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The Startup Podcast

Yaniv Bernstein, Chris Saad

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A guide to the unique mindset and approach that drives Silicon Valley style disruption. Build product, raise money, and scale your startup like the best. TSP hosts Chris Saad and Yaniv Bernstein share practical advice based on decades of experience at Google, Uber, and their own startups.
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Welcome to TSP: The Scuttlebutt Podcast – Your Weekly Source for Inspiring Veteran Stories! Join us every Sunday as we delve into captivating narratives from America's courageous veterans. Our podcast is dedicated to sharing the remarkable experiences and journeys of those who have selflessly served our nation. Immerse yourself in the heartfelt anecdotes, triumphs, and challenges faced by veterans from all walks of life. Our goal is to shed light on their unique perspectives, shedding light ...
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Fred Saide discusses proper planning to and through retirement. His goal is to provide information on financial matters related to planning a successful retirement. Fred discusses everything from saving strategies pre-retirement to building income and realizing the proper growth and protection necessary in retirement.
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Federal Employees enjoy incredible benefits but it can get confusing to know exactly how to handle it all. This podcast is the place for all the tips and tricks to get the most out of your Federal benefits and federal retirement. We cover topics such as the TSP, FEHB, FEGLI, your pension, investing, and much more.
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Retirement and income planning in a fast paced format. Kevin has focused on helping investors age 50+ preserve and grow their assets, increase their income, and reduce overall income and estate taxes. Many conservative investors have used his advice to invest their savings prudently and transfer more wealth to their heirs efficiently. Visit silverleaffinancial.com for more information.
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​The Tech Savvy Professor, hosted by Dr. Marty Jencius (Kent State University) and Dr. Eric Perry (Keiser University), are two professors' love for all things technology. TSP will be brief weekly conversations regarding what technology they are currently enjoying. You'll get helpful ideas of great software, apps, and hardware as they can be used in your academic and non-academic life.
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Joe Murphy and the team bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce taxes ...
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Live freely! Prashant Sabapathi and the team bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their inc ...
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Garry Thurman brings everything you need to know about retirement and income planning in a fast paced format. Each week, Garry and his guests reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce taxes. For more informatio ...
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Total Saints Podcast is 100% dedicated to Southampton Football Club - the greatest team in the world. By far (Editors note: in our completely bias opinion anyway!) Martin Starke is joined by regular panellists Steve Grant (SaintsWeb), Glen de la Cour (League 1 Minus 10) and Alfie House (Daily Echo) diving into the heart of all things Saints FC with a good mix of opinion, entertainment and humour. "Keep Marching In!" This Podcast has been created and uploaded by Total Saints Podcast. The view ...
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The Military Money Manual Podcast

Spencer Reese from MilitaryMoneyManual.com

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Military Money Manual Podcast is all about financial freedom while you serve in the US military. Learn more about military travel hacking and credit card annual fee waivers exclusively for active duty, Guard, Reserve, and military spouses in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 Find Spencer's book, The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or shop.militarymoneymanual.com Credit cards, travel hacking, investing in the TSP, ...
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Divorce rates are higher than ever. The single-parent epidemic is running rampant in society. Men are more lacking in self-confidence and desperate for sex than ever (​ex: the​ OnlyFans market). STD rates are at an all-time high​ (from the CDC)​.​ Clearly, the​ natural communion & symbiosis between men and women has been fractured. I created The Levels of Love Podcast to examine why that's occurred and to discuss all the components necessary for successful and healthy male/female interaction ...
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On my 15 years with the federal goverment I have learn how to master the Federal employees 401k know as the Thrift Savings Plan(TSP). Due to popular demand from co-workers and friends I created this podcast to help maximize its use therefore your retirement money.
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With the clowns having taken over the asylum in Washington D.C., it's only right that you get your weekly news analysis from comedians.Risking their own sanity to help make sense of the world around us, Dr. David Robinson and 'The Black Voice of Reason 'Tymon Shipp' are joined by a rotating panel of Cognitive Dissidents including Erika Schickel, Jim Coughlin, Cat Alvarado, Josh Greenberg, Michelle March, Liz Stewart and more! Take all that and add a 'Burst of Durst' from five-time Emmy nomin ...
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For Your Benefit

