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Welcome to Personal Cash USA INC, your reliable source for payday loans in the USA. We understand that unexpected expenses can arise, and we’re here to help bridge the gap between paydays. Our company prides itself on integrity, providing clear terms and fair rates for our customers. Whether you need funds for emergency car repairs, medical bills, or any other unforeseen circumstance, we’re dedicated to delivering fast and hassle-free solutions.
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A podcast dedicated to discussing consumer and household debt and strategies and ways of dealing with uncontrolled or problematic debt. Featuring debt experts with decades of experience in helping Canadians recover from the burden of debt.
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Two guys with a comedic take on historic events.
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Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.
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Join us, Besties from North Philly, as we embark on a journey to inspire and inform through insightful conversations on financial wisdom. Every step forward is a step towards financial progress. Together, let's explore this financial journey step by step.
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From banks that can’t lend to small businesses, predatory payday lenders, high interest loan sharks, or social investors who just don’t support social enterprises - there’s plenty to criticise in the world of finance. But there’s a a strong and growing network of finance providers who are building resilient economies throughout the UK – offering a personal service, a supportive approach and a real alternative to traditional bank lenders and finance providers. Responsible Finance providers br ...
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A Podcast about White Collar Crime and the people behind it. Support this podcast: https://podcasters.spotify.com/pod/show/sean-mckenna95/support
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Azaria Bell talks with you about your money! Hosted on Acast. See acast.com/privacy for more information.
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If you’re overwhelmed with debt or you just want to find out about common financial scenarios then listen up. We can give practical information on dealing with loans, credit cards, student loans, taxes, garnishments and lawsuits. Our offices are based in the Metro Atlanta area but we are available to discuss options wherever you may be. Subscribe and follow us on all our social media platforms. Legal Disclaimer: The topics discussed in this podcast are for informational purposes only and not ...
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It's time for our community to start leveraging their credit to live the life that they deserve. Welcome to The Credit Refresh Podcast. this is a safe space where you can expect practical tips, tools and solutions to help you unlock the next level in your life. Your host Kiwanis Rucker repaired her own credit in 2015. For the past 8 years she been giving credit tips and solutions to people in the community. Kiwanis mission is to help you go from the back of the room to the stage. Subscribe, ...
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Danielle & Brandon are back with Season TWO of One Percent Success Secrets. This time, Success Secrets of the Top 1% in the Real Estate Industry! In each episode, we bring you exclusive interviews with industry professionals from around the globe, revealing their remarkable stories and sharing invaluable insights to help you thrive in the competitive world of real estate. From groundbreaking strategies to personal anecdotes, our guests offer a wealth of wisdom garnered from years of experien ...
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Personal Cash USA INC Reveals 5 Tips for Choosing the Right Payday Loan for Your Emergency Needs
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Discover how payday loans from Personal Cash USA INC can be a reliable solution for financial emergencies. Learn five essential tips for choosing the right payday loan, including assessing your needs and many more ways to make an informed decision and manage your finances effectively.By personalcashusainc
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522 – Hot Button Budgeting Topics (Compilation)
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Pros and Cons of Budgeting: What Works, What Doesn't, and What to Do Instead | Debt Free in 30 | Episode 522 Is budgeting the best way to manage your finances, or is there a more practical approach? Debt Free in 30’s Doug Hoyes discusses the pros and cons of budgeting, breaking down popular budgeting methods like the 50/30/20 rule and the practical…
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Episode 22: The Importance of Accountability in Managing Finances
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Summary Nyra shares her financial progress journey, starting from her childhood experiences with her parents' financial struggles. She talks about how her mom's hard work and frugality influenced her own financial habits. Nyra discusses her journey through college, student loans, and her first job, where she learned to manage her own finances. She …
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521 – Debt Collectors: Practical Advice (Compilation)
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In this eye-opening episode of Debt Free in 30, host Doug Hoyes dives into the world of debt collection with Blair DeMarco of Kingston Data and Credit. Together, they unravel the complexities of debt collection and help you understand your rights from initial contact to facing settlement offers or legal threats. Whether you're grappling with old de…
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Summary In this episode, Chrissy and Jess discuss a Reddit story about a couple facing a disagreement over financial infidelity. The wife saved up her fun money and purchased a gaming setup without consulting her husband, who became furious and accused her of financial infidelity. Chrissy and Jess agree that the wife did nothing wrong and that comm…
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A badass fighter pilot that made the mustache what it is today. Support on Patreon!By Krohn Studios
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520 – Expert Insights on Getting Out of Debt (Compilation)
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Explore essential financial topics and practical advice to overcome debt and achieve financial stability. If you’re struggling with high-interest debt, considering installment loans, or exploring mortgage refinancing, this compilation video offers valuable tips and actionable advice. Financial expert Doug Hoyes, co-founder of Hoyes Michalos, and hi…
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Episode 20: Maximizing the Benefits of 529 Accounts
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Summary In this conversation, Nathalia discusses the benefits and details of 529 accounts. She explains that 529s are not just for college savings, but can also be used for trade schools, vocational schools, and K-12 private schools. Nathalia highlights the tax advantages of 529s, including tax-free withdrawals for education expenses. She also ment…
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519 – The REAL Way to Build Better Credit
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Can You Improve Your Credit Score Without Debt? | Debt Free In 30 | Ep 381. If you’re new to credit or have recently completed an insolvency filing, you may be thinking about ways to improve your credit score without taking on more debt. While debt is necessary to have in order to build your credit, there are some strategies to improve your credit …
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Episode 19: FIRE Movement & how to plan for it
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Summary In this episode, Chrissy and Jess discuss the FIRE (Financial Independence Retire Early) movement. They explain how to calculate a FIRE number, which is the amount of money needed to retire comfortably, and discuss different types of FIRE, such as Lean FIRE and Barista FIRE. They emphasize the importance of tracking expenses, increasing sav…
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Get ready for the Gay Bomb......Yes, there was a Gay Bomb.By Krohn Studios
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518 – Why More Credit Won't Make You Truly Independent
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Discover why chasing after more credit to achieve financial freedom may not be the most effective strategy, how it creates dependencies, and learn alternative paths to be more independent. Links: What To Do When You Have Too Much Debt to Handle: https://www.hoyes.com/blog/what-to-do-when-you-have-too-much-debt-to-handle/…
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Episode 18: Mastering Your Finances with Zero-Based Budgeting
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Summary In this episode, Chrissy and Jess discuss the method of zero-based budgeting. They explain that zero-based budgeting is a method where you assign a specific job to every dollar you earn, with the goal of having your income minus expenses equal zero by the end of the month. They emphasize that zero-based budgeting doesn't mean spending all y…
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517 – Should you pay off your debt or invest?
