Best Studentloandebt Podcasts (2024)

1
Do Colleges Allow Pets? What To Know About Pet-Friendly Campuses 10:37

37m ago10:37

10:37

In recent years, many colleges and universities have adjusted their campus pet policies to meet the changing needs of students. Having a pet in college was once a rarity, but pet-friendly campuses are now more common as colleges work to create a more supportive environment for their students. That said, having a pet as a college student is a big co…

1
Last Call for PAYE, ICR and the IDR Waiver 32:11

1h ago32:11

32:11

A looming June 30, 2024, deadline means big changes for student loan borrowers. Student loan experts Lauryn Williams and Connor Pierce explain why this is the last call for the IDR waiver, Pay As You Earn (PAYE) plan and Income Contingent Repayment (ICR) plan. Learn what’s at stake with these benefits phasing out and how to avoid costly mistakes. I…

1
Rising Student Loan Interest Rates 31:01

8d ago31:01

31:01

Student loan interest rates are on the rise as we head into the 2024-2025 academic year. What does this mean for you? David Aizuss, CSLP®, explores the effect on students, graduates, and parents. Discover how student loan interest rates work and why higher interest rates could change your approach to repayment and forgiveness. In today’s episode: 0…

1
IDR Sensitive Investing 29:44

10d ago29:44

29:44

I’m exploring investment strategies tailored for student loan borrowers, tackling tax challenges, investment allocation, and how specific identification of shares can make all the difference. Plus, I share the link between income-driven repayment (IDR) plans and your investment returns. In today’s episode: 04:25 50% VTSAX and 50% VTIAX for simple i…

1
What Is The Ivy League And Why Are They Called That? 12:57

11d ago12:57

12:57

Ever wonder which schools are considered "Ivy League", and where the term came from? Ivy League schools are an elite group of eight private universities based in the northeastern U.S., best characterized by their historical campuses, rigorous academic programs, and strong alumni networks. From explaining the term “Ivy League” to discussing the curr…

1
Dependent vs. Independent Student For Financial Aid 7:31

16d ago7:31

7:31

It can be confusing to understand whether you're a dependent or independent student for FAFSA and financial aid purposes. Given the current cost of higher education, college students need all the help they can get when paying for college. There are a variety of different ways to pay for college, including paying your own way, scholarships, grants, …

1
PAYE is Ending: What You Need to Know Now 54:16

21d ago54:16

54:16

One of the most beneficial income-driven repayment (IDR) plans will be discontinued on July 1, 2024. Why haven’t you heard about Pay As You Earn (PAYE) going away? Because it’s not mentioned on StudentAid.gov (as of the date of this podcast), and borrowers have told us they’re getting mixed messages from their servicers. PAYE’s discontinuation was …

1
How To Handle An Inheritance Step-By-Step 9:58

23d ago9:58

9:58

Getting an inheritance is the epitome of a mixed blessing. You receive a financial windfall, but the cause is the death of a loved one. On top of complicated emotions, you may be dealing with the largest sum of money you’ve ever seen. Nobody is born knowing how to handle an inheritance, and few people are prepared to handle one. But if you’ve recei…

1
Big Nelnet Problems and Summer Updates 26:07

24d ago26:07

26:07

Listen in as I answer questions from our mailbag, discuss the peculiar happenings at Nelnet, and provide updates on where we stand with student loans in May. We’ll start with listener questions about the $12,000 10-year forgiveness option, Parent PLUS loans, and income-driven repayment (IDR) recertification dates. You’ll also hear about summer upda…

1
A New Graduate’s Guide to Student Loan Strategies 38:27

1M ago38:27

38:27

Are you staring at a mountain of student debt, unsure where to begin? Whether you’ve just tossed your graduation cap in the air or are in the early stages of your career, the key to regaining control lies in choosing a repayment plan that aligns with your financial goals and lifestyle. Meredith Jones, CSLP®, AFC®, and Connor Pierce DPT, COMT, CMPT,…

1
How Do College Meal Plans Work? 6:35

1M ago6:35

6:35

College meal plans are a way to prepay for your meals while on campus. This can be a convenient way to get food, as most college dorm rooms do not have kitchens. Depending on the college, they may offer a variety of different college meal plans, ranging from pay as you go to an all-inclusive meal plan that covers all of your meals.…