Federal News Network | Hubbard Radio

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Host Bob Leins and presenters from NITP, Inc., the national leader in Federal retirement planning seminars, present topics of interest to the Federal community including Federal benefits, Social Security, financial planning, TSP and estate planning.
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The RocketMSP Podcast, formerly known as MSP Webinars, is a comprehensive platform that caters to Managed Service Providers (MSPs) and the IT community. Hosted by Steve Taylor, a seasoned IT professional, the podcast serves as a knowledge exchange hub, offering a wealth of industry insights, best practices, and innovative solutions. Each episode features interviews and conversations with MSP business owners, channel vendors, and other noteworthy figures in the IT space. The podcast aims to p ...
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Rock on Retirement

Rock on Retirement

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The mission of Rock on Retirement is to equip you with the tools and knowledge that you need to successfully navigate through today's complex financial world. Each week, the hosts and guests on the show reveal the latest developments in the financial industry to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.
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Veteran host Francis Rose gives Federal government decision-makers news and information about management, workforce, IT, and acquisition, to help those leaders do their jobs better.
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America's 401k Show is heard around the country each week as Coach Pete and the team bring on everything you need know about your retirement transition. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.
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Terror Savages Podcasts

Terror Savages podcasts

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we are the Savages! we love the hardest styles in harcore music we love the underground . keep it alive!!! there are known artist on the podcasts,, but we also give new talent a chance. the hardest and fastest podcasts!! TSP!!!
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I am TruSpec with TSP Entertainment. Thanks to our partnership with Fullscreen, we are able to bring back our podcasts in full right here on Soundcloud. Now this is, my personal channel; So all audio produced will be placed here. Check out our Team talk where our regular podcast team will discuss current events, alone with gaming and sports. And be sure to check out the new series, that will be just me talking about current events from around the world and giving my opinion about them. Be su ...
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Retirement Roux with Simon & Simon Financial

Gerald Simon, Chad Simon, Grant Simon

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Gerald, Chad, and Grant Simon bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce ...
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The Military Wallet Podcast with Ryan Guina

Military & Veterans Benefits, Military Retirement, VA Disability Benefits,

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The Military Wallet podcast is a weekly podcast that was created to bring the latest news and information in military and veterans benefits. This is the place to come for up to date information on current benefits programs for active duty members, retirees, members of the Guard and Reserves, veterans, and their family members. We cover topics such as military pay & benefits, military retirement pensions, VA disability claims, VA Loans, GI Bill, Thrift Savings Plan, and much more.
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Secret Space, Black Ops, Milab, Targeted Individuals, Extraterrestrial, Interdimensional, Alien Abduction, Paranormal, UFO's, Out of body experiences, Near Death Experiences, Anunnaki, Alternative Ancient History, Conspiracy, extraterrestrial encounter, cryptids, bigfoot, dogman, spirituality, consciousness, Esoteric, Occult, Wicca, Witchcraft, Simulation Theory, Mandela Effect, Reincarnation, Holographic Universe, Ancient Cuneiform/Sumerian, Atlantis, Lemuria, Finding Truth, No Censorship, ...
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Previously known as the Murdaugh Murders Podcast, True Sunlight is the intersection of True Crime, journalism and systematic corruption. Welcome to the new face of MMP. True Sunlight is the antithesis of True crime. True Sunlight values accuracy over "access journalism". True Sunlight is shed with empathy — not exploitation. True Sunlight was created as a matter of public service — not just entertainment. While the name of the podcast has changed, our mission, values and team have not. We ar ...
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Pilot Money Podcast

Timothy P. Pope, CFP®

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The podcast about financial planning for professional pilots! Get answers to your most pressing personal finance questions. Timothy Pope is a Certified Financial Planner™ offering securities and insurance products offered through Cetera Investment Services LLC, member FINRA, SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Tim’s Branch Office is located at 5200 77 Center Drive, Suite 330, Charlotte, NC 28217. Branch phone number 704-717-8900. The views depicted in ...
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His Name Starts with A.. and 99 others (2021) A journey towards finding Him in everyday life. A Sunday Thing (2019) Syaza and Teah where we discussed about topics that relates to the self.
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The Spoonie Podcast

Emily Fraser (The Spoonie Mentor)

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This show is full of inspiration and advice for anyone struggling with chronic pain and/or fatigue. Listen as host Emily Fraser shares her journey learning to thrive with multiple chronic illnesses. Follow us on instagram https://www.instagram.com/thespooniementor/ and visit www.thespooniementor.com to join our spoonie community!
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Spotlighting Christian thinkers, writers, and content creators. Helping people to think by sharing bright thought provoking content. Encouraging you to live a life that shines. That is what The SunShining Podcast by The SunShining is all about.
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The Star Podcast

