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The Numbers Game

Nick Reilly, Jason Robinson, Marty Vidakovic

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The Numbers Game — It’s finance, investment and business but not as you know it. Each week Jason Robinson (CPA Accountant), Nick Reilly (Planner) and Marty Vidakovic (Finance) come together to bring you strategy and advice around the importance of knowing your numbers in life and business. Numbers really do tell a story so let us help you make it a good one.
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Welcome to Episode 210 of The Numbers Game. In this episode, we look at the increased activity in the property market and how buyers should prepare themselves! Marty shares some exciting insights about the Melbourne market, highlighting a significant uptick in pre-approvals and property listings. We chat about getting organised, understanding your …
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Welcome to Episode 209 of The Numbers Game. In this episode, we get into business strategy and strategic frameworks. We explore the importance of personal and professional development, revisiting your strategy, and stepping outside your business to challenge and refresh your thinking. We discuss understanding your business's purpose and its impact …
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Welcome to Episode 208 of The Numbers Game. In this episode, we dive into a controversial proposal: allowing first-time homebuyers to access their superannuation for a house deposit. We look at the political motivations, potential impacts on the housing market, and pros and cons of the proposed changes. We also explore current avenues for accessing…
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Welcome to Episode 207 of The Numbers Game! Today we get into the points of difference that set successful businesses apart from the competition. We cover key strategies such as understanding your customer, the importance of getting the basics right, the value of great team dynamics, and how to leverage unique offerings to thrive in challenging mar…
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Welcome to Episode 206 of The Numbers Game. In this episode we are joined by Adam Diamond from Juno Advisory. With over 15 years of experience in the SME space, Adam brings a wealth of knowledge from his background in HR and business growth. He shares his own journey of building Juno Advisory over the past three years, offering practical insights o…
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Welcome to Episode 205 of The Numbers Game. In this episode, we explore self-managed super funds (SMSFs). We go through the statistical growth of SMSFs, the advantages of property investment within these funds, and important considerations such as legal structures, risk profiles, and financial planning. We also touch on the challenges and opportuni…
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Welcome to Episode 204 of The Numbers Game. This episode gets into the ever-fluctuating stock market and how to handle its volatility like a pro. Nick gives us insights into balancing defensive and growth assets and looks at common mistakes investors should avoid. We look at the importance of having a calculated, disciplined approach to investing, …
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Welcome to Episode 203 of The Numbers Game. If you were to start your business over, what would you do differently? In this episode, we look back over what we did in our early days of business ownership vs what we would do if we were to start over today. We chat through the balance of investing in infrastructure to set your business up for long-ter…
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Welcome to Episode 202 of The Numbers Game. In this episode, we get into the rental and investment property markets. We explore the challenges facing landlords and tenants alike, from dangerously low vacancy rates to soaring interest. We break down the numbers, comparing the financial landscape for property investors in 2021 to the current situatio…
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Welcome to Episode 201 of The Numbers Game. Tax time can be stressful enough without the changing legislation and additional pieces to be on top of after a significant change in life etc. in this episode, we go through some common tax mistakes that are easy, but costly, to overlook. Learn about the complexities of home office claims, vehicle expens…
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Today we celebrate 200 episodes with a live show at the Inovayt HQ! We look back to 2021, when we first started, and reflect on how the world has changed. Get ready for some laughs, reflections, and bold forecasts! Cheers to the next hundred episodes! On this episode, we discuss: Reflecting on the Journey Shoutouts and Announcements Jase Wants to R…
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Welcome to Episode 199 of The Numbers Game. In this episode, we dive into maximising serviceability for your home loan as interest rates continue to climb. Nick shares insights on how recent tax cuts can positively impact borrowing capacity and explains the role of APRA in regulating the banks and why a 3% buffer is applied to home loans despite al…
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Welcome to Episode 198 of The Numbers Game. In this episode, we get into the rise of private lending in Australia. We chat about the benefits and risks, and explain how private credit can be a game-changer for business opportunities and investments when traditional lending is not an option. You'll gain insights into navigating these financial trend…
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Welcome to Episode 197 of The Numbers Game. In this episode, we get tactical and break down how you can master the new fin year! We explore the importance of strategic planning and vision sharing with your team, leveraging technology and AI, improving customer relationships, and the need for regular budget check-ins to ensure you stay on track. Get…
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Welcome to Episode 196 of The Numbers Game. Is it too early to start planning your retirement? When is the right time? In this episode, we dive into all things retirement planning. We go through the real impact of property ownership on retirement and how changing the way you view your home and a bit of early planning could make your retirement look…
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Welcome to Episode 195 of The Numbers Game. Today Marty dives into an issue that faces us all, dealing with anxiety and stress in business. We explore our own personal strategies for coping with stress, recognising anxiety triggers, and the value of self-care. On this episode, we discuss: Dealing with Anxiety in Business Personal Experiences with A…
