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Co-hosts and long time friends Matt Conrad and Mike Tobin meet at a pub or microbrewery each week with a special guest and enjoy an informal conversation over a cold beverage. Conversations are often centre around entrepreneurism, business, arts, culture, life stories and society. Sometimes they just talk about beer. Please tune in each week as you never know who they'll be chatting with next. The aim of Afternoon Pint is to bring people together from all walks of life after a days work to s ...
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show series
 
Send us a Text Message. Tyson is a Canadian Football wide receiver for the Montreal Alouettes. His winning catch secured the CFL Grey Cup for 2023 and he is relentlessly moving forward to dominate the next season. We talk a lot about his career so far in football, his brother, his ambitions, video games getting into the NFL and options for the road…
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Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apa…
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Send us a Text Message. Matt and Mike recap a celebratory Saturday with their trusted pal and designated driver Tim, and go back through the year to thank and chat about some of their previous guests. Our pub crawl on the town (starting around noon and ending before 10 PM) was a success. Every place we visited was a pleasure and we will have a sepa…
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Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…
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Send us a Text Message. Giles took his deep knowledge of cultural anthropology and applied it to the world of rapid evolving digital technologies. His skillset has been an asset in helping build several technology companies. Giles has been featured in Forbes Magazine, Wired magazine and National Geographic, and now publishes semi-weekly articles on…
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Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…
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Send us a Text Message. Georges immigrated from Lebanon to Nova Scotia 17 years ago and fell in love with both Canada and Alexander Keiths beer. He worked his way from a job at Wendys and driving taxi, to opening his own restaurant and eventually building his own professional network, helping scale businesses, and teaches folks how to invest and gr…
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
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Send us a Text Message. Sean Meister is a great guy to know if you’re eager to learn about what’s going on in the province of Nova Scotia. His love for his home province blossomed into founding a digital global community and podcast called Global Bluenosers. He also works with tech incubator Volta Labs Inc as Director of Strategic Partnership. If y…
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How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
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Send us a Text Message. Cody shares some of his story about being diagnosed at age 4 with Duchenne muscular dystrophy. At age 35, he has led a full and busy life. Cody tells us about the car show he’s putting on to help bring awareness to muscular dystrophy, and we chat about sports, wrestling, marvel and the upcoming Deadpool vs Wolverine movie. C…
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How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
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Send us a Text Message. Jon is a man of many talents and he finds himself in a great place with his latest EP California. We talk a bit about his recent award winning music video, his original moniker and the reason he had to step out of the lime light for a while. One thing is for certain is that Jon shares the same passion as Matt and Mike do for…
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Send us a Text Message. Karen has faced many tough battles through her life in more ways than you can imagine. Her compassion as a mother, her grit to never give up and always giving her best efforts has helped Karen accomplish a great deal. Today Karen is a sought after Keynote Speaker as well as an educator on resilience in the workplace. Her Can…
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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Send us a Text Message. We welcome back Canadian researcher, author, lecturer, podcaster and professor Dr. Sylvain Charlebois for another enlightening conversation about the current state of the food industry in Canada. We also chat about food fraud in Europe, how grocery stores operate, why a strike against Loblaws may not work, his campaign conce…
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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Send us a Text Message. Will is an Oceanographer with a passion for making a positive impact and works with a Private Company called Planetary Technology. Their company is trying to mitigate climate change in a fascinating way. This is a great conversation that gives some insight into our carbon problem and some of the great work and innovation tha…
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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Send us a Text Message. James left a good job as comedy editor with GQ Magazine and a bubbling comedy career in the United Kingdom to pursue a new life with his wife and kids in beautiful New Brunswick, Canada! Since his arrival he’s been working on his family run business and lifestyle magazine for maritimers, (https://maritimeedit.com) and contin…
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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Send us a Text Message. Angela is passionate about supporting individuals and groups who are looking for healing, growth and overcoming obstacles in their lives through assisted and guided cannabis usage and exploration. She has an interesting history including running her own psychotherapy practice in Dublin Ireland and worked in the Judicial syst…
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Send us a Text Message. Sheldon has 30 years of broadcasting experience and is reputable voice in the community in Halifax for many. We talk a bit about his career but more so about beer, craft beer making and the current political climate and tip our hats to Sheldon as well as some of the great broadcasters of Nova Scotia. Sheldon is presently a M…
