Best Rrsp Podcasts (2024)

1
Why are Funds So Expensive in Canada? 35:20

13h ago35:20

35:20

To make money you have to spend money, so that means the more I spend the more I make right? This week we jump into the Investo-dome for Fund-a-mania 2024 to see which type of investment fund comes out on top. We’ll talk about index funds, mutual funds and segregated funds and find out why all of them cost as much as they do and see how each of the…

1
Canada’s Poverty Report Card 34:03

4d ago34:03

34:03

We did it bureaucrats, we saved the country from income inequality, now everyone is poor. This week we check in with several new reports on the growing trend of poverty in Canada and how 25% of people are struggling to cope with this new reality. Canadians are suffering from a perceived loss of control, increased stress and other related issues and…

1
Money and Addiction 41:22

11d ago41:22

41:22

There’s only one way to truly deal with my deep emotional struggles… Shopping Spree! This week we review “In the Realm of Hungry Ghosts” by Gabor Mate and talk about how the same underlying roots of addiction influence our poor spending choices. Better understand what our brain is doing and how we try to cope through addiction, spending and other l…

1
Profiting from Debt 33:08

18d ago33:08

33:08

So when do I start having debt freedom? That’s the neat part, you don’t! This week we talk about how our culture of debt is designed to keep us in debt and how investors profit from it. Learn about asset backed securities, various mortgage repacking strategies and other ways your debt makes other people money, or even yourself? If you live in Briti…

1
Finding Clarity and Focus 27:53

25d ago27:53

27:53

Oh God, not the verbal bees, I can’t take anymore of these buzzwords. This week we talk about clarity, priorities, leveling up and saying no along with other concepts Christine learned recently at a coaching event and reading two different books. We examine “10x is Easier than 2x” by Dan Sullivan & Dr. Benjamin Hardy and “Essentialism” by Greg McKe…

1
When to Take Money From an RRSP 37:48

1M ago37:48

37:48

This week we respond to a fan question about whether ornot it’s a good idea to withdraw from an RRSP before age 71. We talk about strategies that can work and some of the pit falls that can increase taxes, lower benefits and generally waste your hard earned investment gains. If you live in British Columbia, Alberta orSaskatchewan let us help you ta…

1
Breaking Down Investment Funds 51:06

1M ago51:06

51:06

Picking a fund is like buying an apple… why are there so many of them... Gala and Fuji are different… forget it I’ll just get this green one. This week we go behind the scenes and talk about how we evaluate and compare investment funds for our clients day to day, all without losing our sanity. We talk about how we break down geography, risk, sector…

1
Money Saving Tips 40:17

2M ago40:17

40:17

A dollar saved is a dollar that still doesn’t trust you. This week it’s another edition of financial planner confessions as Christine give you quick tips on how to save money and better allocate your financial resources. Money saving tips such as don’t take kids to candy stores, keep Christine away from espresso beans and how to assign true value t…

1
Is Retiring at 65 Outdated? 31:00

2M ago31:00

31:00

The key to retire early is to just give up… working… everyday. This week we confront a new study which shows the changing face of retirement expectations in Millennials. The classic forced march to 65 is out and a new face of retirement is emerging where people are looking to better enjoy their lives. Despite inflation, and high interest costs, and…

1
Hiring a Financial Planner 35:40

2M ago35:40

35:40

Don’t you know DIY is the way to go with everything in life, goodbye plumbers, accountants, lawyers, and doctors, wait why am I suddenly sick, being sued, getting audited and wet? This week take you through the wild west of financial advisors and help you understand everything about pricing, designation types, services offered, specializations for …

1
Budget Blow Out 2024! 33:05

2M ago33:05

33:05

"The commitment needs to be a commitment to grow the economy, and the budget will balance itself,” -Justin Trudeau, Leader of the Opposition, February 2014. This week it's Budget Blow-out-palooza 20-24 exclusively on Tax-Payer Per View. Cameron makes the great sacrifice and reads through the proposed budget to see what will impact your personal fin…

1
2024 Tax Tips for Canadians 27:13

2M ago27:13

27:13

Of course I’ve filled and paid my taxes, I did that over a year ago. This week we cover some helpful hints for this year’s tax filing season, and to make sure you don’t forget to file! Changes to RRSP Home Buyer’s Plan, CERB repayment deductions, indexation adjustments and more thrilling line items to help you take stock of the past year and what y…

1
How to Retire with Enough Money 34:26

3M ago34:26

34:26

Of course I’m ready and saved up to retire, it should only cost about $1400 to get new tires on my van, oh wait that’s not what retirement means, it’ll cost how much!?? This week we review “How to Retire with Enough Money: And How to Know What is Enough” by Teresa Ghilarducci Ph.D, an academic that can actually communicate with average people. Find…

