Best YNAB Podcasts (2024)

1
Ask Jesse: Reading Habits, Debit Card Update, and More! 9:22

2d ago9:22

9:22

Jesse's back with another round of Ask Jesse, where he answers questions in his inbox. In today's episode, Jesse discusses his recent engagement with Marx's Das Kapital (he gave up on it), gives an update on his debit and credit card usage, and explains how too much awareness around your investments can end up be a negative. Got a question for Jess…

1
#101 - Planning on a Variable Income, YNAB at Your Workplace, and Free Swag! 40:35

14d ago40:35

40:35

In today's episode, Ben and Ernie chat with Veronica Brashler, who is in charge of the Corporate Wellness program at YNAB. Veronica's YNAB story starts with working freelance as a wedding photographer with a highly variable, and seasonal income. Both she and her husband were self-employed at the same time, while raising a young family, and the stre…

1
How Bank On Yourself, Profit First, EOS, YNAB and STILL Combine for Financial Success 19:28

21d ago19:28

19:28

What if we told you that your financial strategies are working against each other, sabotaging your wealth-building efforts? (Spoiler alert: For many, they are!) Watch as we reveal how combining 5 powerful financial concepts can create a synergy that supercharges your personal and business finances. Have you ever wondered why some entrepreneurs seem…

1
E242: How to Create Retirement Income From Your Investments – Three Popular Strategies 22:40

1h ago22:40

22:40

Here’s a look at three common retirement income strategies—Systematic Withdrawals (Total Return with Rebalancing), the Bucket Strategy, and the Guardrails approach. Each one has its own strengths and challenges, depending on your goals, risk tolerance, and personal style.By Michael Reynolds, CFP®

1
Smarter Generosity Made EASY! 17:54

1d ago17:54

17:54

Have you ever felt torn between your desire to give generously and your need to maintain financial stability? Watch as we unpack how combining strategic giving with sound financial practices creates a powerful formula for lasting impact and personal stability. Are you ready to revolutionize your approach to generosity? It's time to learn how pre-de…

1
Budget Nerds Are Going LIVE on YouTube - Oct 30th, 2024 1:47

3h ago1:47

1:47

Ben and Ernie are going LIVE on YouTube at 1:00pm Eastern on October 30th, 2024. Come and join us! If you're tuning in after the Live show, the full replay will be posted to the podcast feed soon. Budget Nerds on YouTube https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2gBy YNAB

1
#92: A Less is More Approach to Meal Planning with Roni and Riley 56:33

7d ago56:33

56:33

Join Roni and Riley for a conversation about "less is more" when it comes to meal planning. This conversation gives many practical tips for simplifying your meal planning and creating minimalist meal plans! Tune in for some recipe inspiration and practical planning methods. Enjoy! Tiny Rhythms Wall Magnets Sign up for a free trial + get 20% off you…

1
Is Leaving a Financial Legacy Virtuous? Balancing Self-Care, Family Values, and Generational Wealth 17:18

7d ago17:18

17:18

Is your legacy plan secretly working against your family's future? Watch as we unpack the multi-trillion-dollar wealth transfer reshaping America's financial landscape - and why traditional inheritance planning might set your family up for failure! Have you ever wondered why some families maintain their wealth for generations while others lose it a…

1
Error Correction 5:06

9d ago5:06

5:06

One of Jesse's takeaway from the recent YNAB Fan Fest in Salt Lake City is that YNAB'ers are good at iterating. They make a plan for their money, spend the money, and reflect on whether the spending was on things they were really looking for. Then, they adjust the plan. In the process, they're not just learning how to manage money, they're learning…

1
E241: Why Shouldn’t I Just Invest in the S&P 500? 10:08

15d ago10:08

10:08

While the S&P 500 can be a great foundation for a portfolio, investing solely in this one segment of the market may not always be the best approach. We'll explore several reasons why relying solely on the S&P 500 might not be the ideal strategy.By Michael Reynolds, CFP®

1
Compounding Kindness: Unlikely Stress-Reducing Financial Concepts 20:53

14d ago20:53

20:53

Have you ever considered that the secret to easing financial stress could be rooted in kindness? Join us as we reveal how combining four unconventional financial strategies can create a compounding effect of kindness and reduced stress. (kind of like how compound interest grows wealth over time) Are you ready for a masterclass in financial wisdom? …

1
Wielding Money Against Yourself 5:53

16d ago5:53

5:53

We've all done it before, saying something to the effect of: "I'd love to do X, if only I could afford it." We have all cited money as the reason we haven't done something, or bought something we say we wanted. The next time you catch yourself saying this, Jesse urges you to stop and examine why it is you are blaming money for the reason you can't …

1
#91: Seriously Reducing Food Waste with Jordan Schenck of Flashfood 37:33

21d ago37:33

37:33

Jordan Schenck is the President and Chief Operating Officer for Flashfood, an app-based marketplace that connects shoppers with fresh produce, meat, and other groceries at up to 50% off. This interview focuses on why food waste is a complex issue and how Flashfood works to help reduce food waste. Read about the origins of Allspice: https://www.thes…

