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United National Life Insurance Company

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A mini podcast series for agents on-the-go! Tune into UNL’s Podchat for 5-15 minutes episodes of product information, accelerated agent trainings, interviews, sales tips and much more! FOR AGENT USE ONLY - Cannot be distributed to the public or used in any consumer solicitation.
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What's your life worth? Healthcare in the United States can bankrupt you, demoralize you—or actually kill you. Healthcare economist David Smith grew up in a Mormon community in Utah, and lost his father, sister, and brother to the same deadly epidemic. He’s spent his career exploring whether their deaths were preventable and how we can make health a priority for everyone. On The Cost of Care, David and his guests – patients, medical experts, and policy makers – reveal how the wealthiest nati ...
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Charlie goes into detail about our Dental 2.0 Product, which is one of the best dental plans in the insurance business! If you have any questions or need assistance, please contact our Sales Support team by calling or texting (833)-735-5865 or by emailing agentsupport@unlinsurance.com.By United National Life Insurance Company
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We’ve all heard about the amazing advances in genetic testing and personalized diagnoses. What’s incredible is that these resources are increasingly accessible to each of us, allowing us to anticipate and plan for the uncertainties that lie at some future date. We talk to someone who literally had their life saved through these personalized, preven…
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We’re dropping in your feed today to let you know about another Lemonada Media show that we think you’ll want to tune in for. It’s called The Defenders. On Friday, June 24, 2022, the U.S. Supreme Court overturned Roe v. Wade. Since then, it's been a barrage of bad news and bleak headlines. But for every restriction, there are many more acts of resi…
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Charlie and Hunter discuss NEW upgrades to some of our UNL products that can assist you when writing business. If you have any questions or need assistance, please contact our Sales Support team by calling or texting (833)-735-5865 or by emailing agentsupport@unlinsurance.com.By United National Life Insurance Company
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Alzheimer's is one of the most insidious and heartbreaking diseases a person can face. To make matters worse, the US healthcare system is simply not incentivized to support patients or their families in adapting to the radical change of circumstances. In this episode, David explores the illness, how the system is currently responding to it, and the…
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David Smith watched as chronic pain and addiction transformed his loving father into a vengeful man who was unrecognizable. David has spent a lifetime trying to outrun his father’s fate - but now he’s looking for answers. How can we build a better healthcare system and stop the cycle of sickness, trauma and loss? In episode one, we explore his fami…
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Almost half of Americans live with obesity. In this episode we dig into the pain of living with this clinical condition, the social and cultural elements that limit our ability to fully address the obesity epidemic, and thoughts on how the system can be far more responsive to supporting those around us in achieving better health. A special thanks t…
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A long-simmering crisis with pediatric mental health care came to a head during the Covid-19 crisis. In this episode, we hear one family’s challenging account of a brilliant young man pushed to the brink and an incredible approach to mental health by a school system in the Bay Area. Special thanks to our season two sponsor Thorne. Thorne believes p…
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In this episode, host David Smith sits down with two experts on supplements. We learn more about this health care adjacent market, and all the attendant noise faced by consumers just trying to live better lives. Special thanks to our season two sponsor Thorne. Thorne believes personalized, scientific wellness can extend the duration of one's health…
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On this episode of The Cost of Care, host David Smith speaks with author Nicole Chung, author of A Living Remedy, a searing memoir of family, class and grief—a daughter’s search to understand the lives her adoptive parents led, the life she forged as an adult, and the lives she’s lost. Listen to A Living Remedy by Nicole Chung on Apple Books and fi…
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In this episode we examine two cases of irritable bowel disease (IBD). Where both individuals have symptoms that can be addressed through life changing medicines, but yet have outcomes that are wildly different. You'll hear audio from inside United, the country's largest health insurance company, capturing its employees doing everything possible to…
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Nothing pulls at our heartstrings more than a sick kiddo. Remarkably, our system does quite well for children with serious illnesses. But luck plays way too big a part in which kids live or die. Special thanks to our season two sponsor Thorne. Thorne believes personalized, scientific wellness can extend the duration of one's health span, create hap…
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The breathtaking pace at which the Covid-19 pandemic upended American society and commerce with lingering effects has scores of lessons that will teach future generations how society should grapple with a debilitating public health crisis while preserving economic vitality, political function, and social cohesion. In this episode of The Cost of Car…
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It’s The Cost of Care Live from the Health Plan Alliance Fall Leadership Summit! Join our host David Smith and an exciting panel of healthcare policy leaders to examine critical questions such as: What is it that you wish you could do for your members to improve their health but can’t? If there were no constraints on what you could invest in, what …
