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Coding Your Future is a guidebook to help students design, build, test and code their futures in computing. This accompanying podcast, Hearing Your Future, interviews current and former students of computer science. What’s their story? How did they get to where they are? What obstacles have they faced and how did they overcome them? Where are they going next? What advice would they offer their former selves and fellow students? Find out how they are coding their future.
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A podcast dedicated to dissecting the seismic shifts reshaping the global financial system. This season, we journey beyond the MENA region, focusing on Saudi Arabia and exploring the innovations transforming commerce and society today. Whether you're in the industry or eager to learn, tune in weekly for exciting new episodes. This podcast is sponsored by Adyen, ToYou, Mastercard, Geidea, Thunes, and M2P Fintech. About the host: Arjun's expertise covers a broad range of areas including Fintec ...
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Digital Leadership: Embracing the New Tech Age This week, we sit down with Pedro Sousa Cardoso, Chief Digital Officer at Emirates NBD, to explore the state of banking in the UAE. We have an in-depth conversation on the evolving role of CDOs, increasing collaboration between banks and fintechs, and venture building within banks, using Liv Bank as an…
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FULL EPISODE - AVAILABLE EXCLUSIVELY IN AUDIO ONLY In this episode, Arjun engages in a fascinating conversation with Mikhail Lomtadze, CEO and co-founder of Kaspi, the groundbreaking super app that is transforming daily life in Kazakhstan and beyond. Mikhail shares Kaspi's journey from traditional banking and financial services to becoming a super …
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In this episode, Arjun sits down with Roger Rouhana, CEO of Alpheya, to explore the future of wealth management in the MENA region. Their conversation delves into global wealth and asset management trends, highlighting the growing demand for innovative digital solutions and the crucial role of robo-advisors in making wealth management more accessib…
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Meet Asma Alshebi, she graduated with a Bachelor of Science degree in Artificial Intelligence in 2024. During her study, she did an internship at Abu Dhabi Ports Group and served as Hackathon Director for unicsmcr.com the University of Manchester Computer Science society, find out more at https://www.cdyf.me/asma…
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Meet Bozhidar Klouchek, he graduated with a Bachelor of Science degree in Computer Science with Industrial Experience in 2024. During his degree he did internships and placements at the University of Oslo, Imago, cantarus.com before taking a graduate role at recourseai.com. Find out more at www.cdyf.me/bozhidar h…
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Chit-fund with a digital twist! Ahmed Wadi, Founder and CEO of Money Fellows is our latest guest on the show. Money Fellows is a pioneering startup from Egypt that has digitized the ancient financial concept of ROSCAs, where a group of individuals act as an informal financial institution. In our chat, Ahmed shares insights on Money Fellows' operati…
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The art of replacing disjointed systems with digitized processes. Join us on Couchonomics with Arjun as we sit down with Vikram Suri, Managing Director for the Middle East and Turkey region at FIS. In this episode, Vikram and Arjun explore FIS’s significant impact in the GCC region and their constant drive for innovation and reinvention. We discuss…
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In this episode, we’re joined by Christoph Koster, CEO of Ruya Bank, a digital-first Islamic community bank in the UAE. Ruya Bank is dedicated to bringing ethical Islamic banking practices to all communities in the UAE, supporting SMEs, startups, and low-income groups. Christoph and Arjun explore Islamic finance and banking, the potential for growt…
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Can you rely on AI to invest in real estate globally? Joining us this week on the #couch is Ranime El Skaff, the co-founder of PropAI—a platform that uses AI to simplify Dubai’s real estate investments. In this episode, we uncover the evolution of PropTech in the region, real estate trends, and how her company is revolutionizing real estate investm…
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What is the state of CVC, and why is now the inflection point for CVCs to grow in the MENA region? Joining us on the #couch to explore these questions is Kushal Shah, Managing Director of e& capital, the CVC arm of the e& group. In this episode, Kushal shares his expert insights on e& capital's investment areas, focus, post-investment involvement, …