1
What Really Happens at a Consultation? The Truth Behind Our Student Loan Advice 52:30

1M ago52:30

52:30

Curious about student loan planning? This episode is packed with real-life scenarios, insider knowledge, and practical advice for your student loan journey. Get insight into ambiguous regulations, servicer misinformation and the impact it has on borrowers from Lauryn Williams, CFP®, CSLP®, AFC®, and Justin Kim-Hummel, former client and integral mem…

1
Federal vs. Private Student Loans 12:20

1M ago12:20

12:20

If you're looking for additional funds to pay for college, you may be looking at Federal vs. private student loans. After you're admitted to college, you’ll receive a financial aid package that breaks down your cost of attendance minus any grants, scholarships, or other sources of financial aid you’re eligible for. This financial aid package includ…

1
10 Tips For Living With Your First College Roommate 12:27

2M ago12:27

12:27

Sharing a living space with someone for the first time, whether it’s your best friend or a total stranger, can be exciting and intimidating at the same time. There’s a lot to navigate that exists outside of your control: habits, personalities, cuisine, culture, and a number of other lifestyle factors shared in a tight space. You’re not alone in you…

1
SSA vs. SSI vs. SSDI: Key Differences And FAFSA Impact 11:18

1M ago11:18

11:18

Social Security (SS), Supplemental Security Income (SSI), and Social Security Disability Benefits (SSDI) are three federal benefit programs that can provide income to Americans who aren't able to work. SS, SSI, and SDI are all are managed by the Social Security Administration. Each of these programs, however, have different purposes and eligibility…

1
Double Your Profit, Lower Your Stress 26:29

2M ago26:29

26:29

Travis shares the best stress reduction strategies out there for current and aspiring business owners. Enroll at https://studentloanplanner.com/profit

1
Can You Take Out More Student Loan Debt Than You Need? 12:51

2M ago12:51

12:51

A common question we see every year is "can you take out more student loan debt than you need?" It sounds crazy, but some people want to take advantage of the low fixed costs and loan forgiveness options than may come in the future. With the rising costs of tuition, fees, and college living expenses have made financing a college education increasin…

1
How Do Parents Afford To Send A Kid To College? 13:13

2M ago13:13

13:13

With college becoming more expensive, how can parents afford to send a kid to school? More than a decade after completing college, 7% of Millennials still have more than $50,000 in student loan balances. Facing our reality of digging out of debt and knowing our friends' horror stories, many millennials are motivated to help their kids get through c…

1
The Problem With ‘Sell In May And Go Away’ Investment Strategy 5:44

2M ago5:44

5:44

Does the "Sell in May and Go Away" philosophy for investing considered to be superstitious or does this theory actually have any legs?By The College Investor

1
Credit Card Mastery: Hacks to Leverage Benefits in Your Favor 32:10

2M ago32:10

32:10

Get ready to uncover the myths, master the rewards, and smartly amplify your spending power — all while keeping your finances sharp and your debt strategy on point. Whether you're looking to squeeze every last benefit out of your credit card points, contemplating the right card for your business expenses, or simply looking to use your cards more st…

1
How To Save Money On Your Property Taxes 12:06

2M ago12:06

12:06

Property taxes are typically your largest homeownership expense after paying your mortgage. Any way to save on your property taxes can be a big win for your budget! Homeownership can be a true joy. The thought of holding your very own keys in your hands and being able to point and say “That’s my house”. That’s until it’s time to pay property taxes.…

1
Credit Repair: What Is It And Should You Pay A Company To Help 8:06

2M ago8:06

8:06

Bad credit can limit your ability to do a lot of things, including purchasing a car, home, getting a credit card, and in some cases, even a job. Being creditworthy certainly has its advantages. If you don’t have good credit, there are steps you can take to fix it. The process is called credit repair. You can do it by yourself or have someone help y…

1
What Happens After the IDR Waiver? 18:12

2M ago18:12

18:12

A timely discussion of what happens as we face down the expiration of the IDR waiver. Will the administration extend it at the last second? We don't know (as of the time of the recording). But one thing is sure: Borrowers can expect seismic shifts as the IDR waiver ends. It's been key to unlocking the forgiveness gates for many, but its flexible co…

1
What Is The PSLF Buyback Program? 9:49

2M ago9:49

9:49

The PSLF Buyback Program allows you to "buy" missing payments that would have allowed you to qualify for loan forgiveness. To qualify for the Public Student Loan Forgiveness, you must have 120 months of qualifying payments made while employed in a qualifying public service job. Here's what you need to know.…

