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Do Bonds Belong in Roth?
Manage episode 357259325 series 3437793
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No one likes leaving money on the table, especially when it’s thousands of dollars. Unfortunately, you could be at risk of doing just that if you’re unintentionally holding bonds inside a Roth account.
In this episode, we highlight the differences between Roth accounts, bonds, and why it’s necessary to make sure your investments are where you need them to be.
In this episode, you’ll also hear:
Why we love the long term, tax-free growth Roths offer
Benefits of holding bonds and other conservative investments
Understanding risk tolerance and asset location optimization
Must-listen moments:
[00:02:02] Most individuals pay a ton of attention to what investments are inside of their accounts. However, while you may be the unique exception, most individuals are not paying attention to which account to put those investments inside of.
[00:07:09] Some of you may not be aware that some of the funds you hold inside of the account may have a significant holding of bonds or more conservative investments or money market funds held within them.
[00:09:22] We want to make sure the right investments are inside of the right accounts.
For more detail on financial topics curated just for freelancers, visit www.freelancefinancefix.com
You’re also invited to connect with me on LinkedIn at https://www.linkedin.com/in/alexmlynch/
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