1
How Money Works - Hem Bhatt - Financial Adviser - RDSP's 28:28

3M ago28:28

28:28

Ann Rohmer sits down with Hem Bahtt on financial literacy in How Money Works with the focus on RDSP’s; Registered Disability Savings Plan. Disclaimer: Primerica is the trade name of Primerica, Inc., an organization that markets financial services through various affiliated companies in Canada, including PFSL Fund Management Ltd., PFSL Investments C…

1
Redefining the Good Life 36:25

3M ago36:25

36:25

What is the good life? “To crush your enemies, see them driven before you, and to hear the lamentations of their women.” This week we review “The Good Life” by Robert Waldinger & Marc Schultz to see how our health and well-being are dictated by our overall happiness and connections with others. What have these authors learned from The Harvard Study…

1
Understanding the Business Cycle 33:57

3M ago33:57

33:57

What goes up can only go higher - you have no power here laws of thermodynamics! This week we talk about the classic business cycle and show how the stages of Recovery, Expansion, Slowdown, Contraction are unavoidable yet predictable. Find out where we are not in the cycle, what to look out for and how to thrive in these regular seasons of transiti…

1
Smoke and Mirrors 35:11

3M ago35:11

35:11

If I had nickel for every time someone told me about a myth that keeps me away from more nickels, I could retire. This week we evaluate “Smoke and Mirrors: Financial Myths that Will Ruin Your Retirement Dreams” by David Trahair. Has this Canadian accountant figured out the five myths which holds us back from financial success or are we just being n…

1
Why Have Fixed Income Your Portfolio? 31:16

4M ago31:16

31:16

Finally, it’s time for me to make money off someone else’s debt! This week we talk about all things fixed income and whether you want it in your portfolio or not based on your risk tolerance requirements. We explain what bonds are, why they’ve been broken in the past couple of years and what to expect going forward. So, get ready to see how, if and…

1
Are We in a Tech Sector Bubble? 37:35

4M ago37:35

37:35

At least when the robots take over I won’t have to pick my own stocks anymore. This week we go over fresh research from Ray Dalio and see if the current tech sector is in a bubble that is about to burst or is simply overvalued. What is the state of the Magnificent 7 ( or AAAMMNT for short), what could be the true impact of AI and are we all just ge…

1
Changes to Taxes and Benefits in 2024 38:05

4M ago38:05

38:05

The government giveth, and the government taketh away. This week we catch you up on several changes the federal government has unleashed in 2024. Changes that’ll put more or less money in your pocket, or realistically give you more so they can take even more back. Get ready for repriced carbon tax, new dental care options, increased TFSA limits and…

1
Tips Before the End of RRSP Season 31:23

4M ago31:23

31:23

I have altered the meaning of RRSP, pray I do not alter itany further. This week Cam makes up a new acrostic about RRSP’s, Christine goes over advice from a trusty accountant, and we give our 4 factors to determine if you should make an RRSP contribution. So, dig out your trusty 2023 T1 General tax form and follow along. If you live in British Colu…

1
96. A Broken Back, A Southern Investment, A Wedding and RRSP Contributions Gone Wrong 30:54

5M ago30:54

30:54

Helloooooo. I am so late on posting a podcast and I will explain why you haven't heard from me in a bit. This episode is essentially a 30 min look into my ADHD brain. Let's dive in! As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries This is a public episode. If you would like to discuss this with othe…

1
It Happened to Me 17:19

5M ago17:19

17:19

Today is about loss, heartbreak and the idea that it won’t happen to me. Part of life is about adapting to things we wish didn’t happen and how to best prepare for the unthinkable. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Keep the conversation going on our Facebook Page and Group…

1
2024 Market Outlook 34:02

5M ago34:02

34:02

“My investment strategy used to be with ‘it’, but then they changed what ‘it’ was. Now what I’m with isn’t ‘it’ anymore and what’s ‘it’ seems weird and scary. It’ll happen to you!" This week we talk about the market and economic outlook for 2024 and see that it is a tale of two conflicting opinions. Is recession still a risk, what equities are over…

1
GOALS - how to set them?? 11:51

5M ago11:51

11:51

Dearest Finance Diaries baddies, We find themselves in a world filled with diverse opportunities and challenges. This podcast/blog post aims to provide a quick overview guide on setting realistic and measurable [financial] goals. How To Set Goals You’ll Actually Accomplish: * Decide on Your Values and Priorities: * Begin by reflecting on your value…

