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Financial Life Planning for Busy Parents

Mike Morton, CFP®, RLP®, ChFC®

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Are you super busy with your career, kids, and life? Discover ways to get organized and enjoy a wonderful life! We cover smart strategies for personal finance, investing, and how to enjoy your time and money. Breakthrough the complicated financial landscape with easy-to-understand information that you can actually follow. I discuss how to become wealthy: tips and habits to change in your life to achieve financial freedom. I dive into topics such as savings, investing, education planning, ins ...
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Under the Iceberg

Alan Rhode, CFP®, CPWA®, CEPA®, RLP®

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Under the Iceberg is hosted by Alan Rhode, a seasoned Private Wealth Advisor and CEO of Modern Wealth. It is your go-to podcast for diving deep into the world of Financial Planning and Wealth Management for Entrepreneurship and Small Business Ownership. Join us as we explore these crucial topics in a format that’s both educational and engaging, tailored for Entrepreneurs and Small Business Owners looking to navigate the complexities of modern finance. Disclaimer: “Under the Iceberg” is for i ...
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Research Like a Pro is a podcast about genealogy research methodology. Diana Elder and Nicole Dyer of FamilyLocket.com discuss how to take your family history research to the next level and uncover more of your family tree. Learn about research objectives, analysis, locality research, research planning, source citations, report writing, case studies, and more. Diana and Nicole are the mother-daughter team at FamilyLocket.com and the creators of the Amazon bestselling book, Research Like a Pr ...
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Practical Wisdom from ACP Financial Advisors

Alliance of Comprehensive Planners (ACP)

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In Practical Wisdom from ACP Financial Advisors, host Ken Robinson, CFP®, talks with Certified ACP advisors as they share their stories of how they became successful, fee-only, comprehensive financial advisors. Through these conversations, Practical Wisdom reveals the strategies, tips, and tools these advisors employed to get where they are today. Practical Wisdom also explores the common denominator among all of these advisors—the ACP methodology.
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Today's episode of Research Like a Pro, Diana and Nicole discuss the challenges of genealogical research in areas with severe record loss, using northeastern Arkansas counties as a case study. They offer five tips to help researchers make progress despite such setbacks. They advise starting by understanding the extent of the record loss, suggesting…
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Welcome to a candid episode of "Who the Fuck is in the Mirror?" featuring a spontaneous and unfiltered conversation between Tammie owner of RLP Holistic Wellness and Angela from Unabashedly You. In this episode, they dive into the messy reality of personal growth, the importance of authenticity, and the lessons learned from so-called mistakes. Expe…
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Diana and Nicole discuss BanyanDNA, a tool for analyzing complex family relationships in genetic genealogy. Leah Larkin introduced BanyanDNA in December 2023, highlighting its unique ability to identify unknown ancestors and alert users to discrepancies in family trees. Diana shares her experience with her own family tree, where her great-grandpare…
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In this episode, Mike Morton and Matt Robison discuss the incredible benefits of Health Savings Accounts (HSAs), which offer a unique way to save money without losing any to taxes. Learn how HSAs provide a "triple whammy" of tax advantages: contributions are tax-deductible, funds grow tax-free, and withdrawals for qualified medical expenses are tax…
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Welcome to a special episode of "Rising with RLP," hosted by Tammie, the owner and founder of RLP Holistic Wellness. This one-off podcast is designed to help you reset and reconnect your mind and body through a soothing body scan and breath work session. In this episode, Tammie guides you into a comfortable position, inviting you to bring awareness…
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In this episode, Diana and Nicole discuss finding immigration records for ancestors arriving in the United States after 1906. They provide a timeline of important immigration laws and their impacts, such as the 1906 establishment of the Bureau of Immigration and Naturalization, the 1917 Immigration Act, the 1921 Emergency Quota Act, the 1924 Nation…
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Dreaming of establishing your own dynasty? While you may not control a nation, you can create a long-lasting educational legacy with a 529 plan! Join Matt Robison and me, Mike Morton, on this week’s podcast as we delve into funding education for your children, grandchildren, and even beyond. We'll explore how 529 plans, tax-advantaged savings accou…