Inside The Star

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Get into Dallas Cowboys NFL football with the staff from InsideTheStar.com. This irregularly airing show is all about jumping on news as it happens for hot takes, deep analysis, and as much football as we can stuff into it.
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#sambalpodcasts are one of the initiatives courtesy of The Sambal Pod, a advocacy initiative by Malaysian "anak muda" (youths)! In this series, we invite local youths and youth initiatives to discuss their views and impacts of their work in the local landscape. Please slide in our Instagram DMs @thesambalpod to understand more about our youth projects!
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KaRi from TPSradio & State of the USPS

KaRi from TPSradio + ThePrimeSpot.TV

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Listen to Interview about USPS on WZRD 88.3 fm radio Chicago Karen M. Nielsen USPS Employee Also see: UnemployDeJoy.com and google: Dominick VS Louis DeJoy (The Guardian). Also IWP DeJoy. Hi I'm KaRi. I started TPSradio in 1999, podcasting Feb 2005. The rage became "Live Internet TV" (mogulus, etc.) in 2008 and in 2012 TPS returned to cable access TV. TPS college radio was heard on campus at CSULB via the internet, live webcast with simultaneous audio broadcast over Community Television. TPS ...
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Check out Melissa's website at : MelissaGatesPerry.com SHOW YOUR SUPPORT FOR CONTINUING THIS PODCAST: ❤ - support the podcast https://paypal.me/typicalskepticmedia - cashapp $kalil1121 venmo @robert-kalil - or buy me a coffee at https://buymeacoffee.com/typicalskeptic💌☕ https://07074753.acnibo.com/us-en/homepage Brian Tseng the SolarBee's Storefron…
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Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.c…
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Investigative reporters Mandy Matney and Liz Farrell continue their in-depth coverage of the Mica Francis case. Earlier this month, exhibits filed with Horry County Probate Court by Mica’s estranged husband, Myrtle Beach Pastor JP Miller, were made available to the public. To JP Miller, they are evidence that Mica Miller was a sick woman and he onl…
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Send us a Text Message. In tonight's episode of TSP The Scuttlebutt Podcast, we sit down with Tyler Klemas, a combat veteran who served in the United States Marine Corps. Tyler shares his experiences from the battlefield, the challenges he faced, and how his time in the military shaped his life. Join hosts Richard and Andrew for an insightful conve…
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The Federal Acquisition Service at the General Services Administration has a unique opportunity to reshape itself, and that reshaping could happen through five ideas. That’s according to Larry Allen, President of Allen Federal Business Partners. He’s writing about those five ideas in his “Week Ahead” newsletter, and he explains his five ideas on to…
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The L2070 lifecycle fund is available now in your TSP as of July 2024. If you were born after 2005, this will be your default fund you'll be automatically enrolled to contribute to. This is for those of you who'll reach retirement age around the year 2070 (2068-2072 ish). We discuss what lifecycle funds are, what mix of C/S/I/F/G funds is in the L2…
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Ann Marie's Website: https://annmarietheartofhealing.com/ SHOW YOUR SUPPORT FOR CONTINUING THIS PODCAST: ❤ - support the podcast https://paypal.me/typicalskepticmedia - cashapp $kalil1121 venmo @robert-kalil - or buy me a coffee at https://buymeacoffee.com/typicalskeptic💌☕ https://07074753.acnibo.com/us-en/homepage Brian Tseng the SolarBee's Storef…
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Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.c…
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Product design is more than just an aesthetic choice—it's a strategic asset. But many founders unknowingly sabotage their products by overlooking key design principles. How can you avoid these common pitfalls and ensure your startup stands out? In this episode, Chris Saad and Yaniv Bernstein are joined by Yuhki Yamashita, Chief Product Officer at F…
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What's the point of building wealth if you're not healthy enough to enjoy it? Today, Spencer and Jamie explore the connection between physical health and financial health. Although this is a slight diversion from our money-focused podcast, we want to encourage you to keep both portions of wellness in balance as you grow towards a wealthy life that …
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Tommy's Links: @tommyedwards7062 - youtube Tommy Insta touchdowntommyedwards Tommy Edwards Snapchat - t_edwards7802 Facebook - Tommy Edwards (Touchdown Tommy) Tommy X - @TDTommy33 Cashapp $DrGonzobingbong SHOW YOUR SUPPORT FOR CONTINUING THIS PODCAST: ❤ - support the podcast https://paypal.me/typicalskepticmedia - cashapp $kalil1121 venmo @robert-k…
