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The podcast where the occult community goes for it's listening pleasure! A fun and easy journey into the foundations of occult magick and creating your own path. Something for everyone from absolute beginners to seasoned practitioners! Grab a cup of coffee and join me for some magick chat!
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Two girls. Two cities. Too Turnt. Nikita and Amna come together as THE BRKRM DUO to discuss all things you didn’t know were relevant. Let us join you for your morning cup of coffee, your afternoon commute, or your late night binge. Whenever it is, be sure to spend Just Another Day with us! XO, TBD
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Freelance Finance Fix

Alex M. Lynch CFA®, AWMA®

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This show teaches successful freelancers and solopreneurs like you how to: Hack your money to further your financial independence, lower your tax bill, invest smarter, and optimize your finances. Freelance Finance fix was created by money nerds who love researching, optimizing and diving deep into all things financial. We are passionate about helping freelancers find unique and exciting opportunities available to them that are not available to the traditional 9-5 crowd. So grab your favorite ...
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Hosted by Neely Quinn, The TrainingBeta Podcast is a weekly conversation with rock climbing's best and brightest. Pro rock climbers, climbing trainers, and other insightful members of the climbing community offer their experiences with training for climbing, the best diet for climbing, and their personal stories with climbing. Whether you're a beginner climber or a seasoned pro, you'll learn something new from these conversations.
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Tim and I had a little fun with my other podcast, I thought I would recycle the effort here! If any of you out there are bird lovers, check out my parrot podcast, Voice of the Parrot, where ever you listen to podcasts or CLICK HERE to check out the website. Zoltan the Podcast bird makes regular appearances!! Here are all the important links! Here i…
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You didn't think we could stay away for Ouija October, did you? Well, this year is just a little different....!! Here are all the important links! Here is the email address for everything: magick@randomillusions.com Support our efforts! Rune readings by Tim or Tarot readings by Shasta Re!! You will only get our discounted rate thru the link below! …
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In this episode, I talk with Coach Alex Stiger about what she learns from watching all of the Climbing World Cups and how she uses those videos to teach her clients about their own climbing. You can passively watch any sport you want, but if you’re actually an athlete in that sport, you can turn those viewings into active learning sessions by askin…
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Back in April, I published an episode with Thomas Cunningham all about how he trains efficiently as a busy dad and ER physician to be able to send up to 5.14c projects in only 10-15 days outside climbing per year. You can listen to that episode in the link below: Listen to my first interview with Thomas In that episode, we started talking about how…
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Are you aware you can rent out your home for tax-free income? That’s right—for freelancers, solopreneurs, and small business owners who love to travel, renting your property might be an excellent way to earn tax-free income. In this episode, Alex covers what the Augusta Rule is and how to take full advantage of renting your home for tax-free income…
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In this episode, I sat down with Coach Matt Pincus to talk about his infamous “checklist” that he uses when he’s projecting a route (or a boulder – but usually routes). As a coach, often Matt’s job is less about creating strength training programs and more about using tactics to get people up their projects in an efficient way. He’s found that he’s…
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Have you noticed more banks enticing you with higher rates? Higher rates generally mean higher savings but there’s no guarantee to how long this seemingly win/win situation will actually last. In this episode, Alex shares why banks are offering high rates and why you should review your long term financial goals before making any changes to your cur…
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Our last episode, “Are You Maximizing Your Home Office Deductions?”, focused on home office deductions and details about Form 8829 Expenses for Business Use of Your Home. Be sure to review IRS Publication 587 and make sure you're using the most advantageous calculation when determining the business use percentage of your home. In this episode, Alex…
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In the episode, I sit down with Coaches Matt Pincus and Alex Stiger to discuss how they go about training their clients in the different energy systems. The “energy systems” we’re talking about are power endurance, endurance, strength, and power. Basically, they both feel like these things are extremely confusing to climbers, and they wanted to sim…
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Although the April tax deadline has passed, now is a great time to review your return to ensure you’re maximizing your home office deductions. In this episode, Alex dives into home office deductions, different ways to compute your home office use, and what to know about Form 8829 Expenses for Business Use of Your Home. In this episode, you’ll also …
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Our previous episode, “A Freelancer’s Guide to Quarterly Tax Payments,” covered the basics of estimated tax payments and avoiding underpayment penalties. In this episode, Alex discusses safe harbor provisions and determining your estimated tax payment. Be sure to check out Publication 505 by the IRS to learn more about estimated tax withholdings an…
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Steep Climbing Workshop May 2nd, 2023 Coach Alex Stiger is hosting a 2-hour presentation + Q&A on how to train for steep climbing on the wall and off the wall. She’ll be using a series of videos and other resources to describe some climbing drills, strength training tactics, and mindset shifts to help you feel less intimidated and more confident on…
