You Need A Budget (YNAB) podcast

Jonathan and Miranda were college sweethearts with $52k in student loans. This is the story of how they paid it all off in just 21 months … and started their family.

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You Need A Budget (YNAB)

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Hey Free Spirit Here's a Calculator6:22

8d ago6:22

6:22

A message for the free spirit budgeter Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Financial Wellness by YNAB6:47

11d ago6:47

6:47

A little behind the scenes at YNAB and Jesse asks listeners a favor Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Ep 12 Debt Story: Meet Tanya15:34

18d ago15:34

15:34

When Tanya and her husband became parents for the first time, suddenly their financial priorities clicked into place—and, within just 12 months, they’d paid off $31,000 of debt so that they could truly enjoy life with their new son.

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You Need A Budget (YNAB)

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Manual Entry Take Two5:50

22d ago5:50

5:50

Taking another stab at entering transactions one at a time the old fashioned way. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Cash is a King in Hiding5:37

29d ago5:37

5:37

Stash some cash Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Ep 11 Debt Story: Meet Siobhan13:28

1M ago13:28

13:28

Siobhan came to YNAB looking for a solution to her debt—$60k+ in student loans and $16k+ in credit card debt. Flash forward, and she’s on track to pay the last $30k off by next year. What a difference a couple of years can make!

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You Need A Budget (YNAB)

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The Allure of Plastic10:41

1M ago10:41

10:41

This is a tinfoil PSA ... perhaps Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Age of Money When it Just Keeps Climbing9:07

1M ago9:07

9:07

Day-old money is stressful! Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Ep 10 Debt Story: Meet Erin13:25

2M ago13:25

13:25

Erin thought that she’d never be able to retire, much less do it comfortably on half of the amount than she previously thought ... but then she found YNAB.

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You Need A Budget (YNAB)

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Rule Three and Alabama Football a little6:57

2M ago6:57

6:57

How is a budget like a college football game? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Rule Two the In-Laws are Coming12:08

2M ago12:08

12:08

How is a budget like a visit from the in-laws? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Rule One in an Afternoon.8:38

2M ago8:38

8:38

How is a budget like a clock? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Priorities Priorities Priorities5:37

2M ago5:37

5:37

Jesse gets back to basic budgeting talk with a discussion on priorities. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Ep 09 Debt Story: Meet Chelsea12:15

2M ago12:15

12:15

Chelsea and her husband had the wedding of their dreams in Hawaii ... then reality hit. They were $215,000 in debt! Find out how they teamed up to fix their finances.

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You Need A Budget (YNAB)

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Goals and a Single Piece of Paper9:45

3M ago9:45

9:45

Some advice on annual goals. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Ep 08 Debt Story: Meet Megan15:15

3M ago15:15

15:15

This is a story of $9 salads and a $12,000 C-Section—and it’s proof that you can fix five-figure debt by paying attention to the little things. It all adds up

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You Need A Budget (YNAB)

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Annual Goals Reviewed Daily6:24

3M ago6:24

6:24

A technique to get those resolutions and goals to stick. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Moving the Pine Needle5:54

3M ago5:54

5:54

Is there an opportunity this season for you to try something briefly unsustainable to reach a goal? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Hassle and Bustle8:13

3M ago8:13

8:13

December is a very busy month. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Student Loan Syndrome: an Interview with Ryan Law25:32

3M ago25:32

25:32

Jesse interviews Dr. Ryan Law, professor of financial counseling at Utah Valley University. They discuss student loan debt. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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No News is Good News For You6:13

4M ago6:13

6:13

Breaking news: take a news break. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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How to Time the Market5:38

4M ago5:38

5:38

Buy, buy, buy and find out why. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Thanksgiving 2018: Gratitude Combats Discontent3:35

4M ago3:35

3:35

Jesse encourages you to try a writing exercise this holiday. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Pay Yourself First4:21

4M ago4:21

4:21

Pay yourself first ... and forever Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Big Goals the End4:00

5M ago4:00

4:00

A simpler approach to big goals Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Why is Forecasting Bad4:14

5M ago4:14

4:14

The problem with forecasting money you don't have yet. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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The Subscription Scourge7:34

5M ago7:34

7:34

Subscriptions, subscriptions, subscriptions. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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Tertiary Costs5:15

5M ago5:15

5:15

There can be more to a purchase than the price tag Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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The Heirloom Toaster Company6:24

5M ago6:24

6:24

What if you never had to buy another toaster again? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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344 - The DL on BIFL5:57

6M ago5:57

5:57

Buy it once, never replace it and why. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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You Need A Budget (YNAB)

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343 - A Manual Intervention3:55

6M ago3:55

3:55

It's time for a, "Manual Intervention." Sign up for a free 34-day trial at www.youneedabudget.com

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You Need A Budget (YNAB)

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342 - Motivation the Grind5:12

6M ago5:12

5:12

Sometimes the slog is real, the motivation is waning and you are grinding. What do you do in those situations to keep your head above water?