1
Student Loan Debt And Unemployment: Steps To Take For Your Loans 16:24

2M ago16:24

16:24

When you’re unemployed, it’s hard enough getting out of bed in the morning, let alone searching for a job. Add to that the stress of dealing with your student loans and it’s a wonder you can get out of bed at all. Student loan debt and unemployment is not a fun combination. We wish we could snap our fingers and make your student loans disappear whe…

1
How To Handle Deflation: Best Investments For Deflationary Periods 5:43

2M ago5:43

5:43

In its nearly 250-year history, the U.S. has experienced more periods of inflation than deflation. The last big period of deflation occurred during The Great Depression. There was another smaller period during the Great Financial Crisis. Both coincided with a recession. During a recession and deflation, people lose their jobs, demand drops, and wit…

1
What Is An Escrow Or Impound Account And How To Cancel It? 8:19

2M ago8:19

8:19

Around 80% of mortgage borrowers in the United States have an escrow or impound account. In fact, these accounts are required by some lenders. These accounts hold money on behalf of the buyer to ensure certain payments are made on time - typically homeowners insurance and property taxes. This can help reduce liability and risk lenders take on, givi…

1
Roth IRA Disasters to Avoid 46:37

2M ago46:37

46:37

Roth IRAs are a highly recommended retirement savings option but it’s not all smooth sailing. Student loan repayment, income limitations, and tax filing status can lead you to treacherous waters. Learn the missteps to avoid and how to correct mistakes before they escalate into hefty fines and taxes. Join student loan advisors Meagan McGuire, ChFC®,…

1
Is A 401k A Scam? 12:38

3M ago12:38

12:38

When you think of financial scams, you may think of Bernie Madoff and Nigerian Princes. But if you listen to enough “financial experts” on YouTube and TikTok, you may hear that the humble 401(k) is a scam. A 401(k) is a tax-advantaged retirement investment account offered by many employers. It's an account so basic that it may be a victim of its ow…

1
Last Call for the IDR Waiver 25:04

2M ago25:04

25:04

It's the last call for the IDR waiver (aka IDR account adjustment). If you’ve listened to this podcast, you probably know what it is — but if you're not sure how the IDR waiver could benefit you, or if you have questions about PSLF, loan consolidation, or income recertification, this episode is for you. I’ll take you back to the beginning of the ID…

1
How To Transfer Colleges (And Should You) 12:54

3M ago12:54

12:54

Choosing the right school for you can be difficult. Not only does the decision come while you’re still fairly young, but it can also be heavily influenced by external factors that end up not aligning with what you want. Take it from someone who’s been there. In fact, about one-third of college students transfer schools at some point before finishin…

1
The Dept of Education Shifts PSLF Processing from MOHELA: The Real Reason and Borrower Impact 8:47

3M ago8:47

8:47

The Public Service Loan Forgiveness (PSLF) program is undergoing major changes. The government is taking over processing from MOHELA, and a temporary pause is expected in May and June. How will this affect you? First, don’t panic — PSLF isn’t shutting down. The government is simply pausing processing while they transition everything over. But you’l…

1
Why Most Borrowers Will Get Forgiveness Now (Even Those With Small Balances) 21:40

3M ago21:40

21:40

It sounds shocking, but it’s a reality we can’t ignore — and this isn’t just about folks burdened with 6-figure student loan debts. Now, even if you have a smaller loan balance, you have a path to student loan forgiveness. It’s the new SAVE repayment plan that’s making it possible. Listen in as we explore key factors shifting borrowers away from re…

1
8 Last-Minute Tax Reminders For 2024 10:49

3M ago10:49

10:49

The tax deadline is almost here! Here are some last minute tax reminders if you're still working on filing your taxes. Although it might not be the most enjoyable financial task, it's a necessary obligation that we each undertake every year. And if you use great tax software, filing taxes doesn’t take as much time as you may dread. But tax filing t…

1
MOhela MO Problems 32:00

3M ago32:00

32:00

To put it bluntly, MOHELA has student loan borrowers jumping through hoops to get things done, and it’s been extremely frustrating. Countless delays and mistakes being made, hours of being on hold or even being hung up on by servicers… the list goes on! In this episode, hosts Sim Terwilliger, CFP®, CSLP®, Sam Silberstein, CFP®, CSLP®, and Ben Lacom…

1
College Scholarship Gotchas: How To Avoid Mistakes When You Apply 16:11

3M ago16:11

16:11

There are many benefits to receiving one or more private scholarships. It eases the financial burden of getting a college degree and minimizes the need for student loans. And it allows you to focus on your studies while at school. But scholarship applicants can face several potential pitfalls along the way. The odds of winning scholarships are ofte…