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You might be mistaken if you’re a small business owner or freelancer and think you only have to pay the IRS once a year. Estimated tax payments only apply in certain states, so review your local tax laws to avoid any penalty. In this episode, Alex breaks down what estimated tax payments are, who has to pay them, and how to pay them on time, and sha…
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A couple weeks ago, Sam Elias texted me and said, "Hey. This ER doctor here in Louisville just sent his first 14c... He's SUPER intelligent and really researched about training, nutrition, and personal optimization. I think y'all should have him on the podcast. He has a lot to offer." Turns out this was his second--not first--14c, which I found out…
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Our prior episode, “529 Plans are for More than Education” highlighted that the traditional 529 College Savings plans are set for big changes. While 529 accounts used to be where parents and grandparents invested money to fund the next generation's higher-level education costs like tuition, the Secure Act 2.0 includes provisions that if unused, thi…
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Traditionally, 529 accounts have been an option in which savings could be accumulated and invested toward the purpose of funding a loved one’s education expenses. Money can be set aside in the 529 plan as a lump sum or over time, invested in the markets, and grow tax free. The real beauty and benefit of a 529 education savings plan is typically rea…
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If you’re planning to sell your primary residence or an investment property, you might qualify for certain options to get the most out of the transaction while saving money on your tax bill. In this episode, Alex details 5 important things to know about how selling your home impacts your taxes. In this episode, you’ll also hear: Understanding capit…
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In this interview I talk with professional ice and mixed climber, Majka Burhardt, about her new book, More. In it, she describes the transition she went through from being a full-time pro climber to having twins and balancing her life with her two children as a new part of it. The book is a compilation of letters she wrote to her kids through the f…
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Although Roth IRA conversions offer many financial benefits, they can also create financial woes if converted too soon or if tax filings aren’t managed properly. In this episode, Alex shares 10 scenarios where it’ll pay to think twice before executing a Roth conversion. In this episode, you’ll also hear: How Roth conversions impact income benefits …
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Do you think you make too much money to contribute to a Roth IRA or that you’ve out-earned your eligibility for a tax-free growth? You might be surprised to learn you can still take advantage of a Roth account regardless of your income. In this episode, Alex outlines who is eligible for Roth conversions and makes suggestions for when and how to do …
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OMG! We have been super slammed! But we felt it was time to check in, hang out with you guys for a bit, have some fun, and give you our Top Ten list of facts that you need to know in order to keep yourself safe in the occult community! Here are all the important links! Here is the email address for everything: magick@randomillusions.com Support our…
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Climbing Fitness Breakthrough Series Before we get started, Coach Alex Stiger is hosting a 4-part series all about how to increase your overall climbing fitness. She will do 4 weekly 90-minute zoom calls starting March 21st all about how to use efficient, quick sessions in the gym to reliably make you feel stronger and have more endurance. The cost…
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Did you know an old 401K might hold the key to funding your new business or, at the very least, could save you thousands in taxes? For big tech employees or those with employer stocks that have performed tremendously well, it’s worth researching how net unrealized appreciation, or NUA, might impact your financial plans. In this episode, Alex reveal…
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This episode is a bit different in that Coach Matt Pincus is the interviewer/coach and I (Neely) am just in it to introduce Matt and his guest, Bridget Roell. Bridget is a long-time climber who was working her first 5.13b when she first reached out to Matt a few years ago to coach her. Through the training and tactics they employed, she was able to…
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No one likes leaving money on the table, especially when it’s thousands of dollars. Unfortunately, you could be at risk of doing just that if you’re unintentionally holding bonds inside a Roth account. In this episode, we highlight the differences between Roth accounts, bonds, and why it’s necessary to make sure your investments are where you need …
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April 18th is rapidly approaching so now is the time to review your 1099s and financial accounts to make filing your taxes as easy as possible. In this episode, Alex covers 7 things you need to know about filing your taxes as a freelancer or solopreneur to avoid costly surprises and penalties. In this episode, you’ll also hear: Why it’s better to r…
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In this episode, Dr. Tyler Nelson talks about a small but very effective change to make in your finger training protocol to help you get stronger and avoid injuries. Last year, Tyler saw over 600 patients with finger injuries, and he believes that using unlevel edges that are bigger than what we’ve been told to use could have, in part, prevented th…
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Every year brings the opportunity to take advantage of the annual gift tax exemption to non-charities when filing taxes, but many don’t understand the gift tax limit or its benefits. In this episode, Alex explains the annual gifting limit, how to increase your 2023 gifting limit from $17,000 to potentially $68,000, and why it’s important to plan yo…
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As mentioned in Part 1, health expenses and rising health insurance costs can quickly derail even the best laid financial plans. An HSA account is a solid planning tool to help freelancers mitigate risk and navigate unexpected expenses. In this episode, Alex discusses the final 5 attributes of an HSA account and why it’s beneficial to have this ded…
