A podcast hosted by mortgage broker, Marko Gelo. Born and raised in Calgary, then moved to Vancouver in 2011. Owner of dually licensed mortgage brokerage, Home Financing Solutions Inc. (a franchise of The Mortgage Centre). Mortgagenomics focuses on economics, real estate and feature segments on mortgage qualification strategies and policies. Short how-to formatted episodes on mortgage qualification tips ending with 2-minute musical creations that Marko has produced over the years! Marko Calg ...
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Meet Jacquie McCarnan your host for Keeping it Real, the Vancouver and area residential real estate podcast that aims to demystify all things real estate in our crazy market. Jacquie has been a licensed Realtor since 2016 and, in that time, has come across just about every scenario you can think of in our residential market. From hoarder homes to those for sale by owners to crazy strata situations and more, Jacquie provides real stories to help you navigate real estate in Vancouver and surro ...
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Michael Ireland- your professional Vancouver Real Estate Agent.
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The Closing Couch isn't just about closing deals; it's about opening doors to healthier, happier living through informed and mindful real estate choices. Hosted by Polly Reitze and Kim Taylor, two seasoned realtors with a wealth of experience in navigating the tumultuous waters of the Vancouver real estate market, The Closing Couch offers a refreshing take on what it means to buy, sell, invest, and own property in one of Canada's most dynamic cities. They understand that engaging with real e ...
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17 year real estate veteran and real estate agent mentor and entrepreneur - inspiration, motivation and education. You can be do and have anything you want. ❤️ of pups and ponies.
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Ep. 31 Don't List Your House for Sale...Yet!
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Like the show? Send me a text (if you don't like it, shhh ;) Is now the perfect moment to buy your dream home in North Vancouver? Find out why the market is currently favouring buyers, even with interest rates dropping, as only 10 single-family homes and 37 condos or townhomes have sold. Join me, Jacquie McCarnan, on Keeping it Real as I decode the…
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Ep. 30 Is West Van David Eby's Problem Child?
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Like the show? Send me a text (if you don't like it, shhh ;) Curious about how the recent Bank of Canada interest rate drop is shaking up the North Vancouver real estate market? Buckle up as we dissect the listing and offer statistics from early July to the end of the month, revealing a surprising seasonal dip despite the financial shift. We'll div…
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Ep 29 - Was this French Dude Bamboozled? You Be the Judge! The Crazy Story of Jeanne Calment and Raffery
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19:33
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Like the show? Send me a text (if you don't like it, shhh ;) Could a quarter-point drop in interest rates be your ticket to securing an affordable home in Vancouver? Find out as we unpack the recent decision by the Bank of Canada on July 24, 2024. We'll break down what this rate cut means for both buyers and sellers in Vancouver's near-buyer’s mark…
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30 year amortizations for First Time Home Buyers & BOC Rate Announcement ahead!
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca CLICK HERE to download Marko's award-winning Mobile Mortgage App! Episode Link #1: 30 Year Mortgage Amortizations for First Time Home Buyers (Go…
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Ep 28 - Can You Still Make Money Investing in Real Estate in BC with New RTA Rules?
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Like the show? Send me a text (if you don't like it, shhh ;) Can you still make a profit in British Columbia's real estate market amidst evolving regulations and fluctuating market conditions? Discover the answer in our latest episode where I, Jacquie McCarnan, guide you through the latest trends impacting the BC property landscape. We'll explore t…
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Funding a Divorce Settlement with Mortgage Proceeds
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca CLICK HERE to download Marko's award-winning Mobile Mortgage App! Episode Link #1: Co-signer Link Episode Link #2: Amortization Link Hosted on A…
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Ep 27 Navigating BC’s New Rental Rules: What Landlords and Tenants Need to Know
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Like the show? Send me a text (if you don't like it, shhh ;) Curious about how new rental regulations in British Columbia might redefine the landlord-tenant relationship? This episode of Keeping it Real promises to enlighten you on everything from prohibitions on rent hikes when minors move in to the introduction of a unique identifier system for l…
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Ep. 26 The True Mother-Daughter Odyssey to Building a Business in BC
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Like the show? Send me a text (if you don't like it, shhh ;) Picture this: a spontaneous idea during a drive that blossoms into a thriving cold plunge and sauna studio in Squamish, founded by a dynamic mother-daughter duo. This episode takes you through our exhilarating journey, from almost opting for a franchise to braving the complexities of muni…
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Ep 25 Transforming Lonsdale Quay: ICBC Building is Toast!