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Check out https://shamanitas.org Brad's Website for Mystic Moment Amanita Spray Use code 16skeptics at checkout 🍄🍄🍄🍄🍄🍄 ❤ - support the podcast https://paypal.me/typicalskepticmedia - cashapp $kalil1121 venmo @robert-kalil - or buy me a coffee at https://buymeacoffee.com/typicalskeptic💌☕ ☮☯Join Typical Skeptic Podcast Telegram Group: https://t.me/ty…
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Check out https://shamanitas.org Brad's Website for Mystic Moment Amanita Spray Use code 16skeptics at checkout 🍄🍄🍄🍄🍄🍄 ❤ - support the podcast https://paypal.me/typicalskepticmedia - cashapp $kalil1121 venmo @robert-kalil - or buy me a coffee at https://buymeacoffee.com/typicalskeptic💌☕ ☮☯Join Typical Skeptic Podcast Telegram Group: https://t.me/ty…
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Welcome to Episode 287 of the Total Saints Podcast! With Martin Starke, Alfie House (Daily Echo), Glen de la Cour (League1Minus10) and Martin Sanders In the podcast this week... We look back on the disappointing home result against Nottingham Forest Talk with Billy Taylor and preview the upcoming Brentford match Discuss how our return to cup action…
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Marty and Eric each give two tips for hardware, software, and teaching for the start of the semester HARDWARE Eric Atomic wall clock - Sharp Marty HDMI extension cords Eric Anker USB-C 7-1 OWC 14-port Thunderbolt Dock Marty Dinofire wireless presenter SOFTWARE Eric Email episodes of TSP Marty TextExpander Eric Obsidian Notion Marty Open AI ChatGPT …
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Planning for retirement can be challenging, but knowing the pitfalls can make all the difference. From delaying your planning to underestimating your future expenses, these missteps can significantly impact your retirement. We'll show you some proactive strategies to avoid these common errors and secure a comfortable and stress -free retirement. If…
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Planning for retirement can be daunting, but knowing the pitfalls can make all the difference. From delaying your planning to understanding your future costs, these missteps can significantly impact your retirement. We'll show you some proactive strategies to sidestep these common errors and secure a comfortable and stress -free retirement If you h…
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Liz Cross is a multigenerational psychic and mom to two boys. As a baby, she could telepathically communicate with other babies and her parents and by age 4, she was participating in her mother’s séances. Her maternal grandmother also channeled spirits and would tell Liz about it when she was a very young child. Liz assumed everyone could do this u…
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Brian is a skilled Community Organizer, Researcher, and Founder of the Full Disclosure Now Conference: Website: https://fulldisclosuremovement.org/ Brian's Store : https://07074753.acnibo.com/us-en/homepage Brian's Facebook: https://www.facebook.com/profile.php?id=100090748257810 SHOW YOUR SUPPORT FOR CONTINUING THIS PODCAST: ❤ - support the podcas…
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Kevin Brucher explores the intersection of the presidential race and economic policies and how they can affect one's financial future, particularly in retirement. The discussion touches on the importance of considering Congress and not just the president when it comes to changing laws and policies. He also delves into the impact of different admini…
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Joe Murphy discusses the seven habits of highly effective people and retirement readiness. They emphasize the importance of accurate information and planning for retirement, using tools like calculators and budgeting. They also discuss the timeless wisdom found in self-help books and the value of gaining knowledge and perspective. The conversation …
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In Episode 159, Fred discusses the impact of presidential elections on the economy and explores the economic history of past presidents. He touches on topics such as the current job market, the chances of a recession, the role of the Federal Reserve, and the impact of tax policies. He also discusses issues like healthcare, regulation, immigration, …
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Vicki's Website: https://sacredsoundworks.com/ ❤ - support the podcast https://paypal.me/typicalskepticmedia - cashapp $kalil1121 venmo @robert-kalil - or buy me a coffee at https://buymeacoffee.com/typicalskeptic💌☕ https://07074753.acnibo.com/us-en/homepage Brian Tseng the SolarBee's Storefront" ☮☯Join Typical Skeptic Podcast Telegram Group: https…
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❤ - support the podcast https://paypal.me/typicalskepticmedia - cashapp $kalil1121 venmo @robert-kalil - or buy me a coffee at https://buymeacoffee.com/typicalskeptic💌☕ https://07074753.acnibo.com/us-en/homepage Brian Tseng the SolarBee's Storefront" ☮☯Join Typical Skeptic Podcast Telegram Group: https://t.me/typical_skeptic_podcast☮☯ ☮☯You want th…
