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From mountaintops to sand dunes, the Carolinas' backroads and byroads hold legends and lore behind every hill and around every curve. From cryptids to cursed earth to people whose passions will surprise you, North and South Carolina are chock full of surprises. Join Charlie and Michael as they discuss them all!
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Financial and retirement planning guidance with Mark Howard of the Howard Financial Group in Savannah. Mark has almost three decades of experience in the financial industry, has been published in the Wall Street Journal, Barron's, South Magazine and several other publications. He has also been featured on the Savannah Morning News. In addition to clients in Savannah, Mark also serves Hilton Head, Bluffton, Statesboro, and the rest of the Low Country. To get your own Financial Game Plan, cont ...
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Welcome to the Life in the Carolinas Podcast. Our show features a blending of stories that are primarily based on the syndicated TV show, Carl White's Life in the Carolinas and newspaper columns written by Carl White. Like Carl often says, "It's never a bad time for a good story!" The podcast is hosted by Carl and features specials guests as they share the stories behind the stories. All too often we simply do not have enough time to share everything we would like during broadcast. This podc ...
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Are you making rookie mistakes when it comes to planning for your retirement? Even those with strong experience in investing can make silly mistakes from time to time. Join Mark as he discusses some common things that can trip people up. Here’s some of what we discuss in this episode: Making sure that your investments have a defined purpose. Unders…
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Michael here! I have no idea how to introduce this episode, honestly, because every time we say anything even remotely snarky about this episode's subject some piece of technology fails us: we had microphones go out in the middle of recording, our hosting provider ate the episode when it was supposed to go out, and even so small a thing as trying t…
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How can you walk off a winner into retirement? Listen in as Mark dives into the key areas of retirement planning through the lens of America’s pastime. Here’s some of what we discuss in this episode: How having a solid retirement plan is a little bit like playing “small ball.” The “Moneyball” approach, avoiding emotional decisions and focusing on t…
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Saving in your 401K can be an easy and painless way to build your retirement savings. But are you making the most of yours? Listen in as Mark breaks down the common pitfalls many people fall into with their 401(k) plans in today’s episode. Here are some 401K mistakes we’ll discuss in this episode… Leaving money invested in a former employer’s 401k …
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Hitch up your waders and fetch your log-pokin' stick, as ride along as Charlie and Michael talk about Alabama's Bear Creek Swamp! Do you like ghosts? Do you like creepy dolls? Do you like finding horrible things? Then this is the place for you! Bear Creek Swamp has anything you could want, and plenty you might not! Tally Johnson's Books: Ghosts of …
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When it comes to retirement planning, one critical aspect that’s often overlooked is the designation of beneficiaries. It's not just about who you want to inherit your assets; it's about making sure that your wishes are carried out smoothly and without legal complications. Let’s talk about some of the common mistakes we see people make when it come…
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Conventional wisdom says you can’t put toothpaste back in the tube. That is to say, once the deed is done, there’s no taking it back. There are many decisions in retirement planning that can’t be undone, and in today’s episode, we’re going to explore some of them. Here’s some of what we discuss in this episode: Choosing the right time to take Socia…
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Grab your stakes and garlic necklaces and come along as Michael and Charlie dig into the history and lore of a Charlotte neighborhood where it was said for many years a particular place only came alive at night! Upcoming Live Appearances: Black Mountain Public Library - Michael solo (May 8th - Black Mountain, NC) Carolina Fear Fest - Michael solo (…
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Have you ever faced the daunting task of moving to a new home? The careful packing, the labeling of boxes, and the strategic loading of the moving truck are all important parts of a smooth transition. What if we told you similar principles apply to planning for your retirement? Listen in as Mark and Ron share some of the unexpected similarities bet…
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Join Michael and Charlie as they take a deep dive into a pivotal battle of the Revolutionary War and the restless riding spirit who lingers from it still! Upcoming Live Appearances: Black Mountain Public Library - Michael solo (May 8th - Black Mountain, NC) Carolina Fear Fest - Michael solo (May 24th-26th - Raleigh, NC) ConGregate 10 - Michael solo…
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There are certain rules of thumb in the financial industry, many of which you might’ve heard of. For example, the “Rule of 100” or the “4% Rule” might sound familiar to you. But how helpful are these rules of thumb in real-life planning? In this episode, Mark walks through 5 common financial rules and shares his thoughts as a financial advisor. Her…
