As we navigate life, we have so many critical zero hour moments in our lives. Zero hours lead to unexpected and pivotal journeys that inevitably change the course of our lives. The Zero Hour Podcast is about those moments, experiences and journeys they initiate for us. Our zero hours open us up to new opportunities and experiences, no matter who we are.
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The American Monetary Association is a non-profit venture funded by The Jason Hartman Foundation that is dedicated to educating people about the practical effects of monetary policy and government actions on inflation, deflation and freedom. Our goal is to help people prosper in the midst of uncertain economic times. The American Monetary Association believes that a new and innovative understanding of wealth, value, business and investment is necessary to thrive in the new reality of big gov ...
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Architect/designer/author Katie Hutchison and textile designer/educator Dawn Oliveira share insight into home design and design for the home. Design isn’t an added extra, an extravagance, a nicety; it’s a holistic process that drives the creation of homes that nurture and reflect our best selves to ourselves and within our communities. Katie and Dawn aim to demystify and humanize home design and design for the home. So grab a cup of coffee, and join us for some friendly design chat to inspir ...
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480: American Fascism, Corporatism & Elite Oppression- on a Global Scale @IvorCumminsScience @wef
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Jason welcomes Ivor Cummins, author of "Eat Rich, Live Long!", who transitioned from corporate problem-solving to investigating food supply corruption. He shared a conference stage with Jason Hartman, discussing elite class agendas. Cummins, a biochemical engineer, criticized the handling of COVID-19, comparing it to a severe flu. He believes media…
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479: Sound Money Revolution: Protecting Wealth in Unstable Times with Lynette Zang
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Jason welcomes back Lynette Zang from Zang Enterprises, highlighting her expertise in the economy, sound money, and precious metals. They discuss the recent surge in gold prices, attributed to global central banks' increased gold purchases, despite market manipulation efforts to suppress it. Zang explains that rising gold prices indicate failing cu…
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478: Digital Currencies & Gov't Control: Navigating Privacy in a Cashless World & Building Resilient Financial Strategies with Catherine Austin Fitts
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49:09
Jason welcomes Catherine Austin Fitts, of the Solari Report back to his show after nearly eight years. Catherine, served as Assistant Secretary of Housing under George H.W. Bush. They discuss the disappearance of trillions of dollars from federal budgets, starting in the mid-90s and escalating over the years. By 2001, $4 trillion was unaccounted fo…
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477: Market Dynamics: Inventory, Interest Rates, and Buyer Behavior with Sean O'Toole of Property Radar
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Jason and Sean O'Toole of PropertyRadar.com discuss the current state of the real estate market, focusing on inventory trends, the impact of high interest rates, and the value of real estate over price. They also explore the potential for price drops, the influence of technological advancements on prices, and the challenges of rising housing costs.…
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476: Navigating the Dollar Hegemony: Understanding Global Finance Today with with Saleha Mohsin
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Jason introduces Sahala Moshsin and her book "Paper Soldiers: How the Weaponization of the Dollar Changed the World Order" and discusses the impact of economic sanctions, particularly those imposed on Russia. They also explore the challenges faced by countries trying to work around the US dollar's global dominance, the mounting debt and its implica…
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475: Behind the Numbers: Insights from Institutional Players on Real Estate Trends with Lance Lambert Part 2
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Jason and Lance Lambert finish their discussion as they explore the "lock-in effect" caused by historically low mortgage rates. They highlight the significant impact on home sales and turnover rates in the real estate market, with a 57% reduction in home sales due to fixed-rate mortgage holders unwilling to give up their low-interest loans. They al…
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Episode 57: Meet Tom Mullen, financial advisor, parent, with a zero hour story and insights for parents into planning for college affordability.
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We had a great time meeting with Tom Mullen and hearing his story and how he got to where he is today! We had a fantastic time getting to know him and benefiting from his knowledge and expertise!By S. Christine Chapman and Marc L. Fierz
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474: Navigating the Tight Resale Market: Lance Lambert's Expert Analysis on Housing Supply Dynamics Part 1
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27:16
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Lance Lambert, co-founder of Resi Club, discusses the real estate market's nuances with host Jason Hartman. Lambert highlights the tight resale market, down 30-35% from pre-pandemic levels in 2019, noting that despite this, 2019 wasn't a buyer's market. Affordability strains persist, especially in areas like Connecticut, impacted by the "donut effe…
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Episode 56: Join us for a boomerang episode with Scott Lechtrecker~!
