RealTalkPersonalFinance Podcasts

Join Cash Flow King and Cube Crusher for Financial Profiles, where Cube Crusher discusses what he would do in each of these situations. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starti…

Subscriber-only episode Cash Flow King reveals his current top picks for high yield savings for different types of accounts along with some time sensitive promotions! Are you PREMIUM?!? Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 …

Join Cash Flow King and Cube Crusher as they discuss whether or not you need a Financial Advisor. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon …

Join Cash Flow King for the latest on Series I Bonds, including new rates and some food for thought. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amaz…

Subscriber-only episode Cash Flow King gives a real life example of what Cube Crusher described in the e-newsletter. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast…

Subscriber-only episode Join Cash Flow King and Cube Crusher as they discuss the Q1 2023 quarterly e-Newsletter. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Ge…

Join Cash Flow King and Credit Union Cowboy (CUC) for Part 2 of Back to Basics Intermediate. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftc…

Subscriber-only episode Cash Flow King explains his personal experience with status matching in Las Vegas and how he was able to leverage his World of Hyatt personal credit card to enhance his visit. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTP…

Join Cash Flow King as he unveils the benefits of becoming a Premium Subscriber! Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with thi…

Subscriber-only episode Join Cash Flow King and Cube Crusher in the first PREMIUM Episode. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcar…

Join Cash Flow King and Credit Union Cowboy (CUC) as they continue the conversation on back to the basics, intermediate style. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your o…

In this episode, join Cash Flow King and brand new guest, Credit Union Cowboy, as they unpack the Back to Basics: Beginner episode with real life examples. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! …

In this episode, join Cash Flow King to go back to basics, beginner style. Specifically, we discuss: High Interest Rate Debt / Credit Cards Importance of Credit / Credit Score Disability Insurance Life Insurance Cash Reserves / Emergency Funds + High Yield Savings Accounts Support the show Questions, Comments, or Show Ideas? Email the show: RealTal…

In this episode, Cash Flow King is joined by Cold Brew and Cube Crusher to discuss Pre-Tax vs. Roth. Don't forget to support the show! Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in startin…

In this episode, Cash Flow King discusses some of the recent SECURE Act 2.0 changes and things to know. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 A…

Join Cash Flow King in the final episode of 2022 to reflect on the year for the show and for personal finance. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get …

In this episode, Cash Flow King welcomes first-time guest, Cold Brew, to the podcast to discuss different money personalities. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your o…

In this episode, Cash Flow King discusses an investment opportunity he's considering via promissory notes. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $2…

In this episode, we get a quick hit of some timely financial nuggets with Cash Flow King. Shoutout to all our loyal listeners! Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your o…

In this episode, Cash Flow King discusses his recent evaluation of a Car Wash Syndication Fund and why he's not yet sold on it...but might be in the future! Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off!…

Cash Flow King interviews Cube Crusher on the current state of the economy and what could be ahead. Buzzsprout - Let's get your podcast launched! Start for FREE Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you. Support the show Questions, Comments, or Show Ideas? Email the sh…

In this episode, Cash Flow King briefly discusses Roth IRA vs. HSA in an effort to crown the winner. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amaz…

Join us for a quick Q&A to wrap up the Passive Real Estate Investing Mini Series. Enjoy! Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard …

In this episode, Cash Flow King is joined by O-Dawg to discuss O-Dawg's experience with multifamily syndication investments. Link to Syndication Book: https://amzn.to/3Ssl2XH Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code R…

In this episode, Cash Flow King discusses the many components of single asset syndications as well as real estate funds. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own pod…

In this episode, Cash Flow King discusses turnkey rental investments in detail as part of the Passive Real Estate Investing Mini Series. Areas discussed include: Turnkey defined Direct ownership benefits Due diligence Analysis - I.D.E.A.L. investment Pros/Cons Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFina…