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Welcome to Episode 194 of The Numbers Game. This episode is all about making sure you're paying the least amount of tax legally possible, specifically through the use of bucket companies. We take you through strategies and examples for using bucket companies to reduce tax liabilities, protect assets, and grow family wealth! On this episode, we disc…
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Welcome to Episode 193 of The Numbers Game. In this episode, we are joined by special guest Clementine Boshevski’s, founder of Salt Lab. Clementine shares her entrepreneurial journey, from starting a gym to creating Salt Lab, and her incredible resilience in the face of losing $1.5 million dollars worth of stock in a devastating warehouse fire. Dis…
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Welcome to Episode 192 of The Numbers Game. In this episode we dive into the intersection of money and technology, focussing on tech giant, Apple, and their recent “buy now, pay later” feature. We get into how these smart moves Apple is making could dominate the market, at the same time, the concerns it raises around the impact on spending habits a…
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Welcome to Episode 191 of The Numbers Game! In this episode, we get into buying and financing businesses in Australia. We explore the fundamentals of acquiring a business, including the importance of due diligence, evaluating your readiness, financial planning, and the critical role of professional advice. Marty provides a detailed overview of the …
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Welcome to Episode 190 of The Numbers Game. Today we dive into business marketing and personal branding. We look at the world of YouTube sensation Mr. Beast and follow his journey from a single YouTube follower at age 12 to over 151 million subscribers at 25. We exploring his marketing genius, the importance of engaging with your audience and the p…
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Welcome to Episode 189 of The Numbers Game. In this episode, we zoom in on Australia's current property market dynamic. We untangle the web of property taxes Victoria has introduced and explore the implications of supply and demand issues with rental properties. There are some good-looking opportunities emerging in the Melbourne market that we comp…
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Welcome to Episode 188 of The Numbers Game. Today, we get stuck into luck and its role in our professional lives. We look into the relationship between hard work and luck, and how creating the right team and partnerships can influence your trajectory. Whether it's being open to new opportunities, networking intentionally, or the way we present ours…
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Welcome to Episode 187 of The Numbers Game. The new fin year is just around the corner and the stage 3 tax cuts will come into effect. Jase helps us understand how much more you’ll see in your pocket and gives us strategies to put that money to work, benefiting your long term financial health. On this episode, we discuss: Stage 3 Tax Cuts Strategie…
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Welcome to Episode 186 of The Numbers Game. In this episode, we are joined again by our producer, Tommy Jackett who brings us a personal story of Identity Fraud. He shares the lessons and challenges faced in the aftermath, the lack of support available, and the crucial role of services like Equifax in protecting your identity. We look at how easily…
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Welcome to Episode 185 of The Numbers Game. Today we explore investing through the lens of a young investor, Charlie, Marty's son. Moving from observing his dad's investment habits to making his own debut into the stock market, Charlie has been paying close attention to the principles Marty has been teaching, including how to assess a company for s…
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Welcome to Episode 184 of The Numbers Game. Today producer Tommy Jackett steps in for the absent Jason Robinson. We recently shared a video on the cost of living in Australia which has caused some noice on Instagram. Tommy presents the top comments from this video and Marty and Nick respond and share their take on the mechanisms causing this unsust…
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Welcome to Episode 183 of The Numbers Game. If we told you that you could purchase a property with as little as $10k what would you think? Too good to be true? Let’s find out! A new product that promises to make home ownership more accessible has hit the market. Coposit allows potential property buyers to put down a minimal deposit and pay the rest…
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Welcome to Episode 182 of The Numbers Game. Today we get into generational dynamics in the business world, focusing on Gen Z. Marty shares his reflections on adapting his leadership style to accommodate the innovative and entrepreneurial spirit of younger employees while maintaining clear business principles. We’ve noticed how the younger generatio…
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Welcome to Episode 181 of The Numbers Game. Tax time is approaching, and Jase is here to guide you through what you need to know. From understanding payroll tax thresholds, the rise in work cover premiums, and timely superannuation payments to avoid penalties, to understanding the changes to HELP debt, we've got you covered. On this episode, we dis…
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Welcome to Episode 180 of The Numbers Game! In this episode we delve into the secretive moves of the investment mogul, Warren Buffett. Discover how he's strategically shifting his position, investing in insurance giant Chubb, and reducing his stake in Apple - all while manipulating the 'float' in a master play. Tune in to uncover the reasons behind…
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On this episode, we discuss: The Cost of Sitting on the Sidelines, The Dangers of Playing the Game Ten Year Property Average Across Different Cities The Cost of Living and Average Wage The Growing Wealth Gap Strategies for Navigating the Property Market The Need to Invest Now and The Importance of Financial Discipline The Importance of Taking Actio…
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Welcome to Episode 178 of The Numbers Game, where we're joined by Greg Bramich to explore his inspiring journey of maintaining a running streak for over 1300 days, from the power of creating habits and the challenges he faced, to how running has fuelled his personal growth and contributed to his business success. On this episode, we discuss: The Im…