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Welcome to Episode 8 of Rising with RLP, where Tammie, owner of RLP Holistic Wellness, invites Courtnie from Tucked in Tarot for an enriching conversation. Courtnie has collaborated with Tammie on numerous projects, and today they discuss the importance of setting boundaries and taking time for oneself. Both Tammie and Courtnie share their personal…
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In this episode of Research Like a Pro, Diana and Nicole explore the use of mitochondrial DNA (mtDNA) and WikiTree in genealogical research. They explain that mtDNA is inherited from our mothers, with only females passing it on, and how it differs from autosomal DNA by coming from a distant maternal ancestor. They discuss how mtDNA testing reveals …
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In this week's podcast episode, "10 Financial Hot Topics for 2024: Boring and Painful," join me and Matt Robison as we delve into Allan Roth's latest financial insights for 2024. We cover critical topics my clients often ask about, from understanding the difference between real and nominal returns,and managing cash to avoid inflation's eroding effe…
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Welcome to the latest episode of Rising with RLP. In this captivating installment, our host Tammie, the founder of RLP Holistic Wellness, introduces us to the multifaceted Taylor Moon. Taylor, a professional astro tarot reader with a background in clinical mental health counseling, shares her journey of self-liberation and the profound influence of…
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In this episode of Modern Wealth Insights, we explore the intricacies of Qualified Small Business Stock (QSBS) and its powerful tax advantages. Learn about the eligibility requirements for both companies and investors, the significant benefits, and the potential challenges of QSBS. Discover how strategic investment in QSBS can lead to substantial t…
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In this podcast episode, Diana and Nicole discuss the use of Generative AI in scholarly and genealogical writing, emphasizing the importance of transparency in disclosing AI assistance. They talk about editorial guidelines from scholarly journals and the Association of Computational Linguistics, which suggest clear declarations of AI's involvement …
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Welcome to Episode 6 of "Rising with RLP," hosted by Tammie, the founder of RLP Holistic Wellness. This episode brings together four incredible women: Courtnie from TuckedIn Tarot, Laura from L&M Dreams and Tarot Interpretations, and Taylor Marie, from Black Moon Taylor. Join us as we delve into the world of spiritual entrepreneurship and the uniqu…
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In this podcast episode, Diana and Nicole discuss the evolving role of AI chatbots in various writing contexts, particularly in academia and genealogy. They highlight the changing policies around the use of large language models (LLMs) in academic writing, noting how organizations like the International Conference on Machine Learning have shifted f…
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For decades, concerns have circulated that the U.S. The Social Security system would run out of money. While headlines continue to warn of imminent depletion, the political implications, especially during election years, fuel much of this fear. Join Matt Robison and Mike Morton this week as they discuss the efforts currently underway to ensure the …
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Welcome to episode five of "Rising with RLP," hosted by Tammie, the founder of RLP Holistic Wellness. In this episode, Tammie introduces us to Angela, a resilient single mom of three high-needs children. Angela shares her incredible story of overcoming 15 years of trauma, including mental and emotional abuse, to become the strong, confident woman s…
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In this episode of "Research Like a Pro," guests Elaine Martzen and Emmaline MacBeath join hosts Diana and Nicole to discuss various WikiTree projects. Projects on WikiTree are groups organized around topics or activities to facilitate collaboration among members. They include top-level projects with unique tags and badges, sub-projects using highe…
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Recorded on location at ACP's Annual Conference held November 2023 in Spokane, Washington, this special episode is a collage of ideas from a sampling of ACP financial planners. Sharing best ideas from the last year and what they started doing in 2023 that they think would help other advisors in 2024, ACP advisors were asked to provide their top tip…
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Welcome to episode 4 of Rising with RLP, hosted by Tammie, the founder of RLP Holistic Wellness. In this heartfelt episode, Tammie introduces a very special guest – her mother. Together, they delve into a profound and emotional conversation about life's challenges and the resilience it takes to overcome them. Discover the inspiring story of Tammie'…