1
Simplifying Small Business 38:19

5M ago38:19

38:19

Make work not profit, oh that’s where I went wrong. This week we conclude our two-part series on small business and talk about how to build a realistic business plan that enhances profitability. Find out how your personal finance habits can make or break your company, and profitability, and sanity. Plus some tips from Mike Michalowicz’s book “Profi…

1
Should I stay or should I go? The Torontonian’s dilemma 26:18

5M ago26:18

26:18

Moving out of the big city for somewhere more affordable has become a common topic of conversation among Toronto millennials. Is it worth giving up the perks of the city for a lower cost of living and shorter commutes? We speak to a woman named Sydney who’s leaving the city she was born in in search of a lower-stress and less costly lifestyle. Then…

1
What It Takes to Run a Small Business 36:15

5M ago36:15

36:15

The best way to not get laid off, is to be your own boss… I hope. This week we talk about one of the best ways to take control of your personal finances, starting a small business. Is it right for you, can you handle being a “jack of all trades,” and can you master the art of systemization? Find out what it really takes to make things work and the …

1
How to get out of debt when it feels unmanageable 33:02

6M ago33:02

33:02

Canadians are more in debt than ever before but we rarely talk about it openly. Shame, embarrassment and despair can make it too scary to look at. On this episode, a millennial opens up about how she’s fallen into a spiral of debt that overwhelms her and makes it difficult for her to map an escape route. Then, Shannon Lee Simmons, author of "Living…

1
How Life Stages Impact Your Use of RRSPs and TFSAs 33:01

6M ago33:01

33:01

This week we talk about how different stages in your life impact how you use RRSPs and TFSAs. What is strategy could be best for each age group, what will help you net the most returns and what is some of the fine print that most people don’t notice. If you live in British Columbia, let us help you take care of the people you love and visit braunfi…

1
How Money Works - Hem Bhatt - Financial Adviser - RRSP, RRIF, TFSA etc. 29:11

6M ago29:11

29:11

In How Money Works, host Ann Rohmer leads financial advisor Hem Bhatt in a discussion of how to make your money work for you and how you can acquire a stronger financial position. In this episode Hem takes us through the various savings instruments such as RRSP, RRIF, TFSA etc..explaining their advantages and opportunities Disclaimer: Primerica is …

1
Should we get married for money? 20:55

6M ago20:55

20:55

Yonni and Kayla have been together for 15 years. They’re unmarried but they’ve combined their money and freely share their assets, even though only one of them has the house in their name and one of them has the car in theirs. Is this set up financially smart in the long run? Or does it benefit one over the other? Family lawyer Heather Hansen, part…

1
8 Money Mistakes to Avoid in 2024 34:03

6M ago34:03

34:03

A new year, a new me, a new series of mistakes to make. This week we help you start the year off right with some of our favorite personal finance tips that we think will help you in 2024. Everything from market timing, to adjusting your finances for wanted & unwanted life changes and finding low cost ways to reduce stress. If you live in British Co…

1
Side hustle to main hustle: The basics of starting a business 19:35

6M ago19:35

19:35

In the last couple of years, Lee’s side hustle has taken off and she thinks she has a real chance of making it her full time gig. Opportunities are starting to appear and that’s exciting but how does she properly capitalize to help make her business grow? Should she get an HST number or become incorporated? What are the pros and cons of both? How d…

1
95. Set Yourself Up To Accomplish The Impossible in 2024 25:02

6M ago25:02

25:02

What's In and what's Out in 2024? No no no, that's just too much. Let's learn how to set yourself up properly to accomplish (or make steps towards) the impossible goals of 2024 and beyond. As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries This is a public episode. If you would like to discuss this wi…

1
How to grow your nest egg when no one taught you how 20:19

6M ago20:19

20:19

Like many of us, Amy learned about trigonometry in school but nothing about the basics of financial literacy of investing. And she didn’t have any financial models growing up; no one she knew really had any money. But recently, Amy got an unexpected chunk of cash. Now, for the first time, she’s trying to learn how to make it grow before she spends …

1
Fight or flight? Options in the threat of eviction 26:37

6M ago26:37

26:37

jes sachse has been fighting an eviction for about two years. And they’re not alone. As rent and property prices soar, eviction is a threat for many Torontonians. Geordie Dent, Executive Director of the Federation of Metro Tenants Associations, lays out your options when you’re faced with an eviction. We also explore the potential financial implica…

1
Our Best Podcast Ideas of 2023 32:11

6M ago32:11

32:11

Jingle bells, budget’s broke, bills are on the way, Oh, what fun it will be, to live in a one-horse open sleigh, hey! This week we reminisce about our most popular and engaged with podcasts of 2023 and see if our advice… ramblings, still holds up. Also we talk about what happens behind the scenes and what we are looking forward to talking about in …