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Welcome to Episode 177 of The Numbers Game. Jase is back from running the London marathon and shares his observations on how the UK is tackling renewable energy vs where Australia is on the green-scale. We explore Australia's heavy reliance on mining and fossil fuels, the country's infrastructure for supporting sustainable habits, and the path forw…
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Welcome to Episode 176 of The Numbers Game. Can a new airline succeed in Australia’s competitive landscape? In this episode, we go through the rise and fall of Bonza Aviation, examining their business model, marketing strategy and what may have contributed to its failure. On this episode, we discuss: Jason’s London Marathon Adventure Analysing the …
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Welcome to Episode 175 of The Numbers Game. Senior financial planner Luke Mase joins us to share his industry experience on why financial guidance is crucial for everyone, not just the wealthy. He covers superannuation, retirement planning, and leveraging insurance for protection. Get practical insights to help you secure your financial future. On …
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Welcome to Episode 174 of The Numbers Game. Today, we're talking leadership, focusing on authentic styles and how understanding the way you like to be led can reveal your own leadership style. On this episode, we discuss: Authentic Leadership Learning from Leaders Exploring Leadership Styles and Influences How to Lead and Be Led Accountability with…
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Welcome to Episode 173 of The Numbers Game. Today we’re joined by Grant Austin, founder of the fast-growing B2B payment platform, pay.com.au. Grant shares his journey from Chartered Accountant to tech entrepreneur, and how pay.com.au is revolutionising payments and reward systems for businesses. We cover the challenges of fast growth in business, t…
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Welcome to Episode 172 of The Numbers Game. In todays show, Jase shares insights from his recent experience at Stephen Bartlett’s (The Diary of a CEO) speaking tour. We get into the importance of attention to detail, how seemingly small things can make a business stand out. We talk about viewing failure as a learning opportunity and how risk taking…
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Welcome to Episode 171 of The Numbers Game. In this episode, we dissect the $50 billion tax debt crisis facing Victorian businesses, the ATO's aggressive collection strategies and explain the ins and outs of a small business restructure. On this episode, we discuss: The debt owed to the ATO by Victorian businesses The ATO ramping up collecting from…
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Welcome to Episode 170 of The Numbers Game. In todays show, Marty walks us through his unique and strategic approach to recruitment, from spotting red flags, championing loyalty, and creating a grading system to identify standout candidates. On this episode, we discuss: Unlocking financial wins through your mortgage, super and savings The recruitme…
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Welcome to Episode 169 of The Numbers Game. Today, we dive into the world of board games and how they can be valuable tools for teaching kids about money management, strategic thinking, and basic business principles. On this episode, we discuss: Financial Education Through Board Games Cashflow 101 The Impact of Board Games on Financial Literacy and…
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Welcome to Episode 168 of The Numbers Game. Today we dive into Australia’s most recent 250 rich list - who made the cut, the verification process, and the implications of being listed. We chat about the role of billionaires in our economy through employment and taxes and the shifting dynamics of wealth due to inflation, crypto and generational weal…
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Welcome to Episode 167 of The Numbers Game. Today we jump into all things housing, from the pros and cons of renting, buying and rentvesting, to the increasing property prices, issues of housing affordability, and the persistent supply-demand problem. On this episode, we discuss: Unpacking Australia's Housing Market Navigating Lending and Borrowing…
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Welcome to Episode 166 of The Numbers Game. Today we’re talking Trade Finance: what it is, who can benefit from it, and how it can bolster your business strategy. We explore its role in sectors like manufacturing and e-commerce, and how it can address cashflow issues by speeding up invoice payments. If you're considering trade finance or want to un…
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Welcome to Episode 165 of The Numbers Game. Today, Marty doesn't hold back his thoughts about Victoria's terrible financial situation. From the anticipated $247 billion debt in the coming years to the ripple effects of high taxes on communities, the challenges posed by infrastructure needs, and the impacts of questionable government decisions. On t…
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Welcome to Episode 164 of The Numbers Game. Today we tackle whether aggressively paying down your mortgage is a better financial strategy than putting those extra dollars into an index fund. We unpack the factors of compound interest in investments, the benefits of diversification, tax considerations, and the psychological comfort of being debt-fre…
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Welcome to Episode 163 of The Numbers Game. Today we’re joined by Daniel Breese from AS White Global, a leading offshoring company. Dan takes us through his journey from playing AFL for the Melbourne Demons, founding a successful retail business, to his current role helping businesses access international talent. Dan shares insights on the evolutio…
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Welcome to Episode 162 of The Numbers Game. Today, we're talking about the world of Formula 1. We dive into the financials of the Melbourne Grand Prix, what it costs the state, how much cash it generates local businesses, and the impact the Netflix series 'Drive to Survive' has had on the sport's success. On this episode, we discuss: Economic Benef…
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Welcome to Episode 161 of The Numbers Game. Today Marty shares his personal journey with homeschooling his son, Charlie. We dive into the pros and cons of homeschooling verses the mainstream school system, and talk about navigating schoolyard politics and what the future of schooling could look like. On this episode, we discuss: Impact of Homeschoo…
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