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This episode of Research Like a Pro focuses on the DNA features available on Wikitree, with guest Emmaline MacBeath, a genetic genealogist, explaining them. Diana and Nicole, discuss with Emmaline the various DNA tools and functionalities on Wikitree. One key feature is the ability to mark relationships as "DNA confirmed" by providing evidence from…
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Join us this week as Matt Robison and I discuss the strategies for minimizing capital gains taxes in today’s profitable housing market. We'll share a real-life client story that highlights how a couple saved thousands in tax liability by leveraging home improvement receipts and the primary residence exclusion. Discover how meticulous record-keeping…
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Meet Courtnie, owner and founder of Tuckedin Tarot. Courtnie not only does Tarot readings,she also has a mentorship program that helps people in their spiritual practice. She has built an online community focused on spiritual education, practice, & unity. Along with welcoming everyone with open arms To get in touch with Courtnie, click the link bel…
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In the podcast episode of "Research Like Pro," Betsy Ko, a mentor and leader of the WikiTree Events Committee, discusses her background and role at WikiTree. Betsy began her genealogy journey influenced by a family belief related to historical ties and deepened her commitment by studying genealogical principles. She participates in projects focused…
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To-do or not to-do? Take a calendar approach Ever feel like your to-do list never ends? Constantly moving unfinished tasks to the next day? In this episode, Matt Robison and I explore a game-changing productivity hack: scheduling tasks directly on your calendar. Forget the overwhelming to-do list that grows endlessly. Instead, allocate specific tim…
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Introducing Laura Meleney, a mother, writer, dream analyst, and certified Tarot practitioner with over two decades of expertise in interpreting dreams. Laura has devoted years to delving into the realm of dreams, viewing Tarot readings and dream analysis as potent tools for personal growth and intuition. Her exploration commenced as a personal jour…
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In this podcast episode, Diana and Nicole introduce Cyndi Ingle, the creator of CyndisList.com, a renowned resource for genealogical research. Cyndi, with over 44 years of experience in genealogy, is currently serving as the Executive Director for the Institute of Genealogy and Historical Research (IGHR). They discuss the distinctiveness of genealo…
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Join Matt Robison and me as we delve into the intricate world of inherited IRAs. In the first quarter of 2023, Americans held over $12 trillion in IRAs, and if you've inherited some of that wealth, there's a lot you need to know. We'll clarify who qualifies as an Eligible Designated Beneficiary (EDB), the impact of the Secure Act 1.0's 10-year rule…
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Join us in the inspiring Rising with RLP podcast where our host, Tammie recounts her intimate journey of self-discovery and healing. This heartfelt series sets the stage for Season One's theme: 'We are the Divine Femme'. Come along to witness candid storytelling and delve into the lives of eleven courageous women ready to bare their truths and vuln…
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In this podcast episode, Diana and Nicole talk with guest Michelle Mickelson, AG, about the significance of the Homestead Act of 1862 in spurring westward expansion and its implications for genealogy. They explore how this act allowed people to claim and cultivate land in states like Arizona, California, Colorado, Nevada, New Mexico, and Utah, and …
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In this week’s podcast, Matt Robison and I delve into the world of "home hacking," a trend that's gaining traction in the realm of real estate. But forget about the usual DIY tricks to boost your home's value – we're talking about doubling your net worth through unconventional living arrangements. Imagine living with your mom as the key to unlockin…
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In this podcast episode, hosts Diana, Nicole, talk with Michelle Mickelson, AG, and discuss the crucial role of church, cemetery, Native American, and Spanish language records in Southwestern genealogy. They emphasize that these records, often predating government documentation, are indispensable for exploring family relationships, migration patter…
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In this week's episode, Matt Robison and I delve into the essential lesson from renowned economist Robert Shiller: don't get swept away by stock market hype. Join us as we explore the implications of the Shiller PE ratio, currently standing at a lofty "34," we unpack Shiller's groundbreaking research and its practical applications for investors. Wi…
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In this episode, Diana and Nicole welcome guest Michelle Mickelson, AG, to discuss key records and repositories for researching ancestors in the Southwestern United States. They explore the differences between federal, state, and local records, highlighting the importance of each for uncovering vital information. Michelle guide listeners through na…