1
E240: What to Do if You Lose Your Job 15:13

22d ago15:13

15:13

Losing your job is never easy, whether you saw it coming or it took you by surprise. Beyond the emotional toll, the financial uncertainty can be overwhelming. However, with thoughtful planning and strategic actions, you can protect your financial future and manage the transition to your next chapter with confidence.…

1
What YNAB REALLY Does For You 10:04

25d ago10:04

10:04

Bigger bank account balances, paying off debt, saving marriages... these are all things thousands of YNAB'ers have praised YNAB for helping them accomplish. But it's not what YNAB is about. Jesse explains: YNAB is really about getting to know yourself better, and making better spending decisions as a result. It's about reducing the second guessing …

1
E239: 5 Myths About 401(k) Plans That Need to Be Debunked 9:51

29d ago9:51

9:51

The truth is, a 401(k) can be a powerful tool for building a secure retirement if you know how to use it wisely. We'll dive into five of the most common myths about 401(k) plans, debunk them, and provide clarity so you can make the most of your retirement savings strategy.By Michael Reynolds, CFP®

1
Planning Your Financial Future: Why Money Isn't the Only Factor! 23:01

28d ago23:01

23:01

What if we told you that your bank balance is lying to you about how rich you really are? (Spoiler alert: For many, it is!) Watch as we pull back the curtain on the 5 crucial puzzle pieces of true wealth that are helping savvy individuals live richer, more fulfilling lives. Have you ever wondered why some people seem content despite modest bank acc…

1
#100 - The 100th Episode! Ben and Ernie Reflect 45:03

28d ago45:03

45:03

Today's episode is officially the 100th episode of Budget Nerds (if you count the YouTube episodes that were published before the audio podcast feed)! Ben and Ernie reflect on the past few years, the most and least viewed episodes, their favorite episodes, and the many YNAB wins they've had a chance to share and celebrate along the way. Thank you f…

1
The Paradox of Money 6:15

1M ago6:15

6:15

Using YNAB reveals a paradox about money -- the more you engage with it, and spend time and energy on it, the more it gets out of the way and just let's you live your life. Money is you, so learning how to manage it really means learning more about yourself and becoming more in tune with your desires, your values, and your priorities. Got a questio…

1
From Barista to Billionaire (Mo' Money, Same Problems) 38:09

1M ago38:09

38:09

Mark and Jesse discuss their most recent read, Never Enough: From Barista to Billionaire by Andrew Wilkinson, a one-time barista and co-founder of Tiny, a holding company that buys and holds businesses for the long-term (like Berkshire Hathaway). At the age of 36, Wilkinson found himself owner of a company worth over a billion dollars, and in a new…

1
#90: Why Family Meals Matter with Roni and Riley 33:10

1M ago33:10

33:10

Riley is back this week to help cover the topic of family meals and why we should be trying to have more meals together with our families. We share a lot of helpful tips and ideas during this conversation so you can feel empowered to have more family meals starting this week! Here are some of the resources we mentioned: FMI.org thefamilydinnerproje…

1
E238: How Do Presidential Elections Affect the Stock Market? 8:45

1M ago8:45

8:45

Presidential elections often bring a heightened sense of uncertainty to the stock market, but historical data suggests that the impact is not as significant or predictable as many might believe. Here are some key points to consider.By Michael Reynolds, CFP®

1
Money Lessons from Past Recessions: Smart Strategies for Today 18:48

1M ago18:48

18:48

Unlock the secrets of financial resilience with our latest episode! We're diving deep into the money vaults of history to extract golden nuggets of wisdom that can fortify your finances today. In this episode, you'll discover: • The "Three R's of Recession Resilience" that have stood the test of time • How your great-grandparents' Depression-era tr…

1
Money Gets Out of the Way 6:48

1M ago6:48

6:48

When you practice the four habits of YNAB, money just gets out of the way. In today's episode, Jesse reflects on his thought process about paying for kids' college. Where he used to be against it, now that he has kids in college, he is helping them pay for it. As he has talked about on the podcast many times, his thoughts and opinions change over t…

1
E237: Navigating Your Child’s Transition to Independence – Key Considerations for Parents 11:00

1M ago11:00

11:00

As your child becomes independent, there are a multitude of factors to consider. From health care access and insurance coverage to tax strategies and estate planning, it’s a significant transition for both you and your child. By proactively addressing these issues, you can ensure a smoother path toward your child's independence while safeguarding y…

1
Grow Your Retirement Money Safely in Turbulent Times 14:26

1M ago14:26

14:26

What if we told you that your 401(k) might be more of a rollercoaster than a reliable retirement vehicle? (Spoiler alert: For many, it is!) Watch as Brandon and Amanda pull back the curtain on a little-known financial tool that's helping savvy retirees sleep better at night. Have you ever wondered how some people seem unfazed by market crashes? Or …

1
#99 - Ben Actually Changes His Budget 54:49

1M ago54:49

54:49

If you're standing up, you might want to take a seat, because something big has happened... Ben actually changed his budget! Over the last year Ben has had some major life changes that have resulted in more monthly cashflow and also bigger expenses, so it was time, at last, to overhaul his budget. In today's episode Ben discusses the circumstances …

