💵 The simplest way to budget. Download the EveryDollar app for free! Yes, you can still have fun on a budget—and I can prove it! In this episode, find out how Winston and I make the most of our money and why a budget actually helps you enjoy life more. Next Steps: 🎥 Watch my video 8 Mistakes You’re Making With Everyday Expenses. 📈 Are you on track …

💍 Get your tickets for our Money & Marriage Getaway happening February 12–14, 2026. Today’s special guest is my amazing husband, Winston Cruze! In this episode, we’ll share the biggest lessons we’ve learned in 15 years of marriage, plus how you can grow even stronger in your relationship. Next Steps: 🎥 Watch my video Money Habits You Need to Change…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Could the #1 wealth killer in your life be parked in your garage? In this episode, find out why your car could be keeping you broke, plus the right way to own one instead. Next Steps: 🎥 Watch my video 10 Things Quickly Becoming Too Expensive for the Middle Class. 💰 Find out your …

📈 Are you on track with the Baby Steps? Get a free personalized plan. Let’s be real—money can be helpful, but it’s not going to magically solve all your problems. In this episode, you’ll learn five important areas where you might already be wealthier than you think. Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 …

📈 Are you on track with the Baby Steps? Get a free personalized plan. The truth is, debt is a thief, but not everyone is taught that. In this episode, my friend Jade Warshaw shares how she learned this the hard way—including the steps she took to pay off $460,000 in debt and why they can work for you too. Next Steps: 💵 The simplest way to budget. D…

📈 Are you on track with the Baby Steps? Get a free personalized plan. If you’re someone who thrives on structure, changes to your routine can totally throw you off. In this episode, you’ll learn five practical tips to help stay on track with your time and money, no matter what season you’re in. Next Steps: 💵 The simplest way to budget. Download the…

📈 Are you on track with the Baby Steps? Get a free personalized plan. I found a list of “13 Times Dave Ramsey Wants You to Say No” and I couldn’t resist sharing my thoughts! In this episode, I’ll give my take on each one, plus three “Dave nos” I heard growing up. Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Wat…

📈 Are you on track with the Baby Steps? Get a free personalized plan. I know technology gets a bad rap sometimes—but it can actually make life a lot easier! In this episode, find out the seven apps I can’t live without and why technology isn’t all bad. Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video…

📈 Are you on track with the Baby Steps? Get a free personalized plan. No matter how much money you make, it’s way too easy to overspend. In this episode, learn 16 practical ways to stop wasting your money so you can build wealth instead. Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video 7 Creative Sid…

📈 Are you on track with the Baby Steps? Get a free personalized plan. If you’re engaged or recently married, you’ve probably heard all the classic marriage advice. But in this episode, you’re going to learn five common mistakes newlyweds make and how you can avoid them altogether! Next Steps: 💵 The simplest way to budget. Download the EveryDollar a…

📈 Are you on track with the Baby Steps? Get a free personalized plan. So, I didn’t budget for two whole weeks, and you guys won’t believe what happened! In this episode, find out my biggest takeaways from this experiment so you can keep your spending in check without the stress. Next Steps: 💵 The simplest way to budget. Download the EveryDollar app…

📈 Are you on track with the Baby Steps? Get a free personalized plan. You might not feel rich, but you may be doing better with money than you realize! In this episode, find out seven signs that prove you’re actually ahead of the average American. Next Steps: 💰 Pay off your home faster with the Mortgage Payoff Calculator. 🎥 Watch my video Create Yo…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Let’s be real—sometimes, rest can feel like one more thing on your to-do list. In this episode, you’ll learn what true rest really looks like and how it can actually help you win with money. Next Steps: 🎥 Watch my video 6 Lies Culture Tells Us About Money. 💵 The simplest way to b…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Winning with money isn’t about how much you make—it’s about how you manage it. In this episode, find out which four habits could be keeping you broke, no matter your income level. Next Steps: 🎥 Watch my video 45% of Americans Are Taking On Debt for THIS? 💵 The simplest way to bud…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Credit cards might feel like just a normal part of life—but should they be? In this episode, you’ll learn the hard truth about how this industry works and why it’s intentionally keeping you behind financially. Next Steps: 🎥 Watch my video The True Price of Living With Debt. 💵 The…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Thinking “I’ll be happy when I have more money” never leads anywhere good. In this episode, find out three simple ways to break out of that cycle and start experiencing joy that lasts. Next Steps: 🎥 Watch my video 6 Minimalist Habits That Improve Your Life and Money. ✍️ Start you…

📈 Are you on track with the Baby Steps? Get a free personalized plan. There’s one money struggle almost all wealthy families can relate to. In this episode, you’ll learn what this unexpected challenge is, plus five ways to raise financially wise kids. Next Steps: 🎥 Watch my video What Everybody Gets Wrong About Generational Wealth. 📔 Pick up a copy…