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Recorded and produced by StoryCorps Studios, Voices From the Frontlines is a project created by #FirstRespondersFirst, an initiative of Harvard T.H. Chan School of Public Health, Thrive Global, and Creative Artists Agency Foundation that takes a whole human approach to healthcare worker well-being. Additional support is provided by the Dr. Lorna Br…
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Recorded and produced by StoryCorps Studios, Voices From the Frontlines is a project created by #FirstRespondersFirst, an initiative of Harvard T.H. Chan School of Public Health, Thrive Global, and Creative Artists Agency Foundation that takes a whole human approach to healthcare worker well-being. Additional support is provided by the Dr. Lorna Br…
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In this special episode of The Cost of Care, host David Smith shines a light on how the nation is driving a national shortage of nursing professionals, hearing from frontline, retired, and nurse educators and advocates. He'll take listeners through the nursing landscape pre-pandemic, how COVID-19 fueled the crisis, and what the future portends with…
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In a special episode, timed with Black History Month, David shares his thoughts on the legacy of slavery and the impact structural racism on the cost of care today, about a year since the show’s first launch. David’s joined by Kristi Henderson of Optum, Yasmine Winkler, a leader in the health, diversity and inclusion space and Ron Wyatt of MCIC Ver…
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As a holiday bonus, the team at The Cost of Care wanted to share one of their favorite podcasts of 2021 with you. New Day from Lemonada Media is a podcast with a simple goal - helping you get through the day and look forward to tomorrow. Every week, Claire Bidwell Smith shares one way to make your day and life a little better. From waking up with m…
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Opioids are killing more people than ever. In 2020, overdose deaths in the U.S. spiked nearly 30% to a record high -- the sharpest annual increase in 30 years. Fentanyl sold on the street and the ongoing toll of the pandemic are the primary drivers. With so many of us affected, there’s a dire need for solutions. That’s why we’re re-releasing episod…
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In the final episode of the season, David highlights pro tips from the experts themselves: patient advocates Linda Michelson and AnnMarie McIlwain. Dr. David Blumenthal of The Commonwealth Fund joins to shine the light on tangible solutions on how to restructure our national health care system. Resources from the episode: Check out Marshall Allen's…
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From the start of our show, we’ve asked listeners to share stories about navigating the American health care system. Today, David talks with those of you who have had to fight for health care in order to manage chronic illnesses, secure gender-affirming surgeries, and help children receive developmental therapies for Down Syndrome. Resources from t…
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Medical jargon is a thing of the past and health literacy is now en vogue – and can actually save patients’ lives according to our guest, Dr. Lisa Fitzpatrick. We're also joined by Dr. Venice Haynes and Natalie Davis who talk to us about the anxiety, confusion, and fears people across the country have about asking those life-saving health care ques…
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America’s relationship with Dialysis is out of control. Roughly 1% of the entire federal budget is spent treating people with kidney failure. That’s billions of dollars devoted to treating one preventable illness. How did we end up with so many people on dialysis? And who’s getting rich from it? This week, we connect the dots from Richard Nixon to …
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The complications started around week 18 of Marquisse Watson’s pregnancy. Six weeks later, her baby girl Alana was born premature. Marquisse and her husband Antwon had bought the baby clothes, gotten the nursery ready… but Alana passed away 36 hours after she was born. This week, we talk to Marquisse about working through her grief seven years late…
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The healthcare system is basically a lucrative game of tug-of-war among players – and the winner reaps a trillion dollar pot of gold. But is it a fair game? David explores the monstrous “fee-for service system” with Dr. Vivian Lee. Then, Dr. Jill Gross joins David to explore how the results can lead to a total system breakdown. Resources from the e…
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Lauren Bard’s little girl, Sadie, had a 50/50 chance of survival when she was born 14 weeks premature. Luckily, Lauren is a nurse at Dignity Health, a Catholic hospital, so she had good insurance and knew how to protect herself...or so she thought. Instead, she ended up with a $1.7 million dollar bill. Dr. Ashish Jha also joins David this week to h…
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This week, we’re talking about upcoding, and how it can lead to $11,000 COVID tests, $629 bandaids, and mothers waiting within sprinting distance to the hospital. America has some of the best doctors and hospitals in the world, but many patients are too afraid to walk through the doors for fear of going into unnecessary debt. Dr. Zachary Sussman, N…
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David Smith watched as chronic pain and addiction transformed his loving father into a vengeful man who was unrecognizable. David has spent a lifetime trying to outrun his father’s fate - but now he’s looking for answers. How can we build a better healthcare system and stop the cycle of sickness, trauma and loss? In episode one, we explore his fami…
  continue reading
 
Unpredictable chaos adds up to something over time. That’s David Smith’s story, and it’s also the origin story behind our broken health care system. This week, we explore why sickness pays and health doesn’t, and how we got here in the first place. Our guests this episode are economic historian Melissa Thomasson, health care journalist Elisabeth Ro…
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Trying to navigate the American healthcare system as a patient is a high-stakes game. One wrong move can leave you ruined. Starting April 15th, host David Smith speaks with people crushed by one of the most expensive and worst performing systems in the world, and helps lead us out of this maze-like system that values sickness over health. See omnys…
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