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Check out Christine Contini Book: https://www.amazon.com/Standing-Dead-Mans-Body-Crossing-ebook/dp/B08QC4SKSF/ref=sr_1_3?dib=eyJ2IjoiMSJ9.mnyu9xzgjAx9CizlJBG7CRRYIMAJMA4Osp3HTj1zx3bGjHj071QN20LucGBJIEps.MSEO-1PgF8NmvpslU_90cYgjnA9YNurHhmBd9znB57k&dib_tag=se&qid=1724384881&refinements=p_27%3AChristine+Contini&s=books&sr=1-3&text=Christine+Contini Ch…
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Dr Renae is an Author, Writer, Intuitive Psychic Medium, speaker and specialist… treating trauma of all kinds. My bio is extensive with a background in Physics, environmental science, biology, neuroimmunology, Energy Medicine, Harmonics, Hypnosis, EMDR and spiritual, coaching in Metaphysics to include after life and abduction syndrome related Ufolo…
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Tommy Edwards on Youtube: https://www.youtube.com/@tommyedwards7062 Arkheim Ra on Youtube: https://www.youtube.com/@disclosureknown Nathan Ciszek on Youtube: https://www.youtube.com/@haujeancontactee Follow Erin Elizabeth on Instagram: https://www.instagram.com/erin11elizabeth11/ SHOW YOUR SUPPORT FOR CONTINUING THIS PODCAST: ❤ - support the podcas…
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Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.c…
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Twelve recommendations to strengthen the inspector general community are part of a new book from the former IG at the Departments of Justice and Defense. Glenn Fine was Inspector General at Justice from 2000 to 2011, and the acting IG at DoD from 2016 to 2020. His book is titled “Watchdogs: Inspectors General and the Battle for Honest and Accountab…
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In this episode, Steve interviews Fred Voccola, CEO of Kaseya, discussing the growth and strategy behind Kaseya's numerous acquisitions and the development of their ITComplete platform. Fred elaborates on Kaseya's mission to improve MSP (Managed Service Providers) profitability and efficiency using integrated platforms and AI-driven automation tool…
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Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.c…
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Raising capital in today's market is tough, but navigating these challenges with the right strategy can make all the difference. In this week's episode, Yaniv Bernstein and Chris Saad tackle: How you raise money in a volatile market? Why are female founders facing even steeper hurdles in securing funding? And how can AI reshape both startups and th…
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Marty and Eric discuss upgrading your system for online video conferencing for meetings and teaching. Camera Insta360 Link Facecam Pro Logitech Brio Microphone Heil PR4 - XLR Elgato Wave XLR controller Shure MV7+ - USB and XLR Focus Elgato Prompter Lighting Logitech Facelight Backlighting Meross EDISHINE LED Corner Floor Lamp - set of 2 VisionProfi…
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Does a simple Bogleheads style of investing work for military families? YES! The Bogleheads are followers of the philosophy of Vanguard founder John C. "Jack" Bogle. Live below your means Develop a workable plan Never bear too much or too little risk Invest early and often Diversify Invest with simplicity Use index funds when possible Keep Costs Lo…
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Join host Timothy P. Pope, CFP®, for this episode of the Pilot Money Podcast as he addresses financial questions from two military aviators. Tim provides detailed, actionable insights tailored to the financial questions these pilots have, from optimizing tax free retirement income to timing decisions of major purchases. This Q&A session features qu…
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Bio: My psychic abilities were active from childhood. Growing up I had a mix of spiritual influences, so there was room for me to form my own ideas & preferences. Once I realized these things weren't common for everyone, I started to hold back sharing about what I saw and sensed. I always had a calling to help people. 25 yrs ago, I trained and got …
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Bobbie's Youtube: https://youtube.com/@BobbieTheMessenger?si=YzKZ_vWpl4mh3ROg A seer and channeler, Bobbie has been visited and taken to other dimensional realities. Her drive has taken her deep down the rabbit hole to finding out what humanity can become after having many messages have been given to her. One of the most amazing events Bobbie has h…
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Buy Grey Mouse: Sex , Space and Mind Control https://www.amazon.com/Grey-Mouse-Space-Mind-Control/dp/B0BJF6GZDR Olivia James Facebook - https://www.facebook.com/profile.php?id=100089960803505 Matthew Bustos Facebook - https://www.facebook.com/T.M.Bustos ❤ - support the typical skeptic podcast https://paypal.me/typicalskepticmedia - cashapp $kalil11…
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Joshua Reichmann Biography: An Akashic reader, Pleiadian channel, contemplative therapist, and multidisciplinary artist, Joshua Reichmann has practiced and taught traditional Tibetan Buddhism, holographic recapitulation, psychic integration, and healing at temples, spiritual centers, and group retreats for more than 10 years. He studies the evolvin…
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