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This week, we shift our focus to telecommunications. What once was a booming and developing sector is now seen as more traditional, showing how fast things are changing. 🌐 Joining us on the #couch is Dina Tsybulskaya, the CEO of ESIM Plus. Dina shared her insights on the future of telecommunications, the impact of 24/7 connectivity, and how blockch…
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Season 3 of Couchonomics with Arjun, a podcast dedicated to dissecting the seismic shifts which are rearchitecting the global financial system. Our journey transcends the MENA region's boundaries, focusing this season on Saudi Arabia, exploring the innovation that is shaping commerce and society as we know them today If you are in this industry or …
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Digital Transformation of the banking value chain is a key challenge for every Banking CEO - doesn’t matter where in the world they are operating. In our latest episode, joining Arjun on the #couch is Jouk Pleiter, CEO of Backbase—a platform that specializes in helping banks modernize their customer interactions by transforming their technology sta…
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Welcome back to Couchonomics with Arjun! This week, we're diving into Pakistan's financial services with Kabeer Naqvi, Chairman of the Pakistan Microfinance Network. We explore the dynamic interplay between traditional banks, microfinance institutions, and fintechs, and discuss the digital transformation of Pakistan's financial ecosystem. Plus, we …
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Welcome to a new episode of Couchonomics with Arjun! This week, we're diving into Banking as a Service (BaaS) with Kelvin Tan, CEO of Audax. Kelvin shares insights on Audax’s “bank in a box” solution, helping banks scale and modernize rapidly. We discuss the potential and challenges of BaaS, open banking, and the future of embedded finance. Don't m…
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Innovation in banking is about more than just adopting new technology—it's about challenging traditional perceptions and rethinking everything from customer service to risk management to create more flexible, responsive, and personalized financial services. In this episode, I sit down with Karan Jain, founder and CEO of Naya One, to discuss how his…
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Welcome to the latest episode of Couchonomics with Arjun! In this episode, we have the privilege of hosting Ashraf Sabry, the visionary Founder and CEO of Fawry. Ashraf has transformed Fawry into a trailblazing fintech and one of the most successful startups in Africa. We covered a range of topics, including innovation in payments,the development o…
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We are talking about Digital Assets, DeFI and Crypto on Couchonomics with Arjun this week. Joining us on the couch is Nick Philpott, Co-Founder and Head of Partnerships at Zodia Markets by Standard Chartered & OSL. We had a very interesting conversation around #bitcoinhalving, #stablecoins, virtual-assets regulations, and tokenization of real-world…
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In this episode of Couchonomics, we tackle the burning question: "Bitcoin in 2024: Boom or Bust?" Join us as we engage in a fascinating conversation with Stefan Kimmel, the CEO of M2, a crypto exchange, and investment platform regulated by the FSRA in Abu Dhabi Global Market (ADGM). We dive deep into the world of cryptocurrency, exploring the intri…
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Welcome to a new episode of Couchonomics with Arjun! Join Arjun as he explores Africa's dynamic startup scene and fintech landscape with Elias Yazbeck, Managing Director at Helios Investment Partners. Discover key insights into Africa's market dynamics, challenges, and future trends in fintech. Elias also shares Helios Investment Partners' strategi…
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Join Arjun on Couchonomics as we explore open banking and fintech in the GCC with Abdulla Almoayed, Founder & CEO of Tarabut. Discover the evolving landscape of financial services, BaaS, and gain insights into open banking. We also delve into Tarabut's inspiration, GCC financial services, managed competition, challenges, and opportunities with open…
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In this episode, we delve into the crucial topic of mental health with Scott Armstrong, Founder & CEO of Mentl, a mental health advocacy platform. From workplace challenges to the impact of AI, we explore various facets of mental well-being in today's world. Tune in for insightful discussions on work-life balance, stress management, and more. Don't…