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Scott braved foul New England snow and sleet to join us in-studio for this special boomerang episode. It's always so much fun to see Marc and his old buddy carrying on and this was a special treat for us, to enjoy one of our last in-studio audio-only sessions with Scott, and to learn about his zero hour moment before surgery...that would lead to hi…
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473: Housing Affordability Crisis and the Impact of the NAR Lawsuit on Real Estate with Rick Sharga
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47:10
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Jason welcomes real estate analyst Rick Sharga. Rick discusses the housing market and economic trends. Despite concerns of a crash, he suggests a slow period with modest price increases rather than a downturn. He dismisses crash predictions, highlighting historical data showing home prices generally rise during recessions. Sharga addresses factors …
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Meet Ashton Stewart! Marc and Christine were super excited and inspired to meet Ashton and hear about the zero hour moment in which he chose to leave Switzerland to attend school in Jordan. There, he discovered his passion for international relations and the study of cultures. He shares about his experiences as an international student in the Middl…
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472: Unlocking Opportunity: Investing in the Changing Landscape of Commercial Real Estate with Paul Moore
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Jason and Paul Moore delve into the current state of commercial real estate, focusing on multifamily, office, RV and mobile home markets. They discuss the rise of rescue capital, which assists struggling deals, particularly in multifamily, where many properties are overpriced. They explore how office markets may never fully recover due to remote wo…
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Meet Alana Barrett and learn about Alzheimer's, about the support and good work of the Alzheimer's association and 48 Peaks as she shares her story
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Alana Barrett shares her story as someone with a personal connection to Alzheimer's and about the support, education and resources that the Alzheimers Association has provided to her as a caregiver. She speaks about the 48 Peaks program. For more information: To learn more about 48 Peaks and to join us, head to alz.org/48peaks Instagram: @48peaksal…
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Episode 53: Meet Braxton Wood: Self-made, award-winning career coach, pioneer, father, husband and out-of-the-box thinker!
1:11:43
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By S. Christine Chapman and Marc L. Fierz
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By S. Christine Chapman and Marc L. Fierz
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Episode 51 with Ambar Diaz: Talented Vocalist, Scholar, Events Organizer, Marketing Staff Member and Mentor
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Marc and Christine welcome the beautiful and talented Ambar Diaz, from Miami, FL to The Zero Hour. Christine and Ambar met through Christine's nonprofit, The College Axis Project: Ambar is a college access scholarship recipient through Young Musicians Unite, an impactful nonprofit supporting music education for young people! Ambar met Christine as …
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471: From Boom to Bust- Understanding Market Cycles and Investment Opportunities with Mark Moss
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Jason and Mark Moss delve into the media landscape’s sensationalism and fear-mongering, particularly in financial spaces. Moss criticizes analysts like Harry Dent, noting their linear thinking and failure to account for the changing dynamics post-2008 crisis. Moss predicts continued government intervention to prop up markets, leading to prolonged d…
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They say that podcasters give up after 7 episodes and we've made it to 50 and have no intention of stopping. Thank you to all who have listened, shared their stories and been with us to indulge in our banter and to help us share the narratives of so many who remind us we are not alone. We continue to stand by our belief that everyone has a story an…
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470: Speed of Trust- Transforming Transactions into Relationships with Stephen M.R. Covey
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Jason welcomes Stephen M.R. Covey as they discuss his book "The Speed of Trust." In business, cultivating trust is key for successful deals and relationships. The principle of "win-win or no deal" emphasizes fair collaboration, where both parties benefit. Trust fosters enduring relationships, enabling faster, more efficient cooperation. Smart trust…
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Episode 49: Meet Jack Allieri: high school senior, 3-sport athlete, leader, nonprofit founder, singer, artist, tutor and inventor/innovator
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Marc and Christine learn so much from Jack Allieri, a young man who has done so much already, in so many different spheres of impact as a high school senior. His zero hour story is about how one of his teachers inspires him to create an AI tutoring app as a result of an impassioned discussion about ChatGPT and generative AI. Learn about Jack, his h…
