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Remember that class where they taught us how to handle the money? Neither do I. Creator and Award-Winning Blogger, Chris Peach of Money Peach, shows you exactly how to HAPPEN TO YOUR MONEY instead of your money happening to you. This is the show where you will actually learn something that you can take with you and implement right away. It’s about showing you the STEP-BY-STEP, COMMON-SENSE, and sometimes the in-you-face reality check, when it comes to BUDGETING, PAYING OFF DEBT, SAVING MONEY ...
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show series
 
What is a Health Savings Account (HSA) and is it a good money move for you? With open enrollment right around the corner, I am going to break down everything Health Savings Account today. Here's what you will hear on the show today: How does an Health Savings Account Work? Who is eligible and who is not? How much can I contribute to an HSA? What ar…
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Do you have IRS problems or maybe worried that your tax situation may not be as good as you thought? Or, are you a victim of identity theft and the IRS is telling you owe money you really don't owe? First off — you're not alone. Whether you owe the IRS or you are trying to prove you don't owe the IRS, what are your options? What can you do right no…
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When it comes time to drive off a new car, you have three basic options: You can pay cash You can get an auto loan You can drive off with a lease But with the average price of a new car at almost $41,000, most drivers today are driving off the lot with either an auto loan or a lease. ❓ But which is better - an car lease or an auto loan? What are th…
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On the show today I am breaking down the Cash-Out Refinance strategy. Many people are noticing a high uptick in the value of their homes, and with this uptick in value comes an increase in home equity. So what can you do with the equity in your home, how does it work, and what are the risks? In this episode I am going to break down: How to calculat…
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On the show today is America's #1 Money Mentor, Chris Naugle. I'll be honest — I brought Chris to have a conversation on a topic we don't agree on...infinite banking. If you haven't heard of infinite banking before, you're perfectly normal. It's not a very popular term in the financial world and most financial gurus like Dave Ramsey and Suze Orman …
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There are so many strategies to building wealth and we try to explore all of them on this show. Today I am interviewing an expert in multifamily real estate investing - Gino Barbaro. Gino, and his partner Jake, are both experts in multifamily real estate investing and have achieved. They are NOT from the financial world...meaning they didn't get a …
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Have you ever tried using cash envelopes but realized it wasn't a lot of fun? You know...carrying around envelopes full of cash at the grocery store or pulling out that sexy envelope container at dinner with friends? Well, what if there was a way to use cash envelopes 100% electronically AND still having the same results of curbing the overspending…
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On the show today, I am going to explain what a brokerage account is and how to open one. There are three different ways to start investing in the stock market: Through a Financial Planner or Financial Advisor A Self-Directed Brokerage Account A Robo-Advisor Since it's pretty self-explanatory on how to get set up with a financial advisor, the purpo…
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Did you know you can generate passive income and/or diversify your retirement portfolio through Hard Money Lending? A hard money loan is an interest-only short-term loan primarily used in real estate with the loan being secured by property. In a nutshell, you become the "bank" and you lend money to borrowers and receive monthly interest payments ju…
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On the show today, I am going to break down 5 different mortgage loans you should know about: Conventional Loan Jumbo Loan FHA Loan VA Loan USDA Loan By the end of the show, you will have an understanding for each of these different mortgages work and which one is best for you. Enjoy the show! Mentioned in this episode Episode 132: How to Improve Y…
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Diania Merriam is on the show today to share her story of reaching financial independence in her 30s. After living in New York City in her 20s and racking up $30k in debt, Diania decided enough was enough and it was time to change her mindset about money. What would it be like to reach financial independence? After making the choice to turn away fr…
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A home equity line of credit, or a HELOC, is a revolving line of credit that is guaranteed by the equity in your home. The line of credit is actually a second mortgage on your home giving you access to a revolving credit line you can borrow from as needed. Very similar to a credit card, a HELOC offers a line of credit at a much lower interest rate …
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The 50/30/20 Budget may be the easiest budget you will find. It's simple, straight-forward and it only takes a few minutes to set up. If you are someone who is overwhelmed with the idea of creating a budget or you just don't like all the math involved with a monthly budget, the the 50/30/20 Budget is for you. Mentioned in this episode 👉 Your Free B…
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What is the absolute most important piece of everyone's financial plan? In today's show I am going break something EVERYONE must have in place, why it's so important and I'll even be giving you a sweet BONUS at the end of the show that you will NOT want to miss. Okay, so what is it Peach...what is the most important part of any financial plan? Whet…
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Should I buy a new car or not? Well, I'll be completely honest with you - I LOVE the look of new cars BUT I haven't owned a new car in 15 years. Why? Well, I'm going to break down the new car purchase so you understand ALL that goes with it and I'm also going to show you a little trick so you NEVER have to take out a car payment again! ** Mentioned…
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On the show today I am answering the question: How do I possibly save money when I'm living paycheck to paycheck, I have debt, and no matter how hard I try...I just can't save any freaking money!? I definitely have a thing or two to say about it AND at the end of the episode you will have plan a free tool to help you create your own solution to wha…