📈 Are you on track with the Baby Steps? Get a free personalized plan. In this episode, let’s lean into the controversy. Find out which of my money teachings people hate the most—plus why I still stand by them (and why you should too!). Next Steps: 🎥 Watch my video My Most Hated Financial Advice: Eating at Home. 💰 Invest in your future with a SmartV…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Summer break is such a gift—until comparison starts creeping in. In this episode, you’ll learn four ways to stop the comparison spiral before it steals your peace and your paycheck. Next Steps: 🎥 Watch my video The Real Reason Everyone Seems Wealthier Than You. 💵 The simplest way…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Believe it or not, I don’t always agree with Dave Ramsey on money advice! Today, I’ll react to two times this happened recently—plus clue you in on how Dave really feels about Taylor Swift. Next Steps: 🎥 Watch my video How to Never Pay Full Price Again With Dave Ramsey. 🎥 Watch t…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Debt or no debt, money fights are real! In this episode, you’ll learn how to talk about money in your relationship, plus four financial red flags you shouldn’t ignore. 🚩 Next Steps: 🎥 Watch my video Should You Combine Accounts With Your Spouse? 💰 Beat debt and build wealth faster…

📈 Are you on track with the Baby Steps? Get a free personalized plan. In this special episode, podcast host and bestselling author Lewis Howes unpacks some powerful insights about telling your money where to go. Plus, find out why the right money mindset is the key that unlocks the financial future you really want. Next Steps: · 🎥 Watch my video Ha…

📈 Are you on track with the Baby Steps? Get a free personalized plan. I know you love celebrating your friends, but you don’t have to blow your budget doing it! In this episode, I’ll share 21 housewarming gift ideas under $25 so you can celebrate without the stress. Next Steps: · 🎥 Watch my video 9 One-Time Purchases That Can Save You Hundreds. · 📔…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Ever wondered how Dave Ramsey created the Baby Steps? In this episode, you’ll hear the incredible backstory, plus how these seven proven steps can change your finances forever. Next Steps: · 🎥 Watch my video The Fastest Way to Become a Millionaire (With Dave Ramsey). · 💵 Start yo…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Cutting costs is tough when you love to spend—trust me, I get it! But in today’s episode, you’ll learn five super simple money-saving tips that even spenders will actually want to stick to. Next Steps: 🎥 Watch my video How I Budget, Invest, Save and Spend My Money. 🍽️ Save time a…

📈 Are you on track with the Baby Steps? Get a free personalized plan. There are tons of ways to save, but one of the biggest money-savers out there flies totally under the radar. In this episode, find out which savings hack no one is talking about and how to use it to your advantage. Next Steps: 🎥 Watch my video How to Save $4,000 Fast. 💵 Start you…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Do you want to actually be rich or just look rich? In this episode, I’ll react to 10 habits that scream, “I’m trying to look wealthy.” Plus, find out how to build real wealth instead! Next Steps: 🎥 Watch my video Create Your First Budget in 5 Simple Steps. 💵 Start your free budge…

📈 Are you on track with the Baby Steps? Get a free personalized plan. What if your budget could actually improve your quality of life? In this episode, you’ll learn four practical ways your budget can buy back time and help you create more balance in life. Next Steps: 🎥 Watch my video 11 Things You’ll Regret Buying Cheap (Learn From My Mistakes!). …

📈 Are you on track with the Baby Steps? Get a free personalized plan. Talking about the future with your aging parents might feel tough—but it’s one of the best ways to care for them. In this episode, find out how to have “the money talk” in six steps so everyone can feel confident and prepared. Next Steps: 🎥 Watch my video 3 Healthy Money Boundari…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Let’s be real—there are some money fails we can all relate to. In this episode, discover six important money lessons hidden inside social media memes. Trust me, you’ll want to remember these! Next Steps: 🎥 Watch my video 5 Simple Habits for Building Wealth (This Made Me a Million…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Managing finances with your spouse doesn’t have to feel stressful! In this episode, you’ll learn five steps for navigating money together and maximizing a dual income. Next Steps: 🎥 Watch my video How to Invest the Right Way in 2025. 📘 Get my book Know Yourself, Know Your Money. …

📈 Are you on track with the Baby Steps? Get a free personalized plan. If rising prices have you concerned, you’re not alone! In this episode, find out 10 things people think are becoming too expensive for the middle class, plus how to afford your life no matter what you make. Next Steps 🎥 Watch my video What Income Puts You in Upper, Middle and Low…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Have you ever spent money and had serious regret about it later? Well, not today! In this episode, find out 13 everyday purchases I swear by and why they’re worth every penny. Next Steps: 🛍️ Shop Rachel’s home purchases on Amazon. 🎥 Watch my video 6 Minimalist Habits That Improve…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Have you noticed money scams just keep getting sneakier? In this episode, find out how to spot eight common money scams so you can protect your wallet. Next Steps: 🎥 Watch my video How Airlines and Other Retailers Are Robbing You Blind. 💵 Start your free budget today. Download th…