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Like the show? Send me a text (if you don't like it, shhh ;) How will Vancouver’s latest affordable housing initiative change the face of the city? Join me, Jacquie McCarnan, as I reveal the transformative plans for the underutilized ICBC building at Lonsdale Quay. This episode of Keeping it Real shines a spotlight on my non-profit, North Van Cares…
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Ep. 24 - Dream Home or Haunted House? The Chilling Tale of an Ontario Family
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27:36
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Like the show? Send me a text (if you don't like it, shhh ;) Imagine buying your dream home only to find out it's haunted. That's exactly what happened to Dorah and Ted, and their chilling story is at the heart of this episode of Keeping it Real. Join me, Jacquie McCarnan, as I recount my own ghostly encounter and shed light on the often-overlooked…
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Mortgage Mayhem: The New Reality of Interest Rates
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Send us a Text Message. Get ready to rethink your mortgage strategy. In this episode, Kim and Polly are joined by Monique Cornish, a mortgage broker affectionately known as "Magical Monique”, exploring how recent rate hikes have dramatically shifted the home buying landscape, slashing purchasing power and reshaping financial strategies. With 19 yea…
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Qualifying for a mortgage while moving to Alberta
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca CLICK HERE to download Marko's award-winning Mobile Mortgage App! Episode Link #1: Second Home Mortgage Episode Link #2: Bridge Financing Hosted…
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Ep. 23 - A Fun Story and Real Estate Advice for Newbies
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23:26
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Like the show? Send me a text (if you don't like it, shhh ;) Can navigating the real estate market in British Columbia be your ticket to financial independence? This week on "Keeping it Real," we break down the essential government incentives that first-time homebuyers in BC can't afford to miss. From the First-Time Homebuyers Incentive to the GST …
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Enhanced mortgage qualification rules for New Canadians
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.…
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Tax Talk: Navigating the New Capital Gains Impacts
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28:53
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Send us a Text Message. How could the new tax laws impact your real estate investments? Join Kim and Polly as they sit down with real estate guru Jeff Fitzpatrick, who breaks down the latest in capital gains tax changes, federal and provincial flipping taxes, and their potential impact on Vancouver's real estate market. Listen For: 01:24 - Capital …
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Ep. 22 - First-Time Home Buyers in BC - You Don't Know What You Don't Know! - Part 1
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Like the show? Send me a text (if you don't like it, shhh ;) Ready to make your home-buying dreams a reality? Join me, Jacquie McCarnan, as I guide you through the essential financial programs for first-time homebuyers in British Columbia. I cover everything including: the First-Time Home Buyers Incentive, Homebuyer Amount tax credit, GST Housing R…
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Ep 21. Exploring the Charms of North Vancouver: A Guided Tour Through Its Unique Neighborhoods PART 2
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Like the show? Send me a text (if you don't like it, shhh ;) Ever wondered how climate change is reshaping your real estate options? Join me as I explore the picturesque and evolving neighbourhoods of North Vancouver. I'll take you through the charming village of Edgemont, ideal for those looking to downsize, and then onto Forest Hills and Canyon H…
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How to build your credit history if you are new to Canada?
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.…
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Ep 20. Exploring the Charms of North Vancouver: A Guided Tour Through Its Unique Neighborhoods
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25:03
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Like the show? Send me a text (if you don't like it, shhh ;) Discover the picturesque communities of North Vancouver with me, Jacquie McCarnan, as I share the delightful nooks and crannies of this coastal city. From the serene waterfront of Deep Cove to the post-war charm of Norgate, we'll explore the distinct personality of each neighbourhood. Ima…
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Is your mortgage renewal keeping you up at night?
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19:38
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.…
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Deals and Dreams: Our First Real Estate Journeys
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29:15
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Send us a Text Message. Welcome to The Closing Couch. Real estate veterans Kim Taylor and Polly Reitze kick off their debut episode with infectious enthusiasm and a wealth of insider insights. They share their individual journeys into real estate, recounting early career challenges, memorable deals, and the joys of working with friends. Their camar…
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Ep. 19 - A House’s Silent Witness to Unseen Horrors
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24:32
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Like the show? Send me a text (if you don't like it, shhh ;) Have you ever walked past a house and felt a chill, knowing something sinister happened behind those walls? I'm Jacquie McCarnan, and I'm stepping away from the usual market trends to unravel the complex web where true crime collides with property values. We're starting with the haunting …
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Buy now, or wait for interest rates to drop further?
