Best Mercuriowealthadvisors Podcasts (2024)

1
Financial Half-Truths 14:29

3d ago14:29

14:29

It’s easy to be taken in by half-truths in the financial world without understanding the whole truth. Troy breaks down some of these commonly held beliefs to provide clarity and advice for your financial future. He dives into misconceptions about market losses, portfolio fees, mortgage interest rates, and diversification strategies. Through real-li…

1
Financial Wisdom with Yogi Berra 16:04

7d ago16:04

16:04

Yogi Berra, hall of fame baseball player and legendary catcher for the New York Yankees, was known not only for his athletic abilities but also for his witty and often paradoxical sayings. These quotes provide a unique lens through which we can view and understand the complexities of financial planning. One of the standout quotes discussed in the e…

1
All About Insurance 23:58

23d ago23:58

23:58

Understanding your insurance options is a critical component of a successful retirement plan. From health insurance to long-term care, life insurance, and even travel and umbrella policies, today’s podcast is packed with valuable insights from Alan and Troy to help you navigate these decisions with confidence. Be sure to take the time to explore yo…

1
Mistakes When Choosing A Financial Advisor 17:48

1M ago17:48

17:48

When it comes to retirement, having the right advisor can make all the difference. But with so many financial advisors out there, how do you choose the right one? In today’s episode, we’ll highlight the key areas to consider, whether you’re evaluating your current advisor or starting the search for one. Listen in as Alan and Troy uncover some of th…

1
The Kentucky Derby and Retirement Planning 16:42

2M ago16:42

16:42

When you live in Louisville, you know all about Derby Day! But do you know how it relates to your retirement planning? On today’s show, Troy and Alan discuss what you can learn from the rigorous training required for the main event to understanding the best investments needed to win the race. Learn how a well-bred plan, a dedicated support team, an…

1
Expectation vs. Reality 15:05

2M ago15:05

15:05

Some things aren’t as good as they seem. And other things might just surprise you! We talk today about some areas financially where expectations and reality don’t always align. Have you thought through what your retirement will actually look like? It’s easy to imagine relaxing on a beach, but is that the reality for you? Is that what you want? How …

1
Financial Good Habits and Bad Habits 17:23

4M ago17:23

17:23

Everyone has their own habits and routines when it comes to handling their finances and investing. For instance, having a good budget and being disciplined can help you achieve the financial goals you have for the future. You also want to think about what life experiences you want to have, now and in the future. It seems wise to stay informed and p…

1
Will These Apocalyptic Predictions Ever Come True? 15:56

5M ago15:56

15:56

We’ve all heard the apocalyptic predictions about Social Security, the national debt, and other major issues that are supposed to sink the economy. Do any of these predictions have merit in the years ahead? In this episode, we’ll try to separate sensationalism from reality. In a world constantly buzzing with economic uncertainties and sensational h…

1
Hidden Financial Questions 19:17

7M ago19:17

19:17

Some financial questions are obvious and popular, while others are more hidden. Today, we dig through some of the more overlooked yet equally important questions to ask when going over your retirement plan. From savings that later turn into your largest expense, are you watching these financial elements closely? Do you know how much you can safely …

1
Continuing Care Retirement Communities 16:53

8M ago16:53

16:53

Continuing care retirement communities (CCRC) are on the rise as Baby Boomers enter into retirement. These communities have become a great place to live. The housing, social life, and long-term care plan all in one place carry a lot of appeal for some, but not all. We chat about what to look for in this type of community and what considerations peo…

1
The Financial Implications of Losing a Spouse 15:00

9M ago15:00

15:00

No one likes to think about it, but most likely, one spouse will outlive the other one. Today, we talk about some of the financial implications that come up after one spouse passes and how to be prepared ahead of time. Did you know your income, expenses, and tax bracket will all change after one spouse dies? This could make a big difference on how …

1
Universal Retirement Truths 13:07

9M ago13:07

13:07

A lot of financial decisions depend on you, your goals, and your needs for your financial future. But there are certain universal truths that everyone faces when it comes to retirement. We discuss a list of key truths and why you need to plan accordingly. From having an income plan to saving enough to live until you’re 95 years old, you’ll want to …

1
Real Estate Investing in Retirement 14:41

10M ago14:41

14:41

Let’s talk the pros and cons of real estate investing. Is this a part of your retirement plan? Should it be? Some people love the idea of rental properties as opposed to funding a retirement account, but for others, this might sound like a headache. Troy and Alan share what successes and downfalls they’ve seen among clients. It’s often worth asking…

