading up to retirement. We want you to get clear on retirement goals and cash flow requirements. We advise you to get clear on your current financial standing and bridge any gaps well in advance. We look at the importance of creating a shared vision for retirement, understanding future income…

1
Fireside Financial Ep 12: Grandparenting 101: Instilling Money Values in Grandchildren 15:55

3M ago15:55

15:55

This month Joe and Regan dive into how to educate grandchildren about money. They use real-life examples like grocery shopping and budgeting exercises. They look at how grandparents can make meaningful contributions, such as gifting money with a purpose, like for a car or post-secondary education while instilling lessons about financial responsibil…

1
EP #82: Top 5 Non-Money Mistakes in Retirement 14:04

3M ago14:04

14:04

We explore the top five non-money mistakes in retirement planning. We look at how retirement isn’t just about financial readiness but also about finding fulfillment and direction in life post-career. We look at the significance of social engagement, staying physically active, maintaining a growth mindset, and transitioning from a savings to a spend…

1
EP #81: 5 Common Money Mistakes in Retirement 22:18

3M ago22:18

22:18

In this podcast episode, hosts Joe Curry and Lindsay Wilson discuss common mistakes in retirement planning, cautioning against relying solely on advice from friends and family who may lack expertise in financial matters. They emphasize the importance of seeking professional guidance tailored to one's unique situation, highlighting scenarios such as…

1
EP #80: Navigating the Behavior Gap: Why the Average Investor Underperforms the Market 28:26

4M ago28:26

28:26

In this podcast, Dr. Daniel Crosby joins Joseph to discuss the impact of behavioral biases on retirement planning. They delve into overconfidence as a key bias, emphasizing its role in risk-taking behavior and decision-making. Dr. Crosby advises automating financial processes and seeking professional guidance to bridge the behavior gap. The convers…

1
EP #79: Subscribed and Satisfied: Optimizing Your Spending Without Sacrifice 21:06

4M ago21:06

21:06

In this engaging podcast discussion, the speaker delves into the widespread shift towards subscription models, exploring how businesses and consumers alike benefit from this trend. The conversation underscores the convenience for consumers and improved cash flow management for companies, emphasizing the seamless experience subscriptions offer. Howe…

1
Fireside Financial EP #11: Turning Family Money into Financial Freedom: Smart Planning for Inheritances 9:17

4M ago9:17

9:17

Hosts Joseph and Regan examine how to handle inheritances. With the landscape of wealth transfer evolving rapidly, receiving an inheritance is not just a stroke of luck but a strategic element in financial planning. They caution against hasty decisions and stress the importance of taking the time to assess goals and intentions before embarking on a…

1
EP #78: Inheritance: Why Fair and Equal Aren't the Same 13:40

4M ago13:40

13:40

What does it mean to be fair yet unequal in estate planning? Explore how differing financial needs, family contributions, and the complexities of sibling relationships impact retirement planning. Discover actionable insights, from using life insurance to equalize asset distribution to fostering open communication to minimize family disputes. Join J…

1
EP #77: Salary vs Dividends: Optimizing Business Owner Payouts with Braden Warwick 25:49

4M ago25:49

25:49

Braden Warwick (PhD, PWL Capital) and Joe look at business owner compensation. They examine the often-debated choice between salaries and dividends. Braden, a financial planning product architect at PWL, shares insights from a comprehensive study he conducted on optimal business owner compensation. They explore variables like provincial residency, …

1
EP #76: Calculating Your Retirement Number: Factoring in Your Pension 15:19

5M ago15:19

15:19

This week we answer a listener question about defined benefit pension plans: I know not a lot of people have defined benefit plans, but everyone keeps talking about needing $1M-$2M at retirement. How would a defined benefit pension get valued, and does the amount needed at retirement include government programs? We break down the components of reti…

1
EP #75: A Field Guide to Retirement for Millennials, Retirees and Beyond with Dan Solin 28:07

5M ago28:07

28:07

New York Times Author Dan Solin joins Joe to discuss common misconceptions, essential factors for retirement planning, and the evolving retirement landscape. Dan emphasizes the impact of emotions on investment decisions and provides valuable advice on asset allocation and dealing with market volatility. Additionally, they touch on the challenges mi…

1
Fireside Financial EP #10: Estate Planning 101 12:21

5M ago12:21

12:21

We know estate planning is daunting. But it’s essential to address it ahead of time, to ensure that all your wishes are laid out to eliminate potential conflict. We give you valuable tips on evaluating your current financial standing, considering future scenarios, and understanding the nuances of trusts and specific gifts. We also touch on the opti…