1
Can You Use A 529 Plan For SAT Prep? 6:52

3M ago6:52

6:52

The short answer is no, you cannot use a 529 plan to pay for SAT prep. However, all is not lost. While SAT prep courses can be expensive, they don't have to be. There are affordable options to help you prepare for the SAT. Here's what you need to knowBy The College Investor

1
How Much Does SAT Prep Cost On Average? 12:13

3M ago12:13

12:13

The goal of test prep is to learn tips and tricks that help maximize your time and performance on a college admissions test. Students are taught best practices for creating a study schedule, pacing themselves during the test, and using process of elimination to narrow down the answers. While not required, test prep can certainly help put you at eas…

1
The Tax Bomb Cliff Is Coming 27:57

3M ago27:57

27:57

We’re standing at the edge of a major financial cliff that no one is ready for. Student loan forgiveness is happening at unprecedented rates — $138 billion and counting. Right now, borrowers are enjoying tax-free forgiven student loan debt courtesy of the American Rescue Plan. However, these benefits are set to expire at the end of 2025, leaving bo…

1
DIY MBA: How To Learn Business On Your Own 9:14

3M ago9:14

9:14

Getting an MBA, especially at a top school, can come with an expensive price tag. After investing in an expensive degree you might not get the high-paying job you hoped for – or you might decide management isn’t for you and you want to pursue a completely different career entirely. If you’re eager to learn the material covered in an MBA program wit…

1
How To Become A Billionaire 7:21

4M ago7:21

7:21

Curious how to become a billionaire? It's a question that got me thinking... Earlier this year, I was browsing social media and came across an interesting post. Someone asked a pointed question, which seemed particularly relevant as I was in Las Vegas at the time. “What do you need to do to become a billionaire?” With all of my personal finance and…

1
You Have a New Job. Now What? 40:08

4M ago40:08

40:08

For those of you stepping into new roles, congratulations! This milestone comes with a lot of things to think about, from managing lifestyle inflation to understanding the impact of major purchases on your future. We’ll uncover valuable insights on income-based student loan payments, refinancing options, and how to approach big decisions like wheth…

1
Top 10 Threats To Your Investment Portfolio 11:06

4M ago11:06

11:06

Threats to your investment portfolio can come from anywhere, including politics, the economy, and even your own mind. Understanding the threats to your investments is the first step to combating them. Birch Gold, a company that helps investors buy and sell gold, polled its investors about their thoughts on the greatest threats to their well-being. …

1
What To Do With Your Tax Refund 10:10

4M ago10:10

10:10

If you’re one of the 80% of taxpayers who will be receiving a tax refund this year, here's what to do with your tax refund according to experts. The average tax refund payment was more than $2,753, according to the IRS. That's a lot of money that you can put to good use. While you can probably imagine plenty of places to put your prized refund chec…

1
How To Create An FSA ID 5:47

4M ago5:47

5:47

A Federal Student Aid ID (FSA ID) is a unique identifier that allows you to log in to Department of Education websites. You need this ID to complete the FAFSA online, view your financial aid history, accept loans, and select student loan repayment plans. The sooner you get your FSA ID setup, the easier it will be for you to manage everything relate…

1
Till Debt Do Us Part 37:09

4M ago37:09

37:09

Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get p…

1
Emergency pod: IDR Recertification Pause Extended 9:41

4M ago9:41

9:41

Deadlines for updating your income and family size information for your IDR plan have been extended to late September 2024, at the earliest.

1
How To Use A Leap Year To Maximize Your Finances 9:25

4M ago9:25

9:25

Leap Year's extra day can serve as a reminder to stop and evaluate. An extra day in the year represents an opportunity to earn more money, pay off debt, or think long term about your finances. Here are a few of the best ways you can use a Leap Year to maximize your finances.By The College Investor

1
The Financial Aid Terminology Trap 12:16

4M ago12:16

12:16

Learning financial aid is like speaking a foreign language. There is an alphabet soup of different words and acronyms. You may think you understand the babble, but it is easy to get confused. Misunderstanding the terminology can present students with a trap that may mislead them into enrolling at an unaffordable college. Learn what these words real…

1
Tips I’ve Learned as a Business Owner 38:32

4M ago38:32

38:32

Are you curious about business ownership? Whether you're just flirting with the idea of starting your venture or already knee-deep in entrepreneurship, this show is packed with actionable advice to help guide your journey. We'll explore why setting boundaries is not just a buzzword but a fundamental practice for any successful business owner. You’l…

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