21:28
21:28
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.…
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18. How Technology for Realtors is Helping to Eliminate Money Laundering
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37:44
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Like the show? Send me a text (if you don't like it, shhh ;) Embark on a transformative journey through the complex maze of real estate compliance with me, Jacquie McCarnan, as we sit with Greg Dent, the brainchild behind the Really Trusted app. As we unravel the tangle of anti-money laundering regulations, Greg shares the inception of an app that …
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17. Embracing "Upliving" My New Term for "Downsizing" ~ Here's How
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24:57
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Like the show? Send me a text (if you don't like it, shhh ;) Ready to reimagine the art of living? Join me, Jacquie McCarnan, as I take you on a journey of transformation—where upsizing your joy and satisfaction comes from downsizing your home. We'll venture into the heart of ‘upliving’ with the story of Brian and Tracy, a dynamic couple who traded…
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Mortgage Qualification for Pre-Sale Condos - be careful.
14:19
14:19
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.…
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16. Navigating the Tides of Real Estate: Property Management Insights & Legal Updates With a Dash of Humour
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29:10
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Like the show? Send me a text (if you don't like it, shhh ;) Prepare to navigate the complex waters of residential real estate with a sense of humor and a wealth of knowledge as I, Jacquie McCarnan, sit with Nina Ferentinos from Unique Accommodations. We're breaking down the specialized services in property management and tenant placement that make…
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Rate forecast pointing to variable rate mortgages and weaker Canadian dollar
11:49
11:49
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.…
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Like the show? Send me a text (if you don't like it, shhh ;) In this episode of the Keeping it Real podcast, join Jacquie McCarnan as she delves into the complex world of affordable housing and the ongoing housing crisis in Canada. She explores the historical context behind the housing crisis, tracing it back to the shift in responsibility from fed…
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Deep diving into Vancouver & Calgary from a real estate and mortgagenomic perspective
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16:59
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca CLICK HERE to download Marko's award-winning Mobile Mortgage App! Episode Reference Link: Foreign Buyer Tax, Prohibition Ban Episode Reference L…
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Like the show? Send me a text (if you don't like it, shhh ;) In this episode of the Keeping it Real podcast, Jacquie McCarnan explores the concept of strata windups, where owners opt to sell their units, often to developers, due to rising maintenance costs and special levies. With a focus on providing clarity amidst the complexities, Jacquie breaks…
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Like the show? Send me a text (if you don't like it, shhh ;) In this episode of the Keeping it Real podcast, Jacquie McCarnan explores the essential questions buyers often have when entering the real estate arena. From understanding the buying process to deciphering property taxes and down payments, Jackie shares valuable insights gained from years…
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Like the show? Send me a text (if you don't like it, shhh ;) In this episode of the Keeping it Real podcast, Jacquie McCarnan delves into the intricacies of selling a home in the vibrant Vancouver real estate market. With a focus on addressing the top "ten" questions commonly asked by sellers, Jacquie provides expert advice and candid insights to g…
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Survival Guide for First-Time Home Buyers in Canada
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca CLICK HERE to download Marko's award-winning Mobile Mortgage App! Outro Song: “FindTheTime” by SleepingLorry Hosted on Acast. See acast.com/priv…
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11. You're Gonna Miss Out! ( This is the right episode 11! )
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Like the show? Send me a text (if you don't like it, shhh ;) In this episode of the Keeping it Real podcast, Jacquie McCarnan delves into the intricacies of real estate dynamics, particularly the impacts of fluctuating interest rates on the Vancouver housing market. With a blend of personal experience and extensive research, she shares valuable ins…
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11. You’re Gonna Miss Out! (replacement ep coming soon...see notes)
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Like the show? Send me a text (if you don't like it, shhh ;) NB: THE OPENING TO THIS EPISODE IS THE WRONG ONE. WE HAD A TECH ISSUE. THE REPLACEMENT EPISODE WILL BE AVAILABLE SOON BUT THE MAIN INFORMATION IS CORRECT] In this episode of the Keeping it Real podcast, Jacquie McCarnan delves into the intricacies of real estate dynamics, particularly the…
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Send us a Text Message. Introducing... THE CLOSING COUCH! Vancouver Real Estate Life. The Closing Couch isn't just about closing deals; it's about opening doors to healthier, happier living through informed and mindful real estate choices. Hosted by Polly Reitze and Kim Taylor, two seasoned realtors with a wealth of experience in navigating the tum…
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Like the show? Send me a text (if you don't like it, shhh ;) In this episode of the 'Keeping it Real' podcast, Jacquie McCarnan delves into the impactful new British Columbia Housing Supply Act set to eliminate all single-family zoning in the province. Scheduled to take effect on June 30, 2023, this groundbreaking legislation opens the door for pro…
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9. ASK MARCI! So Much Mortgage Knowledge Here!
