X
Riskfactors public
[search 0]
×
Best Riskfactors podcasts we could find (updated November 2019)
Best Riskfactors podcasts we could find
Updated November 2019
Join millions of Player FM users today to get news and insights whenever you like, even when you're offline. Podcast smarter with the free podcast app that refuses to compromise. Let's play!
Join the world's best podcast app to manage your favorite shows online and play them offline on our Android and iOS apps. It's free and easy!
More
show episodes
 
Every week Jake Rivas, Financial Advisor To Millennials, will hit the streets, coffee shops, and restaurants to get raw feedback from YOU about the real financial obstacles you are facing today. Jake will help you take the guesswork out of managing your money choices while curating and sharing the best advice and insights into making smart money choices. Jakes Two Cents will help you navigate credit, financial debt, saving for the future, student loans, mortgages, travel, money, lifestyle, a ...
 
Loading …
show series
 
Did you know you could invest based on your personal values? Jake Rivas explains how to craft a portfolio based on the ideas and values important to you. This could be important current events or even deeply held beliefs. Jake provides three main concepts to help you solidify your approach when selecting companies to invest in. Have questions a ...…
 
Today a guy in an RV and a cosmopolitan financial planner (that’s Kirk and Jake of course!) are going to talk to you about something more Americans wish they would be: adventurous. Specifically, they wish they could be more bold. What on earth does financial planning have to do with boldness? That is what we will be discussing. We focus in on p ...…
 
In this recent Wall Street Journal article, the authors give a breakdown of three generic pieces of financial advice we all get in America, and why they may not be the best for you. Jake and Kirk discuss each of them and give you new ways to look at your financial life. For instance, we may want our children to go to college and our parents enc ...…
 
It turns out that each generation has a different view of when someone becomes an adult. When do you think a person has become an adult? Jake and Kirk discuss the various ways generations think about adulting and how to be an adult. Is the millennial generation really taking the longest to become an adult or are they on the same track as the ba ...…
 
“The fix to Public Service Loan Forgiveness hasn’t Helped very much” More than 54,000 people have applied for their public service loan forgiveness, and only 1% (around 640) have had their loans forgiven. This forgiveness program was initiated a little over 10 years ago. The program would begin forgiving loans 10 years later, and that is where ...…
 
On this episode Jake and Kirk discuss the value of choosing your friends based on your financial needs. Are you the type of person who can eat a single bite of a chocolate bar and then put it away? If that’s you, then you may disregard this advice! But if you aren’t, it may be helpful to surround yourself with friends who are more frugal. https ...…
 
The current administration is considering privatizing Fannie Mae and Freddie Mac. In 2007, these organizations were privatized. It was after the 2008 crisis that the government stepped in. Is this a good move by the government? If this occurs what would be the effect on normal Americans? Jake Rivas and Kirk Barbera have an interesting conversat ...…
 
On this episode Jake Rivas and Kirk Barbera discuss a Bloomberg.com article “U.S. Stocks Plunge Most in 2019 on Trade Tension.” Now that investors are beginning to grasp the potential for a long-term trade conflict, they are shifting their investments to haven investments (gold, cryptocurrency.) Meanwhile, China is (supposedly) lowering their o ...…
 
When the federal reserve changes its interest rate policy, how does this affect you? Since the 2008 financial crisis interest rates have been set quite low in historic standards. Growth occurred slowly despite the change in interest rate policy. This very well may change the way interest rate policy will be determined in the future. Jake Rivas ...…
 
Many of the Presidential candidates running in 2020 have advocated either eliminating student debt and/or making university free of cost to students. Jake and Kirk discuss the impacts of these potential policies on the country and on your individual financial plans. For instance, should you stop making payments on your current debt if it might ...…
 
On a previous episode Jake read articles showcasing the downturn in the economy. On this episode we have evidence that consumer confidence is going up. What exactly is consumer confidence? Why should it matter? How does it effect you and your daily financial life? There is a lot more going on than you think. Have questions about managing your f ...…
 
Jake And Kirk discuss a fascinating story of the life and death of a man who left the world as mysteriously as he lived it. He was found in death, alone in a tiny 800 square foot house. Unlike many other situations like this one, his house was tidy and spartan. He had no bed. Drove a base model truck with 77,000 miles. Never clocked more then 2 ...…
 