1
Making Sense (Part 2) | Andy Hickman 1:34:14

1M ago1:34:14

1:34:14

What are your emotions really trying to tell and how can you use them to teach you? In part two of this two-part episode of Potent, Steven is joined once more by Andy Hickman, founder of hēl, as they explore personal growth through emotional insight and sensory engagement, emphasizing the significance of addressing physical sensations and emotions …

1
20 Years! 9:30

2M ago9:30

9:30

Twenty years ago, in a galaxy far, far away... Jesse Mecham launched youneedabudget.com with a budgeting spreadsheet and a modest goal: cover the $350 a month in rent he owed for the next couple years until he and his wife graduated from college. Since then, YNAB has grown leaps and bounds beyond Jesse's original idea. In today's episode, Jesse ref…

1
Gardening, Compost, and Business Complexity 32:45

2M ago32:45

32:45

Good gardens require good soil, and good soil takes compost and plenty of time. Jesse shares his experiences composting soil for his garden, and how it applies to business. Like compost, good business ideas take time to execute. They can be executed more quickly, but that often involves more complexity. Mark and Jesse then pivot to discuss complexi…

1
#89: Month-Long Meal Planning with Rebecca Zipp 24:13

2M ago24:13

24:13

Rebecca lives in Colorado with her husband and two kids. Food has been an important part of her life since 2009, when she saw firsthand how it can be used to heal. Since then, she has strived to provide her family with nourishing meals using as many local ingredients as possible. She writes at her website, ahumbleplace.com, where she offers resourc…

1
E236: The Right Way to Set Up (and Use) YNAB for Budgeting 27:55

2M ago27:55

27:55

You Need a Budget (YNAB) is a powerful tool that can help you manage your cash flow, save with intention, and spend with confidence. I'm going to walk you through the "right" way to set it up and use it. Or at least, MY way.By Michael Reynolds, CFP®

1
Stay Strong with Money: Build Resilience for Tough Times 19:18

2M ago19:18

19:18

Are you tired of watching your hard-earned money crumble in the face of economic uncertainty? Watch as we reveal the strategy that transformed our financial future - and it has nothing to do with the stock market rollercoaster. Prepare to have your perspective on financial planning flipped upside down. Are you ready to learn more about Bank on Your…

1
Money Ready, Spend With Joy 4:50

2M ago4:50

4:50

Jesse shares a YNAB win from his strength coach, Andrew, who is an avid YNAB'er. Andrew was shopping at REI when he ran across a pair of returned ski boots that were marked way down. They fit perfectly. Normally he would hem and haw over a purchase like this, but because he had been slowly funding a category for new ski boots the money was there. N…

1
Make an Impact, Be Tough but Adaptable with Perry Marshall 59:13

2M ago59:13

59:13

Have you ever wondered why some businesses thrive while others struggle? Or why being agile in today's economy is more crucial than ever? It's not random. Specific principles drive savvy entrepreneurs to stay ahead. Are your business strategies truly effective, or are you being held back by outdated financial wisdom? What if we told you that a sing…

1
#98 - Many Goals, One Plan 33:04

2M ago33:04

33:04

One of the interesting parts of working at YNAB is you get to observe human behavior related to personal finance. As Ben and Ernie have noticed over the years, YNAB'ers tend not only to reach their financial goals -- such as paying off debt or saving for a big purchase -- but also complete a number of other goals at the same time. There's something…

1
The Practical Path to Being | Steven Lawson 34:04

2M ago34:04

34:04

Does completing ten menial tasks compare to completing one meaningful task? On today’s solo episode of Potent, Steven explores the process of how to best prioritize essential tasks by zooming out on life goals and reducing unnecessary actions, as well as challenging the notion that doing and being are mutually exclusive, advocating for a harmonious…

1
More Isn't More 6:17

2M ago6:17

6:17

Many people bemoan the fact that they don't earn more money. But what baffles many who eventually do earn more money, is that it doesn't fix any of their financial problems! There is no income that cannot be outspent. Put another way, broken spending habits lead to broken spending, and when you have more money, that just leads to more broken spendi…

1
The Economics of Content, and the Case for Word of Mouth 41:29

2M ago41:29

41:29

The algorithm has come to rule media, and it is a voracious beast. It consumes as much content as people can create, as often as they can create. The ones who rise to the top seem to be those who create the most content, on as many platforms as possible, but what do the economics of this look like? Mark asks the question whether playing the content…

1
Rerun: Elevating Women One Meal At A Time with Carly and Carmen 54:38

2M ago54:38

54:38

This is a rerun of Episode 69 with Carly and Carmen of Radiant Knowing! A Nutritionist and Dietitian duo, Carmen and Carly help women unlock the clarity and confidence they need to nourish their bodies holistically and age-proof their health while creating a simple and sustainable plan for feeding their family. They love to help moms revolutionize …

1
E235: How to Freeze Your Credit (And Why You Might Want To) 9:10

2M ago9:10

9:10

One tool in your fight against identity theft is a credit freeze. But what exactly is a credit freeze, and why should you consider implementing one?By Michael Reynolds, CFP®

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