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Like the show? Send me a text (if you don't like it, shhh ;) In this episode of the 'Keeping it Real' podcast, Jacquie McCarnan is joined by Marcy Deane, a North Vancouver-based mortgage broker. Together, they delve into the intricate world of mortgages, covering essential topics like interest rates, qualifying criteria, and invaluable advice tailo…
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The key to qualifying for a single-family dwelling in Vancouver - the basement suite
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca Outro Song: “Go” by SleepingLorry Hosted on Acast. See acast.com/privacy for more information.
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I bet you didn't know this about the RRSP First Time Home Buyer Program
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca Outro Song: “FightTheDay” by SleepingLorry Hosted on Acast. See acast.com/privacy for more information.…
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8. Spec, Vacancy & Flipping Taxes What Do They Mean???
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Like the show? Send me a text (if you don't like it, shhh ;) In this episode of the 'Keeping it Real' podcast, Jacquie McCarnan delves into a fascinating discussion on the impact of emerging technologies on society, exploring the ethical considerations and potential challenges that lie ahead. Jacquie dives into the challenges of responsible AI deve…
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BC and Alberta are ramping up in more ways than one
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca Outro Song: “TheFallSong” by SleepingLorry Hosted on Acast. See acast.com/privacy for more information.…
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7. BC Government Announcement Using Public Land For Rental Housing
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Like the show? Send me a text (if you don't like it, shhh ;) In this episode of the 'Keeping it Real' podcast, Jacquie McCarnan dives into the recent announcement by the BC government to invest $950 million and provide $2 billion in low-cost financing to build purpose-built rentals on public lands. The focus is on addressing the housing affordabili…
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Overlooked Mortgage Qualification Criteria
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca Outro Song: “23DaysInBerlin” by Marko Gelo Hosted on Acast. See acast.com/privacy for more information.…
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6. Foreign Buyer's Ban & Other Affordability Questions
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Like the show? Send me a text (if you don't like it, shhh ;) In this episode of the 'Keeping it Real' podcast, Jacquie McCarnan delves into the recent extension of the Foreign Buyers ban in Canada and its perceived impact on housing affordability. Despite the ban's intention to make properties more accessible for Canadians, Jacquie highlights the s…
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Maternity Leave, Child Support, and Canada Child Benefits - can you use them to qualify for a mortgage?
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca Outro Song: “insanity” by Marko Gelo Hosted on Acast. See acast.com/privacy for more information.…
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5. SPECIAL GUEST EPISODE: Your Friendly Neighbourhood Inspector
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Like the show? Send me a text (if you don't like it, shhh ;) Join Jacquie McCarnan in this episode of "Keeping It Real" podcast as she delves into the world of home inspections with Victoria Ballantine, the Lower Mainland's sole female house inspector. Victoria shares gripping stories from her experiences, including mishaps with other inspectors an…
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Interest Rates, Affordability, Zoning, and the 2026 FIFA World Cup!
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Click Here to read the blog version of this episode. Contact Marko, he's a Mortgage Broker! 604-800-9593 cell/text Vancouver 403-606-3751 cell/text Calgary Call Marko via WhatsApp homefinancingsolutions.ca Outro Song: “family” by Marko Gelo Hosted on Acast. See acast.com/privacy for more information.…
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Like the show? Send me a text (if you don't like it, shhh ;) Uncover the latest real estate buzz on the 'Keeping it Real' podcast with Jacquie McCarnan! In this episode, dive deep into scams and predatory practices in the real estate industry, including shocking cases of title fraud and the infamous shadow flipping. Jacquie breaks down how scammers…
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