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469: Unlocking Financial Success- A Guide to Building Wealth in Uncertain Times with Meet Kevin
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Today Jason welcomes YouTube influencer Kevin Paffrath a.k.a. Meet Kevin. In this interview with Kevin, conducted aboard his private jet, he shares insights on the economy, inflation, and investment strategies. Kevin discusses the aftermath of recent global events like the pandemic and geopolitical tensions, foreseeing prolonged economic effects. H…
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Episode 48: Meet Jeff Clark--Head of school, actor, and entrepreneur
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Join Marc and Christine as we spend time with Jeff Clark, learning about the Clark School and how he has grown his parents’ legacy, and the unique independent school vision in New England that the Clark School represents. Jeff shares his own experiences as an independent school student, parent and educator, and imparts his advice and wisdom to thos…
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468: Socrates AI Model- Unveiling the May 7th Turning Point: Recession, Civil Unrest & International War Ahead? | Martin Armstrong
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Jason welcomes back guest Martin Armstrong, a renowned economic forecaster. The conversation touches on Armstrong’s background, experiences in the financial industry, and his computer-driven approach to analysis. Armstrong’s economic confidence model predicts a peak on May 7th, signaling a shift towards a recession, civil unrest, and international …
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Episode 47: Meet Deo Budnevich: scholar, passionate working musician (performer, guitarist, instructor) and future rock star!
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53:42
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Join Christine and Marc as they interview an amazing young musician and high school senior from Miami. Deo speaks about his musical and academic journey and how Young Musicians Unite helped him pursue this passion, collaborate with fellow musicians and find mentorship. Deo became one of Christine’s students due to a pilot program between her nonpro…
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467: Laffer Curve and Reaganomics, A Game-Changer in Global Economics!
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Discover the fascinating history behind the influential Laffer curve with the renowned economist #ArthurLaffer. This curve played a pivotal role in the Reagan revolution, transforming global economics. Dive into the concept that excess taxation can hinder government revenue, unraveling the counterintuitive nature of economics. Join the Empowered In…
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Episode 46 with Katya D'Angelo: Bookstore owner, entrepreneur, travel expert, baker, foodie.
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In Episode 46, we meet Katya D'Angelo, Vermont transplant, baker, marketing professional, travel specialist, independent bookstore owner and serial entrepreneur. And of course, friend and former co-worker of Christine's. Join us as she shares her story and the story of her amazing independent bookstore in Waterbury VT. How did she make the jump fro…
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466: Exposing Truth About Gold, Silver and Real Estate- A Historical Race for Wealth
23:46
23:46
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Jason welcomes Mike Maloney. He talks about his book "The Great Gold and Silver Rush of the 20th Century," and presents a chart showing the price of a can of Campbell's soup under the gold standard from 1895 to 2025. Jason also introduced the Hartman Comparison Index and the concept of pricing items in commodities. Mike and Jason discuss the unreal…
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Episode 45: Mark Stewart Greenstein: The Presidential Candidate who DOES NOT want to be president!
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51:04
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51:04
Meet Mark Stewart Greenstein, educational entrepreneur, democratic libertarian and on the Democratic Primary Ballot against Biden! He's passionate about education and about politics. Join Christine and Marc as they talk to Mark, poke and prod at him about his politics, his drive and his desire to run against Biden despite the fact that he does NOT …
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465: Retail Renaissance- Return of the Commercial Real Estate Market
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26:17
Jason welcomes Joshua Simon, founder of Simon Commercial Real Estate, as they discuss the state of commercial real estate. Josh highlights the strength of retail, especially in open-air strip centers and grocery-anchored spaces. Simon emphasized the retail renaissance, citing low vacancy rates and increased demand. Industrial properties faced chall…
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This with That: Paint with Harry Adler: Season 3 Episode 1
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Co-hosts architect/designer Katie Hutchison and textile designer Dawn Oliveira speak with Harry Adler of Adler's Design Center & Hardware in Providence about paint, incuding C2 Paint.By Katie Hutchison and Dawn Oliveira
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Episode 44: Meet Thomas Libby, Furniture maker, Mainer, Dedicated Dad and Hubby.
