#103 - In this episode, Mayra discusses what types of bank accounts she has. What her banking structure looks like and the alternative option to the envelope system. We usually tend to overspend on food and entertainment. This strategy has been beneficial in the past few months. If you are interested in learning more about Financial Coaching, sched…

In this inspiring episode of Charros y Clásicos, we sit down with Avigái Gonzalez, a passionate advocate and educator in the world of mariachi music. Avigái shares her personal journey with us, detailing how she fell in love with the vibrant sounds and cultural richness of mariachi, and turned that passion into a career dedicated to teaching and pr…

#102 - In this episode, Mayra discusses why it's important to let go of the past and focus on your future. It's important to have clear goals and know where you and your family are headed financially. We have all made mistakes in the past, it's what we do going forward that really matters. If you are interested in learning more about Financial Coac…

#101 - In this episode, Mayra has a special guest on the show. Giovanna Gonzalez is the author of the new money book Cultura and Cash. The book is specifically for first-gen Latinas ready to learn practical and jargon-free financial literacy concepts. Giovanna shares her life experiences of growing up in a bi-cultural home. She explains the new ter…

#100 - In this episode, Join Mayra in celebrating a milestone moment as we unveil the culmination of 100 episodes dedicated to financial discovery and empowerment. In this special episode, she reflects on the transformative journey including sharing insights, lessons, and moments of revelation. From debunking myths to embracing the wealth mindset, …

#099 - In this episode, Mayra shares a story about a TikTok video she came across of a Latina living in California that claimed it was hard to live on her 6 figured income even though she had zero debt. And although that is very much the case, this person was blaming the systemic issues in our country. Do we have systemic issues in our country? Abs…

In this inspiring episode of "Charros y Clasicos," we are thrilled to welcome Alex Treviño II, a distinguished member of the iconic Mariachi Los Camperos de Jesús Chuy Guzmán. Alex's story is not just a musical journey, but a vivid narrative of cultural legacy and personal growth, all entwined with the vibrant strings of mariachi music. The episode…

#098 - In this episode, Mayra shares how her family stays on budget while on vacation. That may sound restrictive for some but the truth is there are so many more benefits than anything else. Based on the itinerary, she guestimated how much she might need for each place she plans to visit. And also there is extra money available should she go over …

#097 - In this episode, Mayra shares how we often are so excited to buy items, and then after we own them we have a feeling of regret. This might not happen all the time, but the thing you thought was going to be so awesome, isn't as good as you once thought. If you've been in that situation, you don't want to miss this episode! If you are interest…

#096 - In this episode, Mayra shares how sometimes we Latinas feel like we can't speak up when it comes to how money gets handled in our homes. Sometimes machismo, or just family dynamics are intense and we might default to just keeping the peace in our relationship as a higher priority. The truth is sometimes difficult conversations are necessary …

#095 - In this episode, Mayra shares tips on how to avoid comparing yourself to others which can cause unhappiness in our lives. She also answers an email she received regarding joint accounts vs separate accounts for a married couple. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra…

#094 - On this episode, I interviewed Jen Hemphill she is the host of the Her Dinero Matters Podcast and she shared some common misconceptions, and some tips on how we can start budgeting consistently. As well as her upcoming event Financially Strong Latina.Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.in…

#093 - In this episode, Mayra talks about how to stay motivated and disciplined when planning your money. It's not an easy task but you have to embrace the fact that budgeting or planning your money is a task that needs to be completed regularly in order to win with money. Also having a strong why and knowing where you're headed is crucial.Connect …

#092 - In this episode, Mayra shares that when envisioning and taking steps to eliminate our debt, it's usually not one major change that will steer us in the right direction. It's actually many small choices that we have to make consciously that will help us stay the course in our debt freedom journey. She also shares a few ideas of things we can …

#091 - In this episode, Mayra shares 7 common challenges we need to overcome to become debt-free. It isn't always easy to combat our debt, staying mindful of the challenges and brainstorming how to push through to achieve our financial goals is one way to prepare. This road to debt freedom can be long and hard, but if we think ahead of how to comba…

#090 - In this episode, Mayra shares how consumerism can be combated. Modern advertising fuels our need to buy, and marketers use psychological tactics to get us consumers to spend more. We can learn to evaluate what we already own vs. what we are thinking of buying next and be mindful of our next purchase.Connect with Mayra at https://DebtFreeLati…

#089 - In this episode, Mayra shares how the burden of debt can be heavy. She also shares how we can effectively make changes and our thought process to help combat our impulses going forward. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/…

#088 - In this episode, Mayra shares how to effectively eliminate debt! It takes more than budgeting, it also requires strategy! Imagine a life where every paycheck stays in your pocket. It's possible!Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/…

#087 - In this episode, Mayra shares why it's important to plan and create a budget with the entire family. She encourages married couples to talk about goals, dreams, and aspirations. When couples have shared objectives, it creates a synergy that can really propel couples to achieve their purpose.Connect with Mayra at https://DebtFreeLatina.com Fo…

#086 - In this episode, Mayra shares the importance of being lifelong learners. Sometimes learning a skill will take time, energy, and even sometimes a monetary investment. Investing in ourselves can be something we are reluctant to do if we are on our journey to build wealth. However, the best investment we can make at times is in our own growth a…

#084 - In this episode, Mayra shares how staying the course in this debt-free journey always hits a hard season. Unless you have a strong why!Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#083 - In this episode, Mayra reviews why it's important to have an emergency fund. She shares a personal story about why her emergency fund came in handy.Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#082 - In this episode, Mayra reviews why it's important to have a plan for every penny we earn. We also need to have a why behind our plan. If not we may not have the motivation and inspiration to keep moving forward and obtaining the financial freedom we desire.Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://…

#081 - In this episode, Mayra interviews Rosa Benavides from Speak Up Mujer.Rosa is the founder of Speak Up Mujer and creator of the D.A.R.E. T.O. Program. She is a First-Generation Latina -- first to go to college, first to navigate the professional work setting, and first to aspire to an Executive role in her family. She was raised in Boyle Heigh…

#080 - In this episode, Mayra reviews some statistics about monthly subscriptions. Some monthly subscriptions can actually save us money in the long term instead of paying a la carte for things, but some we aren't using at all!Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/…

#079 - In this episode, Mayra shares how couponing enabled her to save on household items, toiletries, and other items that she normally uses. Saving money on things you normally purchase in conjunction with budgeting, meal planning, etc all adds up!Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.…