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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Send us a Text Message. Tony and Ryan had played football together and were friends for many years. Recently they’ve both decided to embark on one of their life dreams of getting into pro wrestling. Tony (aka Duce) and Ryan (who is using his own name for now,) each detail their story on pursuing a dream that meant so much to them both. Its refreshi…
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Send us a Text Message. Shelly has been referred to as the LinkedIn Wonder Woman, she even has the cape! Shelly helps individuals in many ways such as workshop facilitation, individual and group coaching & keynote presentations. Don’t hesitate to reach out to Shelly if you think your LinkedIn could use a makeover! Go to her website: https://linkede…
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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Send us a Text Message. Canadian Born comedian and actor Jeremy Hotz moved to Los Angeles now over 20 years ago, but still keeps Canada in his heart. We talk about Jeremys frustration over being a longtime Toronto Maple Leafs fan, learning social media, touring, the comedy scene in LA and his come up and influences. Jeremy is a true master in obser…
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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Send us a Text Message. Amy and Tonya met at a wellness retreat and made friends quickly once they realized they were both fascinated with the spirit world. They developed a knack for ghost hunting (soul seeking), prioritizing the search for the kinder spirits beyond the living world. Matt the ghost story lover and Mike the skeptic learn Ghosts 101…
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Send us a Text Message. Ryan is a grandfather who was in a same sex relationship that ended abruptly after 30 years. Ryan shares how he was feeling, what he went through and shared some of his strategies for coping. He’s not fully on the mend yet but each day getting better. This episode was recorded at Burnside Brewing in Dartmouth Nova Scotia. Bu…
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Send us a Text Message. Andrew is a Registered Social Worker & Advanced Care Planner for the Nova Scotia Health Authority. One of his focuses is in helping people understand that having a Personal Directive helps people ensure their wishes are respected if they lose the ability to make decisions for themselves. The Personal Directives act was intro…
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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Send us a Text Message. Michael John Savage is a North Ireland born Canadian politician, who was elected Mayor of the Halifax Regional Municipality on October 20, 2012. Savage has recently announced his retirement, we chat at the location of his choosing, Coleens Pub, to talk some bits and pieces about his career, and possibilities of what’s next. …
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Send us a Text Message. Rhys Waters is an award winning Podcast Producer, who moved to Canada six years ago from Wales. Rhys and his good friend and filmmaker Jesse Hartley, have one of the most popular Canadian podcasts in Politics. https://www.canadianpoliticsisboring.com/ is a fantastic show and we encourage you to listen Rhys is also co-founder…
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How to Analyze Buying a Rental Property at a Discount in Long Beach Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the tes…
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Send us a Text Message. This week we chat with Sue Utech - Executive Director for the Spring Garden Area Business Association . We cover a range of topics including the popular streets recent renovations, covid, innovations to help small business and how homelessness is effecting the area. Thanks to Bulwark Cider House for the drinks and hospitalit…
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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Send us a Text Message. We were thrilled to have Tareq join us at Bulwark Cider House to share his life experiences, talk about immigration, Canadas political environment, entrepreneurship, and the 2021 award winning Peace by Chocolate movie, based on his own life. We learned what getting to Canada was really like, and how his family's determinatio…
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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Send us a Text Message. Don Mills is an entrepreneur and ambassador for Nova Scotia business in its truest form. After selling his business in 2018 he continued to foster and grow companies including Cabco Communications, New Scotland Brewing, Total Marketing and Communications in Bermuda. He also writes a business column for various news outlets a…
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Send us a Text Message. Cody Lightning is a Cree actor and filmmaker from Edmonton, Alberta, Canada. His new film ‘Hey, Viktor’ is a hilarious comedy filled with humour and humility. It's a followup to the 1998 Sundance award winning film called, Smoke Signals. Smoke Signals was unique because it was one of the first movies ever made with an entire…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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Send us a Text Message. John is an astronomer and author with an astrophysics degree that knows a ton about space. We talk telescopes 101 and cover a range of topics from space travel to Star Trek, life on other planets, mysterious signals from space and more. Check out John’s YouTube Channel https://www.youtube.com/@LearnToStargaze Or got to his w…
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How to Analyze a New Construction Single-Family Home Property in Long Beach Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Jame…
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Send us a Text Message. Deva Station & her husband Jake Rafuse (Dyna Might) are a power couple that are fun to have a beer with. Their show Apocalyptic Kitchen is in its third season and we discuss a lot of things from the artistry behind drag to the power of love kindness and community in the face of adversity. You can find them all over social me…
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