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Join us for a really lively and humorous introduction to Christine's friend, Thomas Libby. Tom can make light of virtually anything and he shares his wit, sarcasm, and his deep insights into life. He makes it clear that he refutes the whole premise of our show! Let's not hesitate and just get right into it, shall we? Join Thomas Libby, furniture ma…
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464: Freddie Mac Economist Reveals Connection with Mortgage Debt & GDP; What Every Homeowner Must Know!
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Jason talks about the importance of understanding the relationship between household real estate value, mortgage debt, and GDP. The presented chart indicates increased equity and decreased mortgage debt as a percentage of GDP, highlighting a more stable housing market. He touches on the benefits of leveraging properties and he analyzes a chart on m…
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Christine was especially thrilled to have Gina Derks Garder on The Zero Hour! Episode 43 introduces us to a lively discussion about growing up being active, and feeling empowered to work hard to pursue her passion. Gina was a scholar athlete and became a professional triathlete, and she shares her reflections of life, what it means to be an athlete…
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463: Predicting the Next Economic Recession & Revolutionizing Banking with Decentralized Finance | Campbell Harvey
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Jason discusses the topic of decentralized finance (defi) and its potential advantages in the cryptocurrency world. He also touches on the issue of the US housing shortage and how it presents opportunities for real estate investors. Additionally, Jason highlights the benefits of joining the “Fire Your Managers” program and announced an upcoming Emp…
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Episode 42 is a special retrospective mashup of some of our episodes---and there have been so many! Join us for some of our earlier moments--we are grateful for the many amazing guests we have spoken to--their stories and their willingness to share them have made The Zero Hour so meaningful to us.By S. Christine Chapman and Marc L. Fierz
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462: Declining Home Sales- What It Means for Investors and Renters with Selma Hepp
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Jason welcomes Selma Hepp, the Chief Economist of Core Logic. They discuss the challenging state of the real estate market and noted that the market was facing issues due to rising mortgage rates, which led to a decline in transactions and mortgage refinances. Additionally, she highlighted that existing homeowners were benefiting from this situatio…
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Episode 41 --Meet our producer, David Amaral!
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This week on Episode 41, we are excited to bring the story of the man behind the sound quality to you. David Amaral has been a tremendous source of support and guidance as we navigate the world of podcasting, counseling us, putting up with us and encouraging us all the way. Today, we get to hear his story--of pursuing music, settling down and havin…
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461: The Dark Side of Private Equity; How It’s Reshaping Real Estate & Impacting YOU with Gretchen Morgenson
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Jason welcomes Gretchen Morgenson as they discuss how private equity’s surge into single-family homes is reshaping urban landscapes and pricing out regular investors and first-time home buyers. They highlight concerns about these firms prioritizing profit over property maintenance, creating a semi-monopoly in the market. The impact stems from massi…
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Ep 40: Meet Vic Lagina, author of Filthy: The Rise and (Pending) Death of Vic Lagina
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48:16
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Meet Vic Lagina, as he shares the zero hour journey he took, from being a professor of film production to a producer in the adult entertainment business--and it all started because of a girl! Who is the man behind the work he chose? What were the consequences? How did he choose the pen-name he chose? What was the inspiration for his memoir and the …
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460: Global Economy, Demographic Trends and the Resilience of the US Rental Housing Market
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Jason discusses the state of the economy, focusing on the role of the Federal Reserve and potential supply chain issues. He also shared his opinion on the strength of the US dollar and Argentina’s decision to adopt it. Towards the end, Jason addressed the issue of inflation and its steady fall since June of the previous year. He also discussed chan…
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Episode 39 Meet Entertainer and Entrepreneur, Jeremy Snax
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Christine knows Jeremy as a scholar, a singer and lover of music...from back in his high school days. Today he is an award-winning DJ, a music director, aficionado and connoisseur...and an entertainment business entrepreneur. Meet Jeremy as we interview him about his zero hour, his professional inspirations and journey! Check him out at: https://ww…