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In this week's podcast, Matt Robison and I, Mike Morton, delve into the world of charitable giving and the benefits of using a Donor Advised Fund (DAF) into your philanthropic strategy. A DAF functions like a personal account where you can deposit various assets, such as cash, stocks, or cryptocurrencies, which then become charitable donations. We …
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Today's episode of Research Like a Pro is about the story of Eliza Ann Isenhour (1850-1898) and the family lore that claims she was a full-blooded Cherokee. The conversation starts with the 1884 incident that left Eliza a widow with four young children and another on the way after her husband, William Henderson Shults, died following an accident. F…
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In today's episode, Mike Morton and Matt Robison introduce a revolutionary solution to alleviate financial anxiety: the Joker Fund. Inspired by the infamous line from The Dark Knight, "Nobody panics when things go according to plan," they emphasize the importance of planning ahead to tackle irregular expenses that often leave individuals feeling fi…
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In this episode, we discuss breaking up complex research projects into phases. This is a great way to make progress on a research question that might otherwise seem daunting. We'll talk about how to identify the mother of Elsie, a woman born in 1820, as an example of how to set up phases for research. We'll also discuss how to determine which phase…
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In this week’s episode, hosts Mike Morton and Matt Robison discuss IRA Beneficiaries. They delve into the critical decision of choosing a beneficiary for your Individual Retirement Account(s) (IRA) and its financial ramifications. Through a real-life example, you will see how one of Mike’s clients' strategic maneuver saved her family $150k in taxes…
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In episode #300 of Research Like a Pro, Diana and Nicole discuss the evolution of their genealogy research methodology, Research Like a Pro (RLP), over the years, focusing on past, present, and future perspectives. Past Developments: Technology: Initially, Diana and Nicole utilized tools like PAF and Ancestral Quest for family trees, Google Sheets …
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In this episode of Research Like a Pro, we discuss strategies for researching ancestors who emigrated to the United States after 1820, emphasizing the wealth of ship manifests and other records available for identifying individuals among those with the same name. We explore immigration trends from the 19th to the early 20th century, the impact of U…
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As we continue recovering from being under the weather, we bring you one of our Easter favorites. On this holiday episode of Red Letter Philosophy we ask the question, what’s so good about Good Friday? We also discuss the frame or boundary that is Holy Week. In the words of Peter Kreeft, “it takes boundaries to make anything interesting. If a pictu…
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In this week’s episode, Mike Morton is joined by financial coach Adam Koren to discuss strategies for overcoming the stress and shame often associated with managing personal finances. They delve into the emotional aspects of money management, emphasizing the importance of recognizing societal barriers to financial literacy and fostering open dialog…
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Diana and Nicole discuss the intricacies of tracing ancestors back to the Colonial Era in the United States, emphasizing the scarcity of immigration records before the establishment of the U.S. Federal Government in 1789. They highlight strategies such as cluster research and the use of DNA testing to overcome the challenge of limited documentation…
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This episode of Research Like a Pro focuses on the intricacies of tracing immigration records in genealogical research. Diana and Nicole discuss the common challenges faced when trying to locate an ancestor's passenger list and the various entry points into the U.S., such as New York, New Orleans, Boston, San Francisco, Canada, and Mexico. They emp…
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This St. Patrick’s Day finds us under the weather. Rather than miss the day, we offer/bring one of our St Patrick’s Day favorites. Is St. Patrick’s Day a celebration of the Irish; Irish history, Irish storytelling, Ireland herself, or is St. Patrick’s Day a celebration of a saint and of the one who molded the saint? We couldn’t decide. So, on this …
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Join Matt Robison and I this week as we discuss the various ‘buckets’ your finances are in and if you have the right ratios for your needs. Inspired by a real client’s story, we talk about portfolio holdings such as real estate, brokerage and retirement. Having too much money “locked up” in assets such as your house and your 401k could make it diff…
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