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This episode is one of the most meaningful episodes I’ve ever done, and I’ll tell you why in a sec. In it, I talked with psychologist Dr. Jennifer Dragonette about DBT, which stands for Dialectical Behavior Therapy, for a whopping hour and a half! DBT is a set of psychological tools developed by Marsha Linehan to help people truly process and deal …
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Having an emergency fund is non-negotiable for freelancers. Even with the most meticulous tax planning and retirement strategies in place, unpredictable expenses can occur at any time. In this episode, Alex dives into the most overlooked benefit of having a Roth retirement account and three things freelancers should know about using Roth accounts. …
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Did you know 401K plans are not limited to employees working for large companies? If you’re a freelancer serious about planning for your retirement, optimizing your tax strategy, and have extra cash available, opening a solo 401k might be your next move. In this episode, Alex shares what freelancers need to know about solo 401Ks and why you should …
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Would you switch banks for an extra 30K? Yeah, me too. This all begins with a simple question: Are you getting a good rate of return for the money in your savings account? Chances are your bank isn’t working hard enough to keep your business, and you’re missing out on money that requires little effort to earn. In this episode, Alex breaks down why …
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In the episode, I sit down with Coaches Matt Pincus and Alex Stiger to discuss how they go about training their clients to be better boulderers. They’re both pretty psyched on bouldering themselves, so we also talk about how they train for bouldering in their own lives. When we started talking, I was assuming they were going to tell me all the ways…
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Hosted by Alex M. Lynch CFA®, AWMA®, this show teaches six-figure freelancers and solopreneurs like you how to: Hack your money to further your financial independence, lower your tax bill, invest smarter, and optimize your finances. Freelance Finance Fix was created by money nerds who love researching, optimizing, and diving deep into all things fi…
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The big announcement is finally here! Join the fun and help us celebrate! Zoltan was unusually enthusiastic in this episode!! Here are all the important links! Here is the email address for everything: magick@randomillusions.com Support our efforts! Rune readings by Tim or Tarot readings by Shasta Re!! You will only get our discounted rate thru the…
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In this episode, I talk with Coach Alex Stiger about the most common mistakes amde by climbers who are trying to break into 5.12 climbing. Sending 5.12 is the most common goal among her clients, so she has quite a bit of experience with the minutiae of what it takes to do that. She will share her personal experience of her first 5.12’s and what she…
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Short but sweet, I have a few helpful tips to keep in mind as we enter the new year, let's all build a great plan for success!! Here are all the important links! Here is the email address for everything: magick@randomillusions.com Support our efforts! Rune readings by Tim or Tarot readings by Shasta Re!! You will only get our discounted rate thru t…
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A little after holiday cheer with some easy magick substitutions when you're stuck, and some deep conversation by Zoltan the talking parakeet! Join the fun! Here are all the important links! Here is the email address for everything: magick@randomillusions.com Support our efforts! Rune readings by Tim or Tarot readings by Shasta Re!! You will only g…
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Hey!! Let's switch gears and have some fun talking to Alfred Santariga about his fascinating experiences with the paranormal........specifically SASQUATCH!! Awesome links to check out: New York State Sasquatch Organization Bronxville Paranormal Society New York State Dogman Project New York State UFO Project Bronxville Paranormal Society Facebook P…
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In this episode, Coach Matt Pincus and I discuss the extremely important topic of crag etiquette. As more climbers join the sport and crags and boulder fields become more crowded, there’s a growing need for us all to be on the same page about who gets to climb when, how to communicate with each other, and what our expectations are of each other in …
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Check back for links. I'm dead tired. I will add links tomorrow! Thank you for your patience! Support the show through our new Ko-Fi account! As a thank you, you will receive the reading of your choice: A rune reading from Tim, or a Tarot reading from Shasta Re! Click here: www.Ko-Fi.com/GOSTradio Here are all the important links! Here is the email…
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In this episode, I talk with Coach Alex Stiger about the tactics she used to send Silky Smooth, 5.13c (8a+) in the Red River Gorge last week without training endurance beforehand. She went into the trip feeling like she had low endurance, in fact, but she used specific tactics to send the route in 7 sessions. There are a lot of little tips and tric…
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The gift giving season spotlight continues this week with Miss Aida as we put a focus on all of her books and services. These are stocking stuffers you want on your list!! And we are gonna tell you why!! Lots of great gift ideas, anecdotes, and helpful hints to be had this week!! Click here to go directly to Miss Aida's page on Amazon.com to browse…
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Fresh new faces this week! The gift giving season is upon us so let's get acquainted with some crafters and artists in the magick community and see what they are offering that will not only blow your mind, but enhance your life with magick!! Click here for Alison Chicosky's website This is where you can see every amazing thing she has to offer!! Ch…
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Ahhh, a bit late but published none the less......yes, it's the conclusion of NOPE-vember and we are discussing the disgusting stuff!! Just say NOPE!! Here are all the important links! Here is the email address for everything: magick@randomillusions.com Support our efforts! Rune readings by Tim or Tarot readings by Shasta Re!! You will only get our…
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