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You’ve got some extra cash. Should you pay down debt or invest it? In this episode, Doug and Ted discuss whether to use your extra money to tackle high-interest credit card debt, invest in an RRSP, or pay down a mortgage. They’ll also share their advice on what steps to take if you’re unable to pay off your debt—like turning to a consumer proposal.…
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Episode 17: Paying off debt making under 100K with Nathalia from Chapina Wealth Building
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Summary Nathalia from Chapina Building Wealth shares her journey to financial progress, including becoming debt-free and building a net worth of $300,000. She emphasizes the importance of financial education, tracking expenses, and being intentional with spending. Nathalia also discusses the benefits of having a budget, setting financial goals, and…
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516 – Online Banking: Navigating Fees, Services, Apps and Benefits
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Doug is joined by BIA Insolvency Counsellor Charlie Kovacs. They discuss banking in the digital age and cover topics such as service fees, chequing accounts, digital transactions, payment methods (digital vs. cheques), prepaid cards, credit scores, mobile payment options, how to manage digital finances, free tax filing, and finding the best bank ra…
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Lots of Boston Police corruption in this one. Wild story that is ongoing.By Krohn Studios
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Episode 16: The Truth About Predatory Payday Loans
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Summary In this episode, Chrissy and Jess discuss predatory payday loans and share insights from Jess's experience working at a payday cash advance place. They explain how payday loans work, the criteria for qualifying, and the consequences of not repaying the loan. They also discuss the impact of payday loans on customers, the lack of financial ed…
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154 - Budgeting Basics: Creating a Plan and Sticking to It
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Surveys have found that while most Canadians agree that having a budget is a good thing - less than half do. Learning how to set up a budget and stick with it lets your money know that you are taking charge. So what is the secret to budgeting? And how do you stick to the goals you have set? Licensed Insolvency Trustee, Brenda Wood shares some tips …
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515 – The Pros and Cons of Selling Everything to Pay off Your Debt
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Selling your assets to pay off debt can be tricky. Depending on the asset, there may be unforeseen costs. Cashing in your savings may not completely deal with your debt problems. You may, in fact, have better options to eliminate your debt without losing your assets at all. Today we talk with Ted Michalos to explore how to pay off debt when you hav…
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153 - Understanding Credit Scores and Reports
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Whether you are applying for a new cell phone plan or a mortgage, your potential creditors want to understand your financial history and your ability to repay debt. Your credit score and report will help them decide whether they want to do business with you. But most people don’t know a lot about their credit report and credit score. Today’s podcas…
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Summary Chrissy and Jess discuss Chrissy's recent trip to Puerto Rico where she overspent and ended up in credit card debt. They talk about the reasons for the overspending, including not budgeting for certain expenses and wanting to try everything. Chrissy shares her plan to repay the debt and acknowledges the need to budget more accurately in the…
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Alec Baldwin Rust Shooting Incident
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This was wild. So many wrong turns on this one. Support on patreon! www.patreon.com/historybuffs228By Krohn Studios
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514 – Why Seniors End Up in The Payday Loan Trap & How To Help
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In this episode, Doug and Ted address the growing issue of payday loans among seniors, highlighting factors such as fixed incomes, rising living expenses, and predatory lending practices. They also discuss the financial strain of supporting adult children and the risks associated with co-signing loans. Tune in for practical advice on managing debt,…
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Statistics show that Canadians are falling deeper into debt. With high inflation and interest rates, most of us are under a lot of financial pressure as we combat the rising cost of living. Carrying debt can put a strain on our financial health and emotional well-being but It can be hard to find the right debt relief solution. Licensed Insolvency T…
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Summary Compound interest is interest on a deposit that is calculated based on both the initial principle and the accumulated interest from previous periods. It is interest on interest, which helps money grow faster than simple interest. Compound interest can be earned in savings accounts, higher yield savings accounts, CDs, and investment accounts…
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151 - Signs You Might Be in Financial Trouble
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Finding yourself with unmanageable debt doesn't usually happen overnight. It is often a slow unnoticeable process that might start with being a few hundred dollars short every month. But the sooner you take action, the more options will be available. You’ll have the ability to make decisions before your creditors do. If you think you are alone in t…
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513 – Inflation is driving up credit card use. Now what?
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In this episode, Doug and Ted discuss the challenges of credit card debt and the struggles the average person faces in today's economy. They touch on the impact of food and shelter inflation, the rise in credit card debt leading to insolvencies, and the decline in homeownership. They also share their predictions for the future, including whether in…
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