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The Mortgage Reports podcast is operated by Full Beaker, Inc. NMLS# 1019791. Join Mortgage experts as they reveal tips, tricks, hacks, and knowledge to help you buy a home, refinance or invest in real estate. Whether you’re in the market for your first home, looking to buy a house with little money down, ready to refinance, or interested in investing in real estate - this podcast has a lot of easily digestible information for all things mortgages. The Mortgage Reports Podcast is hosted by a ...
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The Mortgage MIx, National MI University’s podcast series, features leading topics and training important to the mortgage industry. National MI is a private mortgage insurer enabling low-down payment borrowers to realize the dream of homeownership while protecting lenders and is committed to delivering solutions that provide a path to coverage certainty.
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show series
 
In this episode of The Mortgage MIx, we are joined host Ralph Remy, CMB, and special guest, Kristin Messerli, as we dive into the Psychology of Money Report, uncovering valuable insights into the unique perspectives and money personalities of NextGen homebuyers. View the Psychology of Money Report: https://www.nationalmi.com/nextgen-resources/ Take…
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Make sure to catch the newest episode of The Mortgage MIx podcast as we discuss ways our portfolio lending solutions can help you expand your outreach! Join host Ralph Remy, CMB, and Cheri McCarthy, CMB®, AMP, to learn about the latest developments with National MI’s Portfolio Edge. Want to see the video? Check out The Mortgage MIx's podcast channe…
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Today’s market presents a crucial opportunity for leaders. Maximize your leadership potential and learn how to become the best version of yourself in our latest episode of The Mortgage MIx podcast with industry expert Rebecca Lorenz and host Ralph Remy, CMB. Want to see the video? Check out The Mortgage MIx's podcast channel on YouTube HERE.…
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Find out what NextGen Homebuyers are buzzing about in the latest episode of The Mortgage MIx podcast featuring industry pro Kristin Messerli of FirstHomeIQ! You won't want to miss host Ralph Remy, CMB leading in-depth discussions on top insights of the 2024 NextGen Homebuyer Report. Download a copy of the 2024 NextGen Homebuyer Report - visit: http…
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Are you investing in YOU? Don’t miss our latest episode of The Mortgage MIx #podcast, where special guests Dr. Stacey Wayman and Robert Villalon, AMP, discuss making continued education a priority and how YOU can remain a valuable resource for your customers. You won’t want to miss it! #mortgage #TheMortgageMIx Want to see the video? Check out The …
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Listen loud and listen often! It’s not too late to be proactive! We’re excited to share the latest episode of The Mortgage MIx #podcast, where special guest Dr. Bruce Lund shares some key elements for a 2024 business plan. Make sure to subscribe to The Mortgage MIx podcast channel. Want to see the video? Check out The Mortgage MIx's podcast channel…
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Listen loud and listen often! We’re excited to share the latest episode of The Mortgage MIx podcast, where special guest and author of Creating Superfans, Brittany Hodak, joins National MI's Ralph Remy to share their insights on creating transformative customer experiences. Make sure to follow The Mortgage MIx podcast channel. Want to see the video…
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Embarking on the journey to homeownership can be exhilarating yet daunting for first-time buyers. In this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 guides you through the vital questions that every first-time homebuyer should ask. Join us as we uncover not only the common inquiries but also those often overlooked, and how these question…
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Are you facing the challenging decision of removing someone from a mortgage? Whether it's a divorce, a change in financial circumstances, or a co-borrower's desire to step away from the responsibility, navigating the process can be daunting. In this episode, Mortgage Expert Ivan Simental NMLS# 1762746 explores the strategic approach of using refina…
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In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by Rebecca Richardson aka @the.mortgage.lender on TikTok, a top originator in the mortgage industry. Rebecca shares her journey of how she stumbled into the mortgage business and her passion for finance. With a strong presence on social media, she discusses her…
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Are you a first-time homebuyer feeling lost in the world of credit scores and mortgage qualifications? In this enlightening episode, mortgage expert Ivan Simental NMLS# 1762746 dives into the crucial factors that determine a good first-time buyer credit score and unravel the mystery behind credit score requirements for various loan types. He also p…
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In this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 explores the intricacies of buyers' markets and sellers' markets. He breaks down the essential differences between these two market types, exploring what characterizes each and how they influence your journey as a buyer or seller. Tune in to gain valuable insights, actionable tips, and a…
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In this episode of the Mortgage Reports Podcast, host Craig Berry NMLS# 200401 welcomes Mark Gordon, the Chief Revenue Officer of Princeton Mortgage. Mark shares his expertise in the mortgage industry, discussing his role in helping loan originators reach their full potential through coaching and guidance. He highlights the importance of supporting…
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In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by mortgage expert and founder of My LFG Energy Society, Arjun Dhingra NMLS# 1166050. They discuss the positive impacts of higher mortgage rates. They also explore the importance of financial literacy in today's market and how lenders can make a difference in t…