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Welcome back to the Retirement Huddle podcast! In today’s episode, we’re exploring the timeless wisdom of Oscar Wilde. Celebrated as one of the English language's most quotable figures, he offers us a unique lens to explore financial wisdom. Here are the quotes we discuss in this episode: “I have the simplest tastes. I am always satisfied with the …
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Join Charlie and two very special guests to hear tales of Bigfoot encounters in the Piedmont and learn about the Museum of the Bizarre in Wilmington, NC, from Eric Odditorium! Upcoming Live Appearances: HWA NC Book Reading - Quail Ridge Books (March 26th - Raleigh, NC) Black Mountain Public Library (May 8th - Black Mountain, NC) Carolina Fear Fest …
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Charleston, SC, has a reputation as a haunted city with a long and complex past. But what about newer, more contemporary sites? Can't they have ghosts, too? Pull a chair up to the table and join Charlie, Michael, and friend of the show Kevin as we dig in to the history and lore around one of the city's most famous restaurants! Don't forget to pick …
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One of the topics we discuss pretty frequently here on the show is life insurance. While it may not be the most exciting subject, there are several reasons why life insurance might be useful as part of your retirement plan. Stay tuned as we explore the diverse benefits of life insurance in this episode. Here’s some of what we discuss in this episod…
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Today we’re diving into the world of retirement planning through the lens of one of history’s most iconic figures, Winston Churchill. While many of us know Churchill for his leadership during World War II, you might be surprised at how much his quotes resonate in the world of retirement strategy. Stay tuned as Mark shares his insights on some of Ch…
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Kendal Cook Bittner, the Chief Operating Office for Coastal Vascular & Vein Center chats with our host DJ Thatcher about their new location in Nexton, the types of patients they see, common surgeries & treatments they provide in the Lowcountry.By Roger Gaither
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The Bell Witch of Adams, Tennessee, is one of the most adapted, sprawling, and elaborated upon legends in the entire catalogue of paranormal events in United States history. But which parts of it are verifiably real, and which parts of it are simply too much to believe? Go spelunking with Charlie and Michael as they argue with the disembodied voice…
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Far too often, people aren’t receiving the advice they truly need from their financial advisors. It's not uncommon for financial professionals to focus solely on managing investments, overlooking the broader context of clients' aspirations, dreams, and lifestyle goals. Tune in to discover what your advisor might be missing… Here’s some of what we d…
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In today’s conversation, we’re going to focus on six key reasons why a Roth conversion might be a game-changer for your financial future. As the dreaded April 15 tax deadline approaches, Mark is here to share why this strategic tax approach makes sense for just about everyone and is a great retirement vehicle to consider. Here’s some of what we dis…
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Have you ever wondered what happens when you decide to give us a call? In this episode, we're pulling back the curtain to give you an inside look at how we guide our listeners through the preliminary process at Howard Financial Group. Here’s some of what we discuss in this episode: What does the discovery phone call process look like? Some of the c…
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Join Michael and Charlie for a discussion of everything from dowsing for water to plugging a tree as they dive into Appalachian folk magic and traditional remedies! Don't forget to pick up Arcane Carolinas: Volume 1, out now! Upcoming Live Appearances: Ret-Con 2024 (March 1-3, 2024 - Cary, NC) Links: The Lumberton Report (arcanecarolinas.com) Ameri…
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It’s that time of the year when Christmas music is playing everywhere you go. We all have our favorites, and we also have songs we start getting tired of hearing. But for the most part, the music adds a wonderful soundtrack for one of the best times of the year and helps puts people in good spirits. But what can we learn from all of these holiday c…
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Dr. Meridith Womick, MD/Medical Director, Metabolic Medical Centers chats with host DJ Thatcher about the diverse ways that Metabolic Medical Centers can help you improve your health by losing weight and developing a lifelong plan to keep it off.By Roger Gaither
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Join Charlie, Michael, and a bunch of awesome people at Arcana in Durham, NC, for three tales: a ghost taunting the living on a stormy night; a rail project unearthing ancient history; and the death and resurrection of a rural community's resident witch! Published early by request, this live recording was the 2023 Spooky Season Kickoff from Septemb…
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Welcome back to The Retirement Huddle podcast! In today’s episode, Mark is going to tackle some of the unanswerable questions that often pop up when planning for retirement. From predicting market crashes to navigating the uncertain landscape of future taxes, stay tuned for insights on building a robust retirement plan that stands the test of time.…