1
Dating during an affordability crisis 24:28

7M ago24:28

24:28

How much money should you spend on dating when it’s a struggle to keep up with the bills? A 32-year-old fashion designer opens up about the financial pressures women face on the dating scene, and what it’s like looking for love with a tight budget. Financial expert Melissa Leong, author of Happy Go Money, provides some practical advice for keeping …

1
Ray Dalio’s Principles for Success 31:39

7M ago31:39

31:39

“Family, religion, friendship. These are the three demons you must slay if you wish to succeed in business.” This week we talk about Ray Dalio’s book “Principles for Success” and how you can better live your life thanks to the founder of an asset management firm. Turns out the secret isn’t finding joy through buying and crushing smaller business. R…

1
Hard Money - Delta Harbour Assets - How to own physical Gold and Silver in your RRSP/TFSA 34:56

7M ago34:56

34:56

Unlock the Future of Financial Diversification at Our Exclusive Seminar! Discover the advantages of placing physical gold and silver into your registered accounts, such as TFSAs, RRSPs, LIRAs, RESPs, etc. Learn how your physical precious metals get securely segregated and vaulted in your name, ready to buy or sell with a simple phone call. Explore …

1
Home ownership or kids: do I have to choose? 24:08

7M ago24:08

24:08

Maria was saving up to freeze her eggs, but some tough financial decisions forced her to change her plans. Competing financial priorities as an adult makes her wonder: travel, own a home or have a kid - does she have to choose just one? Personal finance and travel expert Barry Choi offers practical advice on how to balance the life you want while a…

1
Quick tips to End 2023 and Start 2024 Right 37:33

7M ago37:33

37:33

Step:1 evaluate all of your 2023 financial decisions, Step: 2 drink coco and watch Christmas rom-com’s, Step: 3 gaze into the void, Step 4: repeat step 1. This week we go over 14 different tips you help you close out 2023 and get ready for another exciting year (can we please just have one boring year). Everything from budgeting, insurance, debt ma…

1
Millennial Money returns December 6 with a new host and format 1:30

7M ago1:30

1:30

Millennials face an unprecedented financial landscape in modern life. They’ve been told all along there are financial markers to being a grown-up: owning a home, having kids, travelling, having some kind of social life. But for many millennials, lots of those things feel well out of reach. Returning for its third season, the “Millennial Money” podc…

1
How Money Works - Hem Bhatt - Financial Adviser 28:24

7M ago28:24

28:24

In How Money Works, host Ann Rohmer leads financial advisor Hem Bhatt in a discussion of how to make your money work for you and how you can acquire a stronger financial position. Disclaimer: Primerica is the trade name of Primerica, Inc., an organization that markets financial services through various affiliated companies in Canada, including PFSL…

1
Will Canadians Be More Like Santa or Scrooge This Christmas? 32:39

7M ago32:39

32:39

The best way to spread Christmas Cheer, is spending loud for all to hear. This week we see how much Canadians are expected to spend over the holidays. Some are saying spending going up, pleasing Santa and others say its going down to the delight of Scrooge. Find out what factors are at play and how can you better prepare for the Christmas season wi…

1
Saving For Your First Home in Canada 34:41

7M ago34:41

34:41

Home is where the debt is. This week talk about the new First Home Savings Account (FHSA) and how your can maximize your ability to overpay for a house. We also talk about how your can combine this with other tax advantaged savings options to build up a deposit of over $163,000 per person. If you live in British Columbia, let us help you take care …

1
94. Shaking Crying Screaming Throwing Up - GET ME OUT OF DEBT! 45:16

8M ago45:16

45:16

How is debt so incredibly common but so uncommon to talk about? It can become so debilitating to even THINK about the amount of debt hanging over us, but it is possible to get rid of it...and fast. Let's dive into what seems like an impossible idea: getting rid of debt ASAP. As always, you can find more here on Instagram @thefinancediaries and on T…

1
Why is the Canadian Economy Stagnating 34:10

8M ago34:10

34:10

Some of you may suffer, but it's a sacrifice I am willing to make. This week Cam gives his debriefing on a recent event he attended headlined by Bank of Canada Senior Deputy Governor Carolyn Rogers and how you apparently need to do a better job at fixing the economy. We talk about Canada’s continued high interest rates, lagging productivity, decrea…

1
93. The Most Exciting Side Hustle Turned [ALMOST] Full Time Business 41:52

8M ago41:52

41:52

Season of "The Impossible" Episode 3, featuring the most EXCITING fun happy business and business owner you could find. Diving into how Denver found the inspiration, motivation, marketing, and mentorship to have the happiest work she could have...while working to financial freedom! Follow Denver on all socials at @CalledToParty As always, you can f…

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