What would you do if you suddenly received $500,000 from an inheritance (after taxes?) On this episode Jake Rivas and Kirk discuss what they would do as well as some smart strategies to deal with an influx of cash. Also, they discuss common pitfalls which can lead to ruin. Have questions about managing your financial lifestyle? Email Jake@youan ...…
 
A tariff is a fee that foreign companies have to pay in order to import their goods or services into the United States. On this episode Jake Rivas and Kirk talk about the impact of the new tariffs on the economy as well as how this can affect your personal finances. Have questions about managing your financial lifestyle? Email Jake@youandifinan ...…
 
Jake Rivas interviews entrepreneur Stephanie Sheller of GROW DISRUPT (https://www.growdisrupt.com/) Stephanie has a great story of quitting her high paying corporate sales job to found her own business. Jake and Stephanie talk about her investment strategy now that she is several years into the business and it has grown significantly and can pa ...…
 
Many people who were not expecting it were hit hard by the new tax reforms. Jake and Kirk discussed how most companies did not help their employees prepare with a proper withholding and also some strategies to ensure your company withholds the proper amount from your paycheck for 2020. https://www.wsj.com/articles/once-more-with-feeling-fix-you ...…
 
How do you decide what amount to set as a goal for your retirement account and what strategies can you use to bolster that savings to make a significant impact? There are some very simple actions you can take to improve your strategy. Jake will give you several pro tips about using your savings vehicles to achieve this end. Have questions about ...…
 
And other alternative investments. A recent article in the Economist illustrates the benefits and difficulties in alternative investing. What is an alternative investment? Are all trades on the future alternatives? How can you be smart about entering this risky venture? CHeck out this show for some practical advice from Certified Financial Plan ...…
 
Don't forget April 15th is the FIRST deadline for filing your taxes. In 2017 there was a big tax law change, and this year is when you will be experiencing. In this short episode, Jake will be teaching some strategies that can be useful in reducing ones taxable income. Have questions about managing your financial lifestyle? Email Jake@youandifi ...…
 
Obviously there are many reasons to have children. And of course there are emotional and physical costs involved. On this episode Jake and Kirk discuss (mostly) the financial costs of having children and how to plan for them. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your que ...…
 
Fact or Fiction? Student loan consolidation will lower your interest rate.The millennial generation is the most indebted generation of all time, due to student loans. What options do I have? Learn the different things you can do with your student loans. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and ...…
 
When you are ready to work with a financial planner, we want to make sure you are asking the right questions and that you make the right decision for you. There are a lot of ways that financial planners can lead you astray, so be mindful. In every profession there are shady figures in the darkened alleys, and with the internet that shady charac ...…
 
There’s a new tax reform bill. Are you ready for it? Will it effect your positively or negatively? In this episode Jake Rivas and Kirk discuss the new bill and Jake walks you through a website that you can use to better understand where you fall within the new rules. Most people give little notice to taxes, instead relying on experts. This is a ...…
 
Recessions are a normal part of the economic cycle in America. We all know that eventually we will hit some form of a correction. Many experts are now claiming that recession is just around the corner. What indicators do these experts use to determine this? How can we identify a recession and most importantly what should you be doing with your ...…
 
Fact or Fiction: I always pay the minimum payment on my CC and that’s fine. On this episode Jake helps you understand how credit card companies work and how to have the right mentality with credit card payments. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the ...…
 
Fact or Fiction: Buying the right life insurance for you. Learn the different ways you can buy life insurance and how people can sometimes be lead astray. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents ...…
 
Have you ever experienced the storm of the century in your bank account? That’s when all your subscriptions—monthly, quarterly, yearly—hit all at once and you look up to a sunken bank account. On this episode Jake and Kirk discuss a great website and app that they found which helps to eliminate this problem by automatically tracking your subscr ...…
 
Myth: organizing my financial documents isn’t worth my time. What is the value to you of organizing your financial docs? How do you go about that? Tune in to this mini-episode for some tips for the expert. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! ...…
 
A representative of the Dave Ramsey consulting company was scheduled to be on the show, but after receiving my challenging questions he decided to cancel. On this episode I talk about some of the ideas of Dave Ramsey and my thoughts on them. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas m ...…
 
Myth: The stock market is falling, so I’m going to pull my money out and buy gold! Learn Jake’s views on this thought process. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents\ Securities and advisory ser ...…
 