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Paige Crone, the Director of Marketing & Sales at The Peninsula of Charleston chats with host DJ Thatcher about their senior living community which is the only proposed luxury senior living community in downtown Charleston. The Peninsula of Charleston will combine high-end amenities with upscale concierge services. The community will provide a full…
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Ease into the post-Halloween season by joining Charlie and Michael for a casual discussion of various types of ghosts and past episodes we've done about some of them! Links: Ghosts of the South Carolina Upcountry (Amazon.com) Sea Island Spirits (YouTube) WRAL Voters' Choice Awards (wral.com) Upcoming Live Appearances: Ret-Con 2024 (March 1-3, 2024 …
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What can our favorite cereals teach us about financial planning? Much like selecting cereal, choosing financial products involves a myriad of options, each with its own set of benefits and drawbacks. From healthy and sensible choices to the flashy and appealing, Mark and Ron draw parallels between cereal selection and financial decision-making in t…
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In today’s episode, we’re going to discuss some of the unreasonable requests that can arise during the retirement planning process. Tune in as we tackle some common misconceptions, dissecting why they may not be feasible, and provide valuable insights on what to expect instead. From desiring high returns with little to no risk to hoping to avoid pa…
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Woohoo! An even 100 episodes! Join Charlie and Michael as they give updates on some previous episodes, their spouses join them for listener Q&A, and we hear some voicemails from friends. Now on to the next 100! Links: Center for UFO Studies (CUFOS) (external site) Tally Johnson's books & info (Amazon) Alexandra Christian's books & info (Amazon) Str…
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Did you know George Washington received a personal tour of Old Salem during his second term--and that doing so was politically controversial? Even more controversial is the possibility he encountered supernatural doom while there! PLUS, Michael and Charlie run a bracket to see who's the winner of Reasonable Ghosts! This episode was recorded live at…
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The classic film, Forrest Gump, is filled with loads of memorable lines that many of us know and love. In today’s episode, we’re going to explore the unexpected financial lessons that are hidden within this iconic movie. Listen in as we discuss the importance of putting the past behind you, making informed decisions, planning for the unexpected, an…
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UFOs have been in headlines this year, but it certainly isn't the first time. Join us for a deep-dive discussion of a major UFO flap in Robeson County, NC, nearly a half-century ago! Upcoming Live Appearances: Ret-Con 2024 (March 1-3, 2024 - Cary, NC) Follow us! Arcane Carolinas on Patreon Arcane Carolinas on Facebook Arcane Carolinas on Instagram …
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Join us for a trio of tales! First, sit down with us live at GalaxyCon Richmond from spring of 2023 and hear the story of Richmond's most famous undead. Then, we have a talk with friend of the show Jerry Chandler as he tells us spooky stories about the Virginia State Capitol complex and surrounding areas. Then we cap off this super-sized episode wi…
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In this episode of “The Retirement Huddle,” we’re diving into the world of retirement income gaps. Mark shares his insights on the different types of gaps individuals may encounter during retirement and how to effectively prepare for them. From the paycheck gap to the widow's gap, we’ll discuss the importance of having a comprehensive income strate…
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Lees-McRae College is an institution of higher learning in the highest-elevation county seat in the eastern United States. Join Charlie and Michael for a look at the ghost (or ghosts) haunting their dorms, archives, and graveyard! EXTRA SPECIAL: don't forget to pick up Arcane Carolinas: Volume 1, out now! AWARD NOMINATIONS: WRAL Voter's Choice Awar…
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Join Charlie as he chats with show guests, vendors, and attendees at Carolina Fear Fest about their favorite local legends and spooky stories! Links to Wild Animal Encounters, The Spooky Twins, and Acme Comics below! EXTRA SPECIAL: don't forget to pick up Arcane Carolinas: Volume 1, out now! AWARD NOMINATIONS: WRAL Voter's Choice Award Nominations …
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In past Spooky Seasons we've talked about two different versions of the Grey Man in South Carolina, but what about the Grey Lady? And is she the Grey Lady of South Carolina or of North Carolina? Or Virginia? Or New York? Join Charlie and Michael for a historical deep dive that turns into a series of ghostly legends and haunting tales, with everythi…
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Have you ever wondered why Mark works in the financial planning business? What drove him to start Howard Financial Group? In this episode, Mark opens up and shares his influences, dreams, and goals to help you get to know why he’s so passionate about what he does every day. Hopefully that passion has come across in this podcast over many episodes, …
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Michael and Charlie sit down with a fun, friendly crowd at Carolina Fear Fest--and a few (literal) horror clowns--to talk about two legends of decidedly Luciferian origin: Satan's Bridge in NC and Hell's Gate Cemetery in SC! EXTRA SPECIAL: don't forget to pick up Arcane Carolinas: Volume 1, out now! Upcoming Live Recordings: Arcana (Durham, NC, Sep…
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