In this episode, Cash Flow King kicks off the Passive Real Estate Investing mini series with an intro episode, covering: Why real estate? Active vs. Passive Real Estate Investing (REI) The Importance of REI Team Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! …

In this episode, Cash Flow King goes over the cliff notes version of Social Security retirement benefits (including spousal benefits and survivor benefits). Download your own Social Security statement at www.ssa.gov. 2022 Earnings Test Thresholds mentioned at the end: $19,560 limit if under FRA $51,960 limit in year you attain FRA (prior to the mon…

In this episode, Cash Flow King discusses the 4% rule - what it is, how it works, and how it may fit into your overall retirement income plan. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in…

In this episode, we round out our mini series on Annuities with Variable Annuities. Love them or hate them, we explore them in this episode. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in s…

Pizza Challenge! Are you ready to enter to win an e-giftcard for some free pizza? Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with th…

In this episode, we continue our mini series on Annuities. This episode covers the basics of Indexed Annuities, both with and without income riders. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interes…

In this episode, we continue our mini series on Annuities. This episode dives into the weeds on Fixed Annuities: the different types, their use cases, and more. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% …

In this episode, we start our first podcast of our mini series on Annuities. This Annuity Basics podcast talks about annuities in general and helps to set the stage for the upcoming episodes which will each focus on a particular type of annuity. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com B…

In this episode, we discuss the importance of ignoring the media "noise" during times of market volatility, how managed accounts can help manage emotions, and calling for Dr. Slow Roll to come on the show. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get so…

In this episode, Cash Flow King gives you a quick crash course on I-Bonds, including different things to consider as you evaluate whether or not I-Bonds may be right for you. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code R…

In this episode, Cash Flow King and Cube Crusher talk about their personal investment philosophies and debate investing for cash flow versus investing for growth. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10…

In this episode, we talk about ways to think about "time horizon" in the context of retirement planning with regard to market volatility. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in star…

In this episode, we discuss Life Insurance Basics including: What do you want life insurance to do for you? How much life insurance do you need? Features/uses of different life insurance contracts Term vs. Permanent Life Insurance Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM…

In this episode, we build off of Episode 3 on Roth IRA Basics and discuss the following items: Backdoor Roth IRA Pro-Rata Rule Strategies for Dealing with Pro-Rata Rule Different 5-Year Rule "Clocks" Roth IRA Withdrawals Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBE…

In this episode, we have a quick discussion on the importance of estate planning and review a short list of documents that you should consider with your estate planning attorney. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Co…

In this episode, we talk with Travel Queen about how to effectively and strategically utilize the power of credit card reward points to travel for nearly free. If you're still paying full price for flights and hotels, you HAVE to check out this episode! Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gma…

In this episode, we explore what a savings rate might mean to you and why it's important. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard…

In this episode, we examine some unconventional thinking and look at ways to optimize our balance sheet. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 …

In this episode, we explore unconventional thinking around primary residence mortgages and how they can truly be a powerful asset to you. Discussion items include: How Extra Principal Payments Can Increase Your Financial Risk Paid Off vs. Effectively Paid Off Inflation Profiting 15-year vs. 30-year Mortgages And more! Support the show Questions, Co…

In this episode, we talk with former financial advisor and current accountant, Cube Crusher, on his approach to early retirement. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting you…

In this episode, we cover the basics of Roth IRAs, including: Benefits of Roth IRAs Who Qualifies for a Roth IRA? 2022 Contribution Eligibility + Contribution Limits Roth IRA vs. Roth 401(k) Roth IRA Planning Considerations Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCR…

In this episode, we discuss emergency funds, including: What Is an Emergency Fund? 3 Levels of Emergency Funds Considerations Around Formulating Your Emergency Fund Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for …

In this episode, we cover the basics of Health Savings Accounts (HSAs), including: Why Consider an HSA? Criteria for HSA-eligible health plan 2022 Contribution Limits Strategies for HSAs Inheriting an HSA Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get som…