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In the current real estate landscape, potential homebuyers and homeowners are constantly keeping a watchful eye on mortgage rates, hoping to secure the best deal for their dream homes or to refinance their existing loans. But what will bring these rates down? In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 breaks down the factors that …
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Join mortgage expert Ivan Simental NMLS# 1762746 as he discusses the concept of debt-to-income ratio (DTI) and its crucial role in determining your ability to purchase a home. Whether you're a first-time buyer or considering a new mortgage, understanding the significance of DTI is essential for navigating the homebuying process with confidence. Iva…
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In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by Matthew Van Fossen, entrepreneur and CEO of Absolute Home Mortgage & Mortgage Automation Technologies. They discuss the need for innovative technological solutions in the mortgage industry and the benefits that both consumers and lenders can gain from this. …
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In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 dives into the advantages of high interest rates across various economic sectors. He explores the reasons why elevated interest rates can be a positive force for individuals, businesses, and the overall economy. Learn more about home buying, refinancing and real estate investing at themor…
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In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by Mike Hardy, principal and co-founder of CYRUS Opportunity Zone Fund and managing partner of California & Nevada business for Churchill Mortgage. They discuss the current state of the housing market and compare it to the market before the housing crisis 15 ye…
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In this episode, mortgage expert Ivan Simental NMLS# 1762746 tackles the topic of downsizing your home and explores the strategic use of home equity to facilitate a seamless transition to a smaller property. Whether you're an empty-nester looking to simplify your lifestyle or someone seeking to optimize your finances, downsizing can offer a range o…
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In this episode of The Mortgage Reports Podcast, Craig Berry NMLS# 200401 is joined by Brad Nix, CEO and co-founder of Path & Post Real Estate. They discuss the current housing market and provide tips for buyers and sellers on how to navigate it. Brad, with 25 years of experience in real estate, shares his insights on the unique nature of the curre…
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In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 dives into one of the most common dilemmas faced by prospective homebuyers and investors: Should you wait for lower interest rates or make a purchase now? Arjun explores the factors that influence this choice and provide valuable perspectives for listeners. Discover the potential risks an…
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Our latest podcast episode features Ralph Remy and ActiveComply’s Blake Boss discussing top insights from the 2023 Gen Z Homebuyer Report. As the youngest generation in the homebuying game, Gen Zers are bringing fresh perspectives and new ideas, and mortgage industry professionals need to keep up with their changing needs and preferences.…
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In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 explores the captivating world of real estate and tackles the burning question on everyone's minds: Why hasn't the housing market crashed? Over the past few years, the housing market has experienced remarkable growth and resilience, defying expectations of a significant downturn. Despite …
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In this episode, Mortgage Expert Ivan Simental NMLS# 1762746 dives into the intricacies of buying and selling a home simultaneously, a real estate juggling act that requires careful planning and strategy. Whether you're upgrading, downsizing, or relocating, the challenge of coordinating the sale of your current home with the purchase of a new one c…
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In this episode, mortgage expert Ivan Simental NMLS# 1762746 delves into the critical task of determining your budget and finding the perfect price range for your dream home. Whether you're a first-time buyer or a seasoned homeowner looking to upgrade, understanding your financial limits and aligning them with your housing aspirations is key to a s…
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In this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 explores a unique strategy for aspiring entrepreneurs: utilizing home equity to kick-start their business dreams. He shares his insights on how to navigate the process of using home equity and discusses the potential advantages, such as lower interest rates and flexible repayment options…
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In this episode Mortgage Expert, Ivan Simental NMLS# 1762746 tackles the delicate art of negotiating with a stubborn seller and explores when it's best to walk away from a deal that's just not working out. Ivan explores tactics for dealing with stubborn sellers and guides listeners through the intricacies of negotiating with finesse, providing inva…
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In this episode Mortgage Expert, Ivan Simental NMLS# 1762746 discusses the common challenge faced by many first-time home buyers: buying a home while carrying the burden of student debt. Ivan provides valuable insights and practical tips for those eager to become homeowners despite their educational loans including: Managing debt-to-income ratios I…
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The value of homes has increased collectively by $1 Trillion. If you're looking to tap into that equity, there are several options to consider. In this episode Mortgage Expert, Ivan Simental NMLS# 1762746 discusses ways to tap into equity including, Home Equity Loan Home Equity Line of Credit (HELOC) Cash-Out Refinance Reverse Mortgage Sell or Down…
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Whether you're planning to sell your house or just looking to upgrade, there are certain improvements that can significantly increase your property's worth. In this episode, mortgage loan expert Ivan Simental NMLS# 1762746, explores the best renovations to consider if you want to add value to your home. Ivan covers everything from simple cosmetic u…