1
Retirement: Ready or Not, Here it Comes! 20:30

10M ago20:30

20:30

Retirement comes whether you are ready for it or not. When you hit “retirement age” you might wonder if and when you really should retire. Working with an advisor will help you determine if you’ve saved and planned enough. Retirement plans go beyond just the financial decisions —they consider how you want to spend your time in retirement. Some peop…

1
The Changing Expenses in Retirement (Part 2) 18:40

11M ago18:40

18:40

Today we continue our two-part series on the expenses you’ll have in retirement and how they might look different from your expenses when you’re working. It’s a mental shift you’ll have to make as you adjust your plan, your savings, and your spending. Getting ready can be a challenge, so it helps to have a financial advisor to coach you through. Wh…

1
The Changing Expenses in Retirement (Part 1) 16:12

12M ago16:12

16:12

When you get into retirement, you might be surprised to find that your expenses change. Not only do they change as soon as you retire, but they can change later on as well. In today’s show, we talk about the different areas where your cash flow and expenses may change and how to plan accordingly. For example, whether you are paying off your mortgag…

1
The 5 Biggest Money Mistakes In Retirement Planning (Part 2) 15:44

1y ago15:44

15:44

There are many mistakes that you don’t want to make when it comes to retirement planning. We’re back to continue talking through common money mistakes to avoid in part two of this episode series. One of these mistakes can cost you thousands, if not hundreds of thousands, over your lifetime. You only get one chance at retirement, and you’ve got to m…

1
The 5 Biggest Money Mistakes in Retirement Planning (Part 1) 16:24

1y ago16:24

16:24

Unfortunately, we all make mistakes from time to time. After years of working as financial advisors, Alan and Troy outline five of the most common mistakes people make with money. Building a strategy ahead of time can help you avoid these mistakes and get the most out of your money. What strategy is in your best interest when it comes to your Socia…

1
Moving the Retirement Goalposts 16:03

1y ago16:03

16:03

People like to change their goals sometimes, whether they realize it or not. Today we talk about common ways people move the goalposts in their financial lives. Should your goals move and what happens when they do? Troy and Alan talk through the techniques you can implement to stick to your goals in a healthy way. From getting serious about saving …

1
Ep 42: What You Need to Know About Bank Failures 13:27

1+ y ago13:27

13:27

What happens when a bank fails? If you’ve been watching the news lately, you may have noticed a lot happening around the Silicon Valley Bank and then Signature Bank. These are specific banks that cater to a specific client. How might these recent collapses impact your money or financial plan? Troy and Alan talk about the common situations that lead…

1
Ep 41: Mailbag – Roth Conversions, Inherited IRAs, Rental Properties & More 16:16

1+ y ago16:16

16:16

It’s time to open up the mailbag and find out what’s on your mind when it comes to financial planning. In this episode, we’ll cover five different topics that impact both pre-retirees and retirees and we’ll coach you through each of these planning items today. Alan and Troy will discuss Roth conversions, why inherited IRA withdrawals have different…

1
Ep 40: Four Ways The SECURE Act 2.0 Might Impact You 16:21

1+ y ago16:21

16:21

After being discussed in Congress for nearly a year and a half, the SECURE Act 2.0 passed in January. You may or may not have seen the news, but it’s important to be aware of the changes enacted by the new legislation. The list of provisions in SECURE Act 2.0 is lengthy and it would take much more than one podcast to sort through them, but we took …

1
Ep 39: Retirement Preparedness Checklist, Part 2 17:35

1+ y ago17:35

17:35

To continue our retirement preparedness list, we pick up where we left off from last time and add five more important things to the list. Are you prepared for retirement? Make sure to review these questions with your financial advisor to ensure your retirement is as successful and stress-free as possible. Here are the questions you’ll want to ask y…

1
Ep 38: Retirement Preparedness Checklist, Part 1 16:45

1+ y ago16:45

16:45

Whether or not you’ve made any New Year’s resolutions yet, right now is a good time to look ahead financially. We go over a checklist for retirement preparedness as you formulate your retirement plan. Do you know the answers to these questions? Here are the first five questions you should be asking: Do I know how much income I need every month? (1:…

1
Ep 37: Do I Need a New Financial Advisor? 19:26

1+ y ago19:26

19:26

As the saying goes, “the grass is always greener on the other side.” If that’s the case, how can you tell if it’s time to find a new financial advisor or if you’re just imagining things might be better elsewhere? Alan and Troy talk through when and why you might want to find another financial advisor and when it might make more sense to stay with t…

1
Ep 36: The Retirement Marathon 17:01

1+ y ago17:01

17:01

What does it look like to finish the race strong when it comes to retirement? In running, marathons are considered one of the ultimate races to run. Today we talk about the similarities between retirement planning and running a marathon. From preparing ahead of time to crossing the finish line successfully, Troy and Alan are here to coach you throu…