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Do you have a small business, large business, or side hustle and you're just looking for a simple way to manage the finances in your biz without being completely overwhelmed and over it? I get it - A few years ago I was feeling the same way until I stumbled across a method called Profit First...and it completely changed my business (and my life). I…
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On the show today we are going to go over creating your own investment strategy based on a few key principles. I am also going share with you my own investment strategy, my own journey of both ups and downs with investing, and something I have been doing lately that will blow your mind (well it's blowing my mind). And lastly, make sure to stick aro…
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After a record year in the stock market in 2020, are you finally ready to invest into the market but don't know what retirement accounts are best for you? Hey friends, here's what you're going to get from the show today! We are going to a brief recap of two retirement accounts we mentioned last week: the Traditional IRA and the ROTH IRA. Then we ar…
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Are you looking to start off 2021 investing but don't know where to get started? On today's show I am going to show you how to get started investing whether you're a seasoned investor or you're just starting out. Also, I am going to go full transparency with you and share with you some of my latest stocks I have purchased over the past year. But be…
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On the show today I have Bernadette Logue - an expert when it comes to mindset and money. I’ll admit — I am great when it comes to showing you how to create a budget, save more money and get out of debt. However, where I often miss is when it comes to your mindset and money. What I have learned over the years of coaching people with their finances …
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I had Brian Winch on the show way back in 2017 to share how he makes a full-time income picking up litter in parking lots. Yes, you read that right - picking up litter in parking lots. I decided to reach back out to have Brian back on the show to follow up and ask him how the business is doing and how others are doing after having him on the podcas…
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With only 11 days until the election, many of us are wondering what we should be doing when it comes to our investments? Should we pull out our money now? Should we wait until after the election to see what happens? What if we don't know who the president is on November 3rd? What about other uncertainties that could have an effect on my investment …
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What is a Health Savings Account (HSA) and is it a good money move for you? With open enrollment right around the corner, I am going to break down everything Health Savings Account today. Here's what you will hear on the show today: How does an Health Savings Account Work? Who is eligible and who is not? How much can I contribute to an HSA? What ar…
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Jordan Goodman is a rockstar. You may have heard of him as America’s Money Answers Man and seen him as a regular CNN, Fox Business and radio segments across the country. Jordan is referred to as the answers man because of his expertise on all things money, but I wanted him to come on the show for one reason and one reason only: The Equity Optimizat…
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Rob and Melissa are the Flea Market Flippers and they’re on the show to share how they turned their side hustle into full-time income. Here's what to expect from today's show: Rob shares how he started flipping as as a side hustle in 1996 How they made $62k in profit last year Best flipping story involving a prosthetic leg Rob and Melissa also shar…
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I'll be honest — I almost didn't record this episode. After talking about it with Andrea (my wife) and praying about it, we decided we were going to share more of our story. This wasn't easy. Not many people are willing to talk about the REAL life money. Here goes...this past month we officially passed $1 million net worth. And there is way more to…
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When Mom and Dad are ready to move out of their home and into a senior living community, what is the best way to go about it? 👉 And is there an opportunity for investors? Phillip, the co-founder of Mom's House explains the process of selling mom or dad's house... First you have to clean out the house Then start getting contractor bids to get the ho…
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Have you heard of the #ChoosFI Movement? The Retire Early and Choose Financial Independence movement is taking over the personal finance world and for good reason. It's an amazing community of people looking to earn more, spend less, and build wealth so they can reach financial independence. Today I am bringing their co-founder Jonathan Mendonsa on…
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Have you ever wondered what it would be like to start a franchise? Whether you are looking to change careers, increase cash flow, or invest as a wealth building strategy — franchises may be the perfect fit. I'll be honest — I didn't know anything about franchising so I found America's #1 Franchise Expert - Kim Daly. Kim Daly is a franchise coach an…
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Wow - did someone just say that your 401k is a bad plan? Yes. Rebecca Walser comes on the show to share with us why your 401k isn’t just hurting you...it’s actually KILLING your financial plan. It all started back in 1978 when the famous 401k plan was in a way created by accident. Back in the late 1970s, most employers contributed to a defined bene…
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Do you get paid a little differently each month? Maybe you are an entrepreneur, a real estate agent, in sales, or you you're a self-employed independent contractor. If this is you, you need to learn how to budget with irregular income. This week on the show, I am going to walk you through the 6 steps to irregular income budgeting. This is the same …
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Today I am going to break down the exact same budget our students are currently using to save on average $500 or more each month. A recent study shows that nearly 80% of Americans are currently living paycheck to paycheck. This isn't because they aren't making enough or that they're spending too much — it's because what gets measured gets managed. …
