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Financial and retirement planning guidance with Mark Howard of the Howard Financial Group in Savannah. Mark has almost three decades of experience in the financial industry, has been published in the Wall Street Journal, Barron's, South Magazine and several other publications. He has also been featured on the Savannah Morning News. In addition to clients in Savannah, Mark also serves Hilton Head, Bluffton, Statesboro, and the rest of the Low Country. To get your own Financial Game Plan, cont ...
 
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show series
 
People love do-it-yourself projects. There’s even a DIY Network where you can watch shows about home renovation, landscaping, or interior design and how to do those things without professional help. Today we're talking about the DIY mentality in retirement planning. What we discuss in this episode: 1:22 – No financial advisor 3:10 – Triggers to vis…
 
What can we learn about financial planning from the Andy Griffith Show? We’ll share some quotes from the famous show and explain how they relate to you retirement. What we discuss in this episode: 1:25 – Floyd 2:27 – Goober 6:07 – Sheriff Andy 7:29 – Otis Read more and get additional financial resources here: http://retirementhuddle.com…
 
Should you take a job with a higher salary but worse health insurance? Is there a way to not owe the IRS so much in taxes each year? These are a few of the mailbag questions we’re answering on today’s show. What we discuss in this episode: 1:00 – Career moves 4:10 – Taxes 6:45 – Marriage costs Read more and get additional financial resources here: …
 
A lot of people have questions about their retirement plan, but you might be asking the wrong questions. We’ll share some common wrong questions and what better questions might be. What we discuss in this episode: 0:57 – How much to save? 2:30 – Long-term care insurance 4:07 – Highest return 5:41 – Fees 7:27 – Taxes Read more and get additional fin…
 
Sometimes we have clients who want to retire early. But how much earlier do they mean, and is this a realistic goal? We’ll share some challenges they face and how to know if early retirement is for you. What we discuss in this episode: 0:59 – How early? 5:21 – Realistic retirement? 6:20 – Challenges of retiring early 10:29 – How do you know? Read m…
 
Delayed gratification is a difficult skill to master and that’s just as true with financial matters as it is in the other areas of your life. Let’s talk about some instances where you might be faced with a choice of being satisfied now or satisfied later. What we discuss in this episode: 2:09 – Budget vs. 401k match 4:22 – Tax deductions 6:33 – Soc…
 
What can basketball star Shaquille O’Neal teach us about retirement planning? Quite a bit. Let’s examine some of his famous quotes and how they can apply to your life. What we discuss in this episode: 0:46 – Seeing Shaq 5:05 – Excellence 7:15 – Taxes 8:59 – Stats 11:02 – Motivation Read more and get additional financial resources here: http://retir…
 
For some folks, the idea of putting together a financial plan can be overwhelming. But it’s less threatening if you just focus on the first step. Let’s talk about a few possible first steps that you could take. What we discuss in this episode: 1:05 – Retirement dreams 2:41 – Financial inventory 5:24 – Income plan 6:54 – Professional help Read more …
 
We often hear people try to make excuses or explain away some of their questionable financial decisions. On today’s show we’ll explain why these excuses usually don’t hold water. Read more and get additional financial resources here: http://retirementhuddle.com What we discuss in this episode: 1:08 – Social Security 5:44 – Too much risk 8:06 – Too …
 
Anytime the market is turbulent, people react in various ways. So, how should you handle rough periods in the market? We’ll share how to handle these tumultuous times Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-44-how-to-should-you-handle-market-volatility/878/ What we discuss in this episode: 1:04…
 
We often talk about the importance of not leaving a 401k with your old company after you no longer work there. But what are the main benefits of rolling an old 401k into an IRA? We’ll explain on today’s show. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-43-rolling-over-your-401ks-into-iras/859/ What…
 
As financial professionals, there are things that we wish everyone knew and understood about the financial industry. Today we are going to share some of the tricks that sometimes get played and how to spot them. Read and get additional financial information: https://retirementhuddle.com/podcast/ep-42-what-we-wish-you-knew-about-the-financial-indust…
 
Mister Rogers left us a treasure trove of inspirational quotes during his 31 years on TV. Did you know that a few of them have some solid financial and investing wisdom hidden inside? Read and get additional financial information: https://retirementhuddle.com/podcast/ep-41-financial-wisdom-from-mr-rogers/826/ What we discuss: 2:15 – Truth about our…
 
Psychologists have determined that retirement is the 10th most stressful event that you can experience in life. Today we’re sharing some ways to proactively deal with that stress. Read and get additional financial information: https://retirementhuddle.com/podcast/ep-40-how-to-deal-with-financial-stress-in-retirement/814/ What we discuss: 2:58 – Lif…
 