1
Ep 35: Getting to Know Troy and Alan 15:43

1+ y ago15:43

15:43

When you are on a team, it’s important to build a sense of trust and understanding of one another. Troy and Alan are financial advisors and retirement coaches, but there’s a lot more to know about them. On today’s show, we hear more about what their lives look like and what their outlook is for the future. Here are the questions we answer from the …

1
Ep 34: Mailbag: Can I Retire Now? 17:10

1+ y ago17:10

17:10

Wondering what to do about the market right now? Troy and Alan coach three different people through their investment decisions. From when to become more conservative in your investments to using a Roth 401(k) option to retiring early, you’ll want to hear what they have to say on today’s show. How would Troy and Alan build a plan around these people…

1
Ep 33: Procrastinating Making a Plan 12:35

2y ago12:35

12:35

Instead of kicking the can down the road, we talk about why people procrastinate putting together a financial plan. Ready to get started? Do you ever put something off too long? A lot of people procrastinate when it comes to retirement planning, too. Why is that? Today we talk through the reasons people put off retirement planning and how to overco…

1
Ep 32: Should You Follow These Popular Retirement Rules of Thumb? 13:27

2y ago13:27

13:27

We’ve all heard a few different rules of thumb when it comes to retirement planning. Are they worth following? Alan and Troy weigh in on what advice to take to heart and which of these rules of thumb don’t pan out. Let’s start with the rule of 100. This takes your age and your risk tolerance into account. Subtract your age from 100 and theoreticall…

1
Ep 31: Financial Questions When You’re Between Jobs 20:45

2y ago20:45

20:45

There is so much career change happening for so many people right now. Finding yourself between jobs can be stressful, whether that’s because you were laid off or needed to step away. Today we’ll talk about the challenges, opportunities, and questions to ask when you find yourself between jobs. One question you might ask is, is it time for a new ca…

1
Ep 30: Financial Decisions During Divorce 16:24

2y ago16:24

16:24

Going through a divorce at any age is difficult. If you are near retirement or in retirement, there are some additional financial complications you’ll want to consider amidst the divorce. For starters, many women will choose to keep the house. Their home may feel more sentimental or an area of comfort. If that’s your choice, just make sure you know…

1
Ep 29: When To Get Out Of Your Own Way 21:28

2y ago21:28

21:28

Sometimes the biggest thing holding you back is you. If you overthink something or act impulsively, it can have big implications on your financial plan. Let’s talk about the main areas where people tend to get in the way of themselves and what to do instead. Are you feeling a little worried about the market at the moment? Alan and Troy share what t…

1
Ep 28: Retiring at 55 18:01

2y ago18:01

18:01

Is retiring at the age of 55 feasible? Inspired by an article from Yahoo Finance, Troy and Alan discuss what you need to do to make that dream a reality. Not everyone wants to retire this early, but some are dreaming about retiring as soon as today (or even better, yesterday). In order to make it happen, you’ve got to have the right plan in place. …

1
Ep 27: All About RMDs 20:43

2y ago20:43

20:43

What do you need to know about required minimum distributions? Are they inevitable or is there something you can do about them? What we discuss in this episode: 0:29 - Troy and Alan are back together! 1:28 - Do you know what RMDs are? 4:16 - RMD age changed to 72. 9:43 - Can you avoid taking RMDs? 14:38 - What do you do if you don’t need the RMD? G…

1
Ep 26: The Most Important Birthdays in Retirement Planning 16:07

2y ago16:07

16:07

We don’t think as much about birthdays as we get older, but we should all be paying attention to certain ages when planning for retirement. You might already be familiar with a couple of the ages we discuss on the show today but we’ll share a few planning opportunities that many people might not be aware of. What we discuss in this episode: 0:49 – …

1
Ep 25: Clearing Up Often Used Financial Jargon 17:11

2y ago17:11

17:11

Ever hear a phrase while you’re watching television or reading a financial article and not truly understand what it means? There’s so much jargon that gets used in the financial industry and it’s not always well-defined. On this episode, we’ll clear up some of the terms you might be hearing more frequently right now and make sure you know exactly w…

1
Ep 24: Mailbag - Is It Irresponsible To Spend More In Retirement? 14:18

2y ago14:18

14:18

Following last week’s episode of answering questions from the mailbag, we have yet another mailbag full of questions. Troy answers listeners' questions about saving and spending wisely in retirement. Gideon in Lexington is a pastor and has the option to opt out of paying into Social Security. Is this something he should do? Troy said this is a nice…