1
EP #74: A Retirement Manifesto with Fritz Gilbert 33:04

5M ago33:04

33:04

Fritz Gilbert, the award-winning author of the blog “The Retirement Manifesto” joins Joe to share his unconventional yet successful approach to retirement planning. He emphasizes the importance of not fixating on the financial aspects of retirement but embracing the non-financial elements, such as relationships and purpose, that impact a smooth tra…

1
EP #73: The Future of Retirement: David Blanchett on Inflation, Alternative Assets and Advice 30:24

5M ago30:24

30:24

David Blanchett, a renowned financial expert, delves into the multifaceted world of retirement. From annuities, longevity risk, and alternative assets, you will gain valuable insights that challenge conventional wisdom. From the nuances of portfolio construction to the impact of inflation on retirement savings, Blanchett provides actionable advice,…

1
EP #72: Tax Planning Opportunities and Pitfalls for Business Owners in 2024 with Matt Holmes 32:23

5M ago32:23

32:23

Joe welcomes Matt Holmes (CPA, Director at Holmes CPAs & Tax Advisors) to the show. They take a deep dive into the often-overlooked realm of succession planning. Joe and Matt share a poignant case where the absence of a contingency plan resulted in a less-than-optimal sale for the family due to the owner's passing. They provide invaluable insights …

1
EP #71: Business Exit Mastery: Avoid Pitfalls & Maximize Value with David C Barnett - Part 2 25:27

6M ago25:27

25:27

Joe welcomes back business expert David C Barnett to delve into the intricate process of selling a business for retirement. This insightful episode provides valuable insights for business owners contemplating a sale. Joe and David emphasize the necessity of strategic planning, documentation, and the cultivation of a marketable business before embar…

1
EP #70: The Egg Story: Make Sure You’re Taking Action 11:41

6M ago11:41

11:41

Welcome to "Your Retirement Planning Simplified," where hosts Joseph Curry and Lindsay Wilson demystify the complexities of retirement with their down-to-earth approach. In this latest episode, the dynamic duo kicks off 2024 with enthusiasm, celebrating the podcast's growth over the past year and reflecting on their mission to make retirement plann…

1
Fireside Financial EP #9 Protect Your Legacy: Estate Planning Essentials for Families 21:24

6M ago21:24

21:24

Joe and Regan examine estate planning essentials. They emphasize the significance of having an up-to-date will and stress the importance of clear communication within families. They also look at the often-overlooked aspect of digital assets, urging listeners to document and share information on online accounts to ensure easy management by their exe…

1
EP #69: Navigating Retirement in 2023: Expert Insights 25:14

6M ago25:14

25:14

It’s our 2023 wrap-up of Retirement Planning Simplified featuring the best episodes and insights from 2023! We highlight our most popular episodes, including discussions on safe withdrawal rates, effective investment strategies, achieving purposeful retirement, and the impact of taxes on single seniors. This episode is a great guide for both new an…

1
Preparate Episosde 19 Castro MOIA 27:27

6M ago27:27

27:27

NYC Emergency Management's latest episode of ¡PREPÁRATE! talks with Commissioner Manuel Castro from the Mayor's Office of Immigrant Affairs, and the agency's role in serving immigrant communities of new York.By NYC Emergency Management

1
EP #68: Business Exit Mastery: Avoid Pitfalls & Maximize Value with David C Barnett - Part 1 22:55

6M ago22:55

22:55

David Barnett joins Joe to share valuable insights on the common pitfalls business owners face when preparing to retire and sell their businesses. Discover the key areas to focus on for enhancing business value, from reducing customer concentration risks to navigating the challenges of owner dependence. Whether you're a business owner weighing reti…

1
Ep #67: Peace of Mind: The Power in Pre-Planning and Prepaying Your Funeral 21:58

7M ago21:58

21:58

Joe speaks with Kate Wilson, Associate Advisor at Matthews + Associates, about an essential topic of estate planning: preplanning and prepaying for your funeral. Kate stresses the importance of thoughtful consideration of one's end-of-life wishes, encouraging you to document your preferences and keep them alongside your estate planning documents. W…

1
Ep #66: Seize the Opportunities: Craft Your Perfect Retirement Experience with Gary Poier 18:56

7M ago18:56

18:56

In this podcast episode, host Joseph welcomes Gary Poyer to discuss retirement planning from a unique perspective that goes beyond financial considerations. Gary, the author of "Make Retiring Easy," emphasizes the importance of uncovering the potential in retirement to lead a fulfilling life. He highlights the seven principles of his Philosophy of …

1
Fireside Financial Ep 8: Find Your Financial Zen: Build Resilience Amid Market Volatility 15:38

7M ago15:38

15:38

Joe and Regan look at managing anxiety around market volatility, particularly for individuals nearing or already in retirement. They address retirees' concerns who want immediate income from their investments but experience anxiety from the unpredictability of market fluctuations. Joe urges listeners to break down their portfolios into distinct buc…