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On Monday, the Senate pushed through the HEALS Act which is expected to be signed into law on August 7th. What to expect from the HEALS Act: Stimulus Checks $1,200 for individuals making less than $75k and phasing out at $99k $2,400 for families making less than $150k and phasing out at $198k $500 for dependents 19 and younger OR 24 and younger if …
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We focus so much about helping our kids with the finances, but what about our parents? Right now there are close to 50 million Americans who are age 65 and over. This means 1 out of every 7 Americans should at least start having the money talk sooner than later. But how do you start a money conversation with your parents? What should you say, and m…
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This week there was a post floating around social media right now (you've probably seen it) about the reality of a Cashless Society. I am going to break down that post, compare the facts vs fiction and the pros vs cons of a Cashless Society. Some of the facts surrounding the idea of a cashless society is absurd, a little bit of it actually makes se…
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Talaat McNeely from His and Her Money is on the show today to talk about how they paid off their mortgage in 5 years. Talaat and his wife Tai started His and Her Money back in 2015 and have become known as America's Couple Money Experts. They have an incredible YouTube channel with 144k subscribers and one of their highest viewed video is where the…
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Affluenza is the damage done to our health, our families, our communities, and our environment by the obsessive quest for material gain. To make this simple: Affluenza is the "we need more stuff to be happy" epidemic. Since the late 1950s, the happiness inside the United States has steadily decreased. However, incomes have almost doubled, our house…
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Benjamin Brandt, host of the Retirement Starts Today Radio Show and Founder/CEO of Capital Wealth Management is coming on the show today to talk about the 5 steps to building wealth inside your 401k. Believe it or not, $1 million may seem like a lofty goal by today's standards, but will it be enough if you're planning on retiring 20-30 years from n…
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What if God spoke to you and told you to take a year off from work? Not in a few months or years from now, but right now? This is exactly what happened to the founder of Seedtime.com — a Christian personal finance site dedicated to teaching biblical principles about money. During the interview, Bob shares how he was just coming off another great ye…
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Why would anyone want to invest in real estate? Maybe it's to diversify their retirement nest egg? Or maybe they're looking for a passive income stream? Or maybe they want to build long-term wealth they can pass down to future generations? Whatever your reasoning is for investing in real estate, the biggest question should be: How do I get started?…
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Chris explains some really interesting ways to improve our credit that I had never heard of before. One thing Chris mentions is making sure you pay down the balance on your statement close date and not on the payment due date. This is because the banks report to the credit bureaus on the statement close date — not on your due date. This means even …
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Do you have a ROTH 401(k) option with your employer? Right now about 50% of employers who offer a 401(k) are now offering a ROTH 401(k) as an alternative option for retirement, and 60% of those who have access to a ROTH 401(k) are using them. In this episode, I am going to talk about why the ROTH 401(k) is a much better option and explain exactly h…
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Have you noticed that every successful brand, company, and entrepreneur have one thing in common - they all have a blog? Blogging has become the #1 way to help a business create loyalty from their customers by creating valuable information their future customers both want and need. A real estate agent may blog about the housing market, a stylist co…
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How much money can you really make as a virtual assistant? Lately as we enter week 5 of quarantine, I have had many people ask me how they can start to generate income from home. One of my favorite ways I recommend to others is as a virtual assistant. Which brings me to my guest on the show today - Kayla Sloan. She is my former virtual assistant fo…
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There are many changes to retirement distributions since the passing of the CARES Act. I will cover: • Waiving the ealy withdrawal penalty from retirement account • New rules for taking a loan against your retirement account • RMDs and how this could be used towards your advantage this year • Paying taxes on withdrawals and how it has changed • Cur…
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I have Deacon Hayes, founder of Well Kept Wallet and money expert when it comes to side hustles and making extra money. This episode was recorded live and streamed to both the Money Peach Facebook and Money Peach Youtube channels. In the episode we share some of the best places to make money from home. Freelancing from home has become extremely pop…
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Robert Farrington from The College Investor - an expert in everything student loans, is here to tell us everything we need to know about Student Loans and what to expect with the passing of the CARES Act. How long do you have to completely stop making payments? How will the interest be accrued on your student loan? What about income-driven student …
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Today on the show I bring on Jacob Wade from iHEARTBUDGETS to share everything you need to know when it comes to changes to the finances with COVID-19. Jacob was recently featured on CNET, the Plutus Foundation and many other sites as the go-to resource for financial relief during this crisis. In the interview, we discuss: How much each person will…
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Dave Ramsey personality Chris Hogan is coming on the show today to explain how the everyday normal guy can in fact become a millionaire. Now, before you raise your eyebrow at me - let me be clear on what a millionaire is… A millionaire does NOT mean you earn a million dollars per year. Instead, Chris explains that a millionaire is simply someone wh…
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