1
Ep 23: Mailbag - Selling a Business, Pension Buyouts, and More 14:11

2+ y ago14:11

14:11

On today’s episode, we are opening up the mailbag to answer some of your questions about retirement and financial planning. We’ll discuss selling a business, pension buyouts, and splitting assets during a divorce. Tim says, “I am a dentist and I am thinking about retiring in the next five or so years. I own my building so would I be better off sell…

1
Ep 22: Who Needs A Financial Advisor? 13:37

2+ y ago13:37

13:37

Does everyone really need a financial advisor? Who does an advisor most benefit and who might be better off on their own? Alan and Troy talk through the reasons why someone might do well working with a financial advisor to create the right financial plan. Instead of waiting until you get to retirement, you want to approach it beforehand with an adv…

1
Ep 21: The Things You Can’t Predict 14:29

2+ y ago14:29

14:29

You don’t know what you don’t know. On today’s show, we talk through ways to financially plan for the future, even if you don’t know what it holds. What we discuss in this episode: 0:40 - What’s it like living that RV life? 1:54 - How do you plan for the next big market crash? 5:44 - What are healthcare costs going to look like in 20 years? 8:29 - …

1
Ep 20: Fill in the Financial Blanks 18:22

2+ y ago18:22

18:22

What answers will Troy and Alan have for these financial questions? Do yours match what they have to say? Find out! What we discuss in this episode: 2:06 - The best way to not run out of money is? 5:22 - The stock market has the ability to…? 7:30 - When should you run the other way from a financial advisor? 11:30 - What is a new client most nervous…

1
Ep 19: The Great Resignation 19:57

2+ y ago19:57

19:57

Are you one of the many people resigning from your job right now? What does it mean for your financial plan and financial future? What we discuss in this episode: 1:17 - People are leaving the workforce, coined the “Great Resignation.” 5:37 - Those leaving the workforce are no longer contributing to Social Security. 7:21 - Some chose to take money …

1
Ep 18: Preparing for Longevity Risk 12:42

2+ y ago12:42

12:42

What’s the risk of longevity? Does your financial plan prepare for the possibility of living until 100? On today's episode, we'll discuss how longevity impacts your retirement plan. Read more and get additional financial resources here: https://mercurioadvisors.com/podcast/preparing-for-longevity-risk/ What we discuss in this episode: 0:55 - How ol…

1
Ep 17: All About the House 17:35

2+ y ago17:35

17:35

This one’s on the house--what should you do about your house in retirement? How does it fit into your financial plan? Read more and get additional financial resources here: https://mercurioadvisors.com/podcast/ep-17-all-about-the-house/ What we discuss in this episode: 0:51 - What’s it like being a snowbird? 2:31 - When should you pay off the house…

1
Ep 16: Planning for Long-Term Care Expenses 15:15

2+ y ago15:15

15:15

How should you prepare for the possibility of needing long-term care? Is long-term care insurance your only option? Alan and Troy share the basics of how to address long-term care expenses in your financial plan. Read more and get additional financial resources here: https://mercurioadvisors.com/podcast/ep-16-planning-for-long-term-care-expenses/ W…

1
Ep 15: The Strategy Behind Life Insurance 14:41

2+ y ago14:41

14:41

Is life insurance something you should have as a part of your financial plan? Alan and Troy discuss the reasons you may want to use this financial tool. Read more and get additional financial resources here: https://mercurioadvisors.com/podcast/ep-15-the-strategy-behind-life-insurance/ What we discuss in this episode: 0:35 - Why does talking about …

1
Ep 14: What Is Your Risk Tolerance? 16:29

2+ y ago16:29

16:29

Do you know what your risk tolerance is or why it matters? Alan and Troy break down the basics of what risk is and how it fits into your financial plan. Read more and get additional financial resources here: https://mercurioadvisors.com/podcast/ep-14-what-is-your-risk-tolerance/ What we discuss in this episode: 0:42 - Troy got a new job title! 2:11…

1
Ep 13: What You Need to Know About 401(k) Rollovers 18:51

2+ y ago18:51

18:51

When you do a 401(k) rollover, you want to make sure you get it right. We discuss the importance of a rollover and what kinds of things to be aware of throughout the process. Read more and get additional financial resources here: https://mercurioadvisors.com/podcast/ep-13-401k-rollovers/ What we discuss in this episode: 0:42 - Troy just moved into …

1
Ep 12: Are You Ready to Retire? 13:55

2+ y ago13:55

13:55

When we ask this question to people that meet with us, the answers come in many different forms. For some, they want to retire but can’t financially. Others will be hesitant to make the transition for different reasons. And a third group is actually much better off than they ever believed. Today we’ll discuss one of the most important questions in …

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