On this episode Jake Rivas chats with client and co-host the Roaming Entrepreneur about his own personal finances. Get a sneak peek on what it is like to work with Jake Rivas. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Fac ...…
 
Myth: I have just been eligible to enroll in my companies 401k plan, since they are a publicly traded stock I’ll invest everything here. This feels like sound logic. You work there and know the company well, why not invest in its future? In this episode you’ll learn another way to look at diversification. Have questions about managing your fina ...…
 
What is the impact of the government shutdown in your life? For those involved in the government agencies directly effected, it means not receiving a paycheck. The December 2018-January 2019 government shutdown under President Trump marks the longest shutdown in American history. How does this effect ordinary Americans? How will it effect the s ...…
 
Myth: My stay-at-home-spouse doesn’t need life-insurance because he or she doesn’t work. Many clients think this way and there is one critical thing to keep in mind before you make that decision. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jak ...…
 
Certified Financial Planner, Jake Rivas, and co-host, The Roaming Entrepreneur, Kirk Barbera, chat about how to plan your 2019 finances. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities and adv ...…
 
Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance produc ...…
 
Powerball now offers the opportunity to win a combined total of $1.6 billion! But let's say you received a chunk of that money. We all know you will have taxes and such to pay. But after that, what you are left with would be called a "financial windfall." Winning the powerball is unlikely. But, what is quite possible for you is to inherit money ...…
 
Fact or fiction? You should always prioritize paying your student loans and mortgage off early. This is a common question Jake receives in his financial planning practice. In this episode he briefly explains both sides of the issues and discusses his views on the common advice given to young people today of "debt free debt free debt free!" Is t ...…
 
Kirk, a previous guest on the Jake of All Trades Show, has been on the road in an RV for the last several months. Now Jake is checking in to talk finances. On the show they discuss strategies to deal with a variable income, random setbacks, and whether or not it is a good idea to tell debtors your new location. Have questions about managing a f ...…
 
Do you know the credit utilization ratio? Well Tune in and find out why this fact is a fiction! Have questions about managing a freelance financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities and advisory services offered through Com ...…
 
Jake will teach you the exceptions behind the early distribution rules, what are the ways around it? Also, what should be your decision-making process for taking money out of your retirement fund early? Have questions about managing a freelance financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the sh ...…
 
Financial planning is for anyone who wants to take control of their financial goals. You know that money will not make you happy, but planning for your financial needs is necessary to lead a long and flourishing life. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions o ...…
 
Some companies have a special feature attached to your retirement plan. The feature is called a profit sharing feature. In this episode Jake breaks down exactly what this feature is, how it works and what to do once you have it. Not every company has this feature. However, you should discover if you have this option available to you. It is one ...…
 
Well there may be more to the story than you have been told. But Jake Rivas is here to do the research and help guide you through this process. It has been ten years since this program was initiated. That means that the first applicants are starting to come into the government for loan forgiveness approval. Can you guess the percentage of these ...…
 
In America for many generations the common advice for young people is to save up so that you can buy a home. But is buying necessarily superior to renting? What considerations should you figure out before you choose either option? Have questions about finances for Jake? Email Jake@youandifinancial.com and Jake Rivas may read your questions on t ...…
 
The difference between mortgage brokers and mortgage lenders is critical to understand. In today's episode Jake helps you understand how to navigate the differences. Have questions about financial planning? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow jake on Twitter and Facebook @jakestwocents Secu ...…
 
Are you one of the millions of American who has left billions of dollars behind? Jake teaches you how to find the money you very likely have left behind. As the saying goes, leave no man behind! Have questions about financial planning? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and ...…
 
There are many credit card myths that lead one to make bad long-term decisions regarding their credit. Spend five minutes with Jake to discover the facts that will increase your life-time wealth. Have questions about financial planning? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow jake on Twitter an ...…
 
Of course the answer to this question depends on many factors. However, we guarantee that you may have the wrong information about what is required to protect yourself when renting a car. And it could be costing you money. Have questions about financial planning? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show ...…
 
Roth IRAs is a wonderful tool for retirement, but only if you understand them. On this episode listen to Jake's Take on the Roth IRA. Have questions about financial planning? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow jake on Twitter and Facebook @jakestwocents Securities and advisory services off ...…
 
Google login Twitter login Classic login