Some people need a reality check when it comes to understanding their retirement. You might picture yourself retired on a beach or a boat, but it might be time to check your dreams. Read and get additional financial information: https://retirementhuddle.com/podcast/ep-39-retirement-reality-check/801/ What we discuss: 0:55 – Manage expectations 3:01…
 
Right now, there are many parents who recently dropped their first kid off at college. Other parents just dropped their last kid off at college and are officially empty nesters. Let’s discuss some of the major financial issues to consider during this stage of life. Read and get additional financial information: https://retirementhuddle.com/podcast/…
 
Today, we’re answering your mailbag questions. Up first, Beth wants to know if it was a mistake to take Social Security early. We’ll also answer your questions about 401(k) investments and long-term care. Read and get additional financial information: https://retirementhuddle.com/podcast/ep-37-mailbag-social-security-401k-investments-and-long-term-…
 
You likely have questions about your retirement, but there might be some questions that you didn’t know to ask. We’ll explain what those questions are and why the answers are so crucial to your financial future. Episode Show Notes: https://retirementhuddle.com/podcast/ep-36-retirement-questions-you-didnt-know-to-ask/619/ 1:27 – Tax-deferred savings…
 
Today we’re answering some mailbag questions about inheritance, housing prices and retirement goals. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-35-mailbag-inheritance-housing-and-retirement-goals/610/ What we discuss on this episode: 1:11 – Inheritance 6:11 – Selling house 8:33 – Retirement goal…
 
On this episode of The Retirement Huddle podcast, Mark Howard explains the questions you need to answer to see if you are ready for retirement. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-34-retirement-readiness-where-do-you-stand/597/ What we discuss on this episode: 1:07 – I have no idea if I can…
 
We like to look at issues faced by people outside the financial world and see what kind of retirement lessons we can learn. Today, we’re seeing what we can learn from teachers and the issues they face. Read more and get additional financial resources here: https://retirementhuddle.com/episodes/ What we discuss on this episode: 2:02 – Everybody hate…
 
What kind of score will you get on this retirement pop quiz? If you don’t know the answer to the majority of these questions, there’s a good chance that you’d be flunking a course on retirement planning. Read more and get additional financial resources here: https://retirementhuddle.com/financial-planning/ep-32-retirement-pop-quiz/565/ What we disc…
 
There are some important ages when you’re thinking about retirement. Some of these ages start way before you retire. We’ll explain what they are and why they’re important milestones. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-31-important-ages-for-retirement-planning/525/ What we discuss on this e…
 
Even if she wasn’t actually talking about money, Grandma said a lot of smart things that we can apply to financial planning. On this episode of The Retirement Huddle podcast, Mark Howard explains some of these classic Grandma sayings and how they relate to our financial lives. Read more and get additional financial resources here: https://retiremen…
 
Getting through retirement is a lot like running a marathon. Are you prepared and ready to go? We’ll explain what you need to do. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-29-the-retirement-marathon/491/ What we discuss on this episode: 2:00 – Planning and preparation 4:59 – Diet 6:28 – Don’t sta…
 
Some decisions you make are hard to go back to change, and some you can’t change at all. And there are many decisions in retirement planning that can’t be undone, so you want to make sure that you make the right call. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-28-retirement-decisions-that-cant-be-…
 
The financial world is full of acronyms that get thrown around for convenience, but the average person doesn’t necessarily know what they all mean. We’ll share what they are and what they mean. Read more and get additional financial resources here: https://retirementhuddle.com/financial-planning/ep-27-financial-acronym-salad/456/ What we discuss on…
 
Should you always pay off your house as soon as you can? Do you need life insurance when you retire? Find out if we agree or disagree with these financial strategies. Read more and get additional financial resources: https://retirementhuddle.com/podcast/ep-26-agree-or-disagree-with-these-financial-strategies/442/ What we discuss on this episode: 1:…
 
To successfully complete a jigsaw puzzle, there are some strategies you’ll want to keep in mind, and many of those same strategies apply to retirement planning. Read more and get additional financial resources here: https://retirementhuddle.com/financial-planning/ep-25-the-jigsaw-puzzle-of-retirement/424/ What we discuss on this episode: 1:40 – Loo…
 
When you’re in the red zone in football, you need to capitalize on the opportunities and not make costly mistakes. The same thing goes when you’re in the red zone leading up to your retirement years. We’ll explain why. Read more and get additional financial resources here: https://retirementhuddle.com/financial-planning/ep-24-why-the-final-decade-b…
 
Do ever watch home renovation shows on TV? Well, renovation projects can also apply to your financial life. We’ll explain how. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-23-how-home-renovation-is-like-financial-planning/385/ What we discuss on this episode: 1:50 – Contractor’s discount 4:24 – Pass…
 