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Episode 5 of Season 3 is live now featuring Mounir Nakhla, Founder and CEO of MNT-Halan. Join us as we delve into the journey of MNT-Halan and the Egyptian fintech landscape. From ride-hailing to a financial super app, we cover it all in this insightful episode! Tune in for a glimpse into the world of fintech innovation! #Fintech #MNTHalan #Startup…
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🚀 Explore the world of Venture Capital with Khaled Talhouni, Managing Partner at Nuwa Capital, in Episode 4 of Couchonomics with Arjun! We cover topics like the State of Venture Capital in 2023, market dynamics, lessons learned by VCs, challenges and opportunities for women entrepreneurs, and more. Don’t miss this conversation full of invaluable in…
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Join us for Episode 3 of Couchonomics with Arjun as we explore the UAE's entrepreneurship ecosystem with Professor Ramesh Jagannathan, Managing Director of StartAD. Learn about StartAD's innovative programs, the challenges of entrepreneurship, and the role of women in business. Subscribe for insightful discussions on driving economic growth and glo…
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Welcome back to Couchonomics! In line with the theme of rearchitecting the global financial system, this week we explored the banking sector in the UAE and the wider GCC: regulatory focus, financial crime regulation, innovation, and in general, what the banking sector could do differently. Helping us explore these topics, we had the privilege of ho…
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Dive into the future of Fintech with J.K. Khalil, General Manager at MasterCard GCC & Pakistan! Join Arjun and J.K. as they explore the partnership dynamics between fintechs and banks, the game-changing role of governments in innovation, embedded finance, and MasterCard's bold new initiatives! Don't miss out on this strong start to the third season…
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In the season finale of Couchonomics S02, Arjun was joined by David Chaum, inventor of electronic money and privacy technology. As Arjun puts it, David is a “living legend” and one of the most influential architects of our present-day financial systems. David’s work in cryptography and every other he has touched has had a massive impact across the …
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Meet Steve Furber. Steve graduated with a Bachelor of Arts degree in Mathematics from the University of Cambridge in 1974, followed by a PhD in aerodynamics in 1980 and a Master of Mathematics (MMath) belatedly awarded in 2010. After ten years working at Acorn Computers on the BBC Micro and its successor the ARM1, he was appointed Professor at the …
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In the latest episode of Couchonomics, Arjun was joined by Eyad Albayouk, General Manager at Flat6Labs. Eyad comes from a 12-year background focused on alternative investments. This special episode, shot at Fintech Saudi, provided great insight into the state of the fintech startup ecosystem in KSA. In the episode, Arjun and Eyad discussed: The nat…
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In the latest episode of Couchonomics, Arjun was joined by Paul Melotto, Executive Board Member at Alraedah Finance. Paul has played a key part in Arjun's journey to understand the Saudi ecosystem, especially regarding fintech and financial services. In the episode, Arjun and Paul discussed: The state of Non-Banked Financial Institutions in KSA The…
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In the latest episode of Couchonomics, Arjun was joined on the couch by Mehdi Fichtali, CEO & Founder of FinaMaze, MENA's first AI digital wealth manager. Founded by a highly experienced team with decades of track record in capital markets and asset management, their hybrid human/machine teams are currently managing hundreds of portfolios. We spent…
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"We're behind the scenes. We make money move." In the latest episode of Couchonomics, Arjun was joined by Jan Pilbauer, Chief Executive Officer of Al Etihad Payments, a national payments utility and fully owned subsidiary of the Central Bank of the UAE. Al Etihad Payments recently launched Aani, a "payments experience" that allows you to make insta…
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In today's high-paced corporate world, the importance of wellness cannot be emphasized enough. As firms compete in the war for talent, a new dimension has emerged as a magnet for the modern workforce: wellness. In this episode, we dive deep into this crucial topic with an industry stalwart. Meet Diego Carrete, Chief Wellness Officer at First Abu Dh…
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Dive into the vibrant and ever-evolving world of FinTech as we explore the Singapore FinTech Festival (SFF) 2023 which is happening 15-17 November 2023. This is the global event where policy, finance, and technology not only meet but converge to reshape global economies. Joining Arjun for this special episode is Pat Patel, the Executive Director of…