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In this episode, mortgage loan expert Ivan Simental NMLS# 1762746 breaks down the role of the Federal Reserve in regulating the country's monetary policy and provides insights into how its decisions impact interest rates, inflation, and the overall economy. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791 Equal Housing Op…
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In this episode, mortgage loan expert Ivan Simental NMLS# 1762746 breaks down the pros and cons of renting vs. buying and provides practical advice on how to make the best decision for your particular situation. Ivan also shares some common misconceptions about renting and buying and offers insights on factors to consider, such as location, finance…
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In this episode, mortgage expert Ivan Simental NMLS# 1762746, explores the benefits and drawbacks of adjustable-rate mortgages (ARMs) in the current economic climate. They discuss how ARMs differ from fixed-rate mortgages, and how they can be a good option for certain borrowers who are looking for lower initial payments or who plan to sell their ho…
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In this podcast episode, mortgage expert Shivani Peterson NMLS# 866955 discusses the topic of a 40-year loan term, including its advantages and disadvantages. She delves into how this extended loan term can affect a borrower's overall financial situation and explores some alternative loan options that may be more suitable for certain individuals. S…
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In this episode, mortgage loan expert Ivan Simental NMLS# 1762746, shares insights into the requirements and challenges involved in obtaining a mortgage loan as a self-employed individual in 2023. Listeners will learn about the different types of mortgage loans available to self-employed individuals, the documentation required to qualify for a loan…
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Do you own a home that you hate living in, but choose to stay because your payment is low? If so, you might be wondering what your options are. In this episode, mortgage expert Shivani Peterson NMLS# 866955 discusses the following points: Americans are moving less than at any time since 1948. What are the possible reasons? If you feel trapped in a …
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In this episode, mortgage expert Shivani Peterson NMLS# 866955 discusses a concerning statistic in the real estate market: 39% of home buyers cannot afford a 5% down payment. She dives into the reasons behind this trend, including rising housing prices and stagnant wages. Shivani also explores potential solutions to help more people achieve homeown…
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If you are searching for a home you've likely run into problems with low inventory. Mortgage rates are higher than they've been in years, new home construction has decreased, and many homeowners are staying put. In this episode, Ivan Simental NMLS# 1762746 discusses the issue of low housing inventory right now, what to expect in the coming months, …
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With the recent news of SVB bank filing for bankruptcy, you might be wondering how bank failure might impact real estate now and in the future. In this episode mortgage expert, Shivani Peterson NMLS# 866955 covers the following talking points, The role the Fed plays The impact we’ve seen on interest rates and how that could continue How this may sw…
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Homeowners and potential homeowners will see some major changes impacting mortgage costs in May 2023. While loan-level price adjustments have always existed, in this episode mortgage expert, Shivani Peterson NMLS# 866955 dives deeps into these NEW changes. She discusses how they will impact mortgage interest rates and what they mean for homeowners.…
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Looking to make a big purchase? Need extra cash? Home equity lines of credit (HELOCs) are one of the cheapest forms of borrowing while credit cards are one of the most expensive. However, sometimes a credit card might be a better option. Other times, tapping your home equity could make more sense. In this episode mortgage expert, Ivan Simental NMLS…
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New homeowners might try to avoid private mortgage insurance (PMI) at all costs. It's usually thought of as a "bad" thing that you don't want as a homeowner. However, there are many benefits to having PMI. In this episode mortgage expert, Shivani Peterson NMLS# 866955 discusses the benefits of having private mortgage insurance. >> Read the article …
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Mortgage relief can come in many forms. Whether you need a lower rate and payment or a break from making payments altogether, there are options. In this episode, Ivan Simental NMLS# 1762746 >> Read the article "Mortgage assistance and relief programs | 2023" Learn more about home buying, refinancing, and real estate investing at themortgagereports.…
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Buying a home can make tax deductions a little better for homeowners! In this episode, Ivan Simental NMLS# 1762746 discusses 3 important tax deductions for homeowners. >>Read the article "How The Mortgage Interest Deduction Helps Homeowners" now on themortgagereports.com The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791 Eq…
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Have mortgage rates peaked? Will they continue to increase? When will they go down? In this episode mortgage expert, Ivan Simental NMLS# 1762746 provides a mortgage interest rates forecast for the rest of 2023. >>Read the article now on themortgagereports.com The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791 Equal Housing …
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With mortgage rates increasing, you might be wondering if buying a house or investing in real estate is even worth it this year. The big question is, If you buy a home in 2023, will it appreciate in the long run? The bigger question is, should you buy now or wait? In this episode, mortgage expert Shivani Peterson NMLS# 866955 answers these question…
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