What can basketball teach us about financial planning? Surprisingly, they have a lot in common. We’ll explain how Read more and get additional resources here: https://retirementhuddle.com/podcast/ep-22-what-basketball-can-teach-us-about-retirement-planning/374/ What we discuss on this episode: 1:48 – Shot clock 4:35 – Double dribble 7:05 – Personal…
 
“This is the year. I’m going to do (fill in the blank).” How many times have you heard people say that about New Year’s resolutions? Let’s talk about some good financial goals for the New Year and how to make them stick. Read more and get additional financial resources here: https://retirementhuddle.com/financial-planning/ep-21-financial-goals-for-…
 
Does your financial advisor look at your tax returns? What about the fees in your investments? We’ll explain how your advisor should be helping you. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-20-is-your-advisor-doing-this/340/ What we discuss on this episode: 1:28 – Reviewing tax returns 3:06 – Ev…
 
This time of the year is very special. Christmas songs can get you in the mood for celebrating with your family. They can also be compared to retirement planning. On this episode of The Retirement Huddle podcast, Mark Howard explains how they are similar. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep…
 
On this episode of The Retirement Huddle podcast, Mark Howard explains how overconfidence in your financial life can sometimes lead to destruction. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-18-how-overconfidence-in-your-finances-can-lead-to-destruction/303/ What we discuss on this show: 1:06 – Ov…
 
Even if you have a solid financial plan in place, things can quickly get out of tune if you don’t make adjustments from time to time. On this episode of The Retirement Huddle podcast, Mark Howard explains some of the areas where we often see people get out of tune in their financial plan. Read more and get additional financial planning resources he…
 
Villains in the movies are usually pretty easy to identify, but villains in the financial world aren’t always so easy to identify. Here’s how to recognize them. Show notes & financial resources: https://retirementhuddle.com/podcast/ep-16-how-to-spot-villains-in-the-financial-world/270/ What we discuss on this show: 1:24 – Darth Vader 3:10 – Wicked …
 
Many financial decisions can be compared to playing chess, roulette or poker. Some use skill and some use luck, and we will explain why. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-15-are-we-playing-chess-roulette-or-poker/256/ What we discuss on this show: 1:51 – Trying to time the market 3:02 – D…
 
Are you an emotional spender or someone who loves to do research before making a purchase? No matter how you spend money, it’s helpful to know your personality type so you can best plan for retirement. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-14-whats-your-spending-personality/245/ What we discu…
 
In honor of all the wonderful mothers, let’s take some of their favorite sayings and apply them to financial planning. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-13-financial-wisdom-from-moms-favorite-sayings/229/ What we discuss on the show: 0:53 – Because I said so 2:21 – If you want to act like…
 
Mark breaks down the top six financial topics that people search on Google and what you should know about them. Read more about this episode: https://retirementhuddle.com/podcast/221/221/ What we discuss today: 1:03 – Income taxes 5:13 – Insurance 7:36 – Mortgages 9:21 – Retirement accounts 11:52 - College expenses and estate planning…
 
Are you making assumptions about your retirement and what it will look like? Mark breaks down some of the expectations people have and where you can go wrong. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-11-dont-make-these-assumptions-about-retirement/211/ On today's show: 0:55 – Thinking you’ll spe…
 
Most people don't know what types of risk they should guard against in their financial planning. We break down five risks and how to address them. Plus, Mark answers your mailbag questions. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-10-5-types-of-financial-risks/200/ On today's show: 0:51 – Market…
 
Everyone gets tripped up by mistakes in retirement planning and sometimes they’re unavoidable. But many times we see pre-retirees make bad decisions that hurt their financial future and they could have steered clear of these with a little assistance. Let’s look at the classic mistakes that we see before answering a few mailbag questions. Read more …
 
Financial lessons can be found everywhere you look, even on The Weather Channel. Today we’re taking four common weather terms and finding the equivalent in retirement planning. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-8-financial-forecast-how-planning-is-like-the-weather/173/ Today's show schedu…
 
We work with many, many Baby Boomers so we see and hear the concerns they have heading into retirement. Let’s discuss what challenges are facing this generation and where mistakes often get made during the planning process. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-7-the-challenges-facing-baby-bo…
 
After all of the hard work it takes to make it to retirement, why would you go and do anything to jeopardize your finances or your lifestyle? Unfortunately, it happens all too often for a number of different reasons. Today we’ll tell you about some of the most common mistakes people make and what you can do to avoid the same fate. Read more and get…
 
The SECURE Act took effect to start 2020 and it’s the first significant retirement legislation in many years. Let’s look at the key changes to retirement planning and how it might impact your future. Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-5-how-the-secure-act-impacts-your-retirement/150/ Today…
 
A lot of us are in a rut right now. The state of the economy remains in limbo as unemployment rises and businesses struggle to remain open. It can be overwhelming to completely rearrange your daily life while trying to balance your finances. We’re all dealing with this together and we’ll help each other get through this rough patch. Without answers…
 
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