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Join us on this enlightening episode of Couchonomics as we navigate the intricate world of financial technology, focusing on the evolving landscape of employee benefits on a global scale. We are thrilled to have Michael Watkins, the visionary CEO and Founder of Aurem, a pioneering platform bridging businesses and their global teams to financial ser…
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Embark on an insightful journey into the heart of the MENA startup ecosystem, where we unravel the intricacies of venture capital trends and the challenges and opportunities ahead. Join Arjun as he sits down with Philip Bahoshy, the CEO of MAGNiTT - the MENA region's formidable connector of startups, investors, and mentors. Philip, with his vast ex…
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In this enlightening episode of Couchonomics, we delve deep into the revolutionary world of digital wealth management, exploring its innovations, challenges, and future trajectory. We peer into the intricate fabric of asset management, financial literacy, and economic adaptability in an ever-evolving market, all with a lens focusing on the MENA reg…
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Get ready for an exhilarating ride into the future of digital media, commerce, and technology as we dive deep into the world of TikTok! If you ever wondered why TikTok isn't just for dance trends and how it's revolutionizing the content game, then you’re in for a treat. Arjun welcomes a very special guest who plays a crucial role in shaping TikTok'…
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In this riveting episode of Couchonomics, we delve deep into the complex world of money exchange, remittance, and financial inclusion. We discuss how technology is changing the landscape while traditional services continue to serve a critical role. We're honored to host Hasan Fardan Al Fardan, the CEO of Al Fardan Exchange L.L.C., a pioneering fina…
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Welcome to another stimulating episode of Couchonomics with Arjun, where we delve into the intricacies of the financial world! Today we're setting our sights on the evolving landscape of digital banking. We have an insider's look at how traditional banking is transforming to keep up with the digital wave. If you've ever wondered what it takes to ma…
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Sit tight, folks! In this electrifying episode of Couchonomics with Arjun, we're diving deep into the labyrinth of the fintech world. How will AI change the way we pay? What's the future of credit cards? How secure is your money really? We've got Khalil Alami, the Founder & CEO of Telr, to answer these burning questions and more! Meet Khalil Alami,…
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Dive deep into the bustling world of investment, fintech, and the strategy behind successful consolidations. In this episode of Couchonomics, we venture into the art of picking the right businesses, the significance of 'cash,' and why sometimes, it's not just about growth. Meet Nabil Ismail, the Executive Director at Gulf Capital. With over a decad…
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Join Arjun on this riveting episode of Couchonomics as we embark on a journey from the nuances of Web 3.0 to the impending carbon economy. With gaming, metaverse, and blockchain as stepping stones, Arjun and his esteemed guest dive deep into the future of technology and sustainability. Meet Prakash Somosundram, a serial entrepreneur with a flair fo…
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In this insightful episode of Couchonomics with Arjun, we engage in a thought-provoking discussion with Khalifa AlShamsi, the CEO at e& life, navigating the intriguing waters of digital disruption, FinTech innovations, and the rise of Super Apps. Tune in as we explore the cutting-edge strategies propelling the technology and investment group e& int…
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Welcome to this unique, AI-focused episode of Couchonomics with Arjun, where we revisit some of the most insightful discussions from our second season. This special edition provides a deep dive into the burgeoning field of artificial intelligence and its transformative impact on the fintech industry. Featuring conversations with esteemed guests: Dr…
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Welcome to the latest episode of Couchonomics with Arjun. In this fascinating conversation, we delve deep into the world of Ultra Platforms, fintech, and the future of digital services with our esteemed guest, Abdallah Abu-Sheikh, the dynamic CEO of Botim and Founder of Astra Tech. Abdallah Abu-Sheikh is a renowned entrepreneur and a visionary lead…
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