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459: Insider Perspectives- Alex J. Pollock Unveils the Intricacies of Housing Markets, Predictions, and Central Bank Policies
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30:48
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Jason talks about the resilient real estate market as the cost of money decreases and housing affordability improves. With mortgage rates dropping and the promise of increased affordability by the Fed, he anticipates significant price increases in the low-inventory market. Highlighting the 700,000-home deficit compared to normal inventory, Jason em…
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Episode 38: Meet Bryan Spainhower, Musician, Father and Friend of the Zero Hour
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Meet friend of the Zero Hour, Bryan Spainhower. Guitarist and full-time musician is joining us from NIkomis, FL. Join us as he tells us about his zero hour story and his journey towards becoming a full time musician. He grew up on tour with Bonnie Raitt back in the seventies, learning to play the guitar surrounded by musicians. His life took him al…
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458: 2024 Housing Market Forecast: Why Home Prices Are Set to Soar Despite Challenges
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Today Jason talks about “shadow demand” in the housing market. He emphasizes the impact of demographics, particularly the 25 to 34 age group, where about 16% are still living at home, representing untapped demand. With 11 million potential homebuyers in this category, Jason explores the dynamics of supply and demand, debunking predictions of a loom…
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Episode 37 - Meet Jeff Quebec: Educator, Coach, Educational Consultant, and Boarding School Expert
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47:34
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Meet Dr. Jeff Quebec, boarding school admissions professional, expert (he studied the transformative impact of boarding schools as his doctoral thesis,) educational consultant, and Hockey Prep Showcase owner! Learn about boarding schools, about Jeff's journey to finding boarding schools and a future career as a teacher and admissions professional a…
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Episode 36: Meet Patrick Finn! Admissions Professional, Educational Leader, Philosopher, Teacher, Coach and Entrepreneur
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Meet Patrick Finn, old friend and colleague of Christine, and a committed educator, coach, father, husband, teacher and entrepreneur. After many years as an admissions professional and independent school leader, Patrick took the plunge to go off on his own to build a vision that would bring consultants, schools and programs together. What began as …
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457: Unveiling the Macro Trends Shaping the Housing Market
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Jason discusses the impact of mortgage status on the US housing market and wealth distribution, highlighting the growing wealth gap and the formation of two socioeconomic classes due to approximately 40% of US homeowners not having a mortgage. He also touched on the performance of cyclical markets, particularly in luxury markets in Miami, New York,…
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Episode 35: Meet Peter Thomas: Entrepreneur, Author, Inventor, Actor, Musician, Father, and Husband.
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Please meet friend of The Zero Hour, Peter Thomas, a.k.a. the cowboy. Peter is an entrepreneur, inventor, actor, author, father, and let's not forget, husband. Instead of describing him as self-made, which he will refute, Marc likes to describe him as self-built. From the rural Pacific Northwest, "the cowboy" experienced his zero hour moment as a c…
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Episode 34: Meet Abbie Rosenberg, serial philanthropist, mom, spouse, passionate and impactful mental health professional, and founder of The Mental Health Collaborative, a 501c3 corporation in Hopkinton ...
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In Episode 34, Marc and Christine welcome Abbie Rosenberg, founder of the Mental Health Collaborative, a Massachusetts nonprofit. We are super excited as Abbie shares her zero-hour story--learn how she came to found her vision to make mental health literacy a reality for as many students, parents, educators, and community leaders as is humanly poss…
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Episode 33: Meet Duncan Bruce: Musician and Recording Artist, Philanthropist and Serial Entrepreneur
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43:42
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In Episode 33, Marc and Christine speak to friend of the Zero Hour, Duncan Bruce, who shares the zero hour in his life that took him from being a full-time musician and creative to becoming an entrepreneur dedicated to helping non-profits thrive. Join us for a lively and candid conversation with Duncan, a former 3-Time Billboard charting recording …
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