EP131: Why the ROTH 401k is BETTER than the 401k

Money Peach

Do you have a ROTH 401(k) option with your employer?

Right now about 50% of employers who offer a 401(k) are now offering a ROTH 401(k) as an alternative option for retirement, and 60% of those who have access to a ROTH 401(k) are using them.

In this episode, I am going to talk about why the ROTH 401(k) is a much better option and explain exactly how the ROTH 401(k) works.

Once you understand the why behind the ROTH 401(k), you'll be making the call to your HR department and start contributing to the ROTH 401(k) in no time at all.

**If your employer does NOT offer a ROTH 401(k) and you still want access to tax-free savings in retirement - you still can.

**For the purpose of this episode, the rules for the 401(k) can also apply to your 401(a), 403(b), 457, or TSP.

**Ready to reach financial freedom? Join me in our next live coaching program, Smart Money Academy. This is a live coaching program where you will learn how to manage every dollar, pay down debt, save more, and truly reach peace with your life and money.

All the show notes and links from the episode can be found out https://www.moneypeach.com/session131