📈 Are you on track with the Baby Steps? Get a free personalized plan. If you learned more about pi in high school than how to file your taxes, you’re not alone! In this episode, you’ll learn five important financial lessons everyone should have learned a long time ago. Next Steps: 💰 Beat debt and build wealth faster with Financial Peace University.…

📈 Are you on track with the Baby Steps? Get a free personalized plan. We can’t escape the basic cost of living, but there are ways to spend less! In this episode, find out how to save on everyday essentials so that you have more money for everything else. Next Steps: 🎥 Watch my video 4 Ways You’re Ruining Your Budget (Without Realizing It). 🏠 Calcu…

📈 Are you on track with the Baby Steps? Get a free personalized plan. If you have a savings goal, the key to reaching it is going all in—even if it’s just for a short season! In this episode, you’ll learn four money challenges you can start today to help you pile up cash fast. Next Steps: 🎥 Watch my video Find an Extra $400 in Your Budget in Just 2…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Does it feel like the housing market is totally out of control? In this episode, we’ll dive deep into what’s really happening out there and what it means for buyers and sellers right now. Next Steps: 🏠 Reach your home goals with our Real Estate Home Base. 💵 Start your free budget…

📈 Are you on track with the Baby Steps? Get a free personalized plan. The truth is, there’s something every generation can teach us about personal finance. In this episode, find out seven surprising money lessons we can learn from boomers—including what to do and what to avoid. Next Steps: 🎥 Watch my video 7 Valuable Life Lessons I Swear By. 💰 Find…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Let’s be real—knowing what to do with your money and actually doing it are two different things. That’s why in this episode, I’m calling out five commonsense money habits you can start today that’ll help you reach your goals. Next Steps: 🎥 Watch my video What’s the Catch With 0% …

📈 Are you on track with the Baby Steps? Get a free personalized plan. Investing for retirement can feel overwhelming, but it doesn’t have to be! In this episode, you’ll learn five key numbers everyone should know so you can prepare for the future with confidence. Next Steps: 🎥 Watch my video How to Invest the Right Way in 2025. 💰 Invest in your fut…

📈 Are you on track with the Baby Steps? Get a free personalized plan. If you really want to win with money, belief alone isn’t enough to change your bank account. In this episode, I’ll share my honest advice for spending wisely so you can experience true peace. Next Steps: 🎥 Watch my video The Fastest Way to Pay Off Debt in 2025. 💰 Find out your ea…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Is living on a cruise ship a creative money-saving hack or just plain crazy? In this episode, I’m reacting to some of the wildest things people have tried to save a buck. Plus, you’ll learn how to actually save more in your everyday life. Next Steps: 🎥 Watch my video The Worst Wa…

📈 Are you on track with the Baby Steps? Get a free personalized plan. I know credit card miles seem like free travel . . . but are they really? In this episode, you’ll learn five sneaky money traps to avoid if you want to win with money. Next Steps: 🎥 Watch my video How Airlines and Other Retailers Are Robbing You Blind. 💵 Start your free budget to…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Even if you never make a crazy high salary, you can still be a millionaire. In this episode, find out how actual people with everyday jobs built their wealth so you can get started today. Next Steps: 💰 Find out your earning potential with the Investment Calculator. 💵 Start your f…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Instead of letting comparison steal your joy, let it be the motivation you need to reach your money goals. In this episode, find out four ways to turn the temptation to compare into financial progress. Next Steps: 🎥 Watch my video How Do Your Monthly Expenses Compare to the Avera…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Sometimes it pays to get creative (literally!). In this episode, hear about how one couple’s “game” changed everything about their approach to money—and could change yours too. Next Steps: 🎥 Watch my video The Fastest Way to Pay Off Debt in 2025. 💰 Start winning with money! Enrol…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Some of us are natural savers and some of us (🙋‍♀️) are natural spenders. In this episode, find out what your money tendencies are, plus how to be the best version of your type. Next Steps: 🎥 Watch my video Money Habits You Need to Change Right Now (with Dave Ramsey 📗 Read my boo…

📈 Are you on track with the Baby Steps? Get a free personalized plan. The fear of going totally broke is real, but it doesn’t have to be your reality! In this episode, you’ll learn steps to take control of your money so you can start building wealth for the future. Next Steps: 💰 Purchase your tickets for the Investing Essential virtual eventInvesti…

📈 Are you on track with the Baby Steps? Get a free personalized plan. Buying a house is exciting, but it also comes with a lot of questions. In this episode, find out everything you need to know about mortgages so you can shop for a home with confidence. Next Steps: 🎥 Watch my video Easy Ways to Pay Off Your Mortgage Early. 💵 Start your free budget…