1
Ep #65: Fear to Freedom: Smart Risk Management in Retirement Planning 16:18

7M ago16:18

16:18

We look at what people talk about when they talk about risk. We explore the different facets of risk associated with stock market investments. Joe breaks down the nuances of systematic and unsystematic risks, unraveling the uncertainty that often accompanies market fluctuations. With insights into diversification strategies and the importance of un…

1
EP #64: Retiring Business Owners: Success Stories and Expert Tips with Nick Mombourquette 20:19

7M ago20:19

20:19

Joe welcomes Nick Mombourquette (CFP) from NewGround Financial Inc. With NewGround Financial Inc., Nick guides entrepreneurs and for-impact leaders. Discover the keys to financial freedom as Joe and Nick delve into the intricacies of retirement planning, employee benefits, and business growth. With a focus on staying organized, having a solid proce…

1
EP #63: Mistakes you Might be Making in Retirement Planning, Pt 2 13:48

8M ago13:48

13:48

We explore critical aspects of preparing for retirement, urging you to look beyond just financial readiness. From overspending early in retirement to underestimating life expectancy, we examine various retirement risks, emphasizing the need for a comprehensive approach that includes staying socially engaged, continuous learning, and nurturing emoti…

1
EP #62: Mistakes you Might be Making in Retirement Planning, Pt 1 18:25

8M ago18:25

18:25

In this engaging podcast episode, the hosts dive deep into the critical retirement risks that many individuals overlook in their retirement planning. This two-part episode provides valuable insights into the pitfalls and challenges that retirees often face when approaching retirement. From underestimating retirement expenses to the perils of retiri…

1
Fireside Financial Ep 7: Maximizing Retirement Planning: How Minimizing Can Maximize Your Financial Future 20:25

8M ago20:25

20:25

In this episode of Fireside Financial, CFPs Joe Curry and Regan Schiller delve Home Equity Lines of Credit (HELOC) versus reverse mortgages. They provide valuable insights into how these financial tools can be used strategically during retirement planning. They address the common misconception that retirees should avoid debt entirely, highlighting …

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EP #61: Buyer Beware: If you're paying for a plan, make sure it's a plan 10:05

8M ago10:05

10:05

Join us as we address a growing concern: the oversimplification of retirement advice. We highlight the pitfalls of an overreliance on factors like predicted lifespan and investment returns to plan for retirement. We want you to underscore the necessity of considering a wide range of factors, such as the sequence of return risk, healthcare costs, an…

1
EP #60: Don't Overlook Inflation: Strategies to Protect your Retirement Income 18:59

8M ago18:59

18:59

Joe and Lindsay examine the little-discussed sequence of inflation risk. While most people plan for retirement with a fixed, average inflation rate, it’s important to consider the sequence in which inflation rates fluctuate over time. Drawing from the insightful article “How Sequence-Of-Inflation Risk Impacts Retirees Beyond Just Sequences of Retur…

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EP #59: Empower Your Retirement: Strategies for Boosting Brain Health with Jen Johnstone and Sarah Cook 27:29

8M ago27:29

27:29

In this engaging podcast conversation, Jen Johnstone (Executive Director) and Sarah Cook (Education Program Supervisor) from the Peterborough and Area Alzheimer’s Society shed light on the challenges retirees face when providing care for loved ones with Alzheimer's. Drawing from their extensive experience, they offer valuable insights into maintain…

1
EP #58: I Wish I Didn't Invest in RRSPs 12:32

9M ago12:32

12:32

Join us for an in-depth look at the ins and outs of RRSPs (Registered Retirement Savings Plans). You'll hear why some individuals regret investing in RRSPs due to the taxes they face during withdrawals and gain valuable insights into the advantages these plans offer. From tax deductions to tax-deferred growth, learn how RRSPs can play a crucial rol…

1
EP #57: Retirement Dress Rehearsal: Prepare for Retirement Like a Pro 15:50

9M ago15:50

15:50

Joe and Lindsay dive into the concept of a "retirement dress rehearsal.” Doing a dry run of retirement leads to a smooth retirement transition and prior planning prevents poor performance! They stress the significance of understanding your cash flow needs in the year or two before retiring. They guide you through the process of setting up separate …

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Fireside Financial Ep 6: Strategic Withdrawal Strategies: Making the Most of Your Registered Retirement Income Funds 17:14

9M ago17:14

17:14

Joe Curry (CFP, Retirement Planning Simplified) and Regan Schiller (CFP, Your Canadian Retirement Specialist) examine the intricacies of optimizing retirement income by strategically withdrawing funds from Registered Retirement Income Funds (RRIFs) and other retirement accounts. They explore the benefits of taking early excess withdrawals from RRIF…

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Joseph Curry Podcasts

Podcasts Worth a Listen

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