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You Need A Budget (YNAB)

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341 - Broken Budgets4:03

6M ago4:03

4:03

Are credit cards a budget breaker?

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You Need A Budget (YNAB)

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339 - API6:04

7M ago6:04

6:04

YNAB has a new API

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You Need A Budget (YNAB)

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340 - FOMO3:06

7M ago3:06

3:06

Do you fear you've missed out on budgeting? Sign up for a free 34-day trial at www.youneedabudget.com

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You Need A Budget (YNAB)

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YNAB Interview with Mike Michalowicz46:05

7M ago46:05

46:05

Jesse talks with Mike Michalowicz, author of Clockwork: Design Your Business to Run Itself—a book about how to stop sacrificing family, friendships and freedom for the sake of your business. Available Today

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You Need A Budget (YNAB)

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338 - Budgeting is Spending4:12

7M ago4:12

4:12

Budgeting is spending; nothing more, nothing less. Sign up for a free 34-day trial at www.youneedabudget.com

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You Need A Budget (YNAB)

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337 - Taking a Vacation from Budgeting3:22

8M ago3:22

3:22

How about a vacation from budgeting? Sign up for a free 34-day trial at www.youneedabudget.com

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You Need A Budget (YNAB)

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Debt Stories: Taking A Break0:31

8M ago0:31

0:31

We're taking a break to produce season 2 of Debt Stories. In the meantime check in every Monday for the YNAB Podcast. You can also catch up on any episodes you may have missed and please share with a friend. Thank you. https://www.youneedabudget.com/debt-podcast/

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You Need A Budget (YNAB)

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336 - Better Halves and Budgets8:12

8M ago8:12

8:12

It's ok if you and your partner don't think about money the same way Sign up for a free 34-day trial at www.youneedabudget.com

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You Need A Budget (YNAB)

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Ep 07 Debt Story: Meet Jennifer13:06

8M ago13:06

13:06

She used to buy every gadget that crossed her path. Now, her cousin calls her “the Queen of Cheap.”—learn how Jennifer paid off all of her student loans and most of her credit card debt, and purchased her very first home in Chicago proper. Find more information at http://ynab.com/debt-podcast

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You Need A Budget (YNAB)

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335 - Money Stops, Obligations Keep Coming8:07

8M ago8:07

8:07

Obligations remain despite life-changing circumstances.

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You Need A Budget (YNAB)

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Ep 06 Debt Story: Meet Sydney7:34

8M ago7:34

7:34

This family of four lives in Downsville, Utah. When her husband lost his accounting job, they turned to the credit card. When they hit a $15,000 balance, she discovered YNAB ... Find more information at http://ynab.com/debt-podcast

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You Need A Budget (YNAB)

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334 - Parenting is Hard, Not Expensive9:52

8M ago9:52

9:52

Jesse expounds on his stance of not paying for his children's college education

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You Need A Budget (YNAB)

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Ep 05 Debt Story: Meet Brittany14:40

9M ago14:40

14:40

This family of four in Marietta, Georgia, had racked up $263,000 of debt—a number that used to keep Brittany awake at night (and that was before the job losses). Still, they made it work. Find more information at http://ynab.com/debt-podcast

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You Need A Budget (YNAB)

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332 - Antifragile Finances10:25

9M ago10:25

10:25

Some things get better when they experience shock

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You Need A Budget (YNAB)

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Ep 04 Debt Story: Meet Daniel13:41

9M ago13:41

13:41

He and his wife paid off $30,000 of debt in three years. It was all about choices—find out whether they picked air conditioning or Amazon Prime. Find more information at http://ynab.com/debt-podcast

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You Need A Budget (YNAB)

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333 - Lowering the Baseline8:32

9M ago8:32

8:32

Jesse discusses